INF HOP! Advantage is a budget-friendly fixed benefit travel medical insurance plan for international travelers visiting the USA. It provides defined coverage for a broad range of medical needs, including full pre-existing condition coverage and acute onset treatment. The plan also includes valuable non-medical benefits such as quarantine lodging, trip cancellation, and baggage loss protection.
Available for travelers aged 0 to 89, the plan provides worldwide coverage (excluding USA, UK, EU, Iran, North Korea, Syria, and Cuba) and must be purchased before arriving in the destination country. HOP! Advantage supports direct billing with in-network providers, includes 24/7 emergency and claims support, and covers trips from 1 to 364 days. It ensures peace of mind by combining both medical and travel assistance services in one plan.
After purchasing the INF plans, travelers can easily access their INF HOP! Advantage ID card and plan documents through the INF insurance login portal. At American Visitor Insurance, U.S. travelers can reach out to INF HOP! Advantage travel insurance for help with plan details, quotes, and policy questions. Our licensed agents are ready to assist you in selecting the right INF plans for your needs.
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF HOP Advantage plan. Once the maximum is reached, no additional benefits will be paid.
The deductible is the amount the insured must pay before INF HOP Advantage insurance starts to cover expenses.
INF HOP Advantage insurance has deductible options of :
Total Maximum Benefit | ||
$25,000 | $50,000 | $75,000 |
Hospital Room & Board help | ||
$2,700 | $3,900 | $4,750 |
Hospital Intensive Care Unit help | ||
$2,100 in addition the Hospital Room & Board | $2,650 in addition the Hospital Room & Board | $3,300 in addition the Hospital Room & Board |
Doctor Surgical Expenses | ||
$2,000 | $3,000 | $4,000 |
Anesthetics | ||
$500 | $1,500 | $2,500 |
Assistant Surgeon Expenses | ||
$1,250 | $1,500 | $2,500 |
Surgical Room and Supply Expenses | ||
$1,250 | $1,000 | $1,050 |
Emergency Doctor Visits (Outpatient Only) | ||
$40 per visit, 1 visit per day, a maximum of 5 visits ($200) | $60 per visit, 1 visit per day, a maximum of 5 visits ($300) | $80 per visit, 1 visit per day, a maximum of 5 visits ($400) |
Urgent Care | ||
$25 Co-pay per visit | $25 Co-pay per visit | $25 Co-pay per visit |
X-rays, laboratory procedures | ||
$275 | $400 | $525 |
CAT Scan, PET Scan or MRI | ||
$275 | $400 | $525 |
Hospital Emergency Room | ||
$275 | $350 | $425 |
Prescription Drug Expenses | ||
$75 | $100 | $125 |
Ambulance Expenses | ||
$375 | $400 | $425 |
Rehabilitative braces or appliances | ||
$500 | $550 | $600 |
Dental Treatment (Injury Only) | ||
$500 | $550 | $550 |
Pre-existing Conditions | ||
$1,750 | $2,500 | $4,500 |
Acute Onset of Pre-existing Conditions | ||
$25,000 | $50,000 | $75,000 |
Total Maximum Benefit | ||
$25,000 | $50,000 | $75,000 |
Trip Cancellation | ||
$1,250 | $1,500 | $1,750 |
Lost Passport | ||
$75 | $100 | $125 |
Return due to death or Serious Illness of an Immediate Family Member of the Insured Person | ||
Economy Ticket Rebooking up to $1,250 | Economy Ticket Rebooking up to $1,500 | Economy Ticket Rebooking up to $1,750 |
Early return due to serious disaster at home | ||
Economy Ticket Rebooking up to $1,250 | Economy Ticket Rebooking up to $1,500 | Economy Ticket Rebooking up to $1,750 |
Cancellation of a cruise before beginning | ||
$1,000 | $1,500 | $2,000 |
Cancellation due to COVID | ||
$1,000 | $1,250 | $1,500 |
Lost Baggage | ||
$300 | $400 | $500 |
Delayed Luggage | ||
$300 | $400 | $500 |
Accidental Death & Principal Sum | ||
$5,000 per Insured | $7,500 per Insured | $10,000 per Insured |
Emergency Medical Evacuation | ||
$10,000, Maximum limit per period of coverage. Must be approved in advance and coordinated by the claims administrator. | ||
Hotel Expenses for COVID Quarantine, per Policy | ||
$500 | ||
Repatriation of Mortal Remains | ||
$15,000 Maximum Limit for return of the Insured Person's Mortal Remains or ashes to Country of Residence or $2,000 Maximum Limit per Insured Person for preparation, local burial or cremation of the Insured Person’s Mortal Remains at the place of death. |
To file a claim with HOP! Advantage, follow these steps:
Download Form
Get claim form online
Call Support
888-207-1694
Submit Documents
Robin Assist, P.O. Box 211879, Dallas, TX 75211.
Email Help
claims@robinassist.com
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
local_hospital Find PPO Network Providers »Our support team is ready to assist you.
American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF plans and to make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries while buying INF travel insurance. The customer support staff are available at all times to help you with the online application process and to extend the travel insurance or even cancel the plan if travel plans change. American Visitor Insurance’s staff can also help customers while filing for any insurance claims if needed
HOP! Advantage is a budget-friendly travel medical insurance policy that provides fixed, schedule-of-benefit payments for covered charges for medical and travel-related expenses, as well as pre-existing and acute onset coverages.
It means the plan pays a fixed amount or pre-set amount for each covered service, regardless of the actual medical bill.
Comprehensive plan pay for the cost of medical charges (within policy limits), while HOP! Advantage pays a fixed benefit amount for each covered occurrence.
Yes, as long as you request an extension prior to your end date of coverage and are eligible.
Yes, HOP Advantage has set levels of benefits for pre-existing and acute onset conditions.
Yes, COVID-19 is covered just like any other illness under policy conditions.
Routine check-ups, elective surgery, experimental surgery, and travel to embargoed countries are a few exceptions. The policy encompasses all of them.
It becomes effective at 12:01 AM EST on the effective date and ends at 11:59 PM EST on the policy end date.
INF HOP Advantage is not offering coverage for residents of Syria, Iran, Russia, North Korea, Cuba, the USA, the United Kingdom, Gibraltar, and the European Union.
American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.
Review quotes and coverage benefits for your needs to get the best protection for your next trip - fast and easy.