GeoBlue Navigator for Student Insurancee cost

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    Policy maximum
    3 months to 364 days

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    Deductible
    $0, $250, $500, $1000, $2500, $5000

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    Comprehensive benefit plan
    Benefits for covered medical expenses go all the way up to the plan maximum

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    Pre-existing condition
    Pre-existing conditions covered with proof of previous coverage.

Navigator for Student health travel medical insurance reviews

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Ratings
AM Best Rating: "A-" (Excellent)
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Underwriter
4 Ever Life

Ideal for Unlimited Annual Maximum Maternity Care Preventive care

Navigator for Student health insurance review

The GeoBlue Navigator health plan meets the needs of international students and faculty by offering comprehensive worldwide benefits—inside and outside the U.S.—without the typical limits, eligibility conditions and benefit exclusions common among traditional plans. GeoBlue Navigator is the premier health plan for students and faculty because it combines these benefits with concierge-level medical assistance and easy access to the Blue Cross and Blue Shield provider network, the largest provider network in the U.S.

At American visitor insurance, US Travelers can contact the Navigator for Student health insurance customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

GeoBlue Navigator for Student benefits - Key Highlights

  • Flexible options for plan length
  • Ideal for F-1, J-1 and OPT students.
  • Unlimited annual and lifetime medical maximum.
  • Includes prescription coverage. Optional dental, vision, and maternity coverage.
  • Illnesses and injuries related to terrorism are covered.
  • Comprehensive mental health services included.

GeoBlue Navigator for Student insurance reviews

Reviews, Ratings and Experiences

The compassionate care you gave me in the handling of my need, in my hour of need, was exemplary! We never felt like we were merely a case number — we felt the sincerity of your heartfelt response, as I shared my heart with you, both by phone and by e-mail correspondence.
  |   Steve E
Thanks for all the help and continued support you have provided. Although one hopes never to use travel insurance, you were a god-send throughout our ordeal. We couldn’t have done it without your continued assistance. Thanks again for everything.
  |   Joan
I was unlucky enough to fall ill while abroad, and filed two claims with GeoBlue; I was quite pleased at how easy and straight-forward this process was. My claims were processed quickly and without loads of red-tape. The representatives I spoke with were polite and helpful, as well.
  |   Kelli M

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Advantages and Disadvantages of GeoBlue Navigator for Student Insurance

  • GeoBlue Navigator for Student Insurance Advantages
    • This comprehensive plan provides inpatient, outpatient and mental health services
    • No waiting period or sublimit for preventive services.
    • Pre-existing conditions exclusion can be waived with proof of prior creditable coverage.
    • This plan as a monthly payment option.
    • Unlimited telemedicine services
  • GeoBlue Navigator for Student Insurance Disadvantages
    • The policy cannot be renewed if purchased for less than 3 months

An Overview of GeoBlue Navigator for Student insurance review

Eligibility

  • US Students studying outside US must be residing in the approved state or outside the US.
  • Covers dependents and families (only the subscriber must be a teacher, student or faculty).
  • The applicant may be an international student, faculty, research scholars, students on optional practical training.
  • The eligible student must be engaged in an educational activity and must be residing outside his/her home country for atleast 3 months in a year.

Pre-existing condition

  • Pre-existing conditions covered with proof of previous coverage.

A working example of using GeoBlue Navigator for Student insurance*

Consider an example where your

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    Insurance coverage is Unlimited annual and lifetime medical maximum

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    Deductible $500 per certificate period

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    Medical expenses Claims$19,000

Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $19,000 minus $500 equals $18,500. Insured bears $500
  2. It will cover the Outside U.S.
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $500 $0 $500
Surgery $16,500 $16,500 $0
Prescription Drugs $500 $500 $0
X Ray $1,500 $1,500 $0
Total $19,000 $18,500 $500
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

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GeoBlue Navigator for Student Medical Insurance - FAQ's

1. How do I qualify for Navigator for Student maternity benefits?

After 364 days of continuous coverage, GeoBlue Navigator members may apply for a new plan that covers maternity costs up to $25,000 per pregnancy for all inpatient and outpatient care related to a covered pregnancy. This is inclusive of pre-natal care, delivery and post-natal care. Note: a new born may be added to the plan within 31 days of birth with no medical underwriting. Members do not need to submit a new health statement. If you are coming directly off a GeoBlue Student plan which included maternity, your wait period can be reduced or eliminated.

2. Do these Navigator for Student meet the J-1 program Visa requirements?

Yes, the plan benefits and three deductible options meet the requirements. The deductible options that meet the requirements are the 0, 250 and 500 plans.

3. What is Navigator for Student Insurance?

Navigator for Student Insurance offers worldwide coverage for students in United States. It provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.The plan covers pre-existing conditions with creditable coverage.

4. Does Navigator for Student will pre-existing conditions?

Yes. Navigator for Student insurance covers pre-existing conditions with creditable coverage.

5. What are the coverage limits of Navigator for Student Insurance?

Navigator for Student insurance provides UNLIMITED annual and lifetime medical maximum with no waiting period for preventive services.

6. Does Navigator for Student will Preventative Care?

Yes.This plan covers preventive care services with no waiting period or sublimit. No precertification penalty for inpatient or outpatient care.

7. Does GeoBlue offer coverage for assignments shorter than 3 months?

For study or assignments inbound to the U.S., the minimum length of stay is 3 months under the GeoBlue Navigator plan. GeoBlue Voyager provides coverage for students and faculty traveling outside of the U.S. for short-term research, study or international experience.

8. Is GeoBlue Travel insurers a good company?

GeoBlue is the trade name for the international health insurance programs of Worldwide Insurance Services, an independent licensee of the Blue Cross Blue Shield Association. GeoBlue provides easy access and peace of mind to travelers and expats living around the globe. Their elite network of providers, innovative online tools, telemedicine tools and exceptional customer service set completely different standards for a full, reliable, suitable protection of your health and safety in the global community.

9. Why should I buy travel insurance from GeoBlue Travel insurers?

GeoBlue is a self-governing licensee of the Blue Cross Blue Shield Association who offer borderless access with a premium quality healthcare system with high-tech service for all travelers to feel secure while traveling around the world. Travelers can be rest assured that their travel requirements will be covered for a safe trip.

10. How GeoBlue Navigator for Student insurance plan works?
  • Customer applies online or via a paper application. Applicant is tracked to you when the customer uses your unique web link or brochure.
  • Plan is medically underwritten and coverage may be: 1) Issued with standard rates or 2) Rated up or 3) Declined for coverage based on health history.
  • Coverage is renewable at the consent of the member and insurer. Note: Members can keep the plan for a maximum of 9 months after returning home.
  • Welcome materials are sent electronically and via mail.
  • Members are invited to register on the website, mobile site or app.

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