Why do immigrants need US immigrant insurance?

It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in. There is a waiting period till new US immigrants are eligible for Medicare or to purchase domestic health insurance. Immigrants can however buy new US immigrant insurance plans as an interim coverage.

Can a US immigrant get health insurance?

Yes, there is immigrant health insurance, or health insurance for permanent residents available. However, domestic US medical insurance for Green card holders including Medicare and Medicaid have a waiting period of five years. US immigrants are eligible for Medicaid coverage only if they satisfy the resident state’s income or residency rules. It is important to buy temporary US immigrant health insurance till Green card holders become eligible for domestic insurance plans.

Does immigrant health insurance satisfy U.S. visa or green card health insurance requirements?

Immigrant health insurance is designed to meet practical healthcare needs, but it may not always meet formal government requirements. While insurance is strongly recommended for new immigrants, USCIS generally does not mandate a specific plan unless stated for certain visas.

What is the difference between visitor insurance and immigrant insurance?

Visitor insurance is short-term and mainly for tourists, while immigrant insurance offers longer coverage periods, higher limits, and better benefits, making it more suitable for permanent or long-term residents.

Can I switch from immigrant insurance to ACA (Marketplace) insurance later?

Yes. Once you become eligible for ACA Marketplace insurance, you can cancel your immigrant plan and enroll in an ACA plan during a Special Enrollment Period.

US Immigrant Health Insurance Blogs, US Immigrant Medical Insurance, New immigrant medical insurance blogs

US immigrant Insurance

At American Visitor Insurance, our goal is to help make the transition to your new home as smooth as possible by providing information on different new immigrant insurance plans available to you. We work with top-rated US insurance providers to offer a range of policies that can provide you with the coverage you need, no matter your budget or specific needs.

Whether you are a student, worker, or immigrant joining family members in a new country, we have new immigrant insurance options that can protect you and your loved ones in case of unexpected medical emergencies. Our blog provides valuable resources and tips on how to choose the right US immigrant insurance plan, how to file a claim, and what to do in case of an emergency.

We understand that every immigrant has unique needs and situations, and that's why we offer a range of policies with different coverage options. Our team of experts is always available to help you find the policy that best suits your needs and budget, and to answer any questions you may have.