INF Premier Plus X Plan Insurance Reviews

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INF Premier Plus Insurance Cost

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Destination

Including USA

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    Policy maximum
    $300,000

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    Deductible
    $75, $100, $250, $500, $1,000, $2,500, or 5,000

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    Fixed benefit plan
    Cheapest options in the market definitely more affordable.

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    Renewability
    Plan is renewable up to 364 days.

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    PPO Network
    United Healthcare Provider Network

🛡️INF Premier Plus X Insurance Reviews

Ideal for: Non US Citizens traveling internationally.

INF Premier Plus X Travel Insurance is a fixed travel medical insurance plan that covers for Non-US Citizens & anyone visiting USA, Canada and traveling worldwide outside their home country.

⭐ Ratings & Underwriter
  • Ratings: A by A.M. Best
  • Underwriter: Crum & Forster SPC
Key Features:
  • This plan provides coverage full pre-existing conditions up to 69 years of age.
  • Benefits include preventive care and maintenance treatments for long-term health support.
  • Emergency medical evacuation coverage, Repatriation of remains, Accidental death and dismemberment (AD&D) protection are included.
  • 24/7 telemedicine services for easy care anywhere.
  • Flexible coverage duration: from 90 days through to 364 days.
  • Plan pays 90% of eligible medical expenses within the UnitedHealthcare PPO network and 70% of covered medical charges outside the PPO network (after deductible)

After buying the plan, travelers can get all the plan documents and id card through INF Premier Plus X login. At American Visitor Insurance, US Travelers can contact the INF Premier Plus X customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

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🛡️ Plan details of INF Premier Plus X insurance

⭐ INF Visitor Insurance Reviews

Cupa

Anjali

"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"

Amelia

Pranav

"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."

Jennifer

Jennifer

"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."

👨‍⚕️ How Does INF Premier Plus X Insurance Works?

Consider an example where your:
assignment

Insurance coverage

$300,000
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Deductible

$100 per certificate period
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Medical expenses claims

$20,500

The insured must first pay the deductible ($100). After subtracting this from the total claim amount of $20,500, the remaining eligible amount is $20,400. The insurance then pays according to the fixed schedule of benefits, and the insured is responsible for paying the balance not covered.

Below is a simple calculation showing how much the plan or insurance company pays for your expenses.

Expense Billed Insurance Pays You Pay
Deductible $100 $0 $100
Hospital Stay
(For 3 days)
$6,000 $6,000 $0
Surgery $11,000 $8,000 $3,000
Prescription Drugs $2,000 $300 $1,700
X-Ray $1,400 $1,150 $250
Total $20,500 $15,450 $5,050

* Disclaimer: We’ve simplified this for clarity. Always refer to official documentation for specific coverage details.

⚖️ Advantages & Disadvantages of INF Premier Plus X Insurance

Premier Plus X Insurance Advantages:

  • Fixed-Benefit Coverage: INF Premier Plus X is a fixed-benefit plan, paying a standard dollar amount for every covered medical service. This format keeps the premiums below comprehensive plans.
  • Pre-Existing Condition Coverage: Offers full pre-existing condition coverage to travelers up to the age of 70, an important feature for elderly travelers with chronic health issues.
  • Higher Policy Maximums: Provides policy maximums up to $300,000, which offers greater coverage than the basic Premier Plus X plan.
  • PPO Network Access: UnitedHealthcare PPO network access with direct billing and reduced rates from in-network providers.
  • Eligibility: For non-U.S. citizens of any age up to 70 years, an ideal option for visiting parents and elderly relatives.
  • Multi-Country Coverage: Offers coverage not just within the U.S. but also in Canada, Mexico, and around the globe, perfect for multi-country travel.

Premier Plus X Insurance Disadvantages:

  • Fixed-Benefit Limits: Only pays up to fixed benefit levels per service; travelers will have to pay amounts above these out of pocket.
  • Age Limitation: Coverage and eligibility for pre-existing conditions are only provided up to the age of 70.
  • Not for United States Citizens or Residents: Available only to non-U.S. citizens traveling to the United States.
🧳 Find The Cheapest INF Visitors Insurance Plans For The USA

📘 An Overview of Premier Plus X Insurance

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Eligibility

This plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country..
cardiology

Pre-existing Condition

This plan provides comprehensive coverage for pre-existing conditions up to age 70 years.
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Trip Interruption

Provides coverage up to $1,000.
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Urgent Care

Covered with $25 copay
dentistry

Dental Treatment

Covers up to $550.
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Medical Evacuation

Emergency medical evacuation is covered up to $45,000

Find the Best INF PremierX Plan for You

Compare coverage, benefits, and prices in seconds.

💰 How Much Does INF Premier Plus X Insurance Cost?

The Premier Plus X insurance cost per 3 months is starting at just $902 to $1,164 for 3 months, based on:

  • Traveler’s age
  • Selected policy maximum
  • Deductible amount

Older travelers have higher premiums due to increased medical risk. Choosing a higher maximum increases the premium, while a higher deductible lowers it.

  • Ages 0–69: $300,000

Example: Below is the 3 month cost of INF Premier Plus X insurance of coverage with a $250 deductible, provided by American Visitor Insurance.

Age of traveler Medical Maximum $300,000
18 – 29 years $902
30 – 39 years $956
40 – 49 years $995
50 – 59 years $1,125
60 – 69 years $1,164

🏥 What Is the PPO Network of INF Premier Plus X Insurance?

Premier Plus X travel insurance - Provider network and how to find hospital or doctor?

A Preferred Provider Organization (PPO) is a network of highly qualified doctors, well-recognized hospitals, medical providers/facilities who are contracted by INF to offer services to insureds. This will help reduce the insured’s out-of-pocket costs.

First Healthcare Provider Network

INF maintains when inside the U.S., the UnitedHealthCare options network which is a longstanding reputable tier one network that gives you more access to more doctors and services.

To find a network doctor, hospital, lab, or healthcare provider in your area, start by searching for those who are part of our network. These healthcare providers have agreed to charge lower prices, which can help reduce your overall healthcare costs. By selecting a provider within our network, you ensure that you’re taking advantage of the cost savings associated with your health plan. Be sure to confirm that the provider is covered under your specific plan to maximize your benefits and minimize out-of-pocket expenses.

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❓Have questions?

Our support team is ready to assist you.

💵 Does INF Premier Plus cover pre-existing conditions?

INF Premier Plus Insurance (available through American Visitor Insurance) offers comprehensive coverage for pre-existing conditions, including both acute onset and non-acute episodes. This makes it an excellent choice for elderly travelers and visitors with chronic medical concerns traveling to the USA, Canada, or Mexico.

The plan requires a minimum purchase of 90 days, and the premium cost is based on the traveler’s age, policy maximum, and deductible selected.

  • Option 1: $50,000 Maximum Benefit with a $1,000 Deductible (includes pre-existing condition coverage)
  • Option 2: $100,000 Maximum Benefit with a $5,000 Deductible (includes pre-existing condition coverage)

❓INF Premier Plus X Visitor Insurance – FAQ’s

1. What are the main advantages of the INF Premier Plus X plan?

The INF Premier Plus insurance plan is a fixed benefit plan for non-US residents including coverage for pre-existing condition, wellness benefits like full body physicals and immunizations. It also offers emergency medical evacuation, repatriation of remains, and accidental death & dismemberment benefits.

2. What are the policy maximums and deductibles?
  • Ages 0–69: Maximum up to $300,000.
  • Deductibles: Options include $75, $100, $250, $500, $1,000, $2,500, or 5,000.
3. Is there a waiting period for pre-existing condition coverage under INF Premier Plus X?

No, there is no waiting period for pre-existing conditions under the INF Premier Plus Plan.

4. Does INF Premier Plus X insurance cover COVID-19?

Yes, COVID-19 is included as a new disease under the INF Premier Plus X policy, provided under the terms and conditions of the policy and the limits. Travellers who are infected with COVID-19 while abroad will be covered under medical benefits in the same way as any other new disease.

5. What is the minimum period of coverage for the INF Premier Plus X plan?

The INF Premier Plus X plan requires a minimum coverage period of 90 days and coverage can extended up to 364 days.

6. Is there coverage for emergency dental treatment?

Yes, emergency dental treatment is covered up to $550.

7. What makes INF Premier Plus X different from other plans?

INF Premier Plus X provides a unique combination of emergency, pre-existing condition, and wellness benefits, including immediate coverage for pre-existing conditions, access to wellness and preventive care, 24/7 telehealth and urgent care services, higher policy maximums, and eligibility for seniors up to age 69.

8. What is not covered by INF Premier Plus X plan?

The INF Premier Plus X plan does not cover maintenance medications, cancer treatment, dialysis, pregnancy or childbirth, or any planned or elective procedures. It also excludes treatments related to medical tourism. The plan is designed to cover unexpected emergencies and acute onset of pre-existing conditions, not ongoing or scheduled medical care.

9. How do I apply for the INF Premier travel insurance plan?

Applying for INF Premier Plus X travel insurance plan is quick and easy. Visit the American Visitor Insurance website, compare plans, select the INF PremierX Plan, and complete the online application with your travel and personal details. After payment, you'll receive instant confirmation and policy documents by email. No medical exam is needed, and if you have any questions or need assistance, you can call their support team at (877)-340-7910.

💡Why Should I Buy INF Travel Insurance on American Visitor Insurance?

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF travel insurance plans (INF premier vs Elite) easily and make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries or concerns while buying INF travel insurance. The customer support staff are available at all times to help you with the online application process as well as to help customers while filing for INF insurance claims should you need to use the insurance coverage while in the USA.

📝 How Do I File a Claim With INF Premier Plus X Insurance?

To file a claim with INF Premier Plus X Insurance, follow these steps:

📄

Download Form
Get INF Premier Plus X claim form online

📞

Call Support
888-207-1694 or WhatsApp at 380-234-2040

✉️

Submit Documents
Mail to Robin Assist, P.O. Box 211879, Dallas, TX 75211.

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Email Help
claims@robinassist.com

📋 INF Insurance Related Coverage

INF Premier X insurance

Elderly Visitors
  • Available for Non-US Citizens and Residents.
  • Provides full coverage for pre-existing conditions
Details

✈️ Summary for INF Premier Plus X Insurance

INF Premier Plus X is a premium fixed-benefit travel medical plan for non-U.S. residents, offering full pre-existing condition coverage, preventive care, and worldwide protection:

  • INF Premier Plus X insurance cost starting at $847 for 90 days With American Visitor Insurance.
  • Full pre-existing condition coverage up to 69 years(fixed benefit amounts apply).
  • Coinsurance the plan pays 100% up to usual and customary charges.
  • Preventive & maintenance care includes full body physicals, routine checkups, and vaccines.
  • Wellness annual benefit covers up to $200 for eligible preventive services.
  • Cashless billing guaranteed via INF-Robin Assist at in-network facilities.
  • $25 in-network urgent care copay.
  • INF-Robin Assist concierge 24/7 appointment scheduling and care coordination.
  • Telehealth access worldwide via Doctor Please.
  • Coverage from 90 days to 364 days.
  • COVID-19 coverage including related complications.
  • Underwritten by Crum & Forster and administered by INF.
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