Safe Travels USA Cost Saver Insurance Cost

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Safe Travels USA Cost Saver Insurance Reviews

Ratings
AM Best Rating: “A (Excellent)”
Underwriter
Crum & Forster SPC

Ideal for Budget-minded travelers, Excess temporary medical coverage

Safe Travels USA Cost Saver insurance review

Safe Travels USA Cost Saver is an EXCESS temporary accident and sickness medical coverage for the budget-minded traveler. It covers Non-US Citizens enroute to the USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Covers Unexpected Recurrence of a Pre-existing condition up to $1k. Coverage can initially be purchased for a minimum of 5 days up to a maximum of 364 days. This plan also available for Green Card holders.

Key benefits of Safe Travels USA Cost Saver visitor medical insurance

Pre-existing conditions

Comprehensive Plan

Urgent Care

Emergency medical evacuation

Medical coverage

First health PPO network

Safe Travels USA Cost Saver Insurance - Key Highlights

  • Safe Travels USA Cost Saver plan is available for non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries
  • This plan is available for green card holders.
  • The policy provides policy maximum options starting from $50K and provides coverage for $100K, $250K, $500K, and $1M
  • The deductible options start from $0 and goes on as $0, $50, $100, $250, $500, $1000, $2500, and $5000
  • Emergency Medical Evacuation is available for up to 2,000,000.
  • Coma benefit of $10,000 is available in the plan.

Trawick International Safe Travels insurance reviews

Reviews, Ratings and Experiences

It was a pleasant experience. The representative, I believe it was Rusty, had the patience to deal with me. Thank You.
  |   Carol
It was very easy to get a quote online and when I asked a question in the Live Chat I received a prompt response.
  |   Charles
It was very helpful to speak to someone about our policy choices. Your website is relatively easy to use and to navigate to find the information.
  |   Rachel

Advantages and Disadvantages of Safe Travels USA Cost Saver Insurance

  • Safe Travels USA Cost Saver Insurance Advantages
    • It is a comprehensive benefit plan.
    • Good provider network.
    • Safe Travels USA Cost Saver plan is available for green card holders
    • Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.
    • Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum
    • It offers pre-existing condition coverage.
    • Safe Travels USA Cost Saver offer excess medical coverage.
    • Travelers on transit visa in US can also purchase this plan.
  • Safe Travels USA Cost Saver Insurance Disadvantages
    • This plan is not offers coverage for covid-19
    • It is eligible for travelers up to the age of 89 years
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

An Overview of Safe Travels USA Cost Saver

Eligibility

  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
  • Travelers up to the age of 89 years.

Renewability

  • Safe Travels USA Cost Saver Insurance can be renewed from 5 days to 364 days, it can be Renewable.

Pre-existing condition

  • Covers Unexpected Recurrence of a Pre-existing condition up to $1k.

Cancellation

  • Before effective date: A full refund would be considered
  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.

Coinsurance

The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.

Restrictions

This plan is not available for Antarctica and Nigerians.

Working example of Safe Travels USA Cost Saver Insurance*

Consider an example where your:
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred Out of Network: After the deductible, 80% of first $5,000 and then 100% to the policy limit
  • Total medical expenses is $25,100

The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,100 while the insurance company will cover the remaining $24,000.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room Rent $9,000 $8,000($4,000 + $4,000(80% of first $5,000)) $1,000 (20% of first $5,000)
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,100 $24,000 $1,100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Compare Safe Travels USA Cost Saver Plans

Safe Travels USA Cost Saver Travel Medical Insurance - FAQ's

01. What is Safe Travels USA Cost Saver insurance?

Safe Travels USA Cost Saver visitor medical insurance is designed for Non-us citizens visiting USA. This plan includes coverage for unexpected recurrence of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits. Travelers aged up to 89 years visiting USA and on transit visa in the US are eligible to buy this medical insurance.

02. Does Safe Travels USA Cost Saver Insurance cover pre-existing conditions?

Yes. This plan covers Unexpected Recurrence of a Pre-existing condition up to $1k.

03. Can Green Card Holders can buy Safe Travels USA Cost Saver?

Yes. This plan offers coverage for green card holders visiting USA.

04. How much does Safe Travels USA Cost Saver cost per month in USA?

The cost of Safe Travels USA Cost Saver travel medical insurance is dependent on the following factors:
The age of the traveler, the length of insurance coverage, maximum coverage and the deductible. The higher the maximum coverage, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum coverage limits of $50k, $100k,$250K, $500k, $1Million depending on the age of traveler. To get a quote Click here

05. How do I purchase Safe Travels USA Cost Saver Medical Insurance?

You can buy Safe Travels USA Cost Saver Insurance on American Visitor Insurance. You can also call us at (877)-340-7910 to get more information on how to purchase Safe travel health insurance from licensed insurance agents.

06. Who is eligible to buy Safe Travels USA Cost Saver travel Insurance?

Safe Travels USA Cost Saver accident and sickness medical insurance is available for Non-US Citizens enroute to the USA, while in the USA, and in countries while on the way to the USA or the way home as well as countries on the itinerary. Green card holders also eligible for this plan.

07. Does Safe Travels USA Cost Saver visitor insurance covers sports?

Yes. Safe Travels USA Cost Saver covers sports activity up to $50K which is an optional rider. It provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.

  • Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.
  • Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.
  • Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.
08. How do I cancel a Safe Travels USA Cost Saver Insurance from Trawick International?

For Trawick International Travel insurance Policy Cancellation : If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

  • A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
09. Who is eligible to enrol in the Safe Travels USA Cost Saver travel insurance plan by Trawick international?

The Safe Travels USA Cost Saver travel insurance plan by Trawick international is available for Non US Citizens and US residents who are traveling to the United States or anywhere outside their home country. Safe Travels USA Cost Saver is also available for US citizens and US permanent residents (Green card holders).

10. Can a traveler extend or renew the Trawick international Safe Travels USA Cost Saver plan?

Yes, the Safe Travels USA Cost Saver plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA Cost Saver plan

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Safe travels Insurance related coverage

Safe Travels USA Insurance

Ideal for Green card holdersAccident and sickness medical insurance
  • Green card holders Accident and sickness medical insurance
  • Safe Travels USA visitor medical insurance is an EXCESS temporary accident and sickness medical coverage.
  • Covers Unexpected Recurrence of a Pre-existing condition up to $1k. Best travel medical insurance plan for visitors to USA

Safe Travels USA Comprehensive Insurance

Ideal for Acute on set of pre-existing conditionsGreen card holders
  • Acute on set of pre-existing conditions Green card holders
  • Safe Travels USA Comprehensive offers excellent medical coverage.
  • Coverage for acute onset of pre-existing conditions up to 69 years and for any coverage related to cardiac disease, coverage is limited to $25,000

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