GeoBlue Trekker Choice Insurance Reviews

GeoBlue Trekker Choice travel medical insurance

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Ratings
AM Best Rating: "A-" (Excellent)
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Underwriter
4 Ever Life

Ideal for Annual coverage for an unlimited number of trips Pre-existing conditions

What is GeoBlue Trekker Choice Travel Health insurance?

Trekker Choice Insurance offers maximum coverage of $1,000,000 for sickness and accidents. Covers unlimited trips in a year each trip not exceeding 70 days. It covers pre-existing conditions for medical services and medical evacuation.

At American visitor insurance, US Travelers can contact the Trekker Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Why Choose GeoBlue Trekker Choice Health insurance?

  • Accidental Death and Dismemberment: covers up to $25,000
  • Medical limit : up to $1,000,000 maximum limit
  • Medical Eevacuation benefit: covered up to $500,000
  • Unlimited trips in a 12 month period (70 days max. per trip)
  • Baggage protection : $100 for each bag or personal effect.
  • No hospital pre-certification penalty.

Who is eligible for GeoBlue Trekker Choice medical coverage?

  • Eligible for US residents traveling outside USA
  • A primary health plan is required for this insurance.
  • Individual trips must be fewer than 70 days.
  • Medical benefits for downhill skiing and SCUBA diving are limited to a maximum of $10,000.
  • Pre-existing conditions are covered.
  • Applicant's home country must be the US.
  • Applicant's age must be under 95 years

Why Choose Trekker Choice Insurance?

Trekker Choice is perfect for business travelers, digital nomads, and frequent flyers. It gives you year-long protection at a lower cost than buying multiple single-trip plans. Designed for frequent international travelers, it provides reliable medical coverage abroad, including trips up to 70 days, pre-existing condition coverage, and 24/7 access to telemedicine, so you can travel with peace of mind and flexibility. Key Features of Trekker Choice Insurance
  • Unlimited Trips: Covers an unlimited number of trips outside the U.S. within a 12-month period, with each trip up to 70 days in length.
  • Medical Coverage: Provides up to $1,000,000 in emergency medical coverage per trip.
  • Medical Evacuation: Offers up to $500,000 for emergency medical evacuation and transportation.
  • Pre-Existing Conditions: Covers medical services and emergency evacuation related to pre-existing conditions.
  • Primary Health Insurance Required: Enrollment in a primary health plan is required; it does not need to be a Blue Cross or Blue Shield plan.
  • No U.S. Coverage: Coverage is designed exclusively for trips outside the United States.

Who can buy Trekker Choice Insurance?

Trekker Choice ideal for travelers who take multiple trips throughout the year
  • Leisure travelers who take multiple vacations throughout the year
  • Business people who travel back and forth from the U.S. to their work or client site
  • Early retirees/Medicare subscribers who take multiple trips outside the U.S. in a year

What is the medical network in GeoBlue Trekker Choice Insurance?

GeoBlue Trekker Choice gives travelers access to a high-quality global medical network.
  • Access to a carefully selected global network of doctors meeting strict standards
  • Many doctors are certified by the American or Royal Board of Medical Specialties and speak English
  • Recommendations from 158 Physician Advisors worldwide help maintain quality
  • Network includes providers in 190 countries, with freedom to see any doctor or hospital abroad
  • Unlimited Global TeleMD™ telemedicine services included at no extra cost, available anytime via phone or tablet.

Does GeoBlue Trekker Choice Insurance offer a refund if my trip is canceled?

Yes. If your trip is canceled before your travel dates, GeoBlue allows you to receive a full refund of your premium. To cancel your coverage, you must submit a written request as the eligible participant by emailing enrollment@geo-blue.com Additionally, if your trip is rescheduled, you can adjust your coverage dates to match your new travel plans.

How much Trekker Choice Annual travel Insurance Cost?

GeoBlue Trekker Choice Insurance cost ranges from $184 to $347 per year, this is dependent on the age of the traveler, the plan maximum and the deductible.

Trekker Choice insurance offers Annual coverage for an unlimited number of trips. The plan covers up to the first 70 days of each trip. Traveler up to 69 years have medical maximum $1,000,000 . Travelers aged 70 to 95 years can choose $100,000 coverage.

For example here we are showing Trekker Choice cost for year with deductible of $100

Age of Traveler Medical Maximum $1,000,000
18 - 50 years $184
51 – 66 years $231
67 – 69 years $278

For traveler age 70 - 84years the cost is $278 per year with medical maximum of $100,000 with deductible $100

For traveler age 85 - 95 years the cost is $347 per year with medical maximum of $100,000 with deductible $100

GeoBlue Trekker Travel insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with GeoBlue; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

Review of GeoBlue Trekker Choice medical coverage

Can the Trekker Choice insurance renewed?

Trekker Choice Insurance can be renewed upto 12 months.

Does Trekker Choice cover pre-existing conditions?
  • The Trekker Choice plan coverage includes any pre-existing conditions present before your trip. Many travel medical plans exclude coverage for pre-existing conditions.
  • Pre-existing condition coverage includes both medical services and medical evacuation.

A working example of using Trekker Choice insurance*

Consider an example where your

  • full_coverage

    Insurance coverage $1,000,000

  • attach_money

    Deductible $100 per certificate period

  • draft

    Medical expenses Claims$18,100

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
X Ray $1,500 $1,500 $0
Total $18,100 $18,000 $100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Trekker Choice Travel Medical Insurance - FAQ's

1. Who can buy Trekker Choice plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations
2. How GeoBlue Trekker Choice insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

3. What is the maximum duration of coverage for each trip under the GeoBlue Tekker Choice insurance?

Under the GeoBlue Trekker Choice plan, each trip is covered for a maximum duration of 70 days2. This plan allows for unlimited trips within a 12-month period, as long as each trip does not exceed this limit

4. Can I get a refund if I cancel my GeoBlue Trekker Choice Insurance policy?

Yes, GeoBlue Trekker Choice travel medical insurance offers a satisfaction guarantee. If you cancel your policy, you may be eligible for a refund of the premium, provided you haven't started your trip or filed any claims.

5. What is the policy period for GeoBlue Trekker Choice Health insurance?

The policy period for GeoBlue Trekker Choice Insurance is 12 months. During this time, you can take unlimited trips, as long as each trip does not exceed the maximum duration of 70 days