INF Hop! Mindoro travel assistance provides coverage for pre-existing conditions, INF HOP Mindboro visitors travel insurance

INF Hop! Mindoro Travel Assistance insurance cost - FAQ's

INF Hop! Travel Assist is an innovative approach to solving for travelers needs while they are visiting a new country. Hop! provide medical assistance for travelers, ensuring peace of mind while on the road. Hop! has benefits for cruise, trip cancellation, pre-existing conditions, and much more!

One of the unique features of Hop! Travel Assist is the guaranteed cashless claims process. This means that if a member uses Hop! assistance services,they don't have to worry about paying out of pocket for medical expenses. Instead, Hop! takes care of everything for them, making it incredibly easy and stress-free to use the program.

Note: Hop! requires members to contact Hop Assist within certain times to access benefits. Non-Life-Threatening Medical Assistance requires notification within 7 days of first symptom.

Life-threatening Medical Assistance need to be reported within 48 hours of first symptom. Travel Assistance requires notification within 24 hours of the incident.

Yes. Hop! plans offers medical Assistance for Pre-Existing Conditions.

Hop! Travel Assist is a travel assistance membership program for international trips, offering 100% payment with no deductible. Hop plans offers Travel, Medical and Security Assistance for travelers visiting worldwide outside their home country. Hop! Travel Assist is the guaranteed cashless claims process. Hop! has benefits for cruise, trip cancellation, pre-existing conditions, and much more

Yes. Hop! Travel Assist offers coverage for trip cancellations or interruptions for travelers visiting worldwide outside their home country.

There are 6 types of plans in Hop! Travel Assist. We have 5 comprehensive plans Hop Classico, Hop Ultra, Hop Ultra Plus, Hop VIP and Hop VIP plus.

There is also one fixed plan HOP Mindoro travel Assist. There is a minimum purchase of 30 days required to buy these INF HOP plans.

The cost of the plan depends on the age of the traveler, the type of coverage and the length of your trip. Typically, visitor’s insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers seeking coverage for pre-existing conditions that INF visitor insurance offers.

The INF Hop! Mindoro Travel Assistance Plan covers Covid19 related expenses such as testing, treatment, quarantine, etc., up to the total maximum for all accident and sickness medical expenses and the medical access expense chosen. The plan offers three options for coverage:

Option A: $25K total maximum for all accident and sickness medical expenses with a $0, $100, $250, $500, $1K, $2,500 or $5Kmedical access expense.
Option B: $50K total maximum for all accident and sickness medical expenses with a $0, $100, $250, $500, $1K, $2,500 or $5K medical access expense.
Option C: $75K total maximum for all accident and sickness medical expenses with a $0, $100, $250, $500, $1K, $2,500 or $5K medical access expense

The INF Hop! Mindoro Travel Assistance Plan covers Covid19 like any other new sickness, only if the virus was contracted after the policy effective date. The plan also covers pre-existing conditions (out-patient and emergency) as defined in the plan, as per policy limitations, exclusions and maximums, with no benefit waiting period.

Any non-US citizen can apply for the INF Hop! Mindoro Travel Assistance Plan. This includes green card holders, H-1B visa holders, permanent residents, students on F1 / F1 visas, those on OTP, and those whose immigration status is not confirmed. This plan works for all age groups, from age 0 to age 99. The plan requires a minimum purchase of 30 days and a maximum period of membership of 364 days.

Travel assistance by Hop includes medical support, travel benefits, and a 24/7 concierge team. We coordinate all your benefits for you to ensure you never pay out of pocket from medical and travel assistance. Hop offers medical assistance for pre-existing conditions and utilizes United Healthcare PPO in the United States

An Access Expense is a non-refundable deposit to be paid before medical assistance is provided. There is only 1 access expense to be paid during the duration of your membership.

Once you subscribe for a Hop Membership- go to the “My Account” section on the top of the page, and click “Sign In”. After, click the “Sign Up” button on the log in link and set up your password for your new account.

Assistance levels are the amount of benefits payable under the membership. For example, if you choose an assistance level of $300k – this means your membership entitles you to $300k of benefits.

INF Hop! Mindoro Travel Assistance benefits

Room & Board Charges help	$25k: $2,700 $50,000:$3,900 $75k:$4,575
ICU Room & Board Charge	$25k: $2,100 $50k:$2,650 $75k:$3,300
Doctor Surgical Expenses	$25k: $2k $3k:$3,900 $75k:$4k
Assistant Surgeon Expenses help	$25k: $1,250 $50k:$1,500 $75k:$2,500
Doctor Office Visits (Non-Surgical)	$25k: $40 per visit, 1 visit per day, a maximum of 10 visits $50k:$60 per visit, 1 visit per day, a maximum of 10 visits $75,000:$80 per visit, 1 visit per day, a maximum of 10 visits
Pre-admission tests within 14 days before Hospital Admission:	$25k: $950 $50k:$1k $75k:$1,050
Ambulance Expenses	$25k: $375 $50k: $400 $75k: $425
Rehabilitative braces or appliances	$25k: $500 $50k: $550 $75k: $600
Dental Treatment (Injury Only)	$25,000: $500 $50,000: $550 $75,000: $550

Surgical Room and Supply Expenses	$25k: $950 $50k:$1k $75,000:$1,050
Urgent Care (Optional)	$25 Urgent Care Copay
Doctor Surgical Expenses	$25k: $2k $50k:$3k $75k:$4k
Anesthetics	$25k: $500 $50k:$750 $75k:$1,000
Doctor Office Visits (Non-Surgical)	$25k: $40 per visit, 1 visit per day, a maximum of 10 visits $50,000:$60 per visit, 1 visit per day, a maximum of 10 visits $75k:$80 per visit, 1 visit per day, a maximum of 10 visits
Assistant Surgeon Expenses	$25k: $500 $50k:$750 $75k:$1k
X-rays, laboratory procedures	$25k: $275 $50k: $400 $75k:$525
CAT Scan, PET Scan or MRI	$25k: an additional $275 an additional $400: $400 $75k:an additional $525
Hospital Emergency Room	$25k: $275 $50k: $350 $75k: $425
Prescription Drug Expenses	$25k: $75 $50k:$100 $75k:$125

Trip Cancellation (Optional)	$10k
Trip Delay (Optional)	$600
Missed Connection / Coordination(Optional)	$500
Baggage Delay / Lost Bag Search (Optional)	$500
Lost Baggage / Lost Bag Search (Optional)	$1k

Emergency Medical Evacuation	$20k
Repatriation of Remains	$25k: $15k $50k: $25k $75k: $45k
Accidental Death and Dismemberment	$25k
Benefit Period	The earlier of the date the Covered Person’s Trip ends, or 364 days from the date of a Covered Accident or Sicknes
Incurral Period	90 days after the date of Covered Accident or Sickness
Assistance Payment Rate	100% of the Usual and Customary Charges

Pre-existing Conditions $25,000: $1,750
$50,000:$2,500
$75,000: $4,500

Plan details of NF Hop! Mindoro Travel Assist

Restrictions and Reminders:
- If you are at an urgent care and have anything serious such as a chest pain, we will allow for two follow up with a specialist only if the condition is not stabilized.
- All appointments need to go through Robin Assist. The Nurse Triage will determine where you need to be sent. This is for non-emergent situations.
- This is a convenience for the member- they don’t need to worry about finding an in-network provider or finding a provider that accepts the coverage
- Blood tests are covered as long as it is within the urgent care visit, however if the urgent care clinic visit stabilized you, and you go for additional blood work it will not be covered.
- These plans are only designed to stabilize the client, it is not a full on comprehensive plan
- The Medical Access Expense is a non-refundable deposit that members must pay to access medical assistance, based on the membership level they have selected. This deposit is essential for members to receive the appropriate level of medical care and support that they need
Extensions:
- You will be allowed to extend the plan if they have a claim.
- If extension is at least 60 days it will be more cost-effective.
- If there is a lapse in coverage it will not trigger the waiting period.
- Enroll or Extension of the plan of at least 60 days or more will also qualify them for a free Priority Pass
Specific Features:
- As a member of Hop! Mindoro, you can enjoy a wide range of benefits that will give you peace of mind while traveling outside of your home country. With travel assistance, you can rest assured that you have the support you need in case of any unforeseen circumstances. Additionally, you can choose to add optional benefits such as trip cancellation, trip delay, missed connection, baggage delay, and lost baggage search, which can provide you with financial protection against travel mishaps
- Travel Assistance:Hop! Assist also includes flight, hotel, and rental vehicle rebooking as part of your membership, so you don't have to worry about any additional fees or stress in case of travel changes. With lost passport and travel docs assistance, emergency cash transfer, and guaranteed hotel check-in, you can have peace of mind that you will be taken care of no matter what situation arises.
- Medical Assistance:Hop! Assist offers medical assistance as part of your membership, including medical clearances and fit-to-fly assessments, physician, hospital, dental, and vision referrals, emergency prescription replacement, dispatch of doctor or specialist, arrangement of visitor to bedside, medical payment arrangements, and medical bill audit. In the unlikely event that you require air ambulance services, Hop! Mindoro has you covered with up to $50,000 in coverage. With all these benefits and more, Hop! Mindoro membership can provide you with peace of mind and security during your travels
- Security Assistance:In terms of security assistance, Hop! Assist has you covered with a range of features such as assistance in mass public disturbances, violent terrorist or extremist incidents, emergency political and security evacuations, hijacking, and more. You can also rely on a 24/7 point of contact to report emergencies and get security and safety advice from duty managers, which can give you a sense of security when traveling to unfamiliar places.
- Guaranteed cashless claims process:The guaranteed cashless claims process is just one of the many ways that Hop! Travel Assist makes it easy for members to use the program. With Hop! taking care of all the appointments and payment process, members can have peace of mind knowing that they will receive the necessary care without any added stress or financial burden.
Claims:
Hop! Assist: How to handle claims:
- HOP! Plans use United Health Care, and members can find providers near them by clicking on the given link and searching by their zip code. This also explains how to access guaranteed cashless claims through Robin Assist.
- When a member becomes symptomatic, they can message the Robin Assist team through WhatsApp, phone, or email, and they will be put in touch with a nurse practitioner who can provide immediate consultation over the phone. If it is a life-threatening emergency, the member will be directed to the nearest hospital, and Robin Assist will contact the hospital and provide their eligibility and coverage details on behalf of the member
Hop! Assist: How to handle claims cont:
- If the member wants to go to an urgent care or suggest any in-network facility, Robin Assist will contact three options while the member is on the line.
- They will provide verification of benefit or a "guarantee of payment" to the provider to ensure that it is cashless.
- Again, they will provide verification of benefit or a "guarantee of payment" to ensure that it is cashless.
Pre-existing conditions
- Any condition (chronic, congenital, or otherwise), which manifested earlier than the start date of coverage.
- It is understood that pre-existing conditions in this assistance program may also refer to specific diseases which exist within the body, whether or not known, and that needs or requires a formation or incubation period within the body of the Member before effective date of the plan or the trip (or whichever is later).
- Common examples of preexistences, just to name a few: kidney or gallstones, obstruction of arteries or veins by blood clots or other, respiratory diseases such as asthma, lung problems, emphysema, HIV, usually related problems blood pressure, glaucoma, cataracts, nephritis, ulcers or gastric diseases, diseases resulting from congenital malformations, genital mycosis,liver abscess, cirrhosis, blood sugar, high cholesterol, high triglycerides, and others.
Non-life threatening conditions caused by pre-existing conditions:
- Covered if the symptoms are acute for example:
  1. Chest pain requires some doctor consultation at urgent care due to high BP
  2. Sugar levels are low causing fatigue due to diabetic condition, requiring urgent care visit
- What is not covered?:
  1. Planned surgeries which are NOT life and death fr example- heart surgery or gallbladder stone removal
  2. In this situation- if not ER we will offer to pay for flight rebooking back home
- On-going treatment and routine appoints not covered
Life threatening conditions caused by pre-existing conditions:
- Must be reported within 48 hour
- Covered for all procedures / treatments until the patient is stabilized:
  1. Stabilized means the patient is able to leave the hospital
  2. Plan is designed to cover 1-2 maximum specialist visits after stabilization for emergencies
  3. Follow up appointments on an ongoing basis are not covered

INF Hop Mindoro Travel Assistance