INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.
Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.
INF Elite Network Covers Coronavirus
COVID 19 is a covered benefit under this plan. As long as the person does not have COVID 19, before purchasing the plan, this is a covered benefit.
Treats Coronavirus as a new sickness & covered by the plan
Covers Pre-Existing Conditions
Comprehensive FULL Pre-Existing insurance for visitors
Works with the First Health Provider Network or Multiplan PPO - $0 Copay for Urgent Care when using MeMD
Dental & Vision Discount Coverage Included
Covers from Age 0 through Age 99
Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus
It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. INF Insurance: offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance with Covid19 coverage. These plans usually have a restriction on coverage of pre-existing medical conditions for their plan: INF Elite Network Insurance unless it is purchased BEFORE the traveler leaves their home country. INF traveler USA also offers coverage for Coronavirus. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.
While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF traveler USA ONLY offers coverage in the US, while the INF Elite can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF traveler USA is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Clearly defined limits under fixed benefits coverage. More affordable when compared to comprehensive plans, but with correspondingly less coverage. This works for small ailments, but can be inadequate for major expenses.
Cheapest options in the market definitely more affordable.
Fixed benefits plans are have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
This is a fixed plan and is available for both US and Non US citizens visiting the US.
This plan has a minimum purchase requirement of 30 days.
Plan covers COVID -19
Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date.
Standard Plan For Visitor Accident & Sickness Insurance
The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada.INF Standard Plan will cover any new sickness or accident.This plan is the only insurance for Visitors
which covers Urinary Tract Infection. The INF Standard Plan was developed out of a need from the community to cover these types of high-risk illnesses.
INF Standard Plan insurance summary
What is the eligibility to buy Standard Plan Insurance? Standard Plan insurance eligibility
This plan is available for Non-US Citizens & US Citizen Expatriates visiting the United States.
Standard Plan Cancellation
Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy
For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.
INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.
Plan benefits of Standard Plan Insurance
Coverage DetailsPlan 50kPlan 100kPlan 150k
In-patient Hospital Room (Average Semi-Private), Board, & MiscellaneousCharges up to $1,300 a day maximum Up to 30 daysCharges up to $1,750 a day maximum Up to 30 daysCharges up to $1,900 a day maximum Up to 30 days
Hospital Intensive Care UnitCharges up to $525 maximum additional a day | Up to 8 DaysCharges up to $750 maximum additional a day | Up to 8 DaysCharges up to $850 maximum additional a day | Up to 8 Days
SurgeonUp to $3,000 maximumUp to $5,000 maximumUp to $6,000 maximum
AnesthetistUp to $750 maximumUp to $1,250 maximumUp to $1,250 maximum
Assistant SurgeonUp to $750 maximumUp to $1,250 maximumUp to $1,500 maximum
Doctor's Non-Surgical VisitsUp to $60 maximum a visit, 1 visit a day, to 30 visitsUp to $100 maximum a visit, 1 visit a day, to 30 visitsUp to $125 maximum a visit, 1 visit a day, to 30 visits
Consultant Doctor, when requested by attending DoctorUp to $400maximumUp to $450 maximumUp to $500 maximum
Pre-Admission Tests within 14 days before hospital admissionUp to $1,000 maximumUp to $1,100 maximumUp to $1,200 maximum
out-patient Surgical Room & Supply ExpensesUp to $1,000 maximumUp to $1,100 maximumUp to $1,200 maximum
SurgeonUp to $3,000 maximum.Up to $5,000 maximumUp to $6,000 maximum
AnesthetistUp to $750 maximumUp to $1,250 maximumUp to $1,500 maximum
Assistant SurgeonUp to $750 maximumUp to $1,250 maximumUp to $1,500 maximum
Doctor's Non-Surgical VisitsUp to $60 a visit maximum | 1 visit a day Up to 10 visitsUp to $100 a visit maximum | 1 visit a day Up to 10 visitsUp to $125 a visit maximum | 1 visit a day Up to 10 visits
Diagnostic X-rays & Lab ServicesUp to $400 maximum Up to $650 maximumUp to $750 maximum
CAT Scan, PET Scan, or MRI ScanUp to $400 additionalUp to $650 additionalUp to $1,000 additional
Other benefits Ambulance ServicesUp to $400 maximumUp to $450 maximumUp to $500 maximum
Rehabilitative Braces or AppliancesUp to $1,200 maximumUp to $1,100 maximumUp to $1,200 maximum
Dental Treatment Injury to Sound, Natural Teeth due to an AccidentUp to $450. There are no benefits for dental services for immediate relief of pain.Up to $500. There are no benefits for dental services for immediate relief of pain.Up to $550. There are no benefits for dental services for immediate relief of pain.
Chemotherapy and/or Radiation TherapyUp to $1,000 maximumUp to $1,150 maximumUp to $1,250 maximum
Physical & Occupational TherapyUp to $35 a visit max, 1 Visit a day to 12 visitsUp to $45 a visit max, 1 Visit a day to 12 visitsUp to $50 a visit max, 1 Visit a day to 12 visits
Private Duty NurseUp to $400 maximumUp to $500 maximumUp to $550 maximum
Pregnancy & Childbirth (Conception must Occur After Policy Effective Date)Up to $4,500 maximumUp to $5,000 maximumUp to $5,500 maximum
Medical Evacuation$15,000 maximum$20,000 maximum$25,000 maximum
Repatriation of Remains$10,000 maximum$15,000 maximum$20,000 maximum
Accidental Death & Dismemberment$25,000 Principal Sum$25,000 Principal Sum$25,000 Principal Sum
INF Provider network and how to find hospital or doctor?
INF maintains a wide network of health care providers.
Quite often the travelers with international travel insurance claims have this question "My provider does not recognize First Health? How do I find someone who accepts this insurance?"
When this happens- the travelers will feel frustrated and think their insurance is not worth the cost. The main reason why providers do not recognize or accept First Health PPO is because it is not a well known network within the medical billing system. However it is important to realize the First Health PPO is actually part of the "Aetna PPO Network" and INF plan works with "Aetna PPO" or First Health PPO Network.
On hospitalization or while making a claim with INF visitors insurance the traveler are requested to say "I have a health insurance plan which uses First Health / Aetna PPO Network.
I found your contact in the Provider Directory. Do you accept plans which work with First Health / Aetna Network PPO? "
Do not say: "I have INF Visitor Accident & Sickness Insurance" or "I have Ace / AXIS Insurance."
Providers WILL NOT recognize this language and may not accept the insurance.
Find Provider Network