How much is medical insurance for tourists in the US?
Healthcare in the U.S. is extremely expensive, and without good travel health insurance, even a simple doctor’s visit can become a financial burden. In 2025, the cost of travel health insurance for visitors to the US ranges between $19 to $172 per month, depending on the age, the insurance company, the type of visitors insurance, the coverage limits, and whether you want coverage for pre-existing conditions. If you are looking for a cheap option, some plans cost as little as $1 to $5 per day, making it an affordable way to stay covered.
Why is travel insurance USA is so important? A routine doctor’s visit can cost between $250 to $350, while a heart attack will leave you with a bill of at least $25,000. If you need to stay in the ICU after a stroke, the cost can exceed $150,000. Even something as routine as an echocardiogram ranges from $1,500 to $4,000, depending on where you get it. Emergency treatments for conditions like diabetes complications cost anywhere from $3,500 to $7,000, and if you need treatment for kidney failure, expect to pay over $30,000.
How much does cheap visitor insurance in USA cost?
Cheap visitor health insurance for visitors to USA starts at $19 per month for fixed benefit plans.
Following is the cost of visitor insurance per month.
| Plan Name |
Plan max range |
Deductible |
Age 35 |
Age 55 |
Age 75 |
| Safe Travels Advantage |
$25,000 - $150,000 |
$0 |
$19 - $54 |
$29 - $82 |
$59 -$160 |
| Visitors care |
$25,000 - $100,000 |
$100 |
$25 - $44 |
$30 - $65 |
$66 - $152 |
| Safe Travels Elite |
$25,000 - $175,000 |
$0 |
$25 - $71 |
$36 - $110 |
$105 - $150 |
| Venbrook Essential |
$25,000 - $150,000 |
$0 |
$25 - $74 |
$36 - $105 |
$66 - $142
|
| Visit USA Budget |
$50,000 - $150,000 |
$250 |
$30 - $49 |
$42 -$74 |
$81
|
| VisitorSecure |
$50,000 - $130,000 |
$100 |
$31 - $55 |
$46 - $84 |
$93 - $135
|
| Travel Medical USA visitor basic |
$50,000 - $150,000 |
$100 |
$39 - $47 |
$56 - $68 |
$178 - $196
|
Source:
American Visitor Insurance®
How much does the best comprehensive visitor insurance cost per month?
The cost of comprehensive visitor insurance starts around $53 month, depending on factors such as age, coverage limits, deductible, and optional add-ons. Higher-tier plans with extensive coverage, including pre-existing condition benefits and lower deductibles, tend to be more expensive. On average, a good comprehensive health insurance plan costs $58 to $108 per month for a 35 year old traveler.
Following are the cost of best health insurance for visitors to USA per month for a $250 deductible.
| Plan name |
Plan maximum |
Age 35 |
Age 55 |
Age 75 |
| Atlas Essential America |
$50,000 - $1,000,000 |
$53 - $98 |
$117 - $200 |
$244 - $326
|
| Visitors Preferred |
$50,000 - $1,000,000 |
$53 - $99 |
$123 -$231 |
$244
|
| Patriot America Plus |
$50,000 - $1,000,000 |
$57 - $106 |
$124 - $235 |
$279 - $420
|
| Safe Travels USA |
$50,000 - $1,000,000 |
$57 - $103 |
$123 - $227 |
$244 - $321
|
| Venbrook Premier |
$50,000 - $1,000,000 |
$58 - $104 |
$129 - $240 |
$352 - $437
|
| Atlas America |
$50,000 - $2,000,000 |
$58 - $114 |
$127 - $253 |
$344 - $429
|
| Safe Travels USA Comprehensive |
$50,000 - $1,000,000 |
$66 - $122 |
$143 - $269 |
$285 - $455
|
| Atlas Premium America |
$50,000 - $2,000,000 |
$72 - $142 |
$158 - $316 |
$430 - $537
|
| SafeVista Comprehensive |
$100,000 - $1,000,000 |
$76 - $97 |
$158 - $225 |
$320 |
| Diplomat America |
$50,000 - $1,000,000 |
$81 - $142 |
$176 - $303 |
$342
|
| Travel Medical Choice |
$50,000 - $1,000,000 |
$98 - $173 |
$186 - $333 |
$736 - $1,000
|
| Patriot America Platinum |
$1,000,000 - $8,000,000 |
$108 - $226 |
$240 - $494 |
$604
|
| Visit USA Superior |
$250,000 |
$112 |
$233 |
$404
|
Source:
American Visitor Insurance®
