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Best INF Travel Insurance Plans for Visitors to the USA

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✈️ What Is INF Travel Insurance?

  • For over 30 years, INF travel insurance has provided award winning visitors insurance with pre-existing conditions coverage options to millions of travelers to the United States.
  • KV Rao visitor insurance is committed to providing innovative insurance products, quality customer care, and being there for our members when they need us the most.
  • INF offer the best US visitors insurance for parents from India, and other older travelers with pre-existing conditions visiting the USA.
  • INF plans travel insurance offers coverage for Pre-Existing ailments providing the coverage necessary for many seniors visiting their families in the US or Canada.
  • You can travel with confidence when you have the INF travel health insurance coverage you want, and the peace of mind you need.
INF

⭐ INF Visitor Health Insurance Reviews

Pranav

Pranav

"I’ve been using INF every time my parents have come and visited for the last 18 years, or pretty much since Y2K. They are a community-based company and I can really tell they care for their customers. I’ve met many of their team members throughout the years, all of them are courteous and helpful in getting the claims paid and going the extra mile if there’s some sort of paperwork issue."

Anjali

Anjali

"I had a great experience with INF. They covered a Covid test for my mom who was feeling sick right after she came on her flight. Luckily she tested negative. I was happy with the overall service and cashless service. Always happy to recommend INF to friends and family!"

Joanna

Joanna

"I purchased this travel health insurance for my parents during their stay in the United states. The purchasing procedure was really quick and simple. I contacted support to get a breakdown of all the plans so I could choose the one that best suits my parents, and their support staff responded quickly."

🏥 What Are the Benefits of Buying INF Travel Insurance?

💊 Pre-Existing Conditions Coverage
Full or acute-onset coverage for visitors with existing conditions, available in most plans up to age 99.
📅 Flexible Coverage Durations
Coverage durations range from 10 to 364 days (minimum duration varies by plan).
👩‍⚕️ Preventive & Maintenance Care
Covers basic checkups, ongoing prescriptions, and chronic condition support.
👵 Tailored for Older Visitors
Coverage available up to age 99 ideal for parents and grandparents visiting the U.S.
🌐 UnitedHealthcare PPO Access
Broad network and discounted rates for inpatient care.
💳 Cashless Claims
Fast hospital bills settlement via INF Robin Assist.

🛩️ Why INF Travel Insurance Stands Out for Visitors to the U.S., Canada & Mexico?

  • Trusted by families worldwide including India, China, Brazil, and beyond for reliable parent and senior visitor insurance in the USA.
  • Designed for visitors to USA, international travelers with green cards, B1/B2 visas, and other visa types.
  • Perfect for long-term study programs, temporary work assignments, and extended family visits to the United States, Canada, or Mexico.

✈️ How to Choose Your Best INF Plan?

Need full pre-existing condition coverage?
Choose Elite X, Premier X, Elite X Plus, or Premier Plus for the most comprehensive protection.
Looking for preventive care and maintenance?
Opt for Elite X Plus or Premier Plus, which include wellness and routine care benefits.
On a budget and healthy with no pre-existing conditions?
The INF Standard X plan offers essential protection at a great value.
Require acute-onset coverage only?
The SafeVista Protect plan covers sudden medical emergencies during travel.
Want travel assistance and travel medical coverage?
Consider the INF HOP Advantage plan for extra support services.
Need renewal flexibility?
All INF plans allow renewal, so you can extend coverage as needed.

🧳 What Are Types of INF Travel Insurance Plans?

🔒 Fixed Benefit Plans

Fixed benefits plans have specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum.

Recommended plans

🛡️ Comprehensive Plans

These plans do not have benefit limits based on the type of medical expense. Benefits for covered medical expenses go all the way up to the plan maximum (less deductible and co-insurance)

Recommended plans

🌍 What Is The Best INF Travel Insurance Plans for Visitors to the USA, Canada & Worldwide?

Ideal for: For any Non-US Citizens & anyone visiting USA, Canada, Mexico and traveling worldwide outside their home country.
Purpose: INF visitor health insurance offer coverage for pre-existing conditions, medical expenses, loss of checked luggage, medical emergencies and accidents incurred while traveling.

Premier X insurance Fixed benefit

star Rating: A Excellent edit_square Underwriter: Crum & Forster SPC

Ideal for Full Pre-Existing conditionsVisitors to the USA

INF Premier is an affordable travel medical insurance plan designed for non-U.S. citizens visiting the USA, Canada, Mexico, or traveling internationally. It’s especially suitable for seniors, offering pre-existing condition coverage and access to United Healthcare PPO network discounts.

  • Coinsurance: 100% of the usual and customary charges
  • Direct billing: Through United Healthcare Provider Network  United healthcare
  • Cashless claims: Through INF Robin assist
  • Urgent care: Up to $25 copay
  • Full pre-existing conditions: Covers up to 99 years
  • Pregnancy: Covers emergency medical treatment of pregnancy.
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Return of mortal remains: Up to $20,000.
  • Trip Interruption: Up to $1,000
Policy maximum?
0-69 years: $100,000, $250,000, $500,000 and $1,000,000
70 – 99 years: $100,000
Deductible options?
Age 0 – 69: $75, $100, $250, $500, $1,000, $2,500, or $5,000
Age 70 - 99: $250, $500, $1,000, $2,500, or $5,000
Period of coverage?
90 days to 364 days
Maximum age limit
Up to 99 years

INF Standard X insurance Fixed benefit

star Rating: A Excellent edit_square Underwriter: Crum & Forster SPC

Ideal for Visitors to the USAPregnancy and childbirth coverage

INF Standard is a fixed-benefit travel medical insurance plan for non-U.S. citizens visiting the USA, Canada, Mexico. It offers budget-friendly coverage for senior travelers and includes valuable savings through the United Healthcare PPO network.

  • Coinsurance: 100% of the usual and customary charges.
  • Direct billing: Through United Healthcare Provider Network  United healthcare
  • Cashless claims: Through INF Robin assist
  • Urgent care : Up to $25 copay.
  • Pregnancy: Covers emergency medical treatment of pregnancy.
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Return of mortal remains: Up to $20,000
  • Trip Interruption: Up to $1,000
Policy maximum?
Age 0-69 years: $100,000, $150,000, $250,000, $300,000
Age 70 to 99 years: $75,000
Deductible options?
$75 $100, $250, $500, $1,000, $2,500 , $5,000
Period of coverage?
30 days to 364 days
Maximum age limit
Up to 99 years

Premier Plus X insurance Fixed benefit

star Rating: "A-" (Excellent) and A- by Standard & poor's edit_square Underwriter: SiriusPoint Specialty insurance Corporation

Ideal for Preventive care & maintenancePre-existing condition

INF Premier Plus is a fixed travel medical insurance plan for non-U.S. citizens visiting the USA, Canada, Mexico, or traveling internationally. It provides enhanced coverage with flexible benefits, including protection for pre-existing conditions, preventive care, and annual physicals.

  • Coinsurance: 100% of the usual and customary charges
  • Direct billing: Through United Healthcare Provider Network  United healthcare
  • Cashless claims: Through INF Robin assist
  • Urgent care: Up to $25 copay.
  • Full pre-existing conditions: Covers up to 69 years.
  • Pregnancy: Covers emergency medical treatment of pregnancy.
  • Emergency medical evacuation: Covers up to $45,000 maximum
  • Return of mortal remains: Up to $30,000
  • Trip Interruption: Up to $1,000
  • Wellness medical expense: Covers $200 (Annual)
Policy maximum?
Age 0-69 years: $300,000
Deductible options?
$75 $100, $250, $500, $1,000, $2,500 , $5,000
Period of coverage?
90 days to 364 days
Maximum age limit
Up to 69 years

INF Elite X insurance Comprehensive benefit

star Rating: AM Best Rating "A" (Excellent) edit_square Underwriter: Underwritten by Crum & Forster, SPC

Ideal for Full Pre-Existing conditionsVisitors to the USA

Elite Travel plan is available for Non-US Citizens & anyone visiting USA, Canada, Mexico.

  • Best health insurance for visitors to USA with pre-existing conditions, up to 99 years old
  • Coinsurance: In-network: After deductible, pays 80%
    Out-of-network: After deductible, pays 60% of usual, reasonable & customary charges
  • Direct billing: Unitedhealthcare United Healthcare Provider Network
  • Full Pre-existing conditions: Covers up to 99 years
  • Emergency medical evacuation: Up to $25,000
  • Maternity: Covers emergency medical treatment of pregnancy
  • Urgent Care : Covered with $50 copay
  • Renewable: Can be renewed and extended up to 364 days
  • Repatriation of Remains:Up to $20,000
Policy maximum?
Age 0-69 years: $150,000 ,$250,000, $300,000, $500,000, $1,000,000
Age 70 to 99 years: $75,000
Deductible options?
$100, $250, $500, $1,000, $2,500, or $5,000
Period of coverage?
90 days to 364 days

INF Elite Plus X insurance Comprehensive benefit

star Rating: A edit_square Underwriter: Crum & Forster SPC

Ideal for Preventive care & maintenanceFull Pre-existing condition

INF Elite Plus X is ideal for non-U.S. citizens visiting the USA, Canada, Mexico, or traveling internationally outside their home country. This plan offers comprehensive coverage, including benefits for pre-existing conditions, preventive care, maintenance, and full-body physical exams.

  • Coinsurance: Plan pays 90% in-network and 70% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United Healthcare Provider Network  United healthcare
  • Cashless claims: Through INF Robin assist
  • Pregnancy: Covers emergency medical treatment of pregnancy
  • Full pre-existing conditions: Covers individuals up to 99 years of age.
  • Urgent care: Up to $25 copay.
  • Emergency medical evacuation: Covers up to $25,000 maximum
  • Urinary tract infection: Limited to maximum of $2,000
  • Return of mortal remains: Up to $10,000
  • Annual well ness benefit: $200
Policy maximum?
0-69 years: $150,000, $300,000
70- 99 years: $75,000
Deductible options?
$100, $250, $500, $1,000, $2,500 , $5,000
Period of coverage?
90 days to 364 days
Maximum age limit
Up to 99 years

SafeVista Protect insurance Comprehensive benefit

star Rating: A edit_square Underwriter: Tideview Risk SPC

Ideal for Acute onset Pre-Existing conditionsVisitors Worldwide Including USA

SafeVista Protect is a travel medical insurance plan for non-U.S. residents aged 70 and under, specifically designed for those visiting the United States or traveling outside their home country.

  • Coinsurance: Plan pays 80% in-network and 50% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United Healthcare Provider Network  United healthcare
  • Cashless claims: : Through INF Robin assist
  • Acute on set of pre-existing conditions: Covers up to the policy maximum for individuals up to 69 years of age.
  • Urgent care: Up to $25 copay
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Telehealth: Free Telehealth worldwide via Doctor Please.
  • Return of mortal remains: Up to $10,000.
Policy maximum?
0-69 years: $100,000, $250,000, $500,000 and $1,000,000
70 – 99 years: $100,000
Deductible options?
$0, $100, $250, $500, $1,000, $2,500 , $5,000
Period of coverage?
10 days to 364 days
Maximum age limit
Up to 99 years

INF Elite X 90 insurance Comprehensive benefit

star Rating: A edit_square Underwriter: Crum & Forster SPC

Ideal for Full Pre-Existing conditionsVisitors to the USA

INF Elite 90 is a short-term travel medical plan for non-U.S. citizens visiting the USA, Canada, Mexico, or traveling internationally. It provides flexible benefits, coverage for pre-existing conditions, and reimburses 90% of eligible medical expenses.

  • Coinsurance: Plan pays 90% in-network and 70% of URC charges out-of-network up to the policy maximum.
  • Direct billing: Through United Healthcare Provider Network  United healthcare
  • Cashless claims: Through INF Robin assist
  • Full pre-existing conditions: Covers individuals up to 99 years of age
  • Urgent care: Up to $25 copay
  • Pregnancy: Covers emergency medical treatment of pregnancy
  • Emergency medical evacuation: Covers up to $25,000 maximum.
  • Urinary tract infection: Limited to maximum of $2,000.
  • Return of mortal remains: Up to $10,000
Policy maximum?
Age 0-69 years: $150,000 ,$250,000, $300,000, $500,000, $1,000,000
Age 70 to 99 years: $75,000
Deductible options?
$100, $250, $500, $1,000, $2,500, or $5,000
Period of coverage?
90 days to 364 days
Maximum age limit
Up to 99 years

🔒 Why Choose INF Insurance?

INF insurance is a trusted choice for visitors to the United States, Canada, and Mexico who need comprehensive coverage designed to their unique needs. Here's why INF stands out:

🩺 Coverage for Pre-Existing Conditions

INF is one of the few providers that offers real, transparent coverage for both acute onset and chronic pre-existing conditions, making it ideal for older travelers and those with ongoing health issues.

🏅30 years’ experience

With a proven track record of 30+ years, INF insurance is recognized for reliability, strong customer support, and a commitment to the unique needs of international visitors

🏥 Access to top PPO network

INF plans include access to United Healthcare PPO network ensuring high-quality care and significant savings through in-network providers.

📚 Flexible plan options

Whether you need budget-friendly fixed benefit plans or robust comprehensive coverage plans, INF offers a wide range of plans to suit every medical and financial need

USA visitors insurance

👩‍⚕️ Wellness & preventive care

Plans like INF Premier Plus X and INF Elite Plus X offer benefits like annual physicals, vaccines, and preventive care rarely found in other visitor insurance options.

👴 Designed for seniors & long-term visitors

INF is particularly well-suited for parents, seniors, and visitors over age 60, offering flexible and inclusive benefits tailored to their needs. With coverage available up to age 99, a minimum purchase requirement of just 90 days, and comprehensive pre-existing condition coverage.

💳 Cashless claims

INF plans support cashless claims through INF Robin Assist, allowing eligible medical bills to be settled directly with hospitals significantly reducing out-of-pocket expenses for travelers.

❓Have questions?

Our support team is ready to assist you.

call(877) 340-7910 mail Click to send an email

💼 Why Is INF Visitor Insurance Important for Travelers to the USA?

INF Visitor insurance is ideal for non-U.S. citizens visiting the United States because it offers comprehensive medical coverage, including coverage for full pre-existing conditions something most travel insurance plans exclude. Medical care in the U.S. is extremely expensive, and without adequate insurance, visitors risk high out-of-pocket costs for unexpected illnesses or injuries.

INF plans are specifically designed for elderly parents, long-term visitors, parents and individuals needing coverage for chronic conditions. By choosing INF Visitor insurance from American Visitor insurance, travelers gain peace of mind, strong financial protection, and access to quality healthcare throughout their stay in the United States.

🏥 How to Choose the Best INF Visitor Insurance Plan for the USA?

Choosing the best INF Visitor insurance plan depends on your travel needs, age, duration of stay, and whether you need coverage for pre-existing conditions. INF offers a range of comprehensive visitor insurance options, all available through American Visitor insurance, tailored to meet the needs of international travelers visiting the United States.

Here are key factors to consider when selecting the best INF insurance plan:

  • Coverage for pre-existing conditions: If you are an elderly traveler or someone with chronic health issues, look for INF plans like INF Elite X , Premier X, or Premier Plus X, which offer extensive pre-existing condition coverage, including full coverage (not just acute onset).
  • Duration of stay: For long-term visitors, plans like INF Elite Plus and INF Premiums plans are ideal as they offer extended coverage options with robust benefits.
  • Age and medical needs: INF plans are especially suitable for senior parents visiting the U.S. Choose a plan that matches the visitor’s age group and expected medical needs.
  • With Acute Onset and Flexible Coverage: For visitors with acute onset of pre-existing conditions, the INF SafeVista Protect insurance plan is an excellent choice. It offers coverage up to the policy maximum for the acute onset of pre-existing conditions for individuals up to 99 years of age. The plan also provides flexible coverage durations, ranging from 10 days to 364 days, making it ideal for both short-term and extended stays in the United States.
Choose the best INF visitor insurance plan for the USA
  • Network and cashless services: INF plans offer access to top healthcare providers through United Healthcare PPO, allowing cashless claims through INF Robin Assist and easier access to hospitals.
  • Budget and Premium: Compare different INF insurance plans on American Visitor Insurance to find one that fits your budget without compromising on essential benefits.

By comparing plan benefits, exclusions, and pricing on American Visitor Insurance, you can confidently select the best INF insurance plan for your U.S. visit.

❓ Best INF Visitor Insurance - FAQ's

1. Where can I buy INF travel insurance?

You can purchase and compare INF plans online at American Visitor insurance, a trusted source for visitor health insurance.

2. Are pre-existing conditions covered by INF visitors medical Insurance?

Yes, it is possible to find cheap travel insurance for seniors over 70. Many insurance providers offer specialized travel insurance plans that cater to the needs of older adults. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, seniors can find affordable travel insurance that suits their specific requirements. It is advisable to shop around and explore various options to find the most cost-effective travel insurance policy for seniors over 70.

3. Can I buy INF insurance after arriving in the USA?

Yes, you can. However, some waiting periods (usually 5 days) may apply for new sickness coverage if the plan is purchased after arrival.

4. Why should I buy INF insurance on American Visitor Insurance?

American Visitor Insurance has developed comparison tools to help travelers compare prices and benefits of different INF plans easily and make an informed decision of the best INF travel insurance plan for your specific requirements. American Visitor Insurance's licensed customer support staff help customers by providing answers to any queries or concerns while buying INF travel insurance.

The customer support staff are available at all times to help you with the online application process as well as to help customers while filing for INF insurance claims should they need to use the insurance coverage while in the USA.

Compare Best INF Elite Travel Insurance for USA

Click here to read more»

🛡️ What Is Covered by INF Visitor Medical Insurance?

🩺 Worsening pre-existing conditions

A worsening pre-existing condition is one that is otherwise stable but has become worse in a new manifestation.

⚡ Acute onset of pre-existing conditions

Sudden, Rapid, Unpredictable emergency related to pre-existing issue.

🚑 New sickness & accidents

  • New illnesses include UTI or Kidney issues, Fever, Headache, etc - accidents are random in nature
  • Covid is covered like a new sickness under INF.

family_restroom Are your Indian parents visiting the USA?

INF offers specialized visitor health insurance for Indian parents traveling to the United States. These plans are popular among Indian families because they provide comprehensive coverage, including options for pre-existing conditions. With INF insurance, you can ensure your parents have access to quality healthcare and financial protection during their stay in the U.S.

Learn more about INF visitor insurance for Indian parents »

👩‍🦳 Which Is the Best US Visitor Insurance for My Mother Already in USA?

Hi,

My mother is already in the US. I am looking to buy an insurance for her. I was wondering if I can purchase the INF plans?

Thank you,
Mohammad
Dear Mohammad,

Thank you for contacting American Visitor Insurance regarding your INF parents’ U.S. visitor medical insurance needs.

Yes, you can purchase INF insurance plans for your mother even if she is already in the U.S. The Elite X, Premier X, and INF Standard X plans are available for visitors currently in the country and do not require submitting additional forms like the I-94. These plans also have no waiting period for pre-existing conditions (subject to plan terms).

Please let us know if you have any more questions.


Sincerely,
www.americanvisitorinsurance.com
(877) 340 7910

What is the best travel insurance for parents to the USA staying longer than 3 months?

Hi,

I would like to insurance for USA which offers coverage for 4 months and covers pre-existing conditions.

Thank you,
Jack
Dear Jack,

Thank you for contacting us at American Visitor insurance for your INF parents US visitor medical insurance needs!. If your visitor will be staying for three months or longer, you may want to consider a plan we are offering called Elite plan from INF. It will cover 80% of expenses including many unexpected medical issues due to pre-existing conditions. The coverage is NOT limited to "acute onset" of pre-existing conditions.

The look-back period for the plan is only 90 days which means you have a much better chance of having pre-existing medical conditions covered, especially if they are stable for your. The plan has a $75,000 maximum for persons over 69 years and $150,000 for persons under 70 with a $250 or $500 deductible (same for pre-existing condition coverage). It is an 80/20 plan covering 80% while you pay 20% of expenses.

For all information about the plan, go here:

INF Elite Plan:
description Plan Details picture_as_pdf Brochure shopping_cart Buy Now

This is a very unique plan offering "full" coverage for pre-existing conditions with such a short look back period for those conditions. Please note that the plan does NOT cover routine, necessary treatment for a pre-existing conditions. The coverage is for any issue arising, not just "acute" (or something that must be treated right away) issues.

Another option is the same coverage for pre-existing conditions from a fixed plan. A fixed plan will pay a limited amount for each medical expense (it may not cover 100%), please see brochure for details.

The plan is called INF Premier. Like the Elite plan above coverage is available up to $150,000 for persons under 70 years and $100,000 for those 70 to 99 years of age. Persons under 70 years can choose between a $250 or $75 deductible, with other clients choices of $250 or $500 deductible.

With the Premier plan, you must choose the deductible for the pre-existing condition coverage and that determines the maximum coverage for acute onset of pre-existing conditions (the higher the deductible, the higher the maximum you are allowed). For all information about the plan, go here:

INF Premier Plan:
description Plan Details picture_as_pdf Brochure shopping_cart Buy Now

You can compare the plans here: Compare INF pre-existing conditions coverage plans

Let us know if you have any further questions or concerns about this or other plans you may find on our website.


Sincerely,
www.americanvisitorinsurance.com
Customer care
(877) 340 7910

✈️ What Is Not Covered by INF Visitor Medical Insurance?

💊 Maintenance Treatment, Devices, or Prescription Drugs

Includes treatment for on-going illnesses, derivatives/ complications of that illness, medical devices to monitor chronic conditions, or maintenance drugs for pre-existing conditions like Lipitor or Amlodipine.

🧪 Preventative Treatment, Devices, or Prescription Drugs

INF will not cover preventive treatment like physicals, regular doctor checkups, or drugs that are used for prevention of other diseases.

🤰 Pregnancy & Childbirth

No coverage for pregnancy before the policy effective date.

🎗️ Cancer Treatment

No coverage for dialysis treatment.

📅 Planned, expected, or anticipated medical care

There is no coverage for expected, planned, or anticipated medical care. If your clients are planning to take their visitor to any clinic, treatment, or anything of the like it will be rejected by the insurance company.

🌍 Medical Tourism

INF does not cover medical tourism for issues like elective or medically necessary surgery, cancer treatments, specialist treatment for on-going medical issues.

💡 Tip: INF Visitor Medical insurance plans are designed only to cover truly unexpected sickness and accidents- all other claims are at risk of being denied if they are deemed to meet any (but not limited to) of the above restrictions. INF Visitor Medical insurance plans will cover any unexpected sickness or accident, but any planned medical treatments, treatment for on-going issues, or maintainance treatment will not be covered by INF.
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