INF Elite Plus X Travel Insurance
INF Elite Plus X Insurance offers comprehensive visitor medical coverage for non-U.S. travelers, including coverage for pre-existing conditions, preventive care, hospitalization, and urgent medical expenses while visiting the USA, Canada, or Mexico.
What is INF Elite Plus X Insurance?
INF Elite Plus X is a comprehensive-benefit travel medical insurance plan designed for non-U.S. residents up to age 99. It provides full coverage for pre-existing conditions and offers flexible protection for 90 to 364 days while traveling in the U.S., Canada, and Mexico.
Key Features:- Coverage for Full pre-existing conditions for travelers under the age of 99
- Provider coverage for preventive care, maintenance, and wellness benefits
- Great savings with United Healthcare PPO network
- Access to ID card and documents online after purchase
- 24/7 customer service and support available
- Eligible for Green Card holders temporarily visiting the USA from their home country.
After buying the plan, travelers can get all the plan documents and id card through INF Elite Plus X login. At American Visitor Insurance, US Travelers can contact the INF Elite Plus X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
How Much Maximum Coverage Does INF Elite Plus X Travel Insurance Provide for Visitors to USA?
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Elite Plus X plan. Once the maximum is reached, no additional benefits will be paid.
- check_circleAges 0-69 years: Available coverage options are $150,000 to $300,000.
- check_circleAges 70-99 years: Coverage is limited to $75,000
What Is a Deductible in INF Elite Plus X Visitors Insurance?
The deductible is the amount the insured must pay before INF Elite Plus X insurance starts to cover expenses.
- check_circleINF Elite Plus X insurance has deductible options of: $100, $250, $500, $1,000, $2,500, or $5,000
What Is Coinsurance in INF Elite Plus X Insurance?
Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. INF Elite Plus X insurance pays:
- check_circleIn PPO Network: 90% of charges up to the coverage
- check_circleOut PPO Network: 70% of the Usual and Customary charges
Who Is Eligible for INF Elite Plus X Visitors Medical Insurance Plan?
- check_circleEligible for Non-U.S. residents visiting the United States, Canada, and Mexico
- check_circleTravelers aged 14 days to 99 years
- check_circleCoverage from 90 days to 364 days
How Much Does INF Elite Plus X Insurance Cost in 2026?
The cost of Elite Plus X insurance ranges between $995 to $4,737 for a 3-month period. The cost depends on traveler's age, selected policy maximum, and deductible amount. Older travelers have higher premiums; higher maximums increase premium while higher deductibles lower it.
| Age of traveler | $150,000 | $250,000 |
|---|---|---|
| 18 – 29 years | $984 | $1,031 |
| 30 – 39 years | $1,084 | $1,127 |
| 40 – 49 years | 1,177 | $1,228 |
| 50 – 59 years | $1,465 | $1,542 |
| 60 – 69 years | $1,843 | $1,956 |
| 70 - 79 years | $3,606 for 90 days · Max $75,000 · Deductible $500 | |
| 80 – 99 years | $4,737 for 90 days · Max $75,000 · Deductible $500 | |
Why Should I Buy INF Elite Plus X Visitor Insurance?
INF Elite Plus is an excellent choice for travelers who want comprehensive and reliable health coverage, especially seniors and those with pre-existing medical conditions visiting the U.S., Canada, or Mexico. Here’s why many people choose this plan:
- check_circleFull Pre-Existing Condition Coverage: INF Elite Plus offers full coverage for pre-existing conditions up to age 99, with no waiting period. Ideal for travelers with chronic conditions like diabetes, blood pressure, thyroid issues, or heart disease.
- check_circlePreventive & Routine Care: Includes benefits for annual checkups, blood tests, and CDC-recommended vaccines—coverage rarely available in standard travel medical plans.
- check_circleEmergency Medical Support: Covers emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment, providing peace of mind during travel.
- check_circlePPO Network Access: Access the UnitedHealthcare PPO network, one of the largest in the U.S., with 90% in-network coverage after the deductible.
- check_circleFlexible Coverage Duration: Coverage is available from 90 to 364 days, suitable for short trips, long stays, or extended medical care travel.
- check_circleNo Medical Check-Up Required: INF Elite Plus does not require a medical exam for purchase, making it quick and easy to buy online.
- check_circleCoverage for All Ages Up to 99: Accepts travelers from any age up to 99, providing protection for both younger and older visitors.
- check_circleSpecific Condition Coverage: Urinary tract infections and other acute conditions are covered up to the plan's maximum limits.
- check_circleVIP Add-Ons: Optional VIP services such as concierge assistance, telehealth consultations, and expedited claims processing are available to enhance your travel experience.
Does INF Elite Plus X Provide Coverage for Pre-Existing Conditions?
Yes, INF Elite Plus Insurance does cover pre-existing conditions for visitors traveling to the USA, Canada, or Mexico. It offers comprehensive protection for the worsening of pre-existing medical issues, giving travelers peace of mind during their trip.
With flexible coverage limits and deductible options, this plan is especially suitable for elderly visitors and those with ongoing health concerns. INF Elite Plus X insurance will cover future medical emergencies only, not ongoing treatment or maintenance of pre-existing conditions.
- check_circleFor applicants aged 0–69, pre-existing condition coverage can be as much as $50,000, with sub-limits applied to certain expenses (e.g., $15,000 for hospital/ICU room & board, $15,000 for Hospital Miscellaneous, $15,000 for Surgeries).
- check_circleFor age 70 through 99, pre-existing conditions are paid up to $20,000, with a deductible of $1,500. (e.g., $15,000 for hospital/ICU room & board, $15,000 for Hospital Miscellaneous, $15,000 for Surgeries).
What Are the Benefits of INF Elite Plus X Travel Insurance for Visitors to USA?
| Hospital room and board | Covered |
| Intensive care unit | Covered |
| Surgery | Covered |
| Urgent Care Visits | In Network: Covered with $25 copay Out Network: Covered with $50 copay |
| Assistant Surgeon | Covered |
| Doctor’s Non-Surgical Visits | Covered |
| Consultant Doctor, when requested by attending Doctor | Covered |
| Pre-Admission Tests within 14 days before hospital admission | Covered |
| Surgical Room & Supply Expenses | Covered |
| Surgeon | Covered |
| Diagnostic X-rays & Lab Services (PET, CAT, and MRI scans) | Covered |
| Physiotherapy | $100 per visit up to a maximum of $1,0000 |
| Chemotherapy and/or Radiation Therapy | Covered |
| Emergency Medical Treatment of Pregnancy | Covered |
| Dental Treatment injury to Sound, Natural teeth (Due to Accident) | Covered |
| Emergency medical evacuation | Up to $50,000 |
| Return of mortal remains | Up to $50,000 |
| Emergency local ambulance | Covered |
| Pre-existing Conditions | Ages 0-69: $25,000 Maximum Benefit; subject to a $1500 Deductible Ages 70–99: $20,000 Maximum Benefit; subject to a $1500 Deductible |
| Accidental Death and Dismemberment | $25,000 |
| 24/7 Travel Assistance Services | Included |
| Incurral Period | 90 days after the date of Injury/Sickness |
Note: INF Elite Plus X insurance covers future medical emergencies only — not routine treatment or ongoing care for existing conditions.
What is the INF Elite Plus X PPO Network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
What Pre-Existing Conditions Does Elite Plus X Visitors Medical Insurance Cover?
Elite Plus X travel Insurance offers comprehensive coverage for several pre-existing conditions. Travelers looking for International visitors insurance for asthma, visitor medical insurance for diabetes, visitors health insurance for high blood pressure, comprehensive travel medical insurance for high cholesterol or travel health insurance for arthritis can rely on Elite Plus X for complete protection. The plan provides full coverage for these conditions for travelers up to 99 years of age, ensuring peace of mind for those managing chronic health issues during international trips.
Why Buy INF Elite Plus X Through American Visitor Insurance?
- check_circleAmerican Visitor Insurance offers a simple and reliable way to choose the right medical insurance for tourists with confidence and purchase your plan online in minutes.
- check_circleEasy Plan Comparison and Purchase: Compare and buy INF Elite Plus X Insurance plans, review coverage and deductible options, understand pre-existing condition limits, and securely purchase the right plan online in just minutes through American Visitor Insurance.
- check_circleSpecialists in Pre-Existing Condition Coverage: INF Elite Plus X is one of the few visitor insurance plans that covers ongoing pre-existing conditions - not just acute onset emergencies. Our team understands INF Elite Plus X inside out - sub-limits, waiting periods, and PPO network access so you choose the right plan with confidence.
- check_circleHelpful Resources for Better Decisions: We offer detailed FAQs, blog, and guides based on real customer questions. These resources are designed to help you clearly understand your options and choose the best plan for your specific travel needs.
- check_circleExperienced Customer Support: Our licensed support team has over 20 years of experience in the US visitors insurance industry. We assist customers in understanding INF Elite Plus X's coinsurance structure, choosing the right deductible, and navigating the claims process with Robin Assist when needed.
- check_circleLicensed & Trusted Platform: American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).
How Do I File a Claim With INF Elite Plus X Insurance?
To file a claim with Elite Plus X, follow these steps:
INF Elite Plus X Visitor Insurance - FAQs
Summary of INF Elite Plus X Insurance
INF Elite Plus X is a premium comprehensive travel medical plan for non-U.S. residents, offering full pre-existing condition coverage, preventive care, and worldwide protection.
Disclaimer
American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.
