Dear customer support,
I am an international student coming to the US. I am current suffering from an gastroenterology related problem and need coverage for the same. Please recommend appropriate plan options for me.
Thank you for contacting us for your student health insurance needs!
Your health condition which is Gastroenterology is considered as a pre existing condition.
You need to enroll in some University to get a student health insurance plan. Are you enrolled to a University in America? Which state are you coming to in US? Insurance coverage will not be provided if you are just coming to US to receive treatment for existing ailments.
To receive coverage for pre existing condition, the following student health insurance plans are available with a waiting period of 6 months or 180 days. Your
insurance plan needs to be effective for 6 months after which any medically urgent issues that arise due to your pre existing condition will be covered depending on how serious the issue is. Only if the issue absolutely needs medical attention, those treatments might be covered.
Please give us a call or let us know your phone number in case you want to talk.
from USI Travel Insurance Services:
This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I)STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150. There is a 12 month waiting period for covering the pre existing conditions.
(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150. There is a 6 month waiting period for covering the pre existing conditions.
For more details on this plan, check this link on our website: Study USA
Another plan is Student Secure from HCCMIS:
Please let us know if we can help you any further.
+1 (877) 340 7910Reviewed & Updated : February2020