The BCBS Global Solutions Worldwide Premier Plan is a year-long travel medical insurance made for people who travel frequently outside their home country. Instead of buying a new policy every time you travel, you buy this once a year and you’re covered for unlimited trips during that year.
Key Features:The BCBS Global Solutions Worldwide Premier Insurance is a comprehensive international health insurance plan designed for U.S. citizens, permanent residents, and expatriates living or working abroad for extended periods. It provides worldwide medical protection with no annual or lifetime coverage limits, making it ideal for individuals and families seeking long-term global healthcare security.
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Lifetime Maximum per Insured Person | ||
| Unlimited | Unlimited | Unlimited |
| Annual Maximum per Insured Person | ||
| Unlimited | Unlimited | Unlimited |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Preventative Care For Babies/Children: (Birth to Age 18) a. Office Visits/examination b. Immunizations, Lab work & X-rays |
||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Preventative Care for Adults: (Age 19 and Older)a. Routine Pap Smears, annual mammogram b. PSA For Men c. Annual Physical Examination Health Screening d. Diagnostic lab work & X-rays |
||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Annual Physical Examination/Health Screening, Subject to a $750 Maximum per Calendar Year and limited to one per Calendar Year | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Primary Care Office Visits | ||
| All except a $10 copay per visit | All except a $30 copay per visit | 60% to Coinsurance Maximum then 100% |
| Urgent Care Facility | ||
| 100% | All except a $75 copay per visit | 60% to Coinsurance Maximum then 100% |
| Professional Services Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work. |
||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Surgery, X-rays, in-hospital doctor visits, Organ/Tissue Transplant | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Hospital medical emergency | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Hospital medications | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Ambulance Service | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Dental care due to accident | ||
| $1,000 per year, $200 per tooth | $1,000 per year, $200 per tooth | $1,000 per year, $200 per tooth |
| Acupuncture and Chiropractic Services | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Durable Medical Equipment | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Infusion Therapy | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Physiotherapy and occupational therapy, up to 20 consultations per calendar year | ||
| 100% no deductible | 100% no deductible | 100% no deductible |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Inpatient Mental Health | ||
| 100% up to 60 days | 80% up to the maximum coinsurance limit, then 100% | 60% up to the maximum coinsurance limit, then 100% |
| Outpatient Mental Health | ||
| 100%, No Deductible $10 Copayment | 100%, No Deductible $10 Copayment | 60% to Coinsurance Maximum then 100% no deductible |
| Inpatient Substance Abuse | ||
| 100% up to 60 days detox | 80% up to 60 days detox | 60% up to 60 days detox |
| Outpatient Substance Abuse | ||
| 100%, No Deductible $10 Copayment | 100%, No Deductible $30 Copayment | 60% to Coinsurance Maximum then 100% |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Basic Prescription Drug Benefit Subject to $1000 Maximum per Insured Person per Policy Period | ||
| 100% up to 60 days | 80% up to 60 days | 60% up to 60 days |
| Optional Rider. Subject to $25,000 Maximum per Insured Person per Policy Period | ||
| 100% of actual charges | Generics: 100% after $10 copay Brandname: 100% after $10 copay Injectables: 70% |
Generics: 100% after $10 copay Brandname: 100% after $10 copay Injectables: 70% |
| Inpatient Substance Abuse | ||
| 100% of actual charges | Generics: 100% after $10 copay | 100% of actual charges |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Emergency Medical Transportation | ||
| Up to $250,000 | N/A | N/A |
| Repatriation of Remains | ||
| Up to $25,000 | N/A | N/A |
| Accidental Death & Dismemberment | ||
| $50,000 | $50,000 | $50,000 |
Outside U.S |
U.S.(In Network) |
U.S.(Outside Network) |
| Home Health Care, Subject to a maximum of 30 visits per Calendar Year | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Skilled Nursing Facilities, Subject to a maximum of $250 per day for a maximum of 50 days per Calendar Year | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
| Hospice, Subject to a maximum of $5,000 per lifetime | ||
| 100% | 80% to Coinsurance Maximum then 100% | 60% to Coinsurance Maximum then 100% |
The Enhanced Prescription Medication Benefit provides a more accessible and efficient method for acquiring your prescriptions while traveling, as well as offers a higher limit than the basic benefit.
GeoBlue Dental and Vision benefits are designed to offer you coverage for common dental and vision care needs and to help you budget for dental services at all levels, preventive, basic and major.
BlueCross BlueShield plans come with key features designed to provide peace of mind while traveling:
Our support team is ready to assist you.
Yes, for those with stable conditions, especially if you’ve had prior health coverage.
Long Term Worldwide Premier is designed to cover individuals living outside of their home country for an extended period of time and will work similarly to a domestic health insurance plan. Services such as physician visits, maternity care, cancer treatment, vaccinations, dental care, and more can be covered under the plans.
Long Term Worldwide Premier is an annual renewable health coverage plan that can continue until the policyholder cancels the coverage.
Long Term Worldwide Premier can be canceled by terminating the monthly or annual payments being made for the continuing coverage. The policyholders can request the insurance company.
Yes, exclusions include routine checkups, elective procedures, maternity (unless life-threatening), treatments in the U.S., cosmetic surgeries, fertility treatments, vision/hearing aids, and injuries from extreme or professional sports.
To file a claim with BCBS Global Solutions Worldwide Premier Insurance, follow these steps:
Download Form
Get claim form online
Fax
+1 610 482 9623
Submit Documents
Mail to Blue Cross Blue Shield Global Solutions, P.O. Box 1748, Southeastern, PA 19399-1748, USA
Email Help
claims@bcbsglobalsolutions.com