This plan is specifically designed for group travelers, it offers medical protection to you, your family and friends with low rates benefit. The group travel medical insurance covers for tour, business trip, adult and student missionary groups, social organisations, high school bands, private or government sponsored international training missions.
Travel Insurance Services WorldWide Group Protector Plan Summary
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Plan Benefits of WorldWide Group Protector Insurance
Deductibles$0, $100, $250, $500, $1,000, or $2,500 per certificate period
Coinsurance - claims incurred in U.S. or CanadaThe plan pays 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit
Coinsurance – claims incurred outside U.S. or CanadaThe plan pays 100% of eligible expenses after the deductible up to the overall maximum limit
Hospital room and boardAverage semi-private room rate, including nursing services
Emergency room co-paymentUp to $200
Hospital indemnityUp to $100 per day of inpatient hospitalization
Physical therapyUp to $50 maximum. per visit
Emergency medical evacuationUp to $500,000 lifetime maximum, except as provided under acute onset of pre-existing condition
Return of minor childrenUp to $50,000
Repatriation of remainsUp to policy maximum
Emergency reunionUp to $15,000
Natural disasterMaximum $100 a day for 5 days
Trip interruptionUp to $5,000
Lost checked luggageUp to $250
Political evacuationUp to $10,000
TerrorismUp to $50,000
Accidental Death and DismembermentAge 18 years and above: Up to $25,000 Under 18 years: Up to $5,000