Best Trip Insurance Frequently Asked Questions

1. What is trip cancellation travel insurance?

It is a type of insurance that reimburses you for pre-paid, non-refundable trip deposits on things like airline tickets, hotel rooms, rental cars and tours, due to qualifying reasons listed in your policy.

2. What are the benefits of travel insurance for students?

Travel insurance for students can cover you in the event of illnesses and injuries in an unknown place. The policies usually have evacuation and repatriation benefits included. You can also consider a trip cancellation policy to protect your trip cost in the event your trip gets cancelled for a covered reason.

3. What is student trip cancellation insurance?

Student trip cancellation insurance is a type of travel insurance that reimburses non-refundable trip expenses if a student has to cancel their trip due to unexpected events such as illness, injury, or other covered reasons. This coverage helps protect prepaid costs like flights, hotel bookings, and tour reservations.

4. Do I need a specific travel protection plan if I have a credit card that includes travel insurance?

Travel insurance from credit cards is usually limited to coverage for car rental damage, flight accidents or for accidental death while you are traveling. Also, this protection is in effect only when you pay for travel with that particular credit card.

Most credit cards do not offer any coverage for travel medical expenses, evacuation costs, or trip cancellation expenses.

5. What do you mean by International Travel Medical Insurance? Why do I need it?

International Travel Medical Insurance provides health insurance coverage for travelers outside their home country. This coverage includes emergency medical expenses, emergency medical evacuation, repatriation, return of dependent children, bedside lodging, accidental death, cost of return flight, and more.

While the regular domestic private insurance or government sponsored health insurance programs may offer comprehensive coverage in your home country, few are designed for international travelers or expatriates. Even programs that cover international travel often provide limited benefits that do not normally cover medically supervised emergency evacuation, emergency reunion, or repatriation

6. How are these travel insurance companies rated?

The insurance companies are rated by an independent rating company A.M.Best rating. For all the plans, each insurance company's A.M. Best rating is displayed.

7. Can I purchase travel insurance for my friend, relative or employee online?

Yes, you can do this as long as you complete application online.

8. When will my travel insurance cover become effective?

For Travel Medical, Multi-Trip Medical and Medical Evacuation Policies, coverage begins at 12:01AM the day of your departure. If purchased on, or after your departure date, coverage begins at 12:01AM the following day. For Flight Accident Policies, coverage becomes effective the day of your departure upon boarding your flight.

9. I did the travel bookings on my own and not through any agency. Can I insure this trip?

Yes, all of our policies can be used by people making their own travel arrangements. The policies will cover the pre-paid, non-refundable travel arrangements that you have made.