INF Standard X Travel Insurance

International Visitor Accident & Sickness Insurance for Non-US residents

INF Standard X Plan For Visitor Accident & Sickness Insurance

The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada. INF Standard Plan will cover any new sickness or accident. This plan is the only insurance for Visitors which covers Urinary Tract Infection. The INF Standard Plan was developed out of a need from the community to cover these types of high-risk illnesses.

Key benefits of INF Standard X Insurance

schedule Minimum Enrolment 30 days

ambulance Emergency Medical Evacuation

ecg_heart Intensive Care

minor_crash Accidental Death & Dismemberment

United Healthcare Provider Network

dentistry Emergency Dental Treatment

INF Standard X Plan insurance reviews

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Policy maximum
  • Ages 0 to 69 years: $100k $150k $250k $300k
  • Ages 70 to 99 years: $75k
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Deductible options
  • Ages 0 to 69 years: $50 $100 $250 $500k $1k $2.5k $5k
  • Ages 70 to 99 years: $250 $500 $1k $2.5k $5k
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Insurance provider
INF
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INF Standard X Plan rating
AM Best Rating: A
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INF Premier X Plan underwriter
Underwritten by Crum & Forster SPC
schedule
Plan life - 364 days (Minimum Enrolment 30 days)

INF Standard X Plan insurance - Key Highlights

  • This fixed benefit plan from INF.
  • Great Savings with UHC PPO Discounts.
  • INF-Robin Assist can make your appointments 24/7.
  • $25 In-Network Urgent Care Copay.
  • Covers accident & sickness.
  • Includes Dental & Vision Discount Coverage.
  • Coverage Worldwide incl. USA.
  • This plan is not available to US residents and is only available to non-US residents.
  • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.

INF Standard X Plan Insurance Summary

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Standard X Plan insurance eligibility
  • This plan is available for for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
  • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
  • The member also needs to submit their I-94 form.
  • Minimum Enrolment should be 30 days to buy INF Standard Plan.
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Standard X Plan Cancelation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

INF Standard X Plan - PPO network

INF Standard X Plans - Provider network and how to find hospital or doctor? United Healthcare Provider Network

Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.

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Plan benefits of INF Standard X health international insurance

  • Hospital Room (Average Semi-Private), Board, & Miscellaneous help Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
    Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
    Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
    Hospital Intensive Care Unit Plan 50k: Charges up to $525 maximum additional a day | Up to 8 Days
    Plan 100k: Charges up to $750 maximum additional a day | Up to 8 Days
    Plan 150k: Charges up to $850 maximum additional a day | Up to 8 Days
    Surgeon Plan 50k: Up to $3,000 maximum
    Plan 100k: Up to $5,000 maximum
    Plan 150k: Up to $6,000 maximum
    Anesthetics Plan 50k: Up to $750 maximum
    Plan 100k: Up to $1,250 maximum
    Plan 150k: Up to $1,250 maximum
    Assistance Surgeon Plan 50k: Up to $750 maximum
    Plan 100k: Up to $1,250 maximum
    Plan 150k: Up to $1,500 maximum
    Doctor’s Non-Surgical Visits Plan 50k: Up to $60 maximum a visit, 1 visit a day, to 30 visits
    Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits
    Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits
    Consultant Doctor, when requested by attending Doctor Plan 50k: Up to $400maximum
    Plan 100k: Up to $450 maximum
    Plan 150k: Up to $500 maximum
    Pre-Admission Tests within 14 days before hospital admission Plan 50k: Up to $1,000 maximum
    Plan 100k: Up to $1,100 maximum
    Plan 150k: Up to $1,200 maximum
  • Surgical Room and Supply Expenses Plan 50k: Up to $1,000 maximum
    Plan 100k: Up to $1,100 maximum
    Plan 150k: Up to $1,200 maximum
    Surgeon Plan 50k: Up to $3,000 maximum
    Plan 100k: Up to $5,000 maximum
    Plan 150k: Up to $6,000 maximum
    Anesthetist Plan 50k: Up to $750 maximum
    Plan 100k: ​Up to $1,250 ​maximum
    Plan 150k: ​Up to $1,500 maximum
    ssistance Surgeon Plan 50k: Charges up to $1,250
    Plan 100k: Charges up to $1,500
    Plan 150k: Charges up to $2,500
    Doctor’s Non-Surgical Visits Plan 50k: Up to $60 a visit maximum | 1 visit a day Up to 10 visits
    Plan 100k: Up to $100 a visit maximum | 1 visit a day Up to 10 visits
    Plan 150k: Up to $125 a visit maximum | 1 visit a day Up to 10 visits
    Diagnostic X-rays & Lab Services Plan 50k: Up to $400 maximum
    Plan 100k: Up to $650 maximum
    Plan 150k: ​Up to $750 maximum
    CAT Scan, PET Scan, or MRI Plan 50k: ​Up to $400 additional
    Plan 100k: Up to $650 additional
    Plan 150k: ​Up to $1,000 additional
  • Emergency local ambulance help Plan 100k: Up to $450
    Plan 150k: Up to $500
    Plan 300k: Up to $1000
    Plan 500k: Up to $1,500
    Plan 1000k: Up to $2,500
    Hospital emergency room help Plan 100k: Up to $500
    Plan 150k: Up to $750
    Plan 300k: Up to $2500
    Plan 500k: Up to $3,500
    Plan 1000k: Up to $5,000
    Rehabilitative braces or appliances Plan 100k: Up to $1,100
    Plan 150k: Up to $1,200
    Plan 300k: Up to $1,500
    Plan 500k: Up to $1,500
    Plan 1000k: Up to $1,500
  • Ambulance Services Plan 50k: Up to $400 maximum
    Plan 100k: Up to $450 maximum
    Plan 150k: ​Up to $500 maximum
    Rehabilitative Braces or Appliances Plan 50k: Up to $1,200 maximum
    Plan 100k: Up to $1,100 maximum
    Plan 150k: Up to $1,200 maximum
    Dental Treatment injury to Sound, Natural teeth (Due to Accident) Plan 50k: Up to $450. There are no benefits for dental services for immediate relief of pain.
    Plan 100k: Up to $500. There are no benefits for dental services for immediate relief of pain.
    Plan 150k: Up to $550. There are no benefits for dental services for immediate relief of pain.
    Chemotherapy and/or Radiation Therapy Plan 50k: Up to $1,000 maximum
    Plan 100k: Up to $1,150 maximum
    Plan 150k: Up to $1,250 maximum
    Physical & Occupational Therapy Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits
    Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits
    Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits
    Private Duty Nurse Plan 50k: Up to $400 maximum
    Plan 100k: Up to $500 maximum
    Plan 150k: Up to $550 maximum
    Pregnancy & Childbirth (Conception must Occur After Policy Effective Date) Plan 50k: Up to $4,500 maximum
    Plan 100k: Up to $5,000 maximum
    Plan 150k: Up to $5,500 maximum
    Medical Evacuation Plan 50k: $15,000 maximum
    Plan 100k: $20,000 maximum
    Plan 150k: $25,000 maximum
    Repatriation of Remains Plan 50k: $10,000 maximum
    Plan 100k: $15,000 maximum
    Plan 150k: $20,000 maximum
    Accidental Death & Dismemberment Plan 50k: $25,000 Principal Sum
    Plan 100k: $25,000 Principal Sum
    Plan 150k: $25,000 Principal Sum

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INF Standard X Plan Insurance - Common Questions

01. Is there travel medical insurance for seniors over 70 from USA?

Yes, there are many travel insurance options for seniors over 70 from the USA. Many US travel insurance providers offer policies specifically designed for older travelers, and some policies may have no age limit for coverage. However, it is important to note that the cost of travel medical insurance for seniors is higher than for younger travelers due to increased health risks and the likelihood of pre-existing conditions. Additionally, coverage and benefits may vary depending on the policy, and it is important to carefully review policy terms and conditions to ensure that you get the coverage you need.

Some US insurance providers that offer travel medical insurance for seniors over 70 from the USA include Trawick International, Seven Corners, IMG and WorldTrips. It's recommended to research and compare different policies on American Visitor Insurance based on costs, benefits and coverage for pre-existing conditions to find the best traveller insurance and value for your needs.

02. What’s the most important insurance coverage for senior travelers?

The most important insurance coverage for senior travelers is extent of medical coverage. Seniors are more likely to have pre-existing medical conditions and may be at higher risk for medical emergencies while traveling, making it essential to have adequate medical coverage in case of illness or injury. Travel medical coverage can include coverage for hospitalization, emergency medical treatment, and medical evacuation if needed.

In addition to travel medical coverage, senior travelers may also want to consider trip cancellation and interruption coverage, which can help protect against financial loss if they need to cancel or cut short their trip due to unforeseen circumstances such as illness or weather-related events. There is the option available for US travelers to buy travel insurance with cancel for any reason, which gives full flexibility to cancel a trip.

Among other important insurance coverage for senior travelers is the coverage for lost or stolen luggage, travel delays or missed connections, and accidental death or dismemberment. Older travelers should compare different US travel insurance policies to find the best coverage and value for their individual needs on American Visitor Insurance.

03. Can I find cheap travel insurance for seniors over 70?

Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.

04. How can I compare different travel medical insurance for seniors over 70?

Older travelers can easily compare different travel insurance over 70 plans on American Visitor Insurance which allows you to compare features, benefits, and prices of different policies. Travelers can review travel insurance plans based on your specific needs and preferences. For example, if you are looking for visitor insurance which focuses on the health of the traveler, you can compare insurance based on the specific coverage for medical ailments, coverage for pre-existing conditions, the co-insurance and deductible for the insurance plan Some of the factors that you should consider while comparing visitor insurance health insurance for the traveler are:

  • The maximum medical coverage available for the age of the traveler
  • The cost of insurance and deductible and co-insurance expenses
  • The Preferred provider organisation (PPO) network of the insurance provider and user reviews
  • The coverage for pre-existing conditions and any exclusions and limitations of the policy
  • The customer assistance and emergency helpline of the insurer

05. How important is the visitors insurance for parents over 70?

Visitor health insurance which insures mainly the health of the traveler against accident or sickness when he/she is traveling overseas is very important since healthcare is very expensive, especially in the USA. Visitor health insurance is important even if you have health insurance in your home country which you believe will work in the US. The main reason for this is that US insurance providers negotiate with the healthcare providers in the US to get a better pricing for medical services, something that is not available to international insurance providers. This makes US healthcare very expensive even with travel medical insurance coverage which do not have negotiated rates with US healthcare providers.

Visitor insurance which focuses on insuring the travel expenses along with the health of the traveler is very important to protect travelers from unforeseen risks and emergencies that may occur during their trip. Travel insurance can provide coverage for various situations such as:

  • Medical expenses due to illness or injury
  • Trip cancellation or interruption due to unforeseen reasons
  • Loss or delay of baggage or personal belongings
  • Passport or travel document theft or loss
  • Emergency evacuation or repatriation
  • Legal liability or personal accident
  • Travel assistance and support

Having the best visitor insurance is really important given its relative cost to that of the trip and the cost of healthcare overseas. Visitor insurance can help you save money, time, and hassle in case something goes wrong during your trip. It can also give you peace of mind and confidence to enjoy your travel experience. Therefore, travel insurance is strongly recommended for travelers to travel safely and securely.

It is easy to find the best visitor insurance online by comparing several insurance options on American Visitor Insurance based on cost as well as coverage benefits offered.

06. How much is travel insurance for 70 year old cost?

The cost of travel health insurance which focuses on the health of the traveler depends on factors such as:

  • The age and health of the traveler (older the traveler, higher the cost)
  • The destination and duration of your trip (cost in US is most expensive)
  • The amount of medical maximum coverage chosen (higher the coverage, higher the cost)
  • The deductible and co-insurance of the insurance
  • Any add-on benefits (pre-existing conditions coverage etc.. cost more)
24.What is the advantage of buying INF Standard Plan Insurance?

Standard Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

25.Does INF Standard Plan Insurance cover covid illness?

INF Covid19 travel insurance by Standard Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

26.Does INF covers medical tourism?

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.

INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

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