Voyager Essential insurance cost

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Including USA

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  • request_quote

    Policy maximum
    $50K, $100K, $500K and $1M

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    Deductible
    $0, $100, $250 and $500

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    Comprehensive benefit plan
    Benefits for covered medical expenses go all the way up to the plan maximum

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    Pre-existing condition
    covers with 180 days exclusion

  • ambulance

    Emergency Medical Transportation
    Up to $500,000

  • luggage

    Trip Interruption
    Covers Up to $1,000

Voyager Essential travel medical insurance reviews

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Ratings
AM Best Rating: "A-" (Excellent)
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Underwriter
4 Ever Life

Ideal for Most popular comprehensive plan Pre-existing conditions

Voyager Essential health insurance review

GeoBlue Voyager Essential Insurance offers a choice of varying medical limits and deductibles. Covers trips up to 6 months with 100% coinsurance. The insurance plan covers pre-existing conditions for medical services and medical evacuation with 180 days waiting period.

At American visitor insurance, US Travelers can contact the Voyager Essential insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Voyager Essential benefits - Key Highlights

  • Essential coverage that most domestic plans don’t cover outside the U.S., including medical evacuation and repatriation.
  • Coverage of medically necessary COVID-19 testing and treatment.
  • Does not require a primary health plan.
  • 24/7/365 telemedicine consults from anywhere in the world, at no additional cost.
  • Access to doctors and hospitals in 190 countries.
  • Coverage up to age 95.
  • Plan options that include coverage of pre-existing conditions.
  • Discounts on 5 or more travellers.
  • Protection for dollars a day in as little as 5 minutes.
  • No medical underwriting.

GeoBlue Voyager Essential insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with GeoBlue; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

Are you traveling in Groups?

Get quotes for groups of five or more people traveling outside their home country!

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Advantages and Disadvantages of Voyager Essential Insurance

  • Voyager Essential Insurance Advantages
    • Ideal for international leisure, missionary or business travel.
    • Available for Students or teachers going abroad for a semester.
    • Does not require a primary health plan.
  • Voyager Essential Insurance Disadvantages
    • This plan is only available for U.S citizens.
    • Pre-existing conditions are covered with a 180-day exclusion.

An Overview of Voyager Essential insurance review

Eligibility

  • Applicant's home country must be the US.
  • Applicant's age must be under 95 years

Pre-existing condition

  • Pre-existing conditions are covered with a 180-day exclusion.

PPO Network

  • Many doctors are certified by the American or Royal Board of Medical Specialties and speak English, and we factor in recommendations from 158 Physician Advisors from all over the world.
  • While GeoBlue has hand-selected providers in 190 countries, our members have the freedom to choose any international doctor or facility for services.

Refund

  • Should your plans change prior to your travel dates, you can adjust your GeoBlue coverage dates once your trip is rescheduled.
  • Should your trip cancel completely, you can receive a full refund of your premium. Cancellation of coverage must be in writing from the Eligible Participant. Simply send an email to enrollment@geo-blue.com.

A working example of using Voyager Essential insurance*

Consider an example where your

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    Insurance coverage $50,000

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    Deductible $100 per certificate period

  • draft

    Medical expenses Claims$18,100

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $18,100 minus $100 equals $18,000. Insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Surgery $16,500 $16,500 $0
X Ray $1500 $1500 $0
Total $18,100 $18,000 $100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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Voyager Essential Travel Medical Insurance - FAQ's

1. Are GeoBlue Travel insurers a reliable insurance company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBluetravel insurance for more than 20 years have assisted globally in the complications of international healthcare and provide confidence for its members to travel safe and peacefully.

The travel insurance solutions provided by GeoBlueprovide excellent coverage for US citizens traveling overseas, travelers on work, study, Expats who live and travel internationally often.

2. Is GeoBlueTravel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe.

Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

3. Why should I buy travel insurance from GeoBlueTravel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

4. Who can buy Voyager Essential plan?

  • Leisure traveler
  • Missionary traveler
  • Senior traveler
  • Study abroad
  • Teach abroad
  • Employers, church and missionary organizations
  • Universities/colleges
  • Embassies, expatriate websites, Chambers of Commerce
  • Exchange programs, study abroad programs, associations

5. What are the key highlights of Voyager Essential insurance?

Following are some of the key benefits of buying Voyager Essential short term travel health insurance

  • $1 Million limit
  • Covers expenses from Illness and accident
  • Emergency medical transportation
  • Lost luggage and post departure trip interruption coverage
  • Supplemental coverage
6. How GeoBlue Voyager Essential insurance plan works?

  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history. Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.
  • Coverage can be renewed at the consent of the member and the insurer.