For people who are traveling outside the U.S. and outside their home country.
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U.S. citizens and residents who are traveling outside the U.S. and outside their home country. Applicants traveling from one country outside the U.S. to another country outside the U.S.
Yes you can purchase Intermedical insurance and the coverage will begin on the next day after enrolment.
No Intermedical insurance cannot be renewed. A new policy has to be purchased on expiration of the existing policy.
Please contact us for specific plans which provide travel insurance coverage for US citizens visiting the US.
As of the CDC Global Warning Level 3 on March 27th, any insured not already located in a destination under a CDC Warning Level 3 has 10 days of coverage for charges related to COVID-19. Those already in a country under a CDC Warning Level 3 would have 10 days of coverage based on the date the warning for that country was first issued. Insureds will continue to be covered for eligible Non-Covid-19 related expenses after the 10 days have elapsed.
They will have coverage through April 6th for COVID-19, which is the tenth day following the global warning on March 27th. After this, COVID-19 will no longer be covered, though coverage for all other eligible expenses will remain in place.
COVID-19 will not be covered under any current policy due to the CDC Global Warning Level 3. Policies will continue to cover other illness and accidents as per the policy wording. I understand that new coverages/plans may be considered in the future, though at this time no policies will be covering COVID-19.
The USI global medical policies have an exclusion based on the Centers for Disease Control (CDC) Warning to avoid travel (level 3). Travelers who contract coronavirus in areas with a level 3 advisory will not be covered for coronavirus illness. If your travel began under a level 2 advisory and changed to level 3 during your trip, you will be covered even if they contracted it after the updated warning was issued.