GeoBlue Voyager Choice travel Insurance

Ideal for U.S. travelers with a primary health plan who need comprehensive single-trip coverage abroad.

GeoBlue Voyager Choice insurance cost calculator

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What is GeoBlue Voyager Choice insurance?

GeoBlue Voyager Choice is a single-trip travel medical insurance plan designed for U.S. residents who already have a primary health insurance policy at home but need additional protection while traveling abroad.

Key features:
  • Coverage for trips up to 182 days
  • Benefits most domestic health plans don’t provide abroad, including: Emergency medical evacuation, Repatriation of remains, Hospitalization & outpatient care.
  • COVID-19 testing & treatment
  • Includes coverage for pre-existing conditions (with a primary U.S. health plan)
  • Access to doctors and hospitals in 190 countries, plus 24/7 telemedicine

Traveler can get all the plan document and plan id card by using GeoBlue Voyager Choice insurance login. At American Visitor Insurance, International travelers can contact the GeoBlue Voyager Choice insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Voyager Choice Insurance Reviews

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Insurance provider
GeoBlue
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Rating
AM Best Rating: "A-" (Excellent)
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Period of Coverage
1 day to 182 days
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Underwriter
Underwritten by 4 Ever Life
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Coverage Type
primary
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Deductible options
Deductible options from
$0, $100, $250, $500
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Best for
  • Most popular comprehensive plan
  • Pre-existing conditions
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Maximum limits
Maximum limits from $50,000, $100,000, $500,000, $1,000,000

How much coverage does GeoBlue Voyager Choice insurance offers?

The policy maximum amount of coverage is the cumulative total amount of Dollar amount benefit that is available by GeoBlue Voyager Choice insurance. Once reached, no other benefits will be available. GeoBlue Voyager Choice insurance has policy maximum options of $50,000, $100,000, $500,000, $1,000,000

What benefits do GeoBlue Voyager Choice plan provide when traveling outside the U.S.?

Geoblue Voyager Choice include:
  • Essential coverage not offered by most domestic health plans, such as hospitalization, emergency medical evacuation, and repatriation
  • Coverage for medically necessary COVID-19 testing and treatment
  • Unlimited 24/7/365 telemedicine consults at no additional cost
  • Access to doctors and hospitals in 190 countries
  • Coverage available for travelers up to age 95
  • Plan options that include coverage for pre-existing conditions
  • No medical underwriting required for enrollment
  • Group discounts for 5 or more travelers
  • Family coverage also included under this plan
  • Affordable protection for just a few dollars a day, with enrollment completed in as little as 5 minutes

Does GeoBlue Voyager Choice Insurance cover pre-existing conditions?

  • Yes, the Voyager Choice plan covers pre-existing conditions that exist before your trip.
  • Unlike many travel medical insurance plans that exclude them, this plan includes coverage for both medical services and medical evacuation related to pre-existing conditions.
  • To be eligible, you must already have a primary health insurance plan in the U.S., as Voyager Choice is designed to supplement your existing coverage while traveling abroad

What is the medical network in GeoBlue Voyager Choice Insurance?

GeoBlue Voyager Choice gives travelers access to a high-quality global medical network.
  • Access to a carefully selected global network of doctors meeting strict standards
  • Many doctors are certified by the American or Royal Board of Medical Specialties and speak English
  • Recommendations from 158 Physician Advisors worldwide help maintain quality
  • Network includes providers in 190 countries, with freedom to see any doctor or hospital abroad
  • Unlimited Global TeleMD™ telemedicine services included at no extra cost, available anytime via phone or tablet.

Does GeoBlue Voyager Choice Insurance offer a refund if my trip is canceled?

Yes. If your trip is canceled before your travel dates, GeoBlue allows you to receive a full refund of your premium. To cancel your coverage, you must submit a written request as the eligible participant by emailing enrollment@geo-blue.com

Why Choose Voyager Choice Insurance?

If you already have U.S. health insurance and are looking for affordable, supplemental coverage while traveling abroad, Voyager Choice provides flexible protection with high medical limits, giving you peace of mind wherever your journey takes you.

What is a deductible in GeoBlue Voyager Choice insurance?

The deductible is the Dollar amount that insured travelers need to pay for coverage before the GeoBlue Voyager Choice travel insurance actually starts to pay. GeoBlue Voyager Choice insurance has deductible options of $0, $100, $250, $500

What are the key highlights of GeoBlue Voyager Choice insurance?

  • Ideal for international leisure, missionary or business travel.
  • Coverage of COVID-19 testing and treatment.
  • Quarantine benefits up to $50 per day, for 10 days.
  • Post-departure trip interruption up to $1000.
  • Choice of varying medical limits and deductibles.
  • For trips outside the U.S. up to 6 months for ages 95 and younger.
  • Covers pre-existing conditions for medical services and medical evacuation, for individuals with a current U.S. health plan.
  • Requires a primary health plan; however, the primary plan does not need to be a Blue Cross and/or Blue Shield medical plan in order to be eligible.
  • No hospital pre-certification penalty.
  • Voyager Choice is the most popular and comprehensive plan.

Who is eligible for GeoBlue Voyager Choice insurance plan?

  • Applicant's home country must be the US
  • Applicant's age must be under 95 years
  • For children under age 6, must be enrolled with a parent, aunt, uncle or grandparent
  • Travelers enrolled in a primary plan are eligible
  • The initial payment must be made in the home country before departing from one of these states

Who can buy Geoblue Voyager Choice Insurance?

Geoblue Voyager Choice ideal for:
  • Individuals and families traveling for summer vacation, spring break or the holidays
  • Students or teachers going abroad for a semester
  • Business travelers taking a single trip to their work or client site
  • Missionaries engaged in religious, educational or service work lasting a few months

How much does Voyager Choice Insurance cost per month?

GeoBlue Voyager Choice insurance cost per month ranges from $40 to $825, this is dependent on the age of the traveler, the plan maximum and the deductible.

The cost of Voyager Choice is higher for older travelers as they are more likely to need medical care while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 95 years can choose maximum limits of $50,000, $100,000, $500,000, $1,000,000.

For example here we are showing GeoBlue Voyager choice cost per month with deductible $250.

Age of traveler Medical Maximum
$50,000 $100,000 $500,000 $1,000,000
19 - 29 years $40 $44 $51 $52
30 – 39 years $51 $57 $65 $67
40 – 49 years $74 $82 $96 $98
50 - 59 years $103 $114 $133 $136
60 - 69 years $150 $166 $231 $236
70 - 74 years $286 $316 $370 $377
75 - 84 years $501 $554 $647 $660
85 - 95 years $626 $692 $809 $825

What are the benefits of Voyager Choice insurance?

  • Surgery, anesthesia, in-hospital doctor visits, diagnostic X-ray and lab 100%
    Office Visits: including X-rays and lab work billed by the attending physician 100%
    Surgery, X-rays, In-hospital doctor visits 100%
    In-patient medical emergency 100%
  • Outside the U.S. Outpatient prescription drugs 100% of Reasonable charges up to $5,000
    Dental Care required due to an Injury 100% of Reasonable Charges with a maximum benefit of $500 per Trip Period
    Dental Care for Relief of Pain 100% of Reasonable Charges with a maximum benefit of $250 per Trip Period
    Physical and Occupational Therapy 6 visits per Period of Insurance. $100 Maximum payment per visit.
    Repatriation Of Remains Up to $25,000
    Emergency Medical Transportation Up to $500,000
    Baggage & Personal Effects Coverage Maximum benefit of $500 per Trip Period and limited to $100 maximum benefit per bag or Personal Effect
    Post Departure Trip Interruption $500 per Trip Period
    Post Departure Trip Interruption Quarantine Coverage* ( Benefits and Eligibility vary for South Dakota residents) Maximum benefit of $50 per day, up to 10 days
  • Ambulatory Surgical Center 100%
    Accidental Death and Dismemberment Up to $50,000
    Emergency Family Travel Arrangements Maximum Benefit per Trip Period up to $2,500 for the cost of one economy round trip air fare ticket to the place of the Hospital Confinement for one person
    Ambulance Service (non-Medical Evacuation) 100% up to $1000
  • Acute Onset of Pre-Existing Conditions help Pre-existing conditions are also covered for medical services by the Choice plan.

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How can I buy GeoBlue Voyager Choice travel insurance online?

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Voyager Choice Pre-existing condition coverage for US residents

The GeoBlue Voyager Choice plan is unique in offering coverage for not only "acute onset" of pre-existing medical conditions, but also coverage for necessary expenses for a pre-existing conditions. It provide coverage for pre-existing conditions for emergency medical transportation. Pre-existing conditions are also covered for medical services by the Choice plan.
To be eligible for the plan, you must be a US resident, have a primary health plan, and under age 85. You must purchase the plan before your trip starts.The plan has an unlimited maximum for medical coverage, but there are limitations on coverage for skiing and scuba accidents, and dental coverage. The Choice plan covers 100% of outpatient prescription drugs.

Voyager Choice Insurance - FAQ's

1. Who can buy Voyager Choice plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations
2. How GeoBlue Voyager Choice insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.
3. What are the key highlights of Voyager Choice insurance?

Following are some of the key benefits of buying Voyager Choice short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage
4. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

5. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

6. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

7. Is there coverage for Covid-19 illness in GeoBlue travel insurance?

GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

US Eligible States

Following are the US Eligible States :

Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kentucky, Massachusetts, Michigan, Mississippi, Missouri, Nebraska, New Jersey, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Virginia, West Virginia, Wisconsin, Wyoming

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