Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
---|---|---|---|
Deductible | $100 | $0 | $100 |
Days in hospital | $2,000/day for 3 days | $6,000 | $0 |
Surgery | $16,000 | $16,000 | $0 |
Prescription Drugs | $600 | $600 | $0 |
X Ray | $1,400 | $1,400 | $0 |
Total: | $24,100 | $24,000 | $100 |
Expense | Amount billed | Amount Insurance Pays | Amount Insured Owes |
---|---|---|---|
Deductible | $100 | $0 | $100 |
Days in hospital | $2,000/day for 3 days | $4,000+$1,000 | $1,000 (80% of first $5,000) |
Surgery | $16,000 | $16,000 | $0 |
Prescription Drugs | $600 | $600 | $0 |
X Ray | $1,400 | $1,400 | $0 |
Total: | $24,100 | $23,000 | $1,100 |
International travel insurance will cover all expenses from Covid-19.
Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.
Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.
If the US government allows them to travel then yes!
*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.
Yes, Liaison Travel Elite insurance is available up to a total of 1,092 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Liaison Travel Elite insurance online up to 3 years.
If your travel plan is changed and want to cancel Liaison Travel Elite insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:
Liaison Travel Elite offers coverage for acute onset of pre-existing conditions for Non US Visitors to USA. Travelers aged up to 69 years can avail coverage up to $50,000. $10,000 coverage for visitors above 70 years for acute onset of pre-existing conditions.
Waiver of Pre-existing Condition for United States Residents outside the United States: The plan pays up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage. US Travelers with primary health care aged up to 69 years can avail coverage up to medical maximum. US citizens without primary health plan and aged up to 64 years can get coverage up to $50,000 coverage and for travelers above 64 years can get coverage of 2,500 for acute onset of pre-existing conditions.
Visitors to USA can review this article on how to use Liaison Travel Elite visitor medical insurance in case of emergency in the United States.
Liaison Travel Elite insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Liaison Travel Elite insurance pays 100% up to maximum limit. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Liaison Travel insurance would pay 90% of the first $5,000, then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Liaison Travel Elite insurance working example.
Yes, Liaison Travel Elite insurance satisfies Schengen visa insurance requirements, it has a $50,000 coverage and $0 deductible option for travelers visiting Schengen countries. After buying the plan, to download the Schengen visa letter for Liaison Travel Elite insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.