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INF Traveler USA Insurance

Quotes for INF Traveler USA insurance

INF travel insurance coverage for Coronavirus (Covid 19)

As the world-wide outbreak of the coronavirus (Covid 19) continues to grow with no end in sight - it is important let travelers know that they need to have medical coverage which can cover the cost of treatment. Treatment costs of the coronavirus have been known to reach tens-of-thousands of dollars for in-patient hospitalizations, lab tests, and other needed medical facilities to treat the disease. Although there is no vaccine for the coronavirus, the travelers can still find medical coverage for visitors which will help with the treatment of the virus. Our claims show that individuals who are above 70 years are very susceptible to new illness and sickness such as the flu and pneumonia. In fact, the majority of claims paid out for those above the age of 70 years will be for these types of new sickness - not pre-existing conditions.

The cost hospitalization for a visitor who is aged 70-79 years with a case of pneumonia can range anywhere from $22,564 to upward for $56,323.67! This should be the expectation if one of the travelers suddenly becomes ill with the coronavirus. Often times, many patients will need extra care for these conditions- and this is only exacerbated by their age and that fact that there is still no vaccine for coronavirus.

INF travel insurance coverage for Coronavirus is straightforward. The coronavirus will be covered as per any new sickness in the policy since it is not explicitly excluded. Note that these plans only offer coverage in the US and Canada.

Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus

It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. These plans usually have a restriction on coverage of pre-existing medical conditions for their two plans: INF Elite Network Insurance and INF Advantage Insurance unless it is purchased BEFORE the traveler leaves their home country. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.

While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF Traveler USA visitors insurance and INF Advantage US visitors insurance plan ONLY offers coverage in the US, while the INF Elite Network Insurance can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF Traveler USA and INF Advantage plan is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

INF Traveler USA Insurance review

Insurance provider
INF
Policy maximum?
$150,000, $75,000

Deductible options?
$500
Traveler USA rating
AM Best Rating: A++
cancellation
Traveler USA Cancellation
  1. Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  2. Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Traveler USA For Visitor Accident & Sickness Insurance

INF Traveler USA provides the best comprehensive coverage for those traveling to the United States & Canada. Traveler USA covers all new sicknesses & accidents, and features the following benefits:
  • First Health PPO Network: The Traveler USA works at any In-Network provider. Get access to Cashless Claims (Insurance direct billing), Discounted Medical Rates.
  • Comprehensive Insurance for Ages 70+: The Traveler USA provides the only comprehensive insurance for visitors up to 99 years old.
  • Coverage for Infectious Diseases like UTI: INF Traveler USA is the only visitors insurance which covers treatment for Urinary Tract Infections, common amongst older travelers visiting the United States.
  • Brochure
  • Comprehensive
  • Claims
  • Renewal
  • Reviews

INF Traveler USA insurance summary

Traveler USA eligibility
  • This plan is available for Non-US Citizens and US Citizen Expatriates visiting the United States.
Traveler USA underwriter
  • Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.

Traveler USA coinsurance?
  • In-Network : 80% of covered charges of covered charges up to The Total Maximum for all Accident or Sickness Expense Benefits.
  • Out-of-Network:60% of covered charges of covered charges up to The Total Maximum for all Accident or Sickness Expense Benefits.
AVI customer service

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cancellationTraveler USA Cancellation
  1. Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
  2. Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).

Traveler USA travel insurance plan benefits

Benefits Coverage
In-Patient
Hospital Room (average semi-private) & Board, and Miscellaneous
80% of Covered Network Charges up to the Overall Maximum Benefit
Hospital Intensive Care Unit 80% of Covered Network Charges up to the Overall Maximum Benefit
Surgeon 80% of Covered Network Charges up to the Overall Maximum Benefit
Anesthetist 80% of Covered Network Charges up to the Overall Maximum Benefit
Assistance Surgeon 80% of Covered Network Charges up to the Overall Maximum Benefit
Doctor’s Non-Surgical Visits 80% of Covered Network Charges up to the Overall Maximum Benefit
Consultant Doctor, when requested by attending Doctor 80% of Covered Network Charges up to the Overall Maximum Benefit
Pre-Admission Tests within 14 days before hospital admission 80% of Covered Network Charges up to the Overall Maximum Benefit
Out-patient
Surgical Room & Supply Expenses
80% of Covered Network Charges up to the Overall Maximum Benefit
Surgeon 80% of Covered Network Charges up to the Overall Maximum Benefit
Anesthetist 80% of Covered Network Charges up to the Overall Maximum Benefit
Assistance Surgeon 80% of Covered Network Charges up to the Overall Maximum Benefit
Doctor’s Non-Surgical Visits 80% of Covered Network Charges up to the Overall Maximum Benefit
Diagnostic X-rays & Lab Services 80% of Covered Network Charges up to the Overall Maximum Benefit
CAT Scan, PET Scan, or MRI 80% of Covered Network Charges up to the Overall Maximum Benefit
Hospital Emergency Room 80% of Covered Network Charges up to the Overall Maximum Benefit
Prescription Drugs 80% of Covered Network Charges up to the Overall Maximum Benefit
Other medical
Ambulance Services
80% of Covered Network Charges up to the Overall Maximum Benefit
Rehabilitative Braces or Appliances 80% of Covered Network Charges up to the Overall Maximum Benefit
Dental Treatment injury to Sound, Natural teeth (Due to Accident) 80% of Covered Network Charges up to the Overall Maximum Benefit
Chemotherapy and/or Radiation Therapy 80% of Covered Network Charges up to the Overall Maximum Benefit
Physical & Occupational Therapy 80% of Covered Network Charges up to the Overall Maximum Benefit
Private Duty Nurse 80% of Covered Network Charges up to the Overall Maximum Benefit
Emergency Medical Treatment of Pregnancy 80% of Covered Network Charges up to the Overall Maximum Benefit
Medical Evacuation $25,000 maximum
Repatriation of Remains $20,000 maximum
Intercollegiate Sports None
Accidental Death & Dismemberment $25,000 maximum

INF Insurance - Provider network and how to find hospital or doctor?

INF maintains a wide network of health care providers.
First Health Care Provider Network
While calling your provider network, you need to say "I have a short-term health insurance plan which uses First Health PPO."
Do not say "I have a travelers / visitors insurance or I have INF Health Insurance". The provider will not identify your coverage and may say that you are not covered.

Find Provider Network

INF Resourceful travel insurance links

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