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INF BMI visitors travel Insurance

INF BMI Insurance Reviews

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Insurance provider
INF
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INF BMI Plan rating
AM Best Rating: A-
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INF BMI Plan Eligibility
Available for Worldwide coverage
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Trip life
5 to 90 days
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INF BMI coinsurance
In Network & Out of Network - 100% Co-Insurance
100%
Key Highlights of Visitors Care

INF BMI Travel Insurance - Key Highlights

  • Covid-19 medical assistance
  • A Travel Assistance Plan for Visitors Traveling to USA.
  • Covers Covid-19 resting & treatment
  • Emergency dental benefits
  • No claims hassle as BMI handles all claims directly
  • Quotes are based on 5 days min purchase and buying more days get you reduced prices.
  • Pays 100% of all eligible medical expense directly to provides
  • BMI makes all appointments
  • Trip interruption benefit.
  • All plans have 100% co-insurance (We cover 100%) and no deductible.
  • this makes all the appointments for you- no more hassle of finding a provider who will accept you plan. This do everything on the backend to make sure it's completely cashless
  • NOTE: All requests to the assistance service must take place witin 24 hours in order to qualify for assistance. This is to protect you & get treatment as soon as possible.

INF BMI Travel Insurance Summary

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INF BMI Insurance Eligibility
  • This plan is available for Worldwide coverage.
  • Maximum travel days per trip : 90 days.
  • Access to non-insurance 24/7 emergency travel assistance services.
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Pre-existing conditions medical assistance

The assistance provided for chronic and / or pre-existing diseases includes the following eventualities:

  • Acute episode or unpredictable event
  • Decompensation of
    • A Chronic issue
    • A Pre-existing diseases known
    • A previously asymptomatic pre-existing condition
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INF BMI Travel Insurance Plan Benefits

  • Medical Assistance for Accident Classico: $10k
    Ultra: $30,000
    Ultra Plus: ​$60k
    VIP: $100k
    VIP Plus: ​$250k
    Medical Assistance for Illness Classico: $10k
    Ultra: $30k
    Ultra Plus: ​$60k
    VIP: $100k
    VIP Plus: ​$250k
    Medical Assistance in Case of Pre-Existing Medical Condition Classico: $300
    Ultra: $500
    Ultra Plus: ​$700
    VIP: $2k
    VIP Plus: ​$6k
    Medical Assistance for COVID-19 up to 64 years old Included
    ​Medical Assistance for COVID-19 - 66 to 70 years old country of origin Classico: $0
    Ultra: Included
    Ultra Plus: ​Included
    VIP: Included
    VIP Plus: ​Included
    Dental Emergency Classico: ​$150
    Ultra: $300
    Ultra Plus: $​750
    VIP: $1,500
    VIP Plus: $1,750
    Prescription Drugs Covered
  • Repatriation or Sanitary Transfer Classico: ​$10k
    Ultra: $30k
    Ultra Plus: ​$60k
    VIP: $100k
    VIP Plus: Included
    Repatriation of Mortal Remains Classico: ​$10k
    Ultra: $30k
    Ultra Plus: ​$60k
    VIP: $100k
    VIP Plus: Included
    Accidental Death (up to 84 years old)* Classico: $10k
    Ultra: $10k
    Ultra Plus: $50k
    VIP: $50,000
    VIP Plus: $100k
    Transportation of Family Member due to Hospitalization Included
    Convalescence Expense Hotel Expenses Classico: ​$300
    Ultra: $800
    Ultra Plus: $800
    VIP: $2k
    VIP Plus: $2,200
    Lost Documents and Personal Effects Assistance Included
    Early Return Due to Serious Disaster at Home​ Economy Ticket
    Minor Escort​ Economy Ticket
    Return due to Death of an Immediate Family Member​ Economy Ticket
    Trip Cancellation (up to 74 years old)​ Classico: ​Not Available
    Ultra: $2k
    Ultra Plus: $2,000
    VIP: $2k
    VIP Plus: $2k
  • Substitution of an Executive Classico: Not Available
    Ultra: Included
    Ultra Plus: Included
    VIP: Included
    VIP Plus: Included
    Fee for Transfer of Bail Bond Classico: ​$10k
    Ultra: $20k
    Ultra Plus: $20k
    VIP: $30k
    VIP Plus: $35k
    Fee for Transfer of Funds Classico: ​$10k
    Ultra: $20k
    Ultra Plus: $20,000
    VIP: $30k
    VIP Plus: $35k
    Emergency Message Transmission Included
    Legal Assistance for Traffic Accident Classico: ​$1,000
    Ultra: $2k
    Ultra Plus: $2k
    VIP: $3k
    VIP Plus: $9k
    24 Hours’ Information Line Included
    Total and Definitive Loss of Baggage Classico: ​​$600
    Ultra:$1,200
    Ultra Plus: $1,200
    VIP: $3k
    VIP Plus: $3k
    Delayed or Cancelled Flight​ Classico: Not Available
    Ultra: Not Available
    Ultra Plus: $150
    VIP: $150
    VIP Plus: $150
    ​​Theft or loss passport during a trip​ Classico: $50
    Ultra: $70
    Ultra Plus: $100
    VIP: $100
    VIP Plus: $100
    ​​Expectant mother - first 30 days up to 45 years old***​​ Classico: $5k
    Ultra: $5k
    Ultra Plus: $5k
    VIP: $5k
    VIP Plus: $5k
    ​​Medical Assistance for COVID-19 - 76 years or older*** Classico: ​$100
    Ultra: $300
    Ultra Plus: USD 50k
    VIP: USD 50k
    VIP Plus: USD 50k
  • Expectant mother - first 30 days up to 45 years old Classico: $5k
    Ultra: $5k
    Ultra Plus: $5k
    VIP: $5k
    VIP Plus: $5k
    Medical Assistance for COVID-19 - 76 years or older Classico: ​$100
    Ultra: $300
    Ultra Plus: USD 50k
    VIP: USD 50k
    VIP Plus: USD 50k
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INF BMI Travel Insurance COVID-19 Coverage

  • The Beneficiary must always and without exception contact the Emergency Central, Who in turn will coordinate a virtual appointment by Telemedicine
  • According to the o pinion provided by the Medical Department, if the Beneficiary presents symptoms related to COVID-19, the Assistance Center will coordinate the relevant medical consultation, according to the safety and health protocols of each country.
  • We will cover the expenses incurred up to the medical assistance limit indicated in the voucher.
  • The following expenses will be covered under the same limit:
    1. Hospital Expenses for COVID-19: In case of requiring hospitalization to stabilize the Beneficiary's condition.
    2. Mechanical respirator fees: If the Medical Department, together with the treating doctor, considers the use of a mechanical respirator necessary, the Central will authorize and cover said expense.

Benefits for BMI Travel Assist

Benefits for BMI Travel Assist

Medical Benefits

  • Medical assistance for accident or illness
  • Medical assistance for COVID-19
  • Prescription drugs
  • Dental emergency
  • Repatriation or sanitary transfer

Non-Medical Benefits:

  • Accidental death
  • Repatriation of mortal remains
  • Transportation of family member due to hospitalization
  • Hotel expenses due to convalescence
  • Late arrival
  • Return due to death of family member
  • Early return due to serious disaster at home
  • Lost or delayed luggage
  • Delayed or cancelled flight
  • Theft or loss of passport during a trip

Plan Options for Visitors to USA

Different plan options according to the type and length of the trip, whether for business, pleasure, studies, and regardless if you travel by air, sea or land.​

    • Offers protection for a single round trip
    • Minimum 5 day - Maximum 90 consecutive days of travel
    • The plan has a validity of 365 days from its purchase
    • Pay for the exact days of your trip
    Optional:
    • Expectant Mother
    • Preexisting Condition
    • Designed for families consisting of 2 adults (spouses or not) over 21 years old
    • Up to 3 children under 21 years of age
    • Minimum 5 days - Maximum 90 consecutive days of travel
    • Three people minimum purchase for this plan.
    • Designed for international students up to 45 years old
    • Minimum 4 months - Maximum 12 consecutive months of travel.
    • Ideal for parents staying in the USA for long-term pleasure trips
    • Minimum two months (60 days)
    • Maximum one calendar year (365 consecutive days of travel).
    • Ideal if you travel for pleasure multiple times during a calendar year
    • Four plan options: Max. 30, 45, 60 or 90 consecutive days of travel.
    • Optional: COVID-19 for people over 70 years old
    • Ideal for companies with a large number of travelers
    • The plan is pre-purchased from 250 or more days of assistance
    • The plan has a validity of 365 days from its purchase
    • Self-management platform for better control and distribution of each traveler.

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