INF Premier X Travel Insurance
INF Premier X is a fixed-benefit visitor insurance plan for non-U.S. residents aged 14 days to 99 years, covering the USA, Canada & Mexico for 90-364 days. It includes full pre-existing condition coverage (no waiting period), access to the UnitedHealthcare PPO network. Available to buy before or after arrival in the USA.
What is INF Premier X Insurance?
INF Premier X is a fixed-benefit travel medical insurance plan designed for non-U.S. residents up to age 99. It provides full coverage for pre-existing conditions and offers flexible protection for 90 to 364 days while traveling in the U.S., Canada, and Mexico.
Key Features:- Coverage for Full pre-existing conditions for travelers under the age of 99
- Great savings with United Healthcare PPO network
- Specialist visits direct billing via INF-Robin assist
- Access to ID card and documents online after purchase
- 24/7 customer service and support available
After buying the plan, travelers can get all the plan documents and id card through INF Premier X login. At American Visitor Insurance, US Travelers can contact the INF Premier X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Age 70-99 years: $100,000
Age 70-99 years: $250 to $5,000
How Much Maximum Coverage Does INF Premier X Insurance Provide?
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Premier X plan. Once the maximum is reached, no additional benefits will be paid.
- check_circleAges 0-69 years: Available coverage options are $100,000, $150,000, $300,000, $500,000 and $1,000,000.
- check_circleAges 70-99 years: Coverage is limited to $100,000
What Is a Deductible in INF Premier X Insurance?
The deductible is the amount the insured must pay before INF Premier X insurance starts to cover expenses.
INF Premier X insurance has deductible options of:
- check_circleAge 0 - 69: $75, $100, $250, $500, $1,000, $2,500, $5,000
- check_circleAge 70 - 99: $250, $500, $1,000, $2,500, $5,000
What Is Coinsurance in INF Premier X Insurance?
Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. INF Premier X insurance pays:
- check_circlePPO Network: Up to 100% usual and customary charges
Who Is Eligible for INF Premier X Insurance Plan?
- check_circleAvailable for non-U.S. residents traveling internationally, including to the United States, Canada, Europe, the UK, and Australia.
- check_circleFor ages 14 days to 99 years.
- check_circleCoverage available from 90 to 364 days.
- check_circleCoverage must be purchased before your departure from home.
- check_circleEligible for Green Card holders as long as they reside outside the US.
- check_circleIf a Green Card holder is already in the US, they need to obtain prior health insurance information, if applicable.
How Much Does INF Premier X Insurance Cost?
The cost of Premier X insurance ranges between $209 to $1560 for a 3-month period. The cost depends on traveler's age, selected policy maximum, and deductible amount. Older travelers have higher premiums; higher maximums increase premium while higher deductibles lower it.
| Age of traveler | $100,000 | $150,000 | $300,000 | $500,000 | $1,000,000 |
|---|---|---|---|---|---|
| 18 – 29 years | $209 | $256 | $308 | $327 | $332 |
| 30 – 39 years | $248 | $302 | $362 | $383 | $389 |
| 40 – 49 years | $275 | $333 | $402 | $426 | $432 |
| 50 – 59 years | $363 | $442 | $534 | $565 | $574 |
| 60 – 69 years | $389 | $475 | $573 | $607 | $616 |
| 70 – 79 years | $1,208 | Not available | |||
| 80 – 89 years | $1,576 | Not available | |||
| 90 – 99 years | $1,560 | Not available | |||
Why Should I Buy INF Premier X Visitor Insurance?
INF Premier X is an excellent choice for non-U.S. residents, including elderly travelers up to age 99, who need affordable and reliable protection during their stay in the U.S., Canada, or Mexico. Unlike many visitor insurance plans, INF Premier X offers full coverage for pre-existing conditions, flexible terms ranging from 90 to 364 days, and 24/7 support. With benefits starting at just $7.16 per day, it combines affordability with peace of mind, making it especially valuable for travelers with ongoing health concerns or long-term stays.
- check_circleFull Pre-Existing Condition Coverage: One of the few visitor insurance plans that covers pre-existing conditions up to age 99 with no waiting period. Perfect for elderly parents or travelers with chronic conditions like diabetes, hypertension, thyroid disorders, or heart disease.
- check_circleStrong PPO Network: Access to UnitedHealthcare’s nationwide PPO network for high-quality care and reduced out-of-pocket expenses.
- check_circleAffordable Urgent Care: Just $25 in-network urgent care copay with guaranteed cashless billing through INF-Robin Assist.
- check_circleSpecialist & Telehealth Access: Direct billing for specialist visits and unlimited $0 copay telehealth consultations via Doctor Please.
- check_circleEmergency medical support : Covers emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment, giving families peace of mind.
- check_circleNo medical check-up required : INF Premier does not require any medical exam for purchase, making it easy to buy online
- check_circleCoverage for all ages up to 99 : Whether your parents are 60 or 99, INF Premier accepts travelers up to age 99, which is ideal for older visitors.
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What Is Pre-Existing Condition?
Pre-existing Condition means an illness, disease, or other condition of the Covered Person that in the 12-month period before the Covered Person's coverage became effective under the Policy:
- check_circleFirst manifested, worsened, became acute, or exhibited symptoms that would have caused a person to seek diagnosis, care, or treatment
- check_circleRequired taking prescribed drugs or medicines, unless the condition for which the prescribed drug or medicine is taken remains controlled without any change in the required prescription
- check_circleTreated by a Doctor or treatment had been recommended by a Doctor
Does INF Premier X Insurance Covers Pre-Existing Conditions?
Yes. INF Premier X Insurance offers comprehensive coverage for pre-existing conditions from day one providing protection for ongoing, chronic, and stable medical conditions.
Unlike most visitor insurance plans that only cover the acute onset of pre-existing conditions, INF Premier X covers future medical emergencies related to existing health issues including doctor visits, hospital stays, prescription drugs, and eligible treatments but does not cover routine check-ups or ongoing maintenance care.
This makes INF Premier X an excellent option for seniors or travelers with long-term medical histories who want strong, emergency-based protection while visiting the U.S.
What Are the Benefits of Different INF Premier X Visitor Insurance?
| $100,000 | $150,000 | $300,000 | $500,000 | $1,000,000 |
|---|---|---|---|---|
| Hospital Room & Board | ||||
| $1,750/day, 30 days | $1,900/day, 30 days | $3,000/day, 30 days | $4,500/day, 30 days | $6,000/day, 30 days |
| ICU Room & Board Charges | ||||
| $750/day, 8 days | $850/day, 8 days | $1150/day, 8 days | $1300/day, 8 days | $2000/day, 8 days |
| Doctor Surgical Expenses | ||||
| $5,000 | $6,000 | $8,000 | $10,000 | $15,000 |
| Urgent Care Visits | ||||
| Covered with $25 copay | ||||
| Anesthetics | ||||
| $1,250 | $1,500 | $2,500 | $3,000 | $5,000 |
| Assistant Surgeon Expenses | ||||
| $1,250 | $1,500 | $2,500 | $3,000 | $5,000 |
| Doctor Non-Surgical Treatment/Examination Expenses | ||||
| $100, 30 visits | $125, 30 visits | $175, 30 visits | $225, 30 visits | $275, 30 visits |
| Consultation visits when requested by doctor | ||||
| $450 | $500 | $800 | $1,000 | $1,500 |
| Pre-admission tests within 14 days before Hospital Admission | ||||
| $1,100 | $1,200 | $1,600 | $2,000 | $3,000 |
| Surgical Room and Supply Expenses | ||||
| $1,100 | $1,200 | $1,800 | $2,500 | $3,500 |
| X-rays, laboratory procedures | ||||
| $650 | $750 | $1,150 | $1,500 | $2,500 |
| CAT Scan, PET Scan or MRI | ||||
| $650 | $1,000 | $1,400 | $1,500 | $2,500 |
| Prescription Drug Expenses | ||||
| $150 | $200 | $300 | $500 | $750 |
| Private Duty Nurse | ||||
| $500 | $550 | $550 | ||
| Physical and Occupational Therapy | ||||
| $45 /visit, 12 visits | $50 /visit, 12 visits | $100 /visit, 12 visits | $125 /visit, 12 visits | $150 /visit, 12 visits |
| Emergency Local Ambulance | ||||
| $450 | $500 | $1,000 | $1,500 | $2,500 |
| Hospital Emergency Room | ||||
| $500 | $750 | $2,500 | $3,500 | $5,000 |
| Rehabilitative braces or appliances | ||||
| $1,100 | $1,200 | $1,500 | $1,500 | $1,500 |
| Emergency dental treatment | ||||
| Covered up to $500 | Covered up to $550 | Covered up to $550 | Covered up to $550 | Covered up to $550 |
| $100,000 | $150,000 | $300,000 | $500,000 | $1,000,000 |
|---|---|---|---|---|
| Emergency Medical Evacuation | ||||
| Up to $20,000 | Up to $25,000 | Up to $45,000 | Up to $65,000 | Up to $85,000 |
| Repatriation of Remains | ||||
| Up to $15,000 | Up to $20,000 | Up to $30,000 | Up to $30,000 | Up to $30,000 |
| Accidental Death and Dismemberment | $25,000 |
| Trip Interruption Benefit | $1,000 |
| 24/7 Travel Assistance Services | Included |
Note: INF Premier X insurance covers future medical emergencies only - not routine treatment or ongoing care for existing conditions.
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What is the INF Premier X PPO Network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured's out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you are taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
Why INF Premier X is the Top Choice for Pre-Existing Conditions?
INF Premier X is one of the best visitor insurance plans for travelers with pre-existing conditions. It provides full coverage for stable pre-existing conditions with no waiting period and accepts travelers up to age 99, making it ideal for elderly visitors with chronic health issues. The plan also includes emergency medical care, evacuation, and telehealth services, even for conditions related to pre-existing health concerns. With no medical exams required and affordable premiums, INF Premier X offers peace of mind and reliable protection for long-term stays in the U.S., Canada, or Mexico.
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What Pre-Existing Conditions Does Premier X Visitors Medical Insurance Cover?
Premier X travel Insurance offers coverage for several pre-existing conditions. Travelers looking for International visitors insurance for asthma, visitor medical insurance for diabetes, visitors health insurance for high blood pressure, travel medical insurance for high cholesterol or travel health insurance for arthritis can rely on Premier X for complete protection. The plan provides full coverage for these conditions for travelers up to 99 years of age, ensuring peace of mind for those managing chronic health issues during international trips.
INF Premier X Visitor Insurance - FAQs
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How Do I File a Claim With INF Premier X Insurance?
To file a claim with Premier X, follow these steps:
Why Buy INF Premier X Through American Visitor Insurance?
- check_circleAmerican Visitor Insurance offers a simple and reliable way to choose the right medical insurance for tourists with confidence and purchase your plan online in minutes.
- check_circleEasy Plan Comparison and Purchase: Compare and buy INF Premier X Insurance plans, review coverage and deductible options, understand pre-existing condition limits, and securely purchase the right plan online in just minutes through American Visitor Insurance.
- check_circleSpecialists in Pre-Existing Condition Coverage: INF Premier X is one of the few visitor insurance plans that covers ongoing pre-existing conditions - not just acute onset emergencies. Our team understands INF Premier X inside out - sub-limits, waiting periods, and PPO network access so you choose the right plan with confidence.
- check_circleHelpful Resources for Better Decisions: We offer detailed FAQs, blog, and guides based on real customer questions. These resources are designed to help you clearly understand your options and choose the best plan for your specific travel needs.
- check_circleExperienced Customer Support: Our licensed support team has over 20 years of experience in the US visitors insurance industry. We assist customers in understanding INF Premier X's coinsurance structure, choosing the right deductible, and navigating the claims process with Robin Assist when needed.
- check_circleLicensed & Trusted Platform: American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).
INF Insurance Related Coverage
Summary for INF Premier X Insurance
INF Premier X Insurance offers reliable fixed-benefit travel medical coverage for non-U.S. residents visiting the USA or traveling worldwide, with the following key benefits:
- check_circleFull pre-existing condition coverage for all ages, up to defined benefit limits
- check_circleCoinsurance the plan pays 100% up to usual and customary charges
- check_circleDesigned for international visitors, including parents, relatives, and long-term travelers to the USA
- check_circleFixed benefit coverage for new illnesses, injuries, and medical emergencies
- check_circleIncludes hospitalization, doctor visits, prescription drugs, and urgent care services
- check_circleEmergency medical evacuation and repatriation of remains included
- check_circleCoverage available from 90 days up to 365 days – ideal for extended stays
- check_circleAccess to the UnitedHealthcare PPO network in the USA for quality care and cashless billing
- check_circleAvailable for ages 0 to 99 years
- check_circleSimple, upfront benefit limits for easy claim understanding
- check_circleUnderwritten by Crum & Forster and administered by INF Plans in partnership with trusted U.S. networks
Disclaimer
American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.
