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Travelex Travel Select Insurance

Robust plan with optional cancel and interruption for any reason benefits

Travelex Travel Select Insurance

The Travel Select is the most popular trip protection plan from Travelex and provides the comprehensive coverage for most travelers. This plan is ideal for business, with your family, or for fun, Travelex’s comprehensive travel insurance plan, Travel Select, offers the benefits and upgrades you need to help keep yourself and your vacation investment protected. Benefits are also provided for travel delays, baggage delays, and emergency medical treatment while you’re away from home.Travel Select also offer travelers three early purchase benefits when the plan is purchased within 15 days of the initial trip payment, which includes coverage for:

  • Business travelers who experience unforeseen cancellations or interruptions.
  • Pre-existing medical condition waivers.
  • Financial default.

Travelex’s Travel Select Insurance plan summary

  • First payer coverage with no deductibles
  • Travel Select travel protection starts at $28
  • Includes cancel for any reason and interrupt for any reason benefit
  • Insurance that offers standard coverage for trip cancellation, travel delays and other losses incurred while traveling
  • Maximum age insured: 99 years
  • 15-day pre-existing condition exclusion waiver available
  • Up to $50,000 emergency medical expenses
  • Protection included for children 17 and under
  • Maximum trip length up to 365 days.
  • Underwritten by Berkshire Hathaway Specialty Insurance Company
  • Medical evacuation with hospital of choice

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Plan benefits of Travel Select insurance

  • Trip Cancellation 100% of insured trip cost (up to $50,000)
    Trip Interruption 150% of insured trip cost (up to $75,000)
    Travel Delay $2,000 (with a daily sublimit of $200 and with a minimum delay of 5 hours)
    Missed Trip Connection $750 (with a minimum delay of 3 hours)
    Emergency medical evacuation & repatriation of remains $500,000 (with an escort coverage limit of $25,000)
    Kids-included pricing Included
  • Baggage and Personal Effects $1,000 (item sublimits apply)
    Sports Equipment Rental $200 (with a minimum delay of 24 hours)
    Baggage Delay $200 (with a minimum delay of 12 hours)
  • Accidental death & dismemberment (AD&D) $25,000
  • Emergency medical expense $50,000 (with a dental coverage sublimit of $500)
    Coverage Type Primary
    24/7 travel assistance Included
  • Financial default 100% of insured trip cost (up to $50,000)
    Pre-existing medical condition exclusion waiver Trip cancellation/interruption coverage will be limited to 100% of insured trip cost (up to $50,000)
    Cancel for work reasons Included as unforeseen eligible event
  • Car rental collision coverage Up to $35,000 per policy (with a $100 deductible)
    Optional Cancel for Any Reason (CFAR)** Up to 75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000
    Additional medical coverage – additional emergency medical expense Additional $50,000 ($100,000 benefit total)
    Additional medical coverage – additional emergency medical expense Additional $50,000 ($100,000 benefit total)
    Adventure sports exclusion waiver Additional activities coverage
    Flight accidental death & dismemberment (AD&D) Up to $200,000

Travel Select Insurance Optional Riders

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

1. Cancel for Any Reason

Protection for the unexpected, whatever it may be Cancel at least 48 hours before your scheduled departure and recover up to 75% of trip cost. Upgrade must be purchased at time of initial plan purchase and within 15 days of initial trip payment. Full trip cost must be insured, trip length must be 30 days or less and max trip cost is $10,000.

2. Car Rental Collision Coverage

If an upcoming trip includes a rental car, the Travelex car rental collision upgrade provides the extra bit of protection you may need. In the event your car is involved in a collision, car rental collision is able to provide increased coverage to help pay expensive bills that you might incur. Covers Up to $35,000 for collision damage, vandalism, windstorm, hail fire or flood to a rental car while on your trip. $100 deductible.

Rental collision upgrade- More Details  picture_as_pdf

3. Additional Medical Coverage

While the emergency medical benefits and the additional medical coverage upgrade cover the same type of unexpected incidents, the upgrade enables you to add additional financial protection to the base plan’s coverage limit. If you choose to include the additional medical coverage upgrade, you’ll receive an additional:

  • $50,000 in emergency medical expense coverage; and
  • $500,000 in emergency medical evacuation & repatriation of remains coverage

Additional Medical Coverage - More Details  picture_as_pdf

4. Flight accidental death & dismemberment

Receive protection for certain eligible accidents during your flight with the flight accidental death & dismemberment (AD&D) upgrade. The flight AD&D upgrade is available for those who wish to add an extra layer of airline-related protection to their trip. In addition to your Travelex travel insurance plan, this upgrade helps provide some extra peace of mind during take-off and touchdown, as well as when you’re in the air.

Covers up to $200,000 if loss of life, limbs or sight occurs from an accidental injury while on an airline flight.

Air AD & D - More Details  picture_as_pdf

5. Adventure sports coverage

Available an individual plans for U.S. residents only

Travelex's Travel Select plan provide coverage for the following adventure sports:

  • Skiing
  • Snowcat skiing
  • Canyoning or rappelling
  • Kayaking
  • River rafting
  • Scuba diving up to a depth of 60 feet
  • Snorkeling
  • Gorilla trekking/tracking
  • Elephant-back riding
  • Horseback riding
  • Camel-back riding
  • Walking safari
  • Hiking
  • Mountain climbing (unless technical with usage of ropes, axes, picks, etc.) Interaction with animals

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Travelex Travel Select Insurance - FAQ's

01. What is Travel Select Insurance?

Travel Select is the most popular trip protection plan from Travelex and provides the comprehensive coverage for most travelers. This plan is ideal for business, with your family, or for fun, Travelex’s comprehensive travel insurance plan, Travel Select, offers the benefits and upgrades you need to help keep yourself and your vacation investment protected.

02. How does Travel Select differ from other travel insurance plans?

Travel Select offers all the benefits of the Travel Basic plan, with additional features for more comprehensive coverage.One key advantage is that Travel Select provides coverage for children 17 and under when traveling with an eligible adult. There is no limit to the number of children, but the child’s trip cost will be used to determine the plan’s cost if it exceeds the adult's trip cost. Be sure to list any accompanying children when enrolling.

Travel Select also includes several "early purchase benefits" when the plan is purchased within 15 days of the initial trip payment. These benefits cover:

  • Business travelers facing unforeseen cancellations or interruptions
  • Waivers for pre-existing medical conditions
  • Protection against financial default

Additionally, Travel Select offers customizable upgrades such as:

  • Cancel for any reason coverage
  • Increased medical coverage
  • Adventure sports coverage
  • Flight accidental death & dismemberment (AD&D) coverage
  • Car rental collision protection

These options make Travel Select a flexible choice for those looking to tailor their travel insurance to their specific needs.

03. Does Travel Select insurance cover pre-existing waiver?

Yes. Pre-existing medical conditions are eligible for coverage when:

  • Plan is purchased within 15 days of initial trip payment
  • Full trip cost is insured
  • The traveler is medically able to travel at the time of plan purchase.
04. Do I need to pay extra to include travel protection for my children?

As long as your children are 17 and under, traveling with an eligible adult, and their trip cost is less than the adult trip cost, your kids will also receive travel protection coverage at no additional cost. The number of children is unlimited subject to maximum insured policy limits.

Please note: If you include any upgrade(s) in your policy, the child(ren) listed on your policy will be charged for the upgrade premium.

05. Does the Travel Select plan offer any additional coverages?

Yes. Travelex Travel Select plan covers listed additional coverages:

  • Cancel for any reason: Up to 75% of insured trip cost (up to $7,500) with a maximum trip cost of $10,000
  • Additional medical coverage: Additional $50,000 ($100,000 benefit total)
  • Adventure Sports coverage: Covered
  • Car rental car collision: Up to $35,000 per policy (with a $100 deductible
  • Air AD & D coverage: covers up to $200,000
06. If I have a pre-existing medical condition, will it be covered by Travel Select?

Yes, coverage for pre-existing medical conditions is available if you purchase the Travel Select plan within 15 days of your initial trip payment. Additional requirements vary per plan.

07. Can Travel Select be used for travel outside of the United States?

Travel Select is Travelex’s best travel insurance plan for traveling internationally because it features higher benefit amounts that may be needed abroad. With its variety of benefits and upgrades, it provides excellent coverage both stateside and abroad.

08. What is the diffrence between Travel Select plan and Travel Basic plan?

Both plans will provide quality coverage, but differing trip factors might help decide which plan is best suited for you.For instance, if you are taking a trip with your family, Travel Select offers coverage for children 17 years of age and under at no additional cost when accompanied with an insured adult (terms and conditions apply).

Or if you plan to go mountain climbing on your next vacation, Travel Select provides an optional adventure sports upgrade to ensure you’re properly insured.

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