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INF Standard Travel Insurance Plan

INF Standard Insurance Cost

Age & Citizenship
Destination
Start date
End date
Liaison Student Plus
Insurance provider
INF
Plan life - 364 days (Minimum Enrolment 30 days)
Policy maximum?
Ages 0 to 69 years: 50,000; $100,000; $150,000
Ages 70 to 99 years: 50,000;$100,000
Deductible options?
Ages 0 to 69 years: $75; $100; $250; $500; $1,000; $2,500; $5,000
Ages 70 to 99 years: $250; $500; $1,000; $2,500; $5,000
INF Standard Plan underwriter
Underwritten by Crum & Forster SPC
INF Standard Plan rating
AM Best Rating: A

INF Standard Plan Links

  • Brochures
  • Fixed Benefit Plan
  • Claims
  • Renewal
  • Cancellation
  • Reviews

INF Standard Plan For Visitor Accident & Sickness Insurance

The INF Standard Plan is our flagship fixed-benefit insurance plan for new sicknesses & accidents. The INF Standard Plan will cover all age groups. This includes individuals who are above 80 years old traveling through the United States or Canada.INF Standard Plan will cover any new sickness or accident.This plan is the only insurance for Visitors which covers Urinary Tract Infection. The INF Standard Plan was developed out of a need from the community to cover these types of high-risk illnesses.

INF Standard Plan Insurance - Key Highlights

  • This is a fixed plan and is not available to US residents and is only available to non-US residents
  • This plan has a minimum purchase requirement of 30 days
  • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date
  • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
  • Covers accident & sickness while traveling to USA, Canada, and Mexico
  • Open for New Enrollments!
  • Covers All new medical conditions including Virus Related Sickness
  • Covers all ages 0-99
  • Fixed-Benefit Plan for Parents visiting the USA
  • Dental & Vision Discount Card Included.

INF Standard Plan Insurance Summary

cancellationINF Standard Plan Cancelation

The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

  • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
  • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
  • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
EligibiltyINF Standard Plan Insurance Eligibility
  • This plan is available for Non-US Citizens & Anyone visiting USA or Canada can enroll in this plan.

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INF Standard Plan - Frequently asked questions

What is the advantage of buying INF Standard Plan Insurance?

Standard Plan Insurance Covid19 travel insurance by INF for coronavirus will cover eligible medical expenses resulting from covid19/SARS-CoV-2.

Does INF Standard Plan Insurance cover covid illness?

INF Covid19 travel insurance by Standard Plan travel insurance for coronavirus coverage will cover eligible medical expenses resulting from covid19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

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Plan Benefits of INF Standard Plan Insurance

In-Patient Medical Benefits
Hospital Room (Average Semi-Private), Board, & Miscellaneous Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
Hospital Intensive Care Unit Plan 50k: Charges up to $525 maximum additional a day | Up to 8 Days
Plan 100k: Charges up to $750 maximum additional a day | Up to 8 Days
Plan 150k: Charges up to $850 maximum additional a day | Up to 8 Days
Surgeon Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000 maximum
Anesthetist Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,250 maximum
Assistance Surgeon Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,500 maximum
Doctor’s Non-Surgical Visits Plan 50k: Up to $60 maximum a visit, 1 visit a day, to 30 visits
Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits
Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits
Consultant Doctor, when requested by attending Doctor Plan 50k: Up to $400maximum
Plan 100k: Up to $450 maximum
Plan 150k: Up to $500 maximum
Pre-Admission Tests within 14 days before hospital admission Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Surgical Room & Supply Expenses Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Surgeon Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000 maximum
Anesthetist Plan 50k: Up to $750 maximum
Plan 100k: ​Up to $1,250 ​maximum
Plan 150k: ​Up to $1,500 maximum
Assistance Surgeon Plan 50k: Charges up to $1,250
Plan 100k: Charges up to $1,500
Plan 150k: Charges up to $2,500
Doctor’s Non-Surgical Visits Plan 50k: Up to $60 a visit maximum | 1 visit a day Up to 10 visits
Plan 100k: Up to $100 a visit maximum | 1 visit a day Up to 10 visits
Plan 150k: Up to $125 a visit maximum | 1 visit a day Up to 10 visits
Diagnostic X-rays & Lab Services Plan 50k: Up to $400 maximum
Plan 100k: Up to $650 maximum
Plan 150k: ​Up to $750 maximum
CAT Scan, PET Scan, or MRI Plan 50k: ​Up to $400 additional
Plan 100k: Up to $650 additional
Plan 150k: ​Up to $1,000 additional
Ambulance Services Plan 50k: Up to $400 maximum
Plan 100k: Up to $450 maximum
Plan 150k: ​Up to $500 maximum
Rehabilitative Braces or Appliances Plan 50k: Up to $1,200 maximum
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Dental Treatment injury to Sound, Natural teeth (Due to Accident) Plan 50k: Up to $450. There are no benefits for dental services for immediate relief of pain.
Plan 100k: Up to $500. There are no benefits for dental services for immediate relief of pain.
Plan 150k: Up to $550. There are no benefits for dental services for immediate relief of pain.
Chemotherapy and/or Radiation Therapy Plan 50k: Up to $1,000 maximum
Plan 100k: Up to $1,150 maximum
Plan 150k: Up to $1,250 maximum
Physical & Occupational Therapy Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits
Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits
Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits
Private Duty Nurse Plan 50k: Up to $400 maximum
Plan 100k: Up to $500 maximum
Plan 150k: Up to $550 maximum
Pregnancy & Childbirth (Conception must Occur After Policy Effective Date) Plan 50k: Up to $4,500 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $5,500 maximum
Medical Evacuation Plan 50k: $15,000 maximum
Plan 100k: $20,000 maximum
Plan 150k: $25,000 maximum
Repatriation of Remains Plan 50k: $10,000 maximum
Plan 100k: $15,000 maximum
Plan 150k: $20,000 maximum
Accidental Death & Dismemberment Plan 50k: $25,000 Principal Sum
Plan 100k: $25,000 Principal Sum
Plan 150k: $25,000 Principal Sum

INF insurance does not cover medical tourism

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.
INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States.

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INF Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
First Health Care Provider Network
Find a network doctor, hospital, lab or health care provider in your area. Health care providers who are in our network have agreed to charge lower prices, which helps lower your health care costs.
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Frequently asked questions about INF travel insurance coverage for Covid19

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID19?

There is no change in the coverage.

Will these policies be voided given that travelers are basically stuck wherever they are and there is no place "better" to travel to?

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Will policies already purchased before March 27th where travelers where NOT in level 3 areas already have "normal" coverage for all illnesses except covid19 or will covid19 be covered for them?

INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

Will you be issuing new policies since the CDC announcement?

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Many people are currently stuck in countries with their other policies running out and non-renewable. Can they purchase the your policies ?

Yes, they can enroll in the INF policies.

Will you continue to allow pre-existing condition coverage during the month of April for the "marooned" travelers?

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Will these policies cover any other illness, injury or accident as long as the person does not travel?

Yes, the plan will cover eligible sickness and accidents.

Can they travel (say from US to Canada and back)?

If they are a Non-US Citizen or Non-US Resident, yes they will be able to

Will they cover covid19 if they stay in one country or if they travel or not at all?

INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

What happens if I catch covid19 on the flight to the USA?

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

But what about contact tracing? Won't the insurance company deny the claim knowing I was in contact with someone infected?

We cannot prove that you were infected with covid19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover covid19 like any other new sickness.

What happens if I am asymptomatic (i.e. testing done before the trip shows positive) and still decide to travel?

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing

What if I catch covid19 in the airport on the way to the US?

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. covid19 is covered just as if you catch the flu. Both testing & treatment are covered.

Will INF travel insurance cover Coronavirus even though it's declared a pandemic & there are travel advisories out by my government about non-essential travel?

Yes, INF will cover covid19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

If I am already sick with covid19, will INF travel health insurance coronavirus cover my medical expenses?

No, INF will not pay out any benefits if you are already showing symptoms of covid19 before you enroll in the policy.

Are antibody tests & covid19 tests covered by INF?

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). covid19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

INF Travel Insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF Premier Insurance and INF Standard Insurance and two comprehensive benefit plans namely INF Elite Insurance and INF Traveler USA with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for covid19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
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