Find Your Best INF Plan in 30 Seconds?
| What I Need | Best Plan for Me |
|---|---|
| Full coverage for chronic/pre-existing conditions | Elite X or Premier X |
| Preventive care + wellness + full pre-existing coverage | Elite Plus X or Premier Plus X |
| Budget-friendly, healthy traveler (no pre-existing) | INF Standard X |
| Acute-onset emergency coverage only (short trip) | SafeVista Protect |
| Trip interruption + travel protection benefits | HOP! Advantage or HOP! Prestige |
| Highest coverage limit with comprehensive benefits | INF Elite X 90 (pays 90% of expenses) |
✈️ What Is INF Travel Insurance?
INF Travel Insurance is specially designed for international visitors coming to the United States, Canada, and Mexico. Whether visiting family, friends, or studying abroad, INF provides reliable coverage for unexpected medical emergencies, hospital stays, and other travel-related health needs.
For over 30 years, INF Visitor Insurance has helped international travelers especially senior parents and visitors with pre-existing conditions get quality medical coverage while visiting the United States, Canada, and Mexico.
Unlike most visitor insurance plans that exclude or severely limit pre-existing condition coverage, INF plans offer FULL pre-existing condition coverage (not just acute onset) for travelers up to age 99. This makes INF the top choice for Indian parents, senior visitors, and anyone with ongoing health conditions visiting the USA.
INF plans include access to the UnitedHealthcare PPO Network and cashless claims through INF Robin Assist so your family gets care without upfront payment stress.
How Much Does INF Insurance Cost?
The INF visitor insurance cost starts at $50 per month.
| Plans | Starting from * | Ideal for |
|---|---|---|
| INF Standard X | from $50/ per month | budget, no pre-existing |
| SafeVista Protect | from $52/ per month | budget, acute on set |
| INF Premier X | from $211/ per 3 months | full pre-existing, fixed benefit |
| INF Elite X | from $455/ per 3 months | full pre-existing, comprehensive |
| INF Elite X 90 | from $519/ per 3 months | 90% reimbursement, full pre-existing |
| INF Premier Plus X | from $912/ per 3 months | pre-existing + preventive care + fixed benefit |
| INF Elite Plus X | from $995/ per 3 months | pre-existing + preventive care |
* Prices based on a 25-year-old traveler, $250 deductible. Actual cost varies by age, deductible, coverage limit, coverage and duration.
What Are Types of INF Travel Insurance Plans?
Fixed Benefit Plans
Fixed benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.
Recommended plans- Premier X insurance - Ideal for long-term visitors needing full pre-existing condition coverage (up to age 99)
- INF Standard X insurance - Budget-friendly with pregnancy support
- Premier Plus X insurance - Enhanced benefits including annual wellness and preventive care.
Comprehensive Plans
These plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)
Recommended plans- INF Elite X insurance - Comprehensive coverage with full pre-existing condition support up to age 99.
- INF Elite Plus X insurance - Includes full pre-existing condition coverage up to age 99, plus preventive and maintenance care benefits.
- SafeVista Protect plan insurance - Acute-onset coverage for shorter stays.
- INF Elite X 90 insurance - Covers 90% of eligible medical expenses with full pre-existing condition coverage up to age 99.
- INF HOP! Advantage - Includes non-medical benefits like trip interruption.
- INF HOP! Prestige - Only available to non-US residents.
What Is The Best INF Travel Insurance for Visitors to the USA, Canada & Mexico?
The best INF travel insurance plans for visitors traveling to the USA, Canada, and Mexico include INF Elite X, INF Elite X Plus, INF Elite X 90, INF Premier XM, INF Premier X Plus, and SafeVista Protect. These plans provide comprehensive visitor medical insurance coverage including hospitalization, emergency medical treatment, and benefits for pre-existing medical conditions depending on the plan selected.
INF Premier X Insurance
Best for: Senior parents with chronic conditions visiting USA
INF Premier is an affordable travel medical insurance plan designed for non-U.S. citizens visiting the USA, Canada, Mexico, or traveling internationally. It's especially suitable for seniors, offering pre-existing condition coverage and access to United Healthcare PPO network discounts.
- Parents visiting USA
- Travelers aged 70-99 needing pre-existing coverage
- Long stays of 90 days or more
- Families on a moderate budget
- Short trips under 90 days (minimum 90 days required)
- Travelers needing preventive or wellness care benefits
INF Standard X Insurance
Best for: Healthy visitors on a budget
Standard X is the INF's most affordable option. Ideal for visitors without significant pre-existing conditions who want solid basic medical coverage and access to the UHC PPO network.
- Healthy visitors under age 70
- Short to medium stays (30-364 days)
- Budget-conscious travelers
- Visitors needing emergency pregnancy treatment coverage
- Travelers with pre-existing conditions (no coverage)
- Seniors over 70 needing high policy maximums
INF Premier Plus X
Best for: Visitors who want wellness + pre-existing coverage
INF Premier X Plus is the enhanced version of Premier X with added preventive care, annual wellness visits, and vaccinations. One of the only visitor insurance plans to include wellness benefits.
- Visitors wanting annual physicals during their US stay
- Travelers under 69 with full pre-existing conditions coverage
- Those who want preventive + maintenance care benefits
- Extended stays where routine health checkups are needed
- Travelers over age 69 (max age 69 for this plan)
- Anyone needing coverage above $300,000 policy maximum
INF Elite X
Best for: Comprehensive full pre-existing coverage - most recommended
INF Elite X is a leading comprehensive travel medical insurance plan that covers eligible medical expenses up to the policy maximum after the deductible. It is one of the best INF plans for visitors needing strong coverage for pre-existing medical conditions while traveling to the USA.
- Travelers with chronic conditions needing broad coverage
- Visitors aged 0-99 staying 90-364 days
- Families wanting "full" (not just acute onset) pre-existing coverage
- Those who prefer in-network/out-of-network flexibility
- Travelers needing coverage for common conditions like UTIs (up to $2,000)
- Budget travelers - slightly higher premium than fixed plans
- Stays under 90 days (minimum 90 days)
INF Elite Plus X
Best for: Pre-existing conditions + preventive care in one plan
INF Elite Plus X is the most comprehensive INF insurance plan for travelers who need both full pre-existing condition coverage and preventive or wellness care while visiting the USA. The plan pays 90% of eligible expenses within the network after the deductible.
- Travelers with chronic conditions who also want wellness benefits
- Extended stays where regular checkups may be needed
- Visitors up to age 99 wanting the most inclusive plan
- Those wanting 90% in-network coverage (vs 80% in Elite X)
- Travelers who want an annual wellness benefit up to $200
- Visitors needing coverage for common conditions like UTIs (up to $2,000)
- Budget travelers - premium is higher than Elite X
- Very short stays (minimum 90 days required)
SafeVista Protect Insurance
Best for: Short trips with acute-onset emergency coverage
SafeVista Protect is ideal for short visits or travelers needing protection for acute-onset medical emergencies. It offers flexible coverage starting from just 10 days and includes free telehealth consultations.
- Short trips (10 days minimum - shortest of all INF plans)
- Travelers up to age 69 needing acute-onset pre-existing coverage
- Visitors wanting free telehealth (Doctor Please app)
- Those who want a $0 deductible option
- Travelers needing FULL pre-existing condition coverage (acute onset only)
- Anyone over age 70 needing pre-existing coverage
INF Elite X 90 Insurance
Best for: Maximum reimbursement rate (90% of expenses)
INF Elite 90 X offers the same full pre-existing condition coverage as Elite X but pays 90% of eligible in-network expenses. It is ideal for travelers who want lower out-of-pocket costs for medical care while visiting the USA.
- Travelers who want highest reimbursement rate available (90%)
- Visitors with pre-existing conditions aged 0-99
- Long stays where medical expenses may accumulate
- Those willing to pay a slightly higher premium for lower cost-sharing
- Travelers needing coverage for common conditions like UTIs (up to $2,000)
- Budget travelers (premium higher than Elite X)
- Short trips under 90 days
Best INF Elite Travel Insurance for Visitors to the USA
If you are looking for visitor insurance with strong coverage for medical expenses and pre-existing conditions, the INF Elite travel insurance plans are a popular choice. These plans are designed for international travelers visiting the United States and offer coverage for full pre-existing conditions, emergency medical treatment, and hospitalization, with policy options available for travelers up to age 99. Learn more about coverage options and plan benefits in our guide to buy the best INF Elite travel insurance for visitors to the USA.
What Does INF Visitor Insurance Cover?
- Full pre-existing condition coverage (worsening or new manifestation)
- Acute onset of pre-existing conditions (sudden unexpected emergency)
- New illnesses - fever, UTI, infections, respiratory conditions, etc.
- Accidents and injuries
- Emergency medical evacuation (up to $25,000 on most plans)
- Emergency pregnancy treatment (not planned delivery)
- Hospitalization, surgery, specialist visits
- Urgent care visits (with low $25 copay on most plans)
- COVID-19 treated as new sickness
- Return of mortal remains
- Trip interruption benefit (up to $1,000)
- Wellness & preventive care (Elite Plus X and Premier Plus X insurance only)
- Telehealth (SafeVista Protect plan only - via Doctor Please app)
Why INF Visitor Insurance Stands Out for USA Visitors?
INF is one of the very few visitor insurance providers that covers actual pre-existing conditions not just acute onset emergencies. Plans like INF Elite X insuranceand Premier X insurance cover worsening or new manifestations of existing conditions, for travelers up to age 99.
30+ Years of ExperienceINF has served millions of travelers visiting the USA, Canada, and Mexico since the 1990s. A proven track record with strong customer support and fast claims handling.
UnitedHealthcare PPO Network AccessINF plans give you access to one of the largest hospital and doctor networks in the USA. In-network visits mean lower costs, direct billing, and less paperwork for your family.
Cashless Claims via INF Robin AssistEligible hospital bills are paid directly to the provider no large upfront payments, no waiting for reimbursement. Just show your INF insurance card at check-in.
Built for Senior Visitors & ParentsCoverage available up to age 99. Minimum 90-day purchase options. Plans specifically tailored for elderly parents visiting from India, China, Brazil, and other countries.
Preventive & Wellness Care (select plans)INF Elite Plus X and Premier Plus X insurance include annual wellness visits, preventive care, and routine checkups rare benefits almost no other visitor insurance plan offers.
❓Have questions?
Our support team is ready to assist you.
Best INF Visitor Insurance - FAQ's
1. Where can I buy INF travel insurance?
You can compare and purchase all INF insurance plans online at American Visitor Insurance . American Visitor Insurance offers side-by-side plan comparisons, instant quotes, and licensed customer support staff available by phone or via live chat.
All INF plans including INF Elite X insurance, Premier X insurance, INF Elite Plus X insurance , SafeVista Protect , and HOP! Advantage can be purchased online in minutes. You receive your policy documents and ID card by email immediately after purchase.
2. Are pre-existing conditions covered by INF visitors medical Insurance?
Yes . INF is one of the very few visitor insurance providers offering real pre-existing condition coverage, not just acute onset coverage.
There are two types of pre-existing condition coverage available:
1. FULL Pre-Existing Condition Coverage:
Available in INF Elite X insurance, Premier X insurance, INF Elite Plus X insurance, INF Elite X 90 insurance , and Premier Plus X insurance plans. Covers worsening or new manifestations of pre-existing conditions - not just sudden emergencies. Available for travelers up to age 99 (age 69 for Premier Plus X).
2. Acute Onset Coverage Only:
Available in SafeVista Protect .
Covers sudden, unexpected flare-ups of a pre-existing condition only. Available for travelers up to age 69.
Recommendation: If your parent or visitor has chronic conditions like diabetes, heart disease, or hypertension, choose INF Elite X insurance or Premier X insurance for the broadest protection.
3. Can I buy INF insurance after arriving in the USA?
Yes, you can purchase INF insurance plans after your visitor has already arrived in the United States.
Important notes for post-arrival purchases:
- A 5-day waiting period for new sickness coverage typically applies when purchasing after arrival.
- There is generally no waiting period for accidents.
- Plans like INF Elite X insurance, Premier X insurance, and INF Standard X insurance are available for purchase after arrival without requiring submission of Form I-94.
We recommend purchasing before departure when possible, as it provides immediate coverage from day one of your trip.
4. Why should I buy INF insurance on American Visitor Insurance?
American Visitor Insurance is an authorized seller of all INF plans at the same price as buying directly there is no markup or extra fee.
Key advantages of buying through American Visitor Insurance:
- Side-by-side plan comparison tools to find the best plan for your specific needs
- Licensed insurance agents available by phone to answer questions in plain English
- Help with claims filing and paperwork if you need to use your insurance
- 20+ years of experience serving many travelers
- Instant online quotes without having to call anyone
The price is identical whether you buy through American Visitor Insurance or directly from INF - but American Visitor Insurance provides ongoing support throughout your coverage period.
5. Why INF Travel Insurance Stands Out for Visitors to the U.S., Canada & Mexico?
- Trusted by families worldwide including India, China, Brazil, and beyond for reliable parent and senior visitor insurance in the USA.
- Designed for visitors to USA, international travelers with green cards, B1/B2 visas, and other visa types.
- Perfect for long-term study programs, temporary work assignments, and extended family visits to the United States, Canada, or Mexico.
6. Why Is INF Visitor Insurance Important for Travelers to the USA?
INF Visitor insurance is ideal for non-U.S. citizens visiting the United States because it offers comprehensive medical coverage, including coverage for full pre-existing conditions something most travel insurance plans exclude. Medical care in the U.S. is extremely expensive, and without adequate insurance, visitors risk high out-of-pocket costs for unexpected illnesses or injuries.
INF plans are specifically designed for elderly parents, long-term visitors, parents and individuals needing coverage for chronic conditions. By choosing INF Visitor insurance from American Visitor insurance, travelers gain peace of mind, strong financial protection, and access to quality healthcare throughout their stay in the United States..
Compare Best INF Elite Travel Insurance for USA
Are your Indian parents visiting the USA?
INF offers specialized visitor health insurance for Indian parents traveling to the United States. These plans are popular among Indian families because they provide comprehensive coverage, including options for pre-existing conditions. With INF insurance, you can ensure your parents have access to quality healthcare and financial protection during their stay in the U.S.
Learn more about INF visitor insurance for Indian parents »Which Is the Best US Visitor Insurance for My Mother Already in USA?
"Hi, my mother is already in the US. I am looking to buy insurance for her. I was wondering if I can purchase the INF plans for her even after she has arrived? Does she need any specific documents like the I-94?"
EXPERT ANSWER
D ear Mohammad, great news - yes, you can purchase INF insurance plans for your mother even if she is already in the U.S. The Elite X, Premier X, and Standard X plans are all available for visitors currently in the country. They do not require submitting the I-94 form and have no waiting period for pre-existing conditions (subject to plan terms).
Here are two perfect options - each addressing a different priority: budget or comprehensive protection.
Premier X Insurance
Crum & Forster SPC- ✓ Full pre-existing conditions
- ✓ Cashless claims via Robin Assist
- ✓ UnitedHealthcare PPO network
- ✓ Emergency evacuation $25,000
- ✓ No I-94 required
- ✓ Fixed benefit limits apply
Elite X Insurance
Crum & Forster SPC- ✓ Full pre-existing conditions
- ✓ 80% in-network coverage
- ✓ UnitedHealthcare PPO network
- ✓ Emergency evacuation $25,000
- ✓ No I-94 required
- ✓ No benefit limits (comprehensive)
Both plans are available instantly online. The Elite X costs slightly more than the Premier X — but it gives you comprehensive coverage with no fixed benefit caps, meaning all eligible expenses go up to the full policy maximum. If your mother has pre-existing conditions or expects any medical care during her stay, the Elite X is the stronger value.
INF Visitor Health Insurance Reviews
"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."
"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"
"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."
Why Families Choose INF Over Other Visitor Insurance Plans?
| Why Choose INF Plans | What Most Other Insurers Offer |
|---|---|
| Pre-existing conditions fully covered | Excluded entirely |
| Acute onset coverage included | No coverage for sudden flare-ups |
| Ages 0-99 accepted | Age limits 65-70 years |
| No medical exams required | Lengthy health questionnaires |
| Direct hospital billing | Out-of-pocket payments first, then reimbursement |
| Multiple plan options for seniors & families | Limited or no options for older travelers |
| Trusted by international visitors for 30+ years | Often new or limited providers |
| Simple enrollment, fast approval | Slow processing, complicated paperwork |
INF Insurance - Helpful Resources
Learn About INF Travel Insurance for Pre-Existing Conditions
Planning a trip with a pre-existing medical condition? Certain INF visitor insurance plans offer coverage options designed specifically for travelers who may need treatment related to existing health conditions. Read our detailed guide on INF visitors insurance for pre-existing conditions to understand how coverage works and which plans may be suitable for your trip.
