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Inbound USA Basic Insurance Reviews

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Seven Corners travel insurance reviews

Inbound USA Basic
Insurance provider
Seven Corners
Plan life
5 days to 364 days
Policy maximum?
Ages 14 Days to 69 years: $50,000; $100,000; $150,000
Ages 70 to 99 years: $50,000; $100,000
Deductible options?
Ages 14 Days to 69 years: $0; $50; $100
Ages 70 to 99 years: $100; $200

Inbound USA Basic Insurance - Key Highlights

  • This is a fixed benefit insurance plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
  • This plan is for Non US citizens coming to the US.
  • Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
  • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $50,000 coverage and people above 70 years get $25,000 coverage for this benefit
  • Mental and nervous disorder and substance abuse is covered like any other illness
View complete details of benefits
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A working example of using Inbound USA Basic travel insurance

Consider an Inbound USA Plan A example where your:
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Your claims for medical expenses is $14,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $14,100 minus $100 equals $14,000.Insured bears $100.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Inbound USA Basic
Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room & Board including Laboratory Tests,
X-rays, Prescription Medical and other miscellaneous
$2,000/day for 3 days Up to $1,000/day, 3 day maximum $3,000
Surgical Treatment $6,000 $3,000 $3,000
Prescription Drugs $600 $150 $450
Diagnostic X-rays & Lab Services $1,400 $500 $900
Total: $14,100 $6,650 $7,450
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
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Plan details of Inbound USA Basic Insurance

  • special-coverage Inbound USA Basic Insurance Restrictions
    • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
    • Country Restrictions: The plan will not accept an address iin Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
    • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
  • exclusion-icon Inbound USA Basic Insurance Exclusions
    1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
    2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
    3. Treatment that is Investigational, Experimental, or for research purposes;
    4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
    5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
    6. Chiropractic care or acupuncture;
    7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
    8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
    9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
    10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
    11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
    12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
    13. Sleep apnea or other sleep disorders;
    14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
    15. Congenital abnormalities and conditions arising out of or resulting therefrom.
    16. Temporomandibular joint;
    17. Occupational Diseases;
    18. Exposure to non-medical nuclear radiation or radioactive materials;
    19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
    20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
    21. Human organ or tissue transplants
    22. Exercise programs whether prescribed or recommended by a Physician or therapist;
    23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
    24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
    25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
    26. Hazardous Activities;
    27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
    28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
    29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
    30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
    31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
    32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
    33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
    34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
    35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
    36. Travel accommodations;
    37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
    38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
    39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
    40. Participating in contests of speed or riding or driving in any type of competition; and
    41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
  • claims-icon Inbound USA visitor insurance claims
    Please visit: : Seven Corners Claims Forms
    Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
    Claims Department:
    Email: claims@sevencorners.com
    Fax: (+1) 317-575-2256
    Seven Corners, Inc
    Attn: Claims
    PO Box 211760
    Eagan, MN 5512

What are some insurance terms important in Inbound USA Basic Insurance reviews?

Review Inbound USA Basic Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Inbound USA Basic travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Inbound USA insurance offers maximum coverage up to $150,000 .The coverage may vary for older travelers with reduced plan maximum.
  • What is a deductible in Inbound USA Basic visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Inbound USA insurance offer a set of deductible options for the travelers to choose from. Inbound USA insurance has a range of deductible option from options of $0, $50, $100 and 200.
  • What is a provider network of Inbound USA Basic Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Inbound USA Basic Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Inbound USA Basic Insurance can be renewed up to 364 days.
  • Eligibility to buy Inbound USA Basic Insurance Online
    It provides coverage for Non US citizen traveling to the U.S. and this plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Inbound USA Basic Pre-existing conditions Visitors Insurance for international travelers
    It offer coverage for acute onset of pre-existing conditions for travelers under 79 years of age.
  • Inbound USA Basic Underwriters and Rating
    This plan Underwritten by Certain Underwriters at Lloyd's of London and rating AM Best Rating: "A" (Excellent)

Inbound USA Basic visitor insurance - Frequently asked questions

Is seven corners a real insurance company? Is Seven Corners Legit ? Is Seven Corners a good insurance company ?

Seven corners Inc. has been offering travel insurance products since 1997. Seven corners travel insurance is based out of Carmel, Indiana has over 200 employees and offers both domestic and international travel insurance plans . With their Liaison travel insurance and Inbound USA insurance products Seven corners insurance provides travelers with health coverage ,safety and security for travelers away from home country and with the US.

It caters to different types of travelers coming to the United States such as on B1 visa, students on F1 visa and professionals on the H1B visa. They also offer travel insurance coverage for US travelers who want trip cancellation insurance for travel insurance.

What if the traveller pays for a healthcare service and needs reimbursement?

Refer the ID cards provided by SevenCorners Insurance at the time of Inbound USA enrolment which will have all the necessary information for reimbursement.

How to use Inbound USA Basic while receiving treatment?

When you visit a medical provider, explain to them that you have Inbound USA Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

I wish to extend my stay in the US, is it possible to renew Inbound USA Basic Insurance?

Yes, Inbound USA Basic insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Inbound USA Basic insurance online to extend their coverage..

How can I cancel Inbound USA Basic insurance?

If your travel plan is changed and want to cancel Inbound USA Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

What is the meaning of acute onset of pre-existing conditions?

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition.

A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Does Inbound USA Basic insurance covers pre-existing conditions?

Inbound USA Basic offers coverage for acute onset of pre-existing conditions. Visitors to USA aged less than 70 years can avail coverage up to $50,000 and visitors aged between 70 and 79 years are covered for $25,000. No coverage for visitors above 80 years for pre-existing conditions.

How can one use Inbound USA Basic visitor medical insurance in case of emergency in the United states?

Visitors to USA can review this article on how to use Inbound USA Basic visitor medical insurance in case of emergency in the United States.

What is the meaning of “Inbound USA Basic insurance is a fixed benefit plan”?

Inbound USA Basic insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

How does Inbound USA Basic insurance offer coverage for medical expenses?

Inbound USA Basic insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Basic pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Basic insurance working example

Which is the best visitor insurance in USA?

The best US visitor insurance will vary from traveler to traveler depending on their unique needs. While some international visitors will look for the cheapest travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive visitor travel insurance coverage. The cost will be higher if you need health insurance for international travelers with pre-existing conditions.

We provide resources such as a compare visitor insurance tool, answers to frequently asked questions, resourceful blogs and answers to specific customer queries. We can get you a tourist medical insurance in USA ideal for you. We offer Inbound USA Basic insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

Do Seven corners travel insurance cover Covid?

Yes, Sevencorners covid insurance has Covid19 coverage as any other illness with their Liaison Travel plus plan. The Liaison Travel Plus insurance product covers covid19 for international travelers and this coverage benefit is provided regardless of the variant of SARS-CoV-2.

Does Seven corners offer Cancel for Any Reason Insurance?

Yes, Seven corners insurance offers Cancel for any reason cover as an add-on cover that can be included in their Round trip insurance plans.

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Compare US Inbound Visitor Medical Insurance Plans by Seven Corners

Compare & review Inbound insurance offered by Seven Corners; Inbound USA Basic, Inbound USA Choice

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Provider network and how to find hospital or doctor?

You may use our network provider search to find a physician or hospital in your area. However, because there is not a PPO network for these plans, network pricing will not apply.

You need to be prepared to pay for medical services and prescription medications when you receive them. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

When you visit a medical provider, explain to them that you have insurance. Show them your card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility.

Faq about Seven Corners travel insurance coverage for Covid19

Will International travel insurance policies cover COVID-19 if they stay in one country or if they travel or not at all?

International travel insurance will cover all expenses from Covid-19.

Many travelers are currently stuck in countries with their other policies running out and non-renewable. Can they purchase a International travel insurance policy?

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

Will International travel insurance policies cover any other illness, injury or accident as long as the person does not travel?

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

Can they travel (say from US to Canada and back)?

If the US government allows them to travel then yes!

Seven Corners travel medical insurance coverage for Covid19

  • If you become ill with Covid19 and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
  • If you require an emergency medical evacuation and repatriation* due to Covid19, this can be covered.
  • If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
  • To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
  • Covered reasons that could apply for COVID-19 include:
  • Any delay of a common carrier (the delay must be certified by the common carrier)
  • Quarantine

*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

Seven Corners international travel insurance - Resourceful links

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