Study USA - Student Insurance questions

questionHi there,
I want to enroll my daughter Lara Schreiber & into the Study USA-HealthCare Preferred plan.
How do we ensure that the from Hawaii university requested form is filled out by provider and sent to UH administration?
One more question:
If I now go for a 364 days plan with onetime payment; what happen when my daughter stop studying in Hawaii (coming back to Germany); will the overpaid period be paid back?
Thanks!
Greetings
Martin Schreiber


questionDear Martin,
Thank you for contacting American Visitor Insurance for your needs! The form will be filled out once the insurance policy is bought. For one time payment of the insurance, the request of cancellation must be sent in writing at this email address: susa@travelinsure.com.
Please note that if you are cancelling a policy after the effective date you are subject to the following conditions:
1. A 20 cancellation fee will apply
2. No refunds available 60 days after the effective date
3. Only insured’s who have no claims are eligible for refund
I am sending you again the buy link for Study USA:

Study USA     Buy Now

If you have anymore questions, please let us know.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionHi,
I will doing research in National Institute of Standards and Technology (NIST). NIST is a government research institute and does not conduct courses. The brochure of Study-USA states that I am eligible only if I am doing research in educational institute. So I want to know if I am eligible for Study-USA or not.
I intend to buy the scheme for one year, but I intend to pay monthly premium. So if I buy the scheme now in India, will there be an issue if I pay the premium later while I am in Maryland.
Thanks!
Vishal

questionDear Vishal,
Please find the answers to your questions below them:
  • Question: I will doing research in National Institute of Standards and Technology (NIST). NIST is a government research institute and does not conduct courses. The brochure of Study USA states that I am eligible only if I am doing research in educational institute. So I want to know if I am eligible for Study USA or not.
    Answer: This depends on your visa. If you have an F1, J1 visa, the answer is - Yes.
    If you are on F1 or M1 visa as long as you are working at least 30 hours per week you are eligible.
  • Question: I intend to buy the scheme for one year, but I intend to pay monthly premium. So if I buy the scheme now in India, will there be an issue if I pay the premium later while I am in Maryland.
    Answer: This IS going to be an issue with MANY insurance companies. The good news is that with Study-USA, you can sign up for the year (9 months, whatever) and pay for it monthly. You will NOT be able to purchase this again if you are physically in the state of Maryland. However, if you do your purchase from India (or most other places) it will be fine. Just be sure you sign up to pay "MONTHLY" instead of "SINGLE PAYMENT".
I hope this helps and have a great flight over!

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionDear customer support,
I am an international student coming to the US. I am current suffering from an gastroenterology related problem and need coverage for the same. Please recommend appropriate plan options for me.
Thank you,
Catherine

questionDear Catherine,
Thank you for contacting us for your student health insurance needs!
Your health condition which is Gastroenterology is considered as a pre existing condition.
You need to enroll in some University to get a student health insurance plan. Are you enrolled to a University in America? Which state are you coming to in US? Insurance coverage will not be provided if you are just coming to US to receive treatment for existing ailments.
To receive coverage for pre existing condition, the following student health insurance plans are available with a waiting period of 6 months or 180 days. Your insurance plan needs to be effective for 6 months after which any medically urgent issues that arise due to your pre existing condition will be covered depending on how serious the issue is. Only if the issue absolutely needs medical attention, those treatments might be covered.
Please give us a call or let us know your phone number in case you want to talk.
STUDY USA from USI Travel Insurance Services:
This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I)STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150. There is a 12 month waiting period for covering the pre existing conditions.

(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150. There is a 6 month waiting period for covering the pre existing conditions.

For more details on this plan, check this link on our website: Study USA

Study USA     Brochure     Buy Now

Another plan is Student Secure from HCCMIS:

StudentSecure Select     Plan Details     Brochure     Buy Now

Please let us know if we can help you in any further.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionHi,
I'll be a visiting scholar (33) with J1 visa at Florida Atlantic University, traveling with my wife (29) and son (1) having J2 visas.
These are the requirements our insurance should meet:
1. Medical benefit of minimum $50,000 per person per accident or illness
2. Deductible does not exceed $500 per accident or illness
3.Repatriation of remains in the amount of at least $7,500
4.Medical evacuation expenses in the amount of at least $10,000
5.Pre-existing condition exclusions of six months or less
6. Underwritten by an insurance corporation with A.M. Best rating of A- or above, ISI rating of A- or above
Thank you,
Attila Borsos

questionDear Attila,
The plan we would suggest is Study USA HealthCare:
To review a brochure or to purchase the plan please click through to this link:

Study USA     Brochure     Buy Now

If you have any questions please email or call us at 1877-340-7910.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionHi,
My name is Amanda and I was wondering if you could help me out. I am from Ireland and currently processing my 1year J1 work and travel visa through the IIIC in Boston so that I can work in New York for a year. The next step in my visa requires me to give proof of insurance. I have been looking at your insurance plan A but it would be great if you could verify if this would be the appropriate one as I have a pre-existing thyroid and parathyroid illness. Both require me to take one tablet a day so it's not serious by any means but I do wish to be covered if I can. The rules of the visa require that my insurance have these points below: Your Health Insurance policy must match or better the cover specifics required by the U.S. State Department for access to the J1 Irish Work and Travel Program, as follows:
1. Medical benefits of at least $50,000.00 per accident or illness
2. Repatriation of remains in the sum of $7,500.00.
3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000.00. 4. A deductible (amount payable by you) not to exceed $500 per accident or illness. Would it be possible to get a quote of you which includes these points and also takes into account my pre-existing illness?
Many thanks,
Amanda

questionDear Amanda,
We work extensively with J1 visitors and have many plans open to you.
However we are unable to identify the plan you are writing about. We need the name of the plan. 'Plan A' could be one of several versions of our plans.
If you can provide the plan name we can give you specific information on that plan.
In the meanwhile however the Study USA Healthcare plan is one of the best plans available. It conforms with all J1 visa requirements. With regard to pre-existing conditions, this plan has a 6 month waiting period after which the condition is covered. All other plans open to J1 visa holders either have a longer waiting period OR do not cover pre-existing conditions at all.

Study USA     Plan Details     Brochure     Buy Now

If you have any other questions please let us know.

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019
questionHi,
I am a student of University of Chicago and I am interested in the student medical insurance "Study USA health care" plan A and plan B. But I can't find some of the details I need. Does those plans meet these criteria?
Thank you.
Siyun

questionDear Siyun,
I could not read your attachment. Here are links to the plan including the brochure which will list all the details of the plan. It will probably work, but do check to make sure.
To purchase and/or get a quote for the Study USA plan:

Study USA     Brochure     Buy Now

Regards,
Customer care
+1 (877) 340 7910Reviewed and Updated : April 2019

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  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
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    10. Patriot Travel Policy
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    12. How an insurance plan works?
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    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
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