Seven -corners Seven Corners: Comprehensive travel insurance USA

Compare and buy Seven Corners Comprehensive travel insurance

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What are Comprehensive travel insurance plans?

Comprehensive plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)

Seven -corners Seven Corners: Comprehensive travel insurance

Travel Medical Basic

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  • Eligibility to buy Travel Medical Basic insurance
    • Coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country.
    • Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
  • Travel Medical Basic travel Insurance - Key Highlights
    • The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000
    • This plan can be purchased by individuals traveling outside their home country.
    • The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
    • There is a coinsurance factor applicable to this insurance. Outside of the US, the plan pays 100%, inside of the US, the plan pays We pay 100% to Medical Maximum. For out of PPO network, the plan pays 80% of the first $10,000 in Covered Expenses, then 100% to Medical Maximum.
    • Including USA: Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79.
    • Excluding USA: Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.
  • Coinsurance of Seven Corners Travel Medical Basic Insurance
    • Inside the United States
    • In ppo network:We pay 100% to Medical Maximum
    • Out of ppo network:We pay 80% of the first $10,000 in Covered Expenses, then 100% to Medical Maximum.
    • Outside the United States: The plan pays 100%
  • Acute Onset of Pre-Existing Conditions(80 years and above are not covered)

    Worldwide Including the United States(168 hour [7 days] waiting period):
    • Ages 14 days to 69 years: $25,000
    • Ages 70 to 79 years: $2,500
    Worldwide Including the United States(72 hour [3 days] waiting period):
    • Ages 14 days to 69 years: $25,000
    • Ages 70 to 79 years: $5,000
  • Renewability - Travel Medical Basic Insurance Renewal
    • If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal.
  • Travel Medical Basic Insurance Refund
    • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Travel Medical Choice

  • Eligibility to buy Travel Medical Choice insurance
    • Coverage for U.S Citizens while traveling outside of Home Country.
    • Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
  • Travel Medical Choice travel Insurance - Key Highlights
    • The policy maximum is available up to $5,000,000 for people up to 79 years and reduces to $10,000 for people above 80 years.
    • This plan can be purchased by individuals traveling outside their home countries.
    • The maximum lifetime of the plan is 365 days and is renewable
    • There is a co insurance factor applicable to this insurance which pays 100% for outside of the US.
    • Acute onset of pre-existing conditions are covered up to $50,000 up to the age of 64 years and a coverage of $10,000 is available for people up to the age of 79 years.
  • Acute Onset of Pre-Existing Conditions

    • Ages 14 days to 64 years: $50,000
    • Ages 65 to 79 years: $10,000
    • Ages 80 years over: Not Covered
  • Renewability - Travel Medical Choice can be renewed online
    • 5 days to 364 days
  • Travel Medical Choice Insurance Refund
    • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

Travel Medical Plus

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  • Eligibility to buy Travel Medical Plus insurance
    • Individuals and families including unmarried dependent children traveling outside of their Home Country.
  • Coinsurance of Seven Corners Travel Medical Plus Insurance
    • Inside the United States
    • In ppo network: The plan pays 90% of the first $5,000, then 100% to the medical maximum.
    • Out of ppo network: The plan pays 80% of the first $5,000, then 100% to the medical maximum.
    • Outside the United States: The plan pays 100%
  • Acute Onset of Pre-Existing Conditions(80 years and above are not covered)

    Worldwide Including the United States(168 hour [7 day] waiting period):
    • Ages 14 days to 69 years:$50,000
    • Ages 70 to 79 years:$5,000
    Worldwide Excluding the United States(72 hour [3 day] waiting period):
    • Ages 14 days to 69 years: $50,000
    • Ages 70 to 79 years: $10,000
  • Renewability - Travel Medical Plus Insurance Renewal
    • The person can extend coverage as long as the primary participant is eligible for the plan. If you initially buy less than 364 days of coverage, you may buy additional time, from a minimum of 5 days to a total of 364 days. We will email you an extension (renewal) notice before your coverage expires, giving you the option to renew your plan. A $5 administrative fee is charged for each renewal.
  • Travel Medical Plus Insurance Refund
    • Seven Corners will provide a refund of your plan cost if they receive a written request from you prior to your coverage start date. If they receive your written request after your coverage start date, the unused portion of your plan cost may be refunded minus a cancellation fee if you have not submitted any claims.

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