INF Standard X Travel Insurance
Affordable fixed-benefit coverage for international visitors to the USA, Canada & Mexico. Ideal for parents, seniors, and short-term travelers.
What is INF Standard X Insurance?
INF Standard travel insurance is a fixed-benefit plan for visitors to the USA, Canada, and Mexico. It covers new illnesses, injuries, doctor visits, and emergencies ideal for parents, seniors, and tourists without pre-existing conditions.
Key Features:- Coverage for Full pre-existing conditions for travelers under the age of 99
- Great savings with United Healthcare PPO network
- Access to ID card and documents online after purchase
- 24/7 customer service and support available
After buying the plan, travelers can get all the plan documents and id card through INF Standard X login. At American Visitor Insurance, US Travelers can contact the INF Standard X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Age 70-99 years: $50,000
Age 70-99 years: $100 to $5,000
Who Is INF Standard X Insurance Best Suited For?
Non-US residents especially parents visiting children in the US looking for affordable monthly coverage during extended stays of 30 to 364 days.
Coverage available up to age 99, making it one of the few visitor plans accessible to elderly travelers without active pre-existing conditions.
Visitors who need essential US medical protection at the lowest possible cost starting at just $50/month and understand the fixed-benefit structure.
Travelers visiting the USA, Canada, or Mexico for a defined period who want straightforward emergency and hospitalization coverage without high premiums.
International travelers visiting the US for the first time who need basic coverage for doctor visits, emergencies, and hospitalization without complex plan requirements.
How Much Maximum Coverage Does INF Standard X Insurance Provide?
The policy maximum amount of coverage is the total dollar amount of benefits available under the INF Standard X plan. Once the maximum is reached, no additional benefits will be paid.
- check_circleAges 0-69 years: Available coverage options are $100,000, $150,000, $250,000, $300,000.
- check_circleAges 70-99 years: Coverage is limited to $75,000.
What Is a Deductible in INF Standard X Insurance?
The deductible is the amount the insured must pay before INF Standard X insurance starts to cover expenses. INF Standard X insurance has deductible options of :
- check_circleAge 0 - 69: $50, $100, $250, $500, $1,000, $2,500 and $5,000.
- check_circleAge 70 - 99: $100, $250, $500, $1,000, $2,500, $5,000
What Is Coinsurance in INF Standard X Insurance?
Coinsurance is the percentage of eligible expenses that the insurance pays after the deductible is met. INF Standard X insurance pays:
- check_circlePPO Network: Up to 100% usual and customary charges
Who Is Eligible for INF Standard X Insurance Plan?
- check_circleEligible for Non-U.S. residents visiting the United States Canada, or anywhere outside their home country
- check_circleTravelers aged 14 days to 99 years.
- check_circleCoverage from 30 days to 364 days.
How Much Does INF Standard X Insurance Cost?
The cost of Standard X insurance ranges between $50 to $1560. The cost depends on traveler's age, selected policy maximum, and deductible amount. Older travelers have higher premiums; higher maximums increase premium while higher deductibles lower it.
Below is the monthly cost of INF Standard X insurance of coverage with a $250 deductible, provided by American Visitor Insurance.
Why Should I Buy INF Standard X Visitor Insurance?
INF Standard is a fixed-benefit visitor insurance plan designed specifically for non-U.S. residents traveling to the United States. This plan offers affordable travel medical coverage, making it ideal for short-term visitors seeking basic protection without high premiums.
- check_circleFixed benefit plan: Offers set benefit limits for each covered medical service, helping manage costs while still providing essential coverage for common health needs.
- check_circleGreat savings with UHC PPO discounts: Access the UnitedHealthcare PPO network, one of the largest and most trusted provider networks in the U.S., with negotiated rates and direct billing for covered services.
- check_circleEmergency medical support : Covers emergency medical evacuation, repatriation of remains, ambulance services, and accidental death & dismemberment, giving families peace of mind.
- check_circleUrgent care benefit: Only $25 in-network copay for urgent care visits, keeping minor injury or illness treatment affordable.
- check_circleCashless and direct billing: Hassle-free billing through INF-Robin Assist and the UHC PPO network, avoiding large upfront payments.
- check_circleWorldwide coverage including the USA: Protection both in the U.S. and while traveling internationally.
- check_circleTelehealth & specialist access: Remote consultations via Doctor Please and direct billing for specialist visits for convenient, easy access to care.
Find The Cheapest INF Visitors Insurance Plans For The USA
Compare affordable plans with comprehensive medical coverage in minutes.
What Are the Benefits of Different INF Standard X Insurance?
| $50,000 | $100,000 | $150,000 |
|---|---|---|
| Hospital Room & Board | ||
| Charges up to $1,300 a day maximum Up to 30 days | Charges up to $1,750 a day maximum Up to 30 days | Charges up to $1,900 a day maximum Up to 30 days |
| Hospital Intensive Care Unit | ||
| Charges up to $525 maximum additional a day | Up to 8 Days | Charges up to $750 maximum additional a day | Up to 8 Days | Charges up to $850 maximum additional a day | Up to 8 Days |
| Surgeon | ||
| Up to $3,000 maximum | Up to $5,000 maximum | Up to $6,000 maximum |
| Anesthetics | ||
| Up to $750 maximum | Up to $1,250 maximum | Up to $1,250 maximum |
| Surgical Room and Supply Expenses | ||
| Up to $1,000 maximum | Up to $1,100 maximum | Up to $1,200 maximum |
| Doctor’s Non-Surgical Visits | ||
| Up to $60 maximum a visit, 1 visit a day, to 30 visits | Up to $100 maximum a visit, 1 visit a day, to 30 visits | Up to $125 maximum a visit, 1 visit a day, to 30 visits |
| Diagnostic X-rays & Lab Services | ||
| Up to $400 maximum | Up to $650 maximum | Up to $750 maximum |
| CAT Scan, PET Scan, or MRI | ||
| Up to $400 additional | Up to $650 additional | Up to $1,000 additional |
| Assistance Surgeon | ||
| Up to $750 maximum | Up to $1,250 maximum | Up to $1,500 maximum |
| Consultant Doctor, when requested by attending Doctor | ||
| Up to $400 maximum | Up to $450 maximum | Up to $500 maximum |
| Pre-Admission Tests within 14 days before hospital admission | ||
| Up to $1,000 maximum | Up to $1,100 maximum | Up to $1,200 maximum |
| $50,000 | $100,000 | $150,000 |
|---|---|---|
| Hospital Emergency Room | ||
| Up to $350 | Up to $500 | Up to $750 |
| Emergency Medical Evacuation Benefit | ||
| Up to $15,000 | Up to $20,000 | Up to $25,000 |
| $50,000 | $100,000 | $150,000 |
|---|---|---|
| Ambulance Services | ||
| Up to $400 maximum | Up to $450 maximum | Up to $500 maximum |
| Rehabilitative braces or appliances: | ||
| Up to $1,000 | Up to $1,100 | Up to $1,200 |
| Dental Treatment injury to Sound, Natural teeth (Due to Accident) | ||
| Up to $450. There are no benefits for dental services for immediate relief of pain | Up to $500. There are no benefits for dental services for immediate relief of pain | Up to $550. There are no benefits for dental services for immediate relief of pain |
| Chemotherapy and/or Radiation Therapy | ||
| Up to $1,000 maximum | Up to $1,150 maximum | Up to $1,250 maximum |
| Physical & Occupational Therapy | ||
| Up to $35 a visit max, 1 Visit a day to 12 visits | Up to $45 a visit max, 1 Visit a day to 12 visits | Up to $50 a visit max, 1 Visit a day to 12 visits |
| Private Duty Nurse | ||
| Up to $400 maximum | Up to $500 maximum | Up to $550 maximum |
| Pregnancy & Childbirth (Conception must Occur After Policy Effective Date) | ||
| Up to $4,500 maximum | Up to $5,000 maximum | Up to $5,500 maximum |
| Accidental Death & Dismemberment | ||
| $25,000 Principal Sum | $25,000 Principal Sum | $25,000 Principal Sum |
What is the INF Standard X PPO Network?
A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.
INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.
To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.
INF Standard X Visitor Insurance - FAQs
- No refunds are available once the policy has begun.
- The premium is considered fully earned, regardless of whether claims were made
- The insured must acknowledge that INF is not liable for any medical expenses following cancellation while in the United States
How Do I File a Claim With INF Standard X Insurance?
To file a claim with Standard X, follow these steps:
Why Buy INF Standard X Through American Visitor Insurance?
- check_circleAmerican Visitor Insurance offers a simple and reliable way to choose the right medical insurance for tourists with confidence and purchase your plan online in minutes.
- check_circleEasy Plan Comparison and Purchase: Compare and buy INF Standard X Insurance plans, review coverage and deductible options, understand pre-existing condition limits, and securely purchase the right plan online in just minutes through American Visitor Insurance.
- check_circleSpecialists in Pre-Existing Condition Coverage: INF Standard X is one of the few visitor insurance plans that covers ongoing pre-existing conditions - not just acute onset emergencies. Our team understands INF Standard X inside out - sub-limits, waiting periods, and PPO network access so you choose the right plan with confidence.
- check_circleHelpful Resources for Better Decisions: We offer detailed FAQs, blog, and guides based on real customer questions. These resources are designed to help you clearly understand your options and choose the best plan for your specific travel needs.
- check_circleExperienced Customer Support: Our licensed support team has over 20 years of experience in the US visitors insurance industry. We assist customers in understanding INF Standard X's coinsurance structure, choosing the right deductible, and navigating the claims process with Robin Assist when needed.
- check_circleLicensed & Trusted Platform: American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).
What are the Limitations of INF Standard Travel Insurance?
- check_circleNo coverage for pre-existing conditions
- check_circleFixed benefits: Pays set amounts for eligible treatments and services
- check_circle$15 application fee
- check_circleNo refunds after policy start date
- check_circleLimited coverage for high-risk activities
Summary for INF Standard X Insurance
INF Standard X Insurance offers reliable fixed-benefit travel medical coverage for non-U.S. residents visiting the USA or traveling worldwide, with the following key benefits:
- check_circleINF Standard X insurance cost starting at just $50 per month With American Visitor Insurance (premium varies by age and coverage length)
- check_circleDesigned for international visitors, including parents, relatives, and short term travelers
- check_circleFixed-benefit coverage with simple, pre-defined payouts for each covered service
- check_circleCoinsurance the plan pays 100% up to usual and customary charges
- check_circleGreat savings with UnitedHealthcare PPO network discounts
- check_circleCashless treatment arranged via INF-Robin Assist
- check_circle$25 in-network urgent care copay
- check_circleWorldwide coverage, including the USA, available for ages 0 to 99 years
- check_circleCoverage from 30 days to 364 days
- check_circleSpecialist visits with direct billing through INF-Robin Assist
- check_circleTelehealth access worldwide via Doctor Please
- check_circleCOVID-19 coverage included
- check_circle24/7 concierge assistance for appointments and care coordination
- check_circleAvailable for a wide range of ages (non-U.S. residents only
- check_circleUnderwritten by Crum & Forster and administered by INF
Disclaimer
American Visitor Insurance works continually and to the best of our ability to ensure that the visitors insurance information is accurate and up-to-date. However despite our efforts this information does change regularly and we cannot guarantee 100% accuracy. Please review the specific travel insurance plan brochure for latest plan benefits.
