GeoBlue Voyager Essential Insurance

GeoBlue Voyager Essential Covid19 Insurance Cost

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GeoBlue Travel Insurance Plans

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.

GeoBlue offers international travel insurance and Expat insurance products that can provide financial security to international travelers and expats living or traveling outside the US by providing access to an elite network of healthcare providers, innovative mobile and online tools, the convenience of telemedicine tools and exceptional customer service.

GeoBlue voyager insurance reviews for Covid19

Policy maximum
$50k $100k $500k $1M
Deductible options
$0 $100 $250 $500
Insurance provider
Plan life
Upto 180 days
Voyager Essential insurance Underwriter
GeoBlue Voyager Essential is underwritten by 4 Ever Life
Voyager Essential insurance rating
AM Best Rating: "A-" (Excellent)

Visitors Care Insurance Information

  • Visitors Care Insurance Advantages

    • Cheaper Plan.
    • $25,000 coverage, suitable for travelers looking for less coverage.
    • Can be renewed up to two years.
    • Deductible per period of coverage.
    • Refund of full premium if the policy is cancelled before the effective date. If the cancellation request is received after the policy start date, you will get pro-rata refund after deducting the cancellation charges.
    • Part of a PPO network available.
    • Only plan that offers extended care facility (Lite is $150/day, Plus is $200/day and Platinum is $250/day up to 15 days per policy period)
  • Visitors Care Insurance Disadvantages

    • It is a fixed benefit plan.
    • This plan is available only for non-Us citizens traveling outside their home country.
    • Travelers above 65 years and visiting US, coverage must begin within 30 days of arrival in the US.
    • Only $10,000 coverage for 80+ travelers.

Voyager Essential travel insurance

  • Coverage of COVID-19 testing and treatment.
  • Covers pre-existing conditions for medical services and medical evacuation.
  • It is eligible applicant's home country must be the US, applicant's age must be under 95 years.
  • Travelers enrolled in a primary plan are eligible.
View complete details of benefits

Voyager Essential Insurance, Voyager Travel insurance reviews – FAQ

01. Are Geo Blue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association.Geo Blue travel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully. The travel insurance solutions provided by Geo Blue provide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

02. Is there coverage for Covid-19 illness in Geo Blue travel insurance?

GeoBlue Voyager plan covers COVID-19 as a covered illness up to age 95.The essential treatment is covered however there may be policy deductible applicable.

03. Is Geo Blue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

04. What cover does a Geo Blue Travel insurer offer in Covid travel insurance? Does it have Quarantine coverage for US travelers?

Geo Blue provides coverage for Covid-19 as a new sickness in their Covid travel insurance covers. They have various travel insurance plans for Short-term travelers, multi trip travelers, student plans and long term insurance plans with coronavirus coverage. No, coverage for quarantine is not available with the Geo Blue travel insurance plans.

05. Why should I buy travel insurance from Geo Blue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

06. Who can buy Voyager Essential plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations

07. What are the key highlights of Voyager Essential insurance?

Following are some of the key benefits of buying Voyager Essential short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage

08. How GeoBlue Voyager Essential insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.

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A working example of using Voyager Essential*

Let us take an example of Plan-A: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Your claims for medical expenses is $18,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
X Ray $1500 $1500 $0
Total $18,100 $18,000 $100
* Disclaimer
We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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GeoBlue Voyager Essential insurance coverage for Covid19

GeoBlue Covid19 Travel health insurance by Voyager Essential insurance with coronavirus coverage covers medically necessary COVID-19 testing and treatment is covered.

What are some insurance terms important in voyager travel insurance reviews?

  • Plan Maximum coverage of Voyager Essential travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Voyager Essential insurance offers lifetime maximum limit options are $50,000; $100,000; $500,000 and $1,000,000
  • What is a deductible in Voyager Essential visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Voyager Essential insurance has deductible option from $0; $100; $250 and $500
  • What is a provider network of Voyager Essential Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Voyager Essential Travel health insurance
    Voyager Essential Insurance can be renewed Upto 180 days.
  • Eligibility to buy Voyager Essential Insurance Online
    It is eligible for applicant's home country must be the US, applicant's age must be under 95 years and travelers enrolled in a primary plan are eligible.

Steps to buy
US visitor travel insurance online

 1: Finding the available US travel insurance plans

Complete the travel insurance quote request form by providing details of the traveller and insurance requirements.

 2: Compare the different travel insurance options

Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

 3: Buy the travel insurance that you like best

Purchase the plan that fits your needs and budget best by using a credit card and completing the online application.

 4: Review insurance plan documents received by email

Review the travel insurance documents received by email closely for coverage details and relevant contact numbers

us visitors insurance online

Different types of US Visitors insurance

Fixed Benefit travel insurance

A fixed benefit travel insurance plan is the cheapest travel insurance plan option. Fixed benefit travel insurance is cheap because it has a fixed limit of coverage for different medical benefits.
Fixed benefit travel insurance plans work well in case of small ailments but can be inadequate in the event of a serious medical ailment or hospitalisation.

Comprehensive travel insurance

Comprehensive travel insurance plans provide exhaustive coverage for health expenses up to the policy medical maximum amount. In contrast to fixed benefit plans there are no limits for each benefit. Comprehensive insurance is more expensive when compared to fixed benefit plans but provides significantly better coverage in case of a medical emergency or hospitalisation.

GeoBlue resourceful travel insurance Links