Study USA Health Insurance for international students

Age
Spouse
Start Date
End Date
Coverage
Citizenship
Study USA Basic
Plan Maximum
$100,000
Deductible
Study USA Standard
Plan Maximum
$100,000
Deductible
Study USA Preferred
Plan Maximum
$300,000
Deductible
Study USA Platinum
Plan Maximum
$500,000
Deductible

Study USA Insurance Forum

questionHi,

I want to enroll my daughter Lara Schreiber & into the Study USA-HealthCare Preferred plan.
How do we ensure that the from Hawaii university requested form is filled out by provider and sent to UH administration?
One more question:
If I now go for a 364 days plan with onetime payment; what happen when my daughter stop studying in Hawaii (coming back to Germany); will the overpaid period be paid back?
Thanks!
Greetings
Martin Schreiber

questionDear Martin,

Thank you for contacting American Visitor Insurance for your needs! The form will be filled out once the insurance policy is bought. For one time payment of the insurance, the request of cancellation must be sent in writing at this email address: susa@travelinsure.com.
Please note that if you are cancelling a policy after the effective date you are subject to the following conditions:
1. A 20 cancellation fee will apply
2. No refunds available 60 days after the effective date
3. Only insured’s who have no claims are eligible for refund
I am sending you again the buy link for Study USA:

Study USA     Plan Details Brochure Buy Now

If you have anymore questions, please let us know.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I will doing research in National Institute of Standards and Technology (NIST). NIST is a government research institute and does not conduct courses. The brochure of Study-USA states that I am eligible only if I am doing research in educational institute. So I want to know if I am eligible for Study-USA or not.
I intend to buy the scheme for one year, but I intend to pay monthly premium. So if I buy the scheme now in India, will there be an issue if I pay the premium later while I am in Maryland.
Thanks!
Vishal

questionDear Vishal,

Please find the answers to your questions below them:
  • Question: I will doing research in National Institute of Standards and Technology (NIST). NIST is a government research institute and does not conduct courses. The brochure of Study USA states that I am eligible only if I am doing research in educational institute. So I want to know if I am eligible for Study USA or not.
    Answer: This depends on your visa. If you have an F1, J1 visa, the answer is - Yes.
    If you are on F1 or M1 visa as long as you are working at least 30 hours per week you are eligible.
  • Question: I intend to buy the scheme for one year, but I intend to pay monthly premium. So if I buy the scheme now in India, will there be an issue if I pay the premium later while I am in Maryland.
    Answer: This IS going to be an issue with MANY insurance companies. The good news is that with Study-USA, you can sign up for the year (9 months, whatever) and pay for it monthly. You will NOT be able to purchase this again if you are physically in the state of Maryland. However, if you do your purchase from India (or most other places) it will be fine. Just be sure you sign up to pay "MONTHLY" instead of "SINGLE PAYMENT".
I hope this helps and have a great flight over!

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February2020
questionDear customer support,

I am an international student coming to the US. I am current suffering from an gastroenterology related problem and need coverage for the same. Please recommend appropriate plan options for me.
Thank you,
Catherine

questionDear Catherine,

Thank you for contacting us for your student health insurance needs!
Your health condition which is Gastroenterology is considered as a pre existing condition.
You need to enroll in some University to get a student health insurance plan. Are you enrolled to a University in America? Which state are you coming to in US? Insurance coverage will not be provided if you are just coming to US to receive treatment for existing ailments.
To receive coverage for pre existing condition, the following student health insurance plans are available with a waiting period of 6 months or 180 days. Your insurance plan needs to be effective for 6 months after which any medically urgent issues that arise due to your pre existing condition will be covered depending on how serious the issue is. Only if the issue absolutely needs medical attention, those treatments might be covered.
Please give us a call or let us know your phone number in case you want to talk.
STUDY USA from USI Travel Insurance Services:
This plan meets the J Visa requirements. This is available for the state of Maryland. There are 2 types of plans available under this plan.
(I)STUDY USA Standard:
This plan offers a policy maximum of $250,000 with a in network deductible of $50 and out of network deductible of $150. There is a 12 month waiting period for covering the pre existing conditions.

(ll) STUDY USA Preferred:
This plan offers a policy maximum of $300,000 with a in network deductible of $50 and out of network deductible of $150. There is a 6 month waiting period for covering the pre existing conditions.

For more details on this plan, check this link on our website: Study USA

Study USA Plan Details Brochure Buy Now

Another plan is Student Secure from HCCMIS:

StudentSecure Select Plan Details Brochure Buy Now

Please let us know if we can help you any further.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I'll be a visiting scholar (33) with J1 visa at Florida Atlantic University, traveling with my wife (29) and son (1) having J2 visas.
These are the requirements our insurance should meet:
1. Medical benefit of minimum $50,000 per person per accident or illness
2. Deductible does not exceed $500 per accident or illness
3.Repatriation of remains in the amount of at least $7,500
4.Medical evacuation expenses in the amount of at least $10,000
5.Pre-existing condition exclusions of six months or less
6. Underwritten by an insurance corporation with A.M. Best rating of A- or above, ISI rating of A- or above
Thank you,
Attila Borsos

questionDear Attila,

The plan we would suggest is Study USA HealthCare:
To review a brochure or to purchase the plan please click through to this link:

Study USA Plan Details Brochure Buy Now

If you have any questions please email or call us at 1877-340-7910.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

My name is Amanda and I was wondering if you could help me out. I am from Ireland and currently processing my 1year J1 work and travel visa through the IIIC in Boston so that I can work in New York for a year. The next step in my visa requires me to give proof of insurance. I have been looking at your insurance plan A but it would be great if you could verify if this would be the appropriate one as I have a pre-existing thyroid and parathyroid illness. Both require me to take one tablet a day so it's not serious by any means but I do wish to be covered if I can. The rules of the visa require that my insurance have these points below: Your Health Insurance policy must match or better the cover specifics required by the U.S. State Department for access to the J1 Irish Work and Travel Program, as follows:
1. Medical benefits of at least $50,000.00 per accident or illness
2. Repatriation of remains in the sum of $7,500.00.
3. Expenses associated with the medical evacuation of the exchange visitor to his or her home country in the amount of $10,000.00. 4. A deductible (amount payable by you) not to exceed $500 per accident or illness. Would it be possible to get a quote of you which includes these points and also takes into account my pre-existing illness?
Many thanks,
Amanda

questionDear Amanda,

We work extensively with J1 visitors and have many plans open to you.
However we are unable to identify the plan you are writing about. We need the name of the plan. 'Plan A' could be one of several versions of our plans.
If you can provide the plan name we can give you specific information on that plan.
In the meanwhile however the Study USA Healthcare plan is one of the best plans available. It conforms with all J1 visa requirements. With regard to pre-existing conditions, this plan has a 6 month waiting period after which the condition is covered. All other plans open to J1 visa holders either have a longer waiting period OR do not cover pre-existing conditions at all.

Study USA Plan Details Brochure Buy Now

If you have any other questions please let us know.

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February2020
questionHi,

I am a student of University of Chicago and I am interested in the student medical insurance "Study USA health care" plan A and plan B. But I can't find some of the details I need. Does those plans meet these criteria?
Thank you.
Siyun

questionDear Siyun,

I could not read your attachment. Here are links to the plan including the brochure which will list all the details of the plan. It will probably work, but do check to make sure.
To purchase and/or get a quote for the Study USA plan:

Study USA Plan Details Brochure Buy Now

Regards,
www.americanvisitorinsurance.com
Customer care
+1 (877) 340 7910Reviewed & Updated : February2020

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Study USA Insurance - FAQs

Does Study USA Insurance cover covid illness?

Travel Insure Covid19 travel insurance by Study USA Insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

How do I get the college waiver form for Study USA?

After purchasing Study USA insurance, please fill in your portion of the information in the college waiver form and sign it. The form has to be sent to Travel insurance Services either though fax at (610) 537-9851 or through email it to susaforms@travelinsure.com. Travel Insurance Services will complete the form and fax it back to the school within one business day.

Yes, you can buy Study USA insurance as long as you satisfy the eligibility requirements.

Yes, the Study USA plan can be renewed up to a period of 4 years as long as the eligibility requirements are satisfied.

The Study USA plan can be renewed before the existing policy expires. You can renew the plan at
Study USA Renewal

Yes, an eligible spouse or child can be added to the plan while renewing it.

For Non US students in USA
Treatment at the student health center can enjoy the in-network benefit.
Treatment within the PPO network - Expenses are covered at a lower deductible and coinsurance than when you get treated outside network.
The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.

For US students studying outside USA
Treatment at student health center or any doctor or hospital can enjoy the in-network benefit.
If treated at a student health center first can waive the deductibles.
The student can also visit any doctor or hospital by contacting the Emergency Assistance Company who will help you find a doctor or hospital.
International Network Providers

Yes, pre-existing conditions are covered after a waiting period of a minimum of 6 months

Yes, pregnancy is covered if the conception occurs after the plan effective date.
No coverage for pregnancy of the dependent child.

Yes Study USA offers worldwide coverage for students outside their home country.
For every 3 months of coverage, Study USA offers 15 days of coverage in the home country.

The following expenses must always be pre-certified:

  • Inpatient care
  • Any Surgery or Surgical Procedure
  • Care in an Extended Care Facility
  • Home Nursing Care
  • Durable Medical Equipment
  • Artificial limbs
  • Computerized Tomography (CAT Scan)
  • Magnetic Resonance Imaging (MRI)
  • Maternity
  • Newborn care

You can use an out-of network doctor or and out-of network benefits will be paid.

The corrections can be sent to susa@travelinsure.com, or by fax or mail and they will confirm the corrections.
Please send the applicant's name, a daytime phone number and reference your Transaction Number.
Contact Information:
Email: susa@travelinsure.com
Fax: 610-537-9828
Mail: Travel Insurance Services
3070 Riverside Drive
Columbus, OH 43221
USA
If there is a rise in premium, payment can be done by fax or mail. When sending credit card details, please include the credit card number, expiration date, security code, and a statement authorizing Travel Insurance Services to charge the additional amount.

Resourceful Study USA insurance information links

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Forum Entries x
  1. Visitors Insurance Forum
    1. Travel Insurance
    2. US citizens visiting USA
    3. US citizens travelling outside USA
    4. Pre Existing Conditions
    5. Coverage for Australians
    6. Senior Citizens
    7. Family
    8. Maternity
    9. Atlas Travel Policy
    10. Patriot Travel Policy
    11. Liaison Travel
    12. How an insurance plan works?
    13. FAQs Forum
  2. Student Insurance Forum
    1. Student Secure Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Student Health Advantage
    5. OPT Insurance
    6. F2 Visa Insurance
  3. Adventure Sports Coverage
    1. Motorcross Coverage
  4. J1 Visa Insurance Forum
    1. J2 Visa Insurance
    2. Study USA Insurance
    3. Patriot Exchange
    4. Family
    5. Maternity
    6. Evacuation-Repatriation Insurance
    7. University Insurance
  5. H1/H4 Visa Insurance Forum
  6. K1 Visa Insurance Forum
  7. International Health Insurance Forum
  8. Green Card Holders
  9. Schengen Visa Insurance Forum
  10. Insurance Cancellation Forum
  11. Insurance Clarification Forum
    1. Buying Insurance
    2. Coverage
    3. Renewal
  12. Direct Billing & Claims Forum
  13. Safe Travel Forum
  14. Visitor Insurance FAQs
  15. Visitor Insurance Blogs
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