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Liaison Travel Plus Insurance Reviews for Covid19

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Liaison Travel Plus Insurance Review

Liaison Travel Plus
Insurance provider
Seven Corners
Plan life
5 days to 364 days

Deductible options?
$0, $100, $250, $500, $1,000, $2,500, $5,000
Policy maximum?
$50,000; $100,000; $500,000; 1,000,000; $2,000,000; $5,000,000
Liaison Travel Plus Underwriter
Underwritten by Certain Underwriters at Lloyd's of London.
Liaison Travel Plus Rating
AM Best Rating: "A" (Excellent)

Liaison Travel Plus Links

Liaison Travel Plus Insurance

  • Liaison coronavirus travel insurance offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country.
  • The Covid19 treatment benefit is available for COVID-19 (the disease); SARS-Cov-2 (the virus); and Any mutation or variation of SARS-CoV-2.
  • AM Best Rating: "A" (Excellent)
  • Underwritten by Certain Underwriters at Lloyd's of London.
Liaison Travel Plus
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Schengen Visa Letter
Seven Corners Liaison Travel Plus Insurance satisfies Schengen requirements. Choose a $0 deductible to be sure you meet Schengen visa travel insurance requirements. Travelers who are 65 years and older will not meet the minimum requirements for a Schengen visa on the Liaison Travel Plus Insurance. To download the visa letter for Liaison Travel Plus insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits. List of nationalities who need Schengen Visa.

A working example of using Liaison Travel Plus insurance (Offered by Seven Corners)

Consider an example - Inside the PPO Network

  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred inside US After the deductible, underwriters will pay 100% up to the policy limit
  • Your claims for medical expenses is $17,850
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $17,850 minus $100 equals $17,750. Insured bears $100
  2. Apply 100% coinsurance
  3. Plan/insurance company pays 100%: $17,850 and insured bears $100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $4,500+$1,000 $500 (90% of first $5,000)
Hospital Indemnity $250/day for 3 days $150/day for 3 days $300
Felonious assault $11,000 $10,000 $1,000
Total: $17,850 $15,950 1,900

Consider an example - Out of PPO Network

  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred inside US After the deductible, 80% of first $5,000 and then 100% to the policy limit
  • Your claims for medical expenses is $24,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $17,850 minus $100 equals $17,750. Insured bears $100
  2. Apply 80% coinsurance for first $5,000 of $17,850. i.e. $5,000*0.80 equals $4000. Insured bears $1,000
  3. Plan/insurance company pays: $17,850 minus $1,000 equals $16,850 and insured bears $1,100
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $2,000/day for 3 days $4,000+$1,000 $1,000 (80% of first $5,000)
Hospital Indemnity $250/day for 3 days $150/day for 3 days $300
Felonious assault $11,000 $10,000 $1,000
Total: $17,850 $15,450 2,400
  • Restrictions
  • Exclusions
  • Claims
special-coverage Which are the geographic restrictions for Liaison Travel Plus insurance?
Liaison Travel Plus Insurance Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address in Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, Sierra Leone, and Democratic People's Republic of Korea (North Korea).
  • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, Cuba, and Democratic People's Republic of Korea (North Korea).
exclusion-icon Liaison Travel Plus Insurance Exclusions
  1. Pre-Existing Condition(s) except as waived under Waiver of Pre-Existing Conditions and Acute Onset of Pre-Existing Conditions.
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service:
  3. Treatment that (i) exceeds Usual, Reasonable, and Customary Expenses; (ii) is Investigational, Experimental, or for research purposes; or (iii) received in a Hospital emergency room visit that is not a Medical Emergency;
  4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. Durable medical equipment;
  9. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye- glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  10. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  11. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  12. Vocational, occupational, sleep, speech, recreational, or music therapy;
  13. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  14. Sleep apnea or other sleep disorders;
  15. Mental and Nervous Disorder, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  16. Congenital abnormalities and conditions arising out of or resulting therefrom;
  17. Temporomandibular joint;
  18. Occupational Diseases;
  19. Exposure to non-medical nuclear radiation or radioactive materials;
  20. Sexually-transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  21. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  22. Human organ or tissue transplants;
  23. Exercise programs whether prescribed or recommended by a Physician or therapist;
  24. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  25. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  26. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  27. Hazardous Activities unless You purchase optional hazardous activities coverage and then only for the activities covered under that option under Optional Coverage – Hazardous Activities;
  28. Injuries sustain while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto but excluding non-competitive, recreational, or intramural activities;
  29. Abuse, misuse, illegal use, overuse, dependency upon, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  30. Suicide or any attempt thereof; self-destruction or any attempt thereof; or any intentionally self- inflicted Injury or Illness;
  31. Terrorist Activity except as provided under Terrorist Activity; War, Hostilities, or War-Like Operations;
  32. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  33. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  34. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  35. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  36. You while in Your Home Country unless covered under Extension of Benefits in Home Country or Incidental Trips to Home Country;
  37. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel; Travel accommodations;
  38. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  39. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (i) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  40. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket- propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose; and
  41. Participating in contests of speed or riding or driving in any type of competition;
  42. Loss of life;
  43. Long-term disability; or
  44. Financial guarantee, financial default, bankruptcy, or insolvency risks.
claims-icon How are Liaison Travel Plus insurance claims settled?
Liaison Travel Plus Insurance Claims
Please visit: : Seven Corners Claims Forms
Toll Free Number: 1.800.335.0477
Claims Department:
Email: claims@sevencorners.com
Fax: (+1) 317-575-2256
Seven Corners, Inc
. Attn: Claims
303 Congressional Boulevard
Carmel, IN 46032 USA

Liaison Travel Plus Insurance Advantages

Liaison Travel Plus Insurance Insurance Covid19 travel insurance by Seven Corners for coronavirus will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2.

Does Liaison Travel Plus Insurance cover covid illness?

Seven Corners Covid19 travel insurance by Liaison Travel Plus travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.


What are some insurance terms important in Liaison Travel Plus Insurance reviews?

  • Plan Maximum coverage of Liaison Travel Plus travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Liaison Travel Plus insurance offers maximum coverage up to 5 million.
  • What is a deductible in Liaison Travel Plus visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Liaison Travel Plus insurance offer a set of deductible options for the travelers to choose from. Liaison Travel Plus insurance has a range of deductible option from $0 up to $5,000.
  • What is a provider network of Liaison Travel Plus Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Liaison Travel Plus visitor insurance?
    This is a percentage of the bill that the travel has to pay. Liaison Travel Plus plan have 100% coinsurance coverage outside USA.
    For coverage inside USA:
    Liaison Travel Plus pays
    IN PPO NETWORK
    The plan pays 90% of the first $5,000, then 100% to the medical maximum.
    OUT OF PPO NETWORK
    The plan pays 80% of the first $5,000, then 100% to the medical maximum.
  • Renewability of Liaison Travel Plus Travel health insurance
    Liaison Travel Plus Insurance can be renewed from 5 days to 364 days.
  • Eligibility to buy Liaison Travel Plus Insurance Online
    Individuals and families including unmarried dependent children traveling outside of their Home Country.
  • Liaison Travel Plus Pre-existing conditions Visitors Insurance for international travelers
    Liaison Travel Plus insurance offers coverage for acute onset of pre-existing conditions up to the age of 74 years for acute onset of pre-existing conditions.
    Liaison Travel Plus offers
    Ages 14 days to 64 years:$10,000,Ages 65 to 74 years: $5,000 offer Worldwide Including the United States.
    Ages 14 days to 64 years:$50,000,Ages 65 to 74 years: $10,000 offer Worldwide Excluding the United States.

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