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Expertise in offering travel insurance
20+ years!
Expertise in offering travel insurance
20+ years!
Customers from
All U.S. states!
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Customers from over
180 countries!
Customers from over
180 countries!
Cruise travel insurance is a type of travel insurance specifically designed to protect travelers taking a cruise vacation. It covers the unique risks and potential costs that can occur before or during your cruise, such as medical emergencies at sea, trip cancellation, missed connections, and itinerary changes.
Seven Corners cruise insurance is ideal for seniors, families, and international travelers seeking strong medical coverage, cruise-specific benefits, and optional CFAR flexibility.
Trip Cost
Up to $30,000
Maximum Age insured
Up to age 99
Trip Duration
30 days
Pathway Domestic insurance Ideal for U.S. residents taking domestic cruises, with trip cancellation, interruption, and emergency medical coverage tailored for within-USA travel.
Trip Cost
Up to $10,000
Maximum Age insured
Up to age 85
Trip Duration
90 days
Itravelinsured Choice is great for family cruises, offering solid medical benefits.
Trip Cost
Up to $10,000
Maximum Age insured
Up to age 99
Trip Duration
90 days
Pathway Premium is perfect for high value cruise trips, offering enhanced limits, missed port coverage, and protection against itinerary changes.
Trip Cost
Up to $100,000
Maximum Age insured
Up to age 85
Trip Duration
90 days
Trip Cost
Up to $100,000
Maximum Age insured
Up to age 99
Trip Duration
90 days
Trip Protection Choice is well-suited for international and Caribbean cruises, with pre-existing condition waiver, CFAR option, and strong interruption benefits.
Trip Cost
Up to $100,000
Maximum Age insured
Up to age 99
Trip Duration
180 days
Itravelinsured travel LX is ideal for elite luxury travelers taking expensive cruises to exotic locations worldwide.
Trip Cost
Up to $150,000
Maximum Age insured
Up to age 99
Trip Duration
180 days
Cruise travel insurance cost starts from $19, but the cost will vary depending on a few key factors: your age, the length of your trip, and how much your cruise costs.
To give you a rough idea, the pricing example below is based on a 40-year-old traveler, taking a 15-day cruise, with a trip value of $1,000. This table helps show how the cost of cruise trip insurance increases with age.
| Plan Name | Cruise cancellation | Age 20 | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|---|
| Pathway Domestic | 100% of Trip Cost (Up to a Max. of $14,000) | $19 | $25 | $42 | $59 |
| Safe Travels Protect | 100% of Trip Cost (Up to a Max. of $14,000) | $24 | $32 | $39 | $74 |
| Safe Travels Explorer | 100% of Trip Cost (Up to a Max. of $30,000) | $28 | $37 | $52 | $95 |
| Pathway Plus | 100% of Trip Cost (Up to a Max. of $50,000) | $32 | $43 | $70 | $98 |
| Trip Protection Basic | 100% of your nonrefundable Trip Cost up to $30,000 | $34 | $47 | $70 | $70 |
| Itravelinsured Choice | 100% of Trip Cost | $39 | $50 | $73 | $110 |
| Safe Travels Armor | 100% of Trip Cost (Up to a Max. of $100,000) | $43 | $55 | $67 | $124 |
| Pathway Premium | 100% of Trip Cost (Up to a Max. of $100,000) | $43 | $56 | $90 | $126 |
| Trip Protection Choice | 100% of your nonrefundable Trip Cost up to $100,000 | $65 | $87 | $118 | $118 |
| Itravelinsured LX | 100% of Trip Cost | $102 | $114 | $138 | $17 |
Cruise travel insurance protects your trip investment and health while at sea or abroad. Unlike regular travel insurance, it covers:
Yes, travel insurance is highly recommended for cruises and in many cases, it’s essential. Cruises involve large upfront payments, international travel, and limited access to medical care at sea. Without insurance, you could face major out-of-pocket costs if you cancel, get sick, or need emergency evacuation.
Here’s why cruise insurance matters:
It typically covers trip cancellation, medical emergencies, emergency evacuation, missed connections, lost baggage, and cruise-specific events like missed ports or itinerary changes.
Most modern plans include COVID-19 coverage for trip cancellation, quarantine, and emergency medical care if you test positive before or during the cruise.
If your plan includes missed connection coverage, it can help reimburse costs for catching up with the ship or unused trip portions.
If you cancel for a covered reason (like illness or injury), cruise insurance may reimburse your prepaid, non-refundable trip costs. For more flexibility, consider a Cancel For Any Reason (CFAR) upgrade.
Yes, most cruise travel insurance plans include emergency medical and evacuation benefits, which are essential since onboard care and foreign hospitals are often not covered by domestic health insurance.
Yes, but to get full benefits (like CFAR or pre-existing condition coverage), it’s best to buy insurance within 10–21 days of your initial trip deposit.
Yes, many plans like Pathway Premier, Itravelinsured LX and Trip Protection Choice plans offer a pre-existing condition waiver if you purchase the plan within 10–21 days of your initial trip deposit and meet eligibility criteria.
TYes, you still need cruise travel insurance even if you already have travel health insurance. Most domestic travel insurance plans including Medicare do not cover medical treatment on a cruise ship or in foreign countries. Additionally, they typically do not include emergency medical evacuation, which can cost tens of thousands of dollars if you need to be airlifted from the ship to the nearest hospital. Cruise insurance also goes beyond medical coverage by protecting your trip investment, covering cancellations, missed connections, lost or delayed baggage, and itinerary changes. In short, while your health insurance may offer limited support, cruise travel insurance provides the comprehensive protection you need for a worry-free voyage.
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