GeoBlue Navigator Student Insurance

GeoBlue Navigator for Student Insurance

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What is Navigator student health insurance?

Ideal for Unlimited Annual Maximum Maternity Care Pre-existing conditions

GeoBlue Navigator student insurance provides comprehensive worldwide coverage both inside and outside the U.S. The plan is available to international students, scholars, faculty members, and their dependents. It is an ideal option for F1, J1 visa holders and those on Optional Practical Training (OPT). Plan covers preventive care, hospitalization, emergency medical evacuation, prescription drugs, and maternity care. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.

The plan requires medical underwriting prior to approval, meaning applicants may need to submit their medical history and records as part of the application process.

After buying the plan, students can access their Navigator for Student id card and all plan documents through the Navigator for Student medical insurance login porter. At American Visitor Insurance, students in the USA can contact the Navigator for Student customer service for assistance with plan details, quotes, and other queries. Please contact us at (877)-340-7910 and our licensed agents will be glad to help you!

GeoBlue Navigator for Student Insurance Reviews

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Insurance provider
GeoBlue
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Maximum limits
Unlimited annual and lifetime medical maximum
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Period of Coverage
3 months to 364 days
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Best for
  • Unlimited Annual Maximum
  • Preventive care
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Deductible options
Deductible options from
$0, $250, $500, $1000, $2500, $5000
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Rating
AM Best Rating: "A-" (Excellent) carrier.
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Underwriter
GeoBlue Navigator for Student is underwritten by 4 Ever Life

How much is Navigator for Student insurance coverage?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by Navigator for Student insurance. Once reached, no other benefits will be available. Navigator for Student insurance has policy maximum options of Unlimited annual and lifetime medical maximum

What is a deductible in Navigator for Student insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the Navigator for Student insurance actually starts to pay. Navigator for Student insurance has deductible options of of $0, $250, $500, $1000, $2500, $5000.

What are the plan highlights of GeoBlue Navigator plan?

  • Meets health insurance requirements for F1, J1 and OPT students
  • Eligible for US students or faculty traveling outside of the US
  • Provides unlimited annual and lifetime medical maximum
  • Easy access to the Blue Cross and Blue Shield provider network, the largest provider network in the U.S.
  • Offers flexible monthly or annual payment options
  • Pre-existing conditions covered with creditable coverage.
  • Unlimited telemedicine services.

Who is eligible for Navigator Student insurance?

Students aged 74 years (once you hit age 75 you are no longer eligible) and below at the time of application are eligible. Eligible applicants include U.S. citizens and permanent residents living abroad, as well as legal U.S. residents (both citizens and foreign nationals). They must reside outside their home country for at least 3 months in a year

To be eligible for Navigator for Students, you must be involved in Educational activity
  • International Students living in the U.S.
  • International Faculty and Research Scholars in the U.S.
  • Optional Practical Training (OPT) Participants living in the U.S.
  • U.S. students and faculty planning to study abroad can apply for coverage whether they are currently in the U.S. or residing outside the U.S.
  • The waiting period for pre-existing conditions can be waived with proof of prior creditable coverage.
  • The plan does not cover individuals participating in online courses or ESL (language courses).
Eligibility criteria for dependents
  • Eligible dependents, such as spouses and children, can be included in the coverage
  • The plan allows coverage for spouses, partners, and unmarried children (natural, stepchildren, or legally adopted) under the age of 26.

How much does Navigator for Student cost per month?

The Geoblue Navigator for Students cost per month ranges from $426 to $517. This is dependent on the factors namely age of the student, the plan maximum and the deductible.

Geoblue health insurance for students offers Unlimited medical maximum and deductible options from $0, $250, $500, $1,000, $2,500 and $500.

For example here we are showing Geoblue student insurance cost per month with deductible $500.

Student age Cost
14 - 30years $426
30 - 35 years $463
35 - 40 years $517

What are the Navigator health plan benefits?

  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Primary Care Office Visits - as many as 8 visits per Calendar Year
    All except a $10 copay per visit All except a $30 copay per visit 60% to Coinsurance Maximum then 100%
    Preventative Care For Babies/Children: (Birth to Age 18)
    a. Office Visits/examination
    b. Immunizations, Lab work & X-rays
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Preventative Care for Adults: (Age 19 and Older)
    a. Routine Pap Smears, annual mammogram
    b. PSA For Men
    100% 80% to Coinsurance Maximum then 100% 80% to Coinsurance Maximum then 100%
    Annual Physical Examination/Health Screening
    100% Maximum Covered Expense of $250 and limited to one per Calendar Year 80% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year. 60% to Coinsurance Maximum then 100% Maximum Covered Expense of $250 and limited to one per Calendar Year.
    Lifetime Maximum per Insured Person
    Unlimited Unlimited Unlimited
    Lifetime Maximum per Insured Person
    Unlimited Unlimited Unlimited
    Annual Maximum per Insured Person
    Unlimited Unlimited Unlimited
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Outpatient Medical Care
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Surgery, X-rays, In-hospital doctor visits, Organ/Tissue Transplant
    The Insurer will pay 100% of Covered Expenses. 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    In-patient medical emergency
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Professional Services Surgery, anesthesia, radiation therapy, in-hospital doctor visits, diagnostic X-ray and lab work
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Ambulatory Surgical Center
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
    Durable Medical Equipment
    100% 80% to Coinsurance Maximum then 100% 60% to Coinsurance Maximum then 100%
  • Outside U.S

    U.S.(In Network)

    U.S.(Outside Network)

    Emergency Medical Transportation
    Maximum Lifetime benefit for all Evacuations up to $250,000 Maximum Lifetime benefit for all Evacuations up to $250,000 Maximum Lifetime benefit for all Evacuations up to $250,000
    Repatriation Of Mortal Remains
    Maximum Benefit up to $25,000 Maximum Benefit up to $25,000 6 Maximum Benefit up to $25,000
    Accidental Death and Dismemberment
    Maximum Benefit: Principal Sum up to $10,000 Maximum Benefit: Principal Sum up to $10,000 Maximum Benefit: Principal Sum up to $10,000

GeoBlue Navigator for Student Insurance - Common Questions

1. How do I qualify for Navigator for Student maternity benefits?

After 364 days of continuous coverage, GeoBlue Navigator members may apply for a new plan that covers maternity costs up to $25,000 per pregnancy for all inpatient and outpatient care related to a covered pregnancy. This is inclusive of pre-natal care, delivery and post-natal care. Note: a new born may be added to the plan within 31 days of birth with no medical underwriting. Members do not need to submit a new health statement. If you are coming directly off a GeoBlue Student plan which included maternity, your wait period can be reduced or eliminated.

2. Do Navigator Student insurance meet the J1 visa requirements?

Yes, GeoBlue Navigator international student insurance plan meets the J1 visa requirements. GeoBlue Navigator plan provides unlimited medical coverage, which exceeds the minimum requirement of $100,000 per accident or illness for J1 visa holders. Additionally, the plan includes repatriation of remains coverage of at least $25,000 and medical evacuation coverage of at least $50,000, both of which are mandatory under J1 regulations. The plan also allows for a deductible that can be set at or below the required maximum of $500.

3. What are the coverage limits of Navigator for Student Insurance?

Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.

4. Does the Geoblue Navigator plan cover preventive care?

Yes. The GeoBlue Navigator for students plan covers preventive care services with no waiting period or sublimit allowing students to access preventive services such as routine check-ups, vaccinations, and screenings without incurring additional costs beyond their regular deductible and coinsurance.

5. Are Geo Blue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

6. Is Geo Blue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

7. Why should I buy travel insurance from Geo Blue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

8.How GeoBlue Navigator for Student insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
  • Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
  • Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.

How can I buy Student insurance online?

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Complete the quote form by entering your student information

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