INF Safe Traveler USA 90 X Reviews Insurance

INF Safe Traveler USA 90 X travel insurance

Ratings
A by A.M. Best

Underwriter
Crum & Forster SPC

Ideal for Cashless ClaimsVisitors Worldwide Outside of USA

Safe Traveler USA 90 X review

INF Safe Traveler USA 90 X Insurance is a comprehensive travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country. This plan provides medical benefits such as emergency medical evacuation, repatriation of remains, accidental death and dismemberment, and telemedicine.

At American Visitor Insurance, US Travelers can contact the Safe Traveler USA 90 X Customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

Brochures
INF Safe Traveler USA 90 X insurance brochures
View INF Safe Traveler USA 90 X insurance brochures in different age groups

Description document age 0-69

Description document age 70-99
Benefits
Comprehensive
Comprehensive Plan
Comprehensive plan provides exhaustive coverage when compared to fixed or scheduled benefit plans. The plan pays for all expenses after the deductible and co-insurance component. The plan is recommended given the high costs of health care arouond the world. The plan is worth every penny of premium paid in the event of catastrophic medical emergencies.
These plans do not have benefit limits based on the type of medical expense.
Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Cancellation

INF Safe Traveler USA 90 X visitor benefits - Key Highlights

This is a comprehensive plan too but does not cover pre existing condition.
Covers 90% of elgibile medical expenses.
Minimum purchase of 30 days is required for this plan.
Non-Insurance Telemedicine services provided by MeMD.
Sickness & Accident Plan with 90% in network coinsurance.
$25 In-Network urgent care copay.
Sickness & Accident Plan with 80% in network coinsurance.

Customer Reviews

Reviews, Ratings and Experiences

"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."

| Pranav

"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"

| Anjali

"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."

| Joanna

Advantages & Disadvantages of Safe Traveler USA 90 X Insurance

Safe Traveler USA 90 X Insurance Advantages
- Covers 90% of eligible expenses.
- Comprehensive plan for new sicknesses & accidents.
- Great Savings with UHC PPO Discounts.
- $25 In-Network Urgent Care Copay.
- Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members.
- Telehealth worldwide via Doctor.
Safe Traveler USA 90 X Insurance Disadvantages
- This plan is not available to US residents.
- This plan does not covers pre-existing conditions.

An Overview of INF Safe Traveler USA 90 X Insurance

Eligibility

It provides coverage for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.

Renewability

Safe Traveler USA 90 X Plan Insurance can be renewed up to 364 days.

Plan Maximum

This plan offers maximum coverage up to $300,000 for age 0-69 and offers $75,000 for age 70-99.

Deductible

Safe Traveler USA 90 X Plan insurance has a range of deductible options from $50 to $5k.

A working example of using Safe Traveler USA 90 X Plan insurance*

Consider an Safe Traveler USA 90 X Plan A example where your:

full_coverage
Insurance coverage $75,000
attach_money
Deductible $500 per certificate period
draft
Medical expenses Claims$14,500

Below is a simple calculation showing how much the plan/insurance company pays you:

Subtract the deductible from claims amount - $14,500 minus $500 equals $14,000.Insured bears $500.
The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.

Expense	Amount billed	Amount Insurance Pays	Amount Insured Owes
Deductible	$500	$0	$500
Hospital Room & Board including Laboratory Tests, X-rays, Prescription Medical and other miscellaneous	$2,000/day for 3 days	Up to $1,600/day, 3 day maximum	$1,200
Surgical Treatment	$6,000	$4,800	$1,200
Prescription Drugs	$600	$480	$120
Diagnostic X-rays & Lab Services	$1,400	$1,120	$280
Total:	$14,500	$11,200	$3,300

* Disclaimer: We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Plan details of INF Safe Traveler USA 90 X insurance

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INF Safe Traveler USA 90 X Plan Insurance - Common Questions

Safe Traveler USA 90 Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

The maximum length of coverage for INF insurance is 364 days.

International travelers are eligible for INF Safe Traveler USA 90 Insurance if they are non-US citizens traveling outside their home country for a minimum of 5 days up to a maximum of 364 days.

The cost of INF Safe Traveler USA 90 Insurance depends on the age of the traveler, the destination, coverage period, policy maximum, and deductible. One can choose from two levels of coverage: $150K or $300K for new sicknesses and accidents, and $50K or $100K for pre-existing conditions. One can also choose from different medical access expenses: $0, $100, $250, $500, $1K, $2,500, or $5K.

One can renew the INF Safe Traveler USA 90 Insurance online or by completing a paper renewal form. There is a $5 renewal fee to renew the plan. One can cancel the plan before the effective date for a full refund. After the effective date, one can cancel the plan and request a refund if there are no claims filed on the policy . There is a $50 cancellation fee and refunds are prorated based on unused days.

No, adventure sports are not covered by Safe Traveler USA 90 plan.

Some of the limitations of Safe Travelers USA 90 plan are:

It is not a travel insurance policy, but a travel assistance membership program. This means that it does not reimburse you for any expenses incurred on your own, but only arranges for direct billing with in-network providers on your behalf.
It requires you to coordinate with Hop! Assist within a certain time to access coverage. For non-life-threatening medical assistance, you need to notify Hop! Assist within 7 days of the first symptom.
It does not cover adventure sports activities
It is not available for U.S. residents, only for non-U.S. citizens traveling outside their home country.
It has a $15 application fee and a $5 renewal fee.
It does not allow cancellations after the policy effective date.

Safe Traveler USA 90 Insurance does not cover pre-existing conditions. It only covers acute onset of pre-existing conditions up to a certain limit, depending on the age and plan option of the traveler.

INF Safe Traveler USA 90 Insurance works with the First Health PPO network in the US. This is a national network of board-certified doctors and healthcare facilities that can provide you with quality care and reduce your out-of-pocket costs.

INF Safe Traveler USA 90 X Plan - PPO network

INF Safe Traveler USA 90 X Plans - Provider network and how to find hospital or doctor?

Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.

Find Provider Network