Is Mexico a good cruise destination?
Mexico cruise lines offer some of the world's most renowned destinations that allow the travelers to utilize their vacation without any rush. Mexico cruise is one among the highest-traveled of cruising destinations. Some of the popular Mexican cruise destinations are the Mexican Riviera in the west coast and the Caribbean on the east coast.
On the east coast of the Americas one can visit the tropical Costa Maya and the spectacular island of Cozumel near Cancun, off the Yucatan Peninsula. The Mexican Riviera cruises stop in charming beach towns on the Pacific Coast such as Cabo San Lucas, Puerto Vallarta, Mazatlán and Ensenada.
There are popular cruising options from a 3 day trip to Ensenada to longer trips to the Riviera. Their sparkling coastlines, jungles, ancient pyramids and vibrant cities offer various delights of Mexico. Sailing along the Mexican coastline is one of the best ways to explore the country.
On a cruise to Mexico the transport, accommodation, food and tours to explore the popular attractions are arranged. Most importantly it’s a relaxed vacation that most want to while on a Mexican cruise. There are some of the best cruise lines for Mexico such as Royal Princess, Disney World, Norwegian Bliss and Ruby Princess who offer world-class amenities and luxurious options. The best time to go on a Mexican cruise is between November and May.
Do I need travel insurance for a cruise to Mexico?
While travel insurance is not mandatory for a cruise to Mexico, it is highly recommended for financial and medical protection. Cruise insurance covers trip cancellations, delays, missed connections, baggage loss, and medical emergencies—including costly onboard treatments and emergency evacuations.
Given Mexico’s hurricane season and the potential for unexpected disruptions, having insurance ensures peace of mind. Given the relatively low cost of cruise insurance compared to the coverage benefits provided, Cruise health insurance provides peace of mind and can make all the difference in making in one’s cruise vacation memorable.
What does trip cancellation insurance cover for cruise travel?
Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance.
Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.
Why do I need best cruise travel medical and trip protection insurance?
When families travel overseas, it is important to buy proper travel medical insurance. Since the family is traveling outside familiar territory which can involve long air and road travel, acclimatising to different weather patterns and eating unfamiliar food there is an element of risk involved and vulnerability to falling sick or even having an accident.
Furthermore, injuries or illnesses may happen before your trip and cause the whole trip to be cancelled. In that case, some cruise travel insurance insure the value of your trip allowing you to get your money back and rebook the trip another time. Trip insurance can be purchased for the whole travel group, so if Grandma breaks her leg and everyone decides to cancel, you can do so; even unrelated people can go on one policy for school reunions or company gatherings.
How much does Mexico cruise travel insurance cost?
How much does cruise travel insurance cost in 2025?
Trip insurance cost is based on several factors such as the age, trip length and trip cost. There are cheap trip insurance plans starting at $32 per month.
Approximate cost of trip insurance plans for a 40-year-old traveler, 15 days trip length with a $1,000 trip cost.
| Plan Name | Trip cancellation | Cost |
|---|---|---|
| Safe Travels Protect Trawick International | 100% of Trip Cost (Up to a Max. of $14,000) | $32 |
| iTravelInsured Travel Lite IMG | 100% of Trip Cost | $43 |
| Trip Protection Economy Seven Corners | 100% of Trip Cost (Up to a Max. of $20,000) | $43 |
| iTravelInsured Choice IMG | 100% of Trip Cost | $50 |
| SafeTravels Armor Trawick International | 100% of Trip Cost (Up to a Max. of $15,000) | $55 |
| Trip Protector Preferred HTH worldwide | 100% of Trip Cost (Up to a Max. of $50,000) | $70 |
| Cruise Travel Insurance Seven Corners | 100% of Trip Cost (Up to a Max. of $30,000) | $88 |
| iTravelInsured Travel LX IMG | 100% of Trip Cost | $106 |
Source: American Visitor Insurance®
How much does the cruise medical insurance cost?
Approximate cost of cruise medical insurance for a 40-year-old traveler for one month with a $250 deductible.
| Plan Name | Plan max range | Age 40 | Age 60 | Age 70 |
|---|---|---|---|---|
| Atlas International WorldTrips | $50,000 - $2,000,000 | $54 - $82 | $117 - $156 | $212 - $233 |
| Patriot International Lite IMG | $50,000 - $1,000,000 | $55 - $74 | $121 - $144 | $214 ($50,000) |
| Travel Medical Basic Seven Corners | $50,000 - $1,000,000 | $56 - $77 | $121 - $159 | $215 - $280 |
| Intermedical Travel Insure | $50,000 - $150,000 | $73 - $82 | $121 - $150 | $201 - $239 |
| Diplomat International Global Underwriters | $50,000 - $500,000 | $86 - $97 | $181 - $204 | $315 - $339 |
| Safe Travels Outbound Trawick International | $50,000 - $500,000 | $79 - $85 | $172 - $184 | $302 - $309 |
| Patriot International Platinum IMG | $2,000,000 - $8,000,000 | $116 - $158 | $247 - $294 | $432 ($100,000) |
Source: American Visitor Insurance®
Cruise medical insurance vs cruise travel insurance
Cruise medical insurance and cruise travel insurance are related but serve different purposes. Here's a comparison to clarify the differences:
| Cruise Trip cancellation Insurance | Cruise Medical Insurance |
|---|---|
| Trip expense protection | Medical-related coverage |
Coverage:
|
Coverage:
|
| Ideal for: Travelers who want more than just medical coverage, especially those who are concerned about loss due to trip cancellations, delays, or other unexpected disruptions. | Ideal for: Primarily for health-related coverage, especially those who have health conditions or are concerned about limited healthcare access during the cruise. |
Which Cruise insurance to Choose?
- If you're primarily concerned about health risks, cruise medical insurance may suffice.
- If you want protection for your entire trip (e.g., medical, trip disruptions, luggage issues), cruise travel insurance is more comprehensive.
Both types of cruise insurance can often be bundled, so it's worth comparing plans to get the best mix of coverage based on your needs.
What factors should I consider while buying cruise insurance?
There are several factors to consider when choosing an insurance to cover your cruise. Firstly, you may be offered insurance by the cruise line. BEFORE you accept it, consider if you would rather insure the whole trip (including air travel to and from the ports or your travel by vehicle to the port of disembarkation) AND whether you would like to also have health insurance while you are on your cruise and for all the stops along the way.
If you think you might want a more complete plan, consider checking options on American Visitor Insurance to compare prices and opt out of the cruise company option. If you’ve decided on a more inclusive plan, then the main thing that limits your choices will be how much you want to insure the trip for (it should include all non-refundable portions of your trip cost) and how much medical expense coverage you think you will need. Remember that if something happens while at sea, you may need emergency medical evacuation from the ship which is covered by all our trip cancellation policies and may NOT be included in the policy offered by the cruise line.
For example, the iTravelInsure insurance from IMG can cover trips from $10,000 or less per person up to $150,000 per person and offer medical coverage from $100,000 maximum to $500,000 maximums. If you have questions or concerns about plans we offer, please feel free to give us a call and chat with us today!
What if I need to be airlifted off of the cruise?
The plans offer a benefit called emergency medical evacuation. This benefit can move you from your cruise ship to the closest hospital that can attend you. It can also move you between hospitals if your current hospital cannot accommodate your needs. Also, it can move you to a hospital close to your home if a physician deems it necessary.
Which is the best Mexico cruise insurance with medical evacuation?
Traveling to Mexico is an extraordinary adventure and a thrilling experience, but it requires thorough preparation due to its extreme environment and isolation. Natural disasters or severe weather conditions can lead to serious illnesses or injuries which may require treatment beyond the capabilities of local facilities. Evacuation from Mexico involves specialized procedures which can be extremely expensive.
Evacuations often involve multiple stages, including transport to a research station and then airlift to a hospital with better medical facilities. Sometimes helicopters are used for short-distance evacuations to nearby research stations or ships or fixed-wing aircraft is used for long-distance evacuations, often requiring specially equipped planes for ice landings and take-offs.
Following are some of the best Mexico Cruise medical evacuation insurance:
- iTravelInsured Travel Choice Insurance: iTravelInsured Travel Choice provides coverage for medical evacuation up to $500,000, with the option to increase coverage to $1,000,000. This plan offers trip cost up to $10,000. The iTravelInsured Travel Choice cost for a 50-year-old traveller is $382, based on a trip cost of $10,000 and a trip duration of 15 days.
- Seven Corners Cruise Insurance: Emergency medical evacuation covered up to $500,000. This plan is ideal for cruises and offers trip cost up to $30,000. The cost of Cruise travel insurance for a 50-year-old traveler is $520 based on a trip cost of $10,000 and a trip duration of 15 days.
- Safe Travels Journey Insurance: Safe Travels Journey provides coverage for medical evacuation and repatriation of remains up to $500,000. This plan offers trip cost up to $50,000. The Safe Travels Journey cost for a 50-year-old traveler is $532, based on a trip cost of $10,000 and a trip duration of 15 days.
- Safe Travels Voyager Insurance: Emergency medical evacuation covered up to $1,000,000. This plan is ideal for first class cruises and offers trip cost up to $100,000. The Safe Travels Voyager cost for a 50-year-old traveler is $620, based on a trip cost of $10,000 and a trip duration of 15 days.
- Trip Protection Choice Insurance: Trip Protection Choice Insurance offers coverage for Emergency medical evacuation up to $1,000,000. This plan is ideal for first class cruises and offers trip cost up to $100,000. The Trip Protection Choice cost for a 50-year-old traveler is $707, based on a trip cost of $10,000 and a trip duration of 15 days.
- ITravelinusred Travel LX Insurance: iTravelInsured Travel LX provides coverage for medical evacuation up to $1,000,000. Ideal for elite luxury cruises and offers trip cost up to $150,000. The iTravelInsured Travel LX cost for a 50-year-old traveller is $1,101, based on a trip cost of $10,000 and a trip duration of 15 days.
What does cruise travel insurance cover?
1. Accidental and Medical expenses
One might believe that the regular health insurance covers your health while on a cruise and might question the need for cruise medical insurance. However one might be rudely shocked as many US health insurance plans do not cover you outside the US borders (including Medicare). The travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. The cruise health insurance coverage varies on the cruise insurance chosen, but can provide coverage up to $500k.
2. Trip cancellation and inability to go on the cruise
Given the uncertainties involved in planning vacations very early, it is likely that one cannot go on a cruise as planned. The best cruise insurance coverage pay a complete refund for valid reasons like the accidental death or injury of the traveler or a non-traveling family member. The Cancel for any reason travel insurance benefit in a cruise cancellation insurance gives further flexibility and provides 75% refund of the non-refundable expenses for not taking the cruise for any reason.
3. Trip interruption
The trip interruption benefit of a travel insurance for cruise trip can pay up to 150% of the trip cost in the event that the traveler has to cut short his/her cruise vacation and return home in an emergency. This benefit takes in to consideration the high costs that one can incur for flight tickets should they need to buy tickets in an emergency. This benefit provides peace of mind to the vacationer during the cruise holiday.
4. Medical Evacuation
The best travel insurance for cruise trip also provides coverage for medical evacuation up to $1M if the vacationer has to be evacated to get access to proper medical treatment in the event of a medical emergency. Some cruise insurance plans also offer up to $50K for non medical evacuation.
5. Missed connection
The missed connection benefit provides up to $500 additional transportation costs to join the cruise or tour for any delay of the stipulated time of travel.
6. Repatriation of remains
The repatriation of remains benefit pays for the repatriation expenses in the event of death of the traveler for any reason. The best cruise insurance offers up to $1M as part of this benefit. There is also another repatriation benefit in the event of an accident during the vacation. These benefits are for the death, loss of sight or loss of limbs due to an accident that occurs during the cruise holiday.
7. Baggage loss and baggage delay
This baggage loss benefit by the best insurance for cruises offers up to $2,500 with a $250 maximum per item for baggage loss and $500 after initial delay of 12 hours. Given all these benefits, it is important that cruise vacationers buy the best cruise travel insurance given the relative low cost of cruise insurance.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Cruise travel insurance protection timelines
Going on a cruise vacation can be an expensive and a simple delay or missing a flight can spoil the entire vacation. Given the constant changes in the weather conditions, delays with airline and airport chaos, factors like covid pandemic in famous cruise destinations, travelers should have good Cruise travel insurance to protect the money spent on the cruise.
Cruise travel insurance provides coverage well before the start of the cruise, continues with the coverage during the cruise at Sea till the Cruise journey is completed. Given below are the coverage details at different stages of the Cruise.
1. Cruise insurance protection before the commencement of the Cruise
Cruise insurance offers protection against the traveler’s monetary investment on the cruise from the time the cruise travel insurance has been purchased and the initial booking for the Cruise has been made. The cruise insurance will reimburse the trip expenses if anything goes wrong before the start of the trip. If the travelers are unable to reach their cruise or got delayed for some covered reason like illness or bad weather then the trip expenses can be reimbursed.
Cruise insurance will reimburse all of the trip expenses under the Trip Cancellation cover if the cruiser is not able to reach the cruise in time for any covered reason. Covered reasons like bad weather, illness, injury, or death can be insured. If the insurance includes Cancel for any reason, then the traveler can simply decide not to take the cruise and still get reimbursed up to 75% of the non-refundable cruise expenses.
2. Cruise insurance coverage during the journey
Many cruisers are not aware of the high healthcare cost on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical. Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise.
Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency. Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance.
Vacationers who are concerned about the medical emergency that can arise while on the cruise should choose to buy a comprehensive cruise insurance policy that covers Emergency Medical treatment and Medical Evacuation. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
3. Cruise insurance for bad weather conditions like a hurricane
Most of the vacationers plan for a cruise trip during the summer which ironically is the hurricane season. This makes cruising risky as it is exposed to cancellations due to bad weather conditions. Cruise travel insurance offers coverage for Hurricane & adverse weather, where cruisers can reimburse the cost of the trip in case the trip gets cancelled due to extreme weather, a storm at their destination or any delays due to weather.
How cruise travel insurance offers coverage for illness and evacuation?
The travellers on cruises are not aware of the expensive healthcare cost while on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical.
Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise. Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency.
Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
How to buy insurance for a cruise?
At AmericanVisitorInsurance, you can find several trip insurance plans or cruise insurance plans and almost all cover 100% and more than 100% for trip cancellation and trip interruption respectively. Make sure you know what you require and look carefully that satisfies your requirements. Go through the exclusions to know what is not covered as well. Here is a step by step guide to buy the insurance:
- Visit our cruise page and scroll to see the available plans for your criteria.
- Click on the link provided for each plan and view the benefits.
- Once you decide on the plan, please click on the Buy link provided and fill the form and complete the application online.
- Make the premium payment to the plan online by paying through your credit card.
- Once the transaction is completed successfully, you will receive a confirmation email to your email address.
Make sure to save the confirmation email safely as this will have your policy details and also the Certificate number of the plan which is very useful for all the future conversations with the insurance company.
What affects the cost of Mexico cruise travel insurance?
There are various factors that affect the cost of the cheap cruise travel insurance. A standard policy with Trip Cancellation coverage will cost between 5% and 10% of a traveler’s total trip cost.
- Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older traveler usually pay higher premiums due to increased health risks
- Type of travel insurance: Comprehensive travel insurance policies for Mexican cruises which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
- Medical maximum coverage and deductible options: Higher medical coverage limits lead to higher premiums, while selecting a higher deductible can lower costs.
- Destination: Best cruise travel insurance for Mexico trips may cost more due to factors like hurricane risks and potential medical evacuations.
- Trip duration: Longer cruises generally result in higher insurance costs due to extended coverage needs.
- Additional Benefits: Add-ons like Cancel for Any Reason (CFAR), coverage for adventure activities in Mexico cruise insurance, or higher baggage limits can increase costs.
Travelers can check with the cruise if they will provide a refund or voucher if you cancel. If yes, then travelers do not need to insure the cost of the cruise to make the travel insurance policy a little cheaper.
What to look for in cruise health insurance for Mexico cruises?
Look for the following while looking for cruise insurance:
- Ensure that the plan provides good coverage for Emergency Medical Evacuation, Repatriation, Accidental Death and Dismemberment in case of any unforeseen emergencies.
- Make sure that the cruise insurance covers trip cancellation, trip interruption, loss of luggage, personal property, travel delay and baggage delay. This makes it easier to recover the trip cost or the cost of personal property or damage in case the trip gets cancelled or delayed respectively.
- Check to see what the age of the traveler is. If the traveler is a senior traveler, look if they need coverage for any existing conditions. Our senior cruise travel insurance page has plans suitable for senior travelers going on a cruise.
- Look for a plan that provides higher policy maximum limits, in case of any unexpected medical emergencies.
- Ensure that the plan provides flexible and comprehensive coverage in order to have sufficient coverage while outside the country.
- See if you can find a plan with Cancel for any reason insurance benefit, in case you are unsure of any possibility of cancelling the trip due to any kind of emergency situation back home.
Which is the cheapest cruise insurance for trips to Mexico?
Finding affordable travel insurance for Mexico cruises involves comparing various plans to identify one that balances cost with adequate coverage. Here are some options to consider:
Trip Protection Economy from Seven Corners
- This plan provides $10,000 as primary coverage for emergency accident and sickness medical expense
- Medical Evacuation and Repatriation of Remains coverage is available for up to $100,000 with this plan
- Optional coverage for rental car damage is available for $35000
For more coverage details on baggage delay, trip delay, and other benefits, please refer to the brochure for the full schedule of benefits.
Safe Travels Protect from Trawick International
- This plan provides a maximum of $25000 for emergency accident and sickness medical expense
- Dental coverage of $250 is available
- Emergency Evacuation coverage is available for up to $250,000 and $350,000 for Repatriation of remains is available with this plan
For more details on missed connection coverage, trip cancellation, and other benefits, please refer to the brochure for the full schedule of benefits.
Safe Travels Armor from Trawick International
- This plan provides a maximum of $100,000 for emergency accident and sickness medical expense
- Dental coverage of $750 is available
- Emergency Evacuation coverage is available for up to $1000,000 and $1000,000 for Repatriation of remains is available with this plan
- Optional coverage for rental car damage is available for $50,000
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
Can I insure a very expensive cruise vacation to Mexico?
Yes. There are now insurance plans available that will allow travelers to insure up to $150,000!
iTravelInsured LX from IMG
- This is the trip insurance plan from IMG and provides up to $500,000 per person for accident and sickness medical expense and $1000 per trip for dental expenses
- This plan provides up to $1000,000 for Medical Evacuation and Repatriation expense.
- Rental Car damage and Theft coverage available for up to $40,000 per covered vehicle.
To learn more about iTravelInsured LX, refer to the plan brochure for the full schedule of benefits.
iTravelInsured SE from IMG
- This is the trip insurance plan from IMG and provides up to $250,000 per person for accident and sickness medical expense and $1000 per trip for dental expenses
- This plan provides up to $500,000 for Medical Evacuation and Repatriation expense
- Rental Car damage and Theft coverage available for up to $40,000 per covered vehicle
To learn more about iTravelInsured SE, refer to the plan brochure for the full schedule of benefits.
iTravelInsured Choice from IMG
- This plan provides $100,000 for emergency accident and sickness medical expense and $750 for dental expense
- The plan provides $500,000 for medical evacuation and $500,000 for repatriation of remains
- $500 coverage is available with this plan for missed connection
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
Best Luxury cruise travel insurance
What is the best travel insurance for Mexico cruise?
iTravelinsured Choice
- Ideal for those looking for a cheap and budget-friendly cruise insurance.
- The minimum trip cost is $500, and the maximum trip cost is $10,000.
- Maximum trip length is 90 days and coverage up to 99 years.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Missing the boat is covered up to $500 per person.
- Pre-existing condition waiver is available if purchased within 21 days of the initial trip payment.
- Offers coverage for emergency accident and sickness medical expenses up to $100,000, with the option to enhance coverage up to $250,000.
- description
Coverage Type of Plan help
Primary - luggage
Baggage Delay help
$300 - medical_services
Medical Evacuation help
$500,000 - work_history
Trip delay coverage help
Up to $150 per day per person ($1,000 max per person) - shopping_cartBuy Now
iTravelinsured LX
- For elite luxury travelers taking expensive vacations and adventure trips to exotic locations worldwide.
- The minimum trip cost is $500, and the maximum trip cost is $150,000.
- Coverage up to 99 years and Maximum trip length is 180 days.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Missing the boat is covered up to $500 per person.
- Optional cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Pre-Existing Condition Exclusion Waiver is covered if purchased within 24 hours of the final trip payment.
- Offers coverage for emergency accident and sickness medical expenses up to $500,000.
- description
Coverage Type of Plan help
Primary - luggage
Baggage Delay help
$500 - medical_services
Medical Evacuation help
$1,000,000 - work_history
Trip delay coverage help
Up to $250 per day per person ($2,500 max per person) - shopping_cartBuy Now
Safe Travels Voyager
- Ideal for first class travellers taking expensive vacations.
- Covers trips up to 180 days for travelers up to age 99.
- Maximum trip cost is available up to $100,000.
- Missing the boat is covered up to $1,000.
- Cancelling your cruise covered up to $100,000.
- Optional pre-existing condition coverage included within 21 days of deposit.
- Cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Offers coverage for emergency accident and sickness medical expenses up to $250,000.
- description
Coverage Type of Plan help
Primary - luggage
Baggage Delay help
$600 (8 hours or more) - medical_services
Medical Evacuation help
$1,000,000 - work_history
Trip delay coveragehelp
$3,000 ($250 per day for delays of 6 hours or more) - shopping_cartBuy Now
Trip Protection Basic
- Ideal for budget-conscious travelers.
- Maximum trip length is 180 days and coverage up to 99 years.
- Maximum trip cost is available up to $30,000.
- Missing the boat is covered up to $250 per day up to $500.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Optional cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Offers coverage for emergency accident and sickness medical expenses up to $100,000.
- description
Coverage Type of Plan help
Secondary - luggage
Baggage and Personal Effects help
$500 - medical_services
Medical Evacuation help
$250,000 - work_history
Trip delay coverage help
$200 per day per person(Up to a maximum of $600) - shopping_cartBuy Now
Seven Corners Cruise Insurance
- Cheapest cruise insurance for US residents taking domestic or international trips.
- Trip Inconvenience (Cruise Diversion & Disablement) covers $250 per event, up to $500.
- Minimum trip cost is $100 and maximum trip cost is available up to $30,000.
- Covers trips up to 30 days and travelers up to 99 years old.
- Cancelling your cruise covered up to 100% of the cost of your trip.
- Missing the boat is covered up to $250 per day up to $1,500.
- Optional cancel for Any Reason (CFAR) covers 75% of non-refundable trip costs if purchased.
- Offers coverage for emergency accident and sickness medical expenses up to $250,000.
- description
Coverage Type of Plan help
Secondary - luggage
Baggage Delay help
$100 per day up to $500 - medical_services
Medical Evacuation help
$500,000 - heart_plus
Pre-existing Condition Waiver
Covered - work_history
Trip delay coverage help
$250 per day up to $1,000 - shopping_cartBuy Now
Can I get coverage for pre-existing conditions on a Mexico cruise?
Yes, several travel insurance plans, including Seven Corners Cruise Insurance, Safe Travels Voyager, iTravelInsured Travel Plans, and Trip Protection Choice, offer coverage for pre-existing medical conditions on a Mexico cruise. However, coverage is subject to specific conditions. Many plans provide a waiver for pre-existing conditions if the policy is purchased within a certain time frame after booking the trip.
This waiver ensures that unexpected medical issues related to pre-existing conditions, including emergency treatment and medical evacuations, are covered. Without it, coverage may be limited, and related expenses could be excluded. Always review the policy details and eligibility criteria before purchasing.
Click here to read more »
Do seniors with Medicare need travel insurance for international trips?
US pensioners and older travelers with Medicare need good international travel insurance given that Medicare offers little coverage outside USA. Any travel overseas involves risks especially for older travelers and the costs of medical evacuation and health care outside the US is expensive.
In this context buying Medicare Supplemental international travel insurance coverage for US senior citizen travelers is strongly recommended.
Know more »
Best Cruise insurance for Seniors
Compare and Buy Cruises Travel Insurance with cancel for any reason for senior citizens.
Click here to read more »Mexico Cruises insurance - FAQ's
1. Can you get trip insurance for a Mexico cruise?
Yes, cruisers can and should buy Cruise travel insurance given the advantages of having cruise insurance. Travelers can buy trip insurance any time before the actual date of the trip. However it’s advisable to buy coverage as soon as the booking for the cruise is made, this will make them eligible for the Cancel for Any reason coverage, which has to be purchased within 21 days of the first instalment of the trip payment.
2. What insurance do you need for a cruise ship to Mexico?
Cruise insurance provides financial protection in case of potential risks or unexpected events that may arise while traveling in a cruise or while on a cruise vacation. It is also popularly known as Trip Protection Insurance or Trip Insurance. This insurance offers coverage for a wide range of scenarios including trip cancellation, trip interruption, medical emergencies, missed connections, trip delay, lost baggage or damaged baggage...Traveling on a cruise is unique, as you will be traveling internationally in open seas and oceans far from your home comfort zone and having cruise insurance provides peace of mind, where your trip is protected financially in case of cancellation due to an emergency back home or in case you lose your personal property.
Cruise insurance is slightly different from travel insurance, where cruise insurance typically focuses more closely on the incidents in the cruise for coverage, while travel insurance offers broader coverage and extends beyond the cruise including unexpected incidents during the entire duration of the travel. The medical emergency evacuation cover should be at least $100,000 since being evacuated from a cruise can be prohibitively expensive.
3. Is cruise insurance the same as travel insurance?
Travel insurance typically focuses on the health of the traveler and when the insured is traveling by air or land. Trip cancellation insurance which can be used as Cruise insurance offers insurance coverage for the cost of the cruise, as well as possible delay or cancellation of the trip resulting in financial losses.
This insurance also provides good medical evacuation coverage and is very useful while the insured is on a cruise.
4. Does my health insurance cover me on a cruise?
A domestic health insurance cover provides little or no coverage while traveling on a cruise to Mexico. This is particularly true if you have domestic US health insurance and your cruise is in Mexico and outside the US national borders since US domestic health insurance including Medicare offer little coverage outside US territory. While taking that cruise trip, travelers can compare and purchase the best cruise travel insurance for the cruise vacation.
5. What is covered under emergency medical evacuation cover in Mexico cruise travel insurance?
Mexico cruise travel insurance will provide coverage in an event where the visitor needs to be evacuated to a hospital or home the Medical evacuation cover will provide coverage for all medical services that the traveler receives while on the flight to the nearest hospital and the cost of emergency air transportation.
However it does not cover the cost of medical treatment after the admission to the hospital .The travelers will need medical coverage here.
6. Is Cruise insurance worth it for a Mexico trip?
Having good cruise insurance can make all the difference for a memorable vacation should a vacationer face any adverse situation during the cruise. The cost of cruise travel insurance varies depending on the coverage benefits included, but they typically cost between 5 to 10% of the non-refundable cruise trip costs.
Given the cruise health insurance coverage benefits, this additional cruise insurance expense is definitely worth it. Some of the benefits provided by cruise insurance include coverage for cruise cancellation expense, any additional expense due to flight or travel delay, baggage loss or baggage delay, expense due to medical evacuation to healthcare facility as well as the healthcare costs if one falls ill or is injured during the cruise.
7. What coverage does Cruise travel insurance provide?
Most cruise travel insurance plans provide the following coverages :
- Trip cancellation
- Trip delay
- Emergency medical evacuation
- Baggage loss
- Baggage delay
- Medical coverage
Some add-on coverage available with some plans include - Cancel for any reason cancellation. Please look at the plan brochures for details of the coverage.
8. When should I buy the best cruise health insurance for travel to Mexico?
It is best to buy the cruise insurance as soon as you make the first payment for the trip. The Cruise cancellation insurance benefit starts as soon as you buy the insurance well before the actual cruise start date.
It is possible that you cancel the trip for valid reasons well before the journey and if you have cruise insurance, you are eligible to get the benefit of this coverage. Some benefits such as the ‘Cancel for any reason’ is also time sensitive and usually needs to be bought within 21 days of the first payment.
However travelers can buy cruise insurance later as well and can be bought just before the cruise starts. Some plans are even available post-departure of the cruise.
9. What should travelers consider while buying the best cruise travel insurance for Mexico vacations?
While purchasing a good cruise insurance policy travelers can look for a complete coverage with benefits like cancellations and medical emergencies, in addition to standard coverage included in the travel insurance. A comprehensive cover generally offers full coverage that can save some extra money for the travelers.
Some of the benefits that are included in Cruise cancellation insurance are:-
- Trip Cancellation: Offers a reimbursement for the traveler's prepaid and non-refundable trip expenses, including their airfare, cruise, excursions, and tours. Hurricane & Weather coverage is included in most policies with Trip Cancellation coverage.
- Emergency Medical: The cost of routine medical checks have increased hence its advisable that travelers traveling by cruisers buy a travel insurance policy a minimum of $100,000 for Emergency Medical.
- Medical Evacuation: Cruisers should purchase a policy with a minimum of $250,000 for Medical Evacuation coverage as the chances for evacuation is higher on the cruise.
Apart from the coverage for cancellations and medical emergencies, a good travel insurance plan will include travel delay, missed connections, and luggage. There are few policies that offer coverage for Itinerary Change, where a reimbursement can be claimed by travelers for missed events in the event of their travel supplier changing their itinerary.
10. What is the best time to buy the travel insurance for cruise cancellation policy?
Travelers can choose to purchase the travel insurance until the day before the cruise begins the trip. However it is advisable that travelers should purchase a travel insurance policy at the earliest to enjoy the benefits for unexpected events that impact the trip.
For example, if a traveler is planning a cruise and if there is a forecast of a storm then it would be too late to buy a policy for that storm. Few add-on benefits like Cancel For Any Reason or Pre-Existing Condition coverage are time-sensitive which are available within 10-21 days of the initial trip payment like cruise down payment.
11. Where can I buy the Cruise travel insurance policy?
There are multiple platforms that travelers can buy the cruise medical insurance policy. And one such platform is American Visitor Insurance works with reputed US travel insurance providers to give international travelers a wide range of travel insurance options. Our company has two decades experience in understanding the diverse requirements of international travelers and in offering appropriate travel insurance options to them.
Our typical customers range from international travelers visiting family in the US, international students, J visa holders, H1b Visa holders, US travelers going overseas, travelers to Schengen countries who need travel insurance to satisfy visa requirements, Cruise travelers,trip cancellation customers to insurance their trip expenses, travelers looking for Covid19 travel insurance with quarantine coverage as mandated by certain countries, corporate professionals and business travelers who travel internationally regularly as well as other diverse traveling groups with unique needs.
Our licensed dedicated customer support team provides service at all times helping customers find the most appropriate travel insurance for their needs as well as guide them when using the insurance in the event of a medical or travel emergency.
We also provide answers to all international cruise travel insurance questions, reviews of different cruise travel insurance products, testimonials for customers as well as provide an user-friendly travel insurance comparison tool where travelers can compare different products based on price as well as the coverage benefits. All of these tools help travelers make an informed decision while buying travel insurance.
12. What coverage should a cruiser include in the policy?
Cruisers can choose to insure all of their trip expenses when booking a cruise. It’s always best for travelers to insure non-refundable deposits. This includes down payment, excursions, travel expenses, airfare and hotel accommodations.
13. My cruise will go to several countries/ islands, how can I enter my destination if I only get to put one entry?
Don't worry! Your coverage will be worldwide, so you don't have to enter each and every port of call on your itinerary. If one of your stops will be in the US (besides the start or end of the cruise), then you should enter the United States as your destination so that you get a vacation travel insurance that includes domestic travel. Otherwise, you can enter your first port of call and you will be covered for your entire cruise!
14. I already insured my trip with the cruise line, do I really need more insurance?
That depends. Did you look over their policy carefully? The cruise insurance may be focussed on getting your money back for what you paid for the cruise. What about your plane tickets to get you to the initial port and home from the last port?
What if your luggage is lost on the way? What if you get sick or hurt during your cruise? Be sure that you have cruise health insurance that is good while you are away from home.
Going abroad or even out of state can increase deductibles and/or coinsurance or you may not even be covered. Find out ahead of time! Know the limitations of the cruise medical insurance and figure out if you would like to be more secure in your purchase. Finally, trip cancellation insurance companies are experts at helping travelers and they have thought of a lot of things going wrong that you may not have! So, consider your options carefully.
Cruise travel insurance reviews
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