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RoundTrip Basic Trip Cancellation Insurance

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RoundTrip Basic insurance plan highlights, Seven Corners RoundTrip Choice reviews

RoundTrip Basic
  • U.S residents and U.S citizens who wish to travel within the U.S or travel overseas /internationally.
  • Cover can be purchased for travelers of 14 days for up to the age of 99 years.
  • The coverage needs to be taken for a maximum of 90 days
  • Basic coverage and economic pricing and upto $30,000 coverage for trip cancellation
  • Underwriter: Underwritten by United States Fire Insurance Company.
  • Rating: A (Excellent) by AM Best.
  • The extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.
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Why RoundTrip Basic Insurance?

RoundTrip Basic covers in the event of an accident, sickness or loss while traveling. In addition, Round Trip Basic Insurance coverage for baggage protection, travel assistance services, accidental death and dismemberment, and emergency medical evacuation and repatriation. RoundTrip Basic offers enhanced benefits with RoundTrip Basic provide protection for the trip costs and their health while on the trip.

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Protect your investment

This plan can help protect you from losing everything you spent on your trip, if any sudden illness prevents you from taking the trip of a lifetime.
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Protect your medical expenses

If you become sick or injured while traveling, your health insurance here at home may not cover it, it helps protect against financial hardship.
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Protect your belongings

If something is stolen or damaged during your trip, this plan helps to replace it.

Travel Insurance RoundTrip Basic Insurance Benefits

Plan Benefits of RoundTrip Basic Insurance
Trip Cancellation 100% of trip cost up to $30,000*
Trip Interruption Up to 100% of trip cost
Trip Delay $250($100 per day if delayed 12 or more hours en route to/from your trip )
Missed Connection $250(if you miss your connection due to a delay of 3 or more hours)
Refunds After 10-day review period plan costs are nonrefundable
Baggage Delay Up to $750
Lost Baggage / Personal Effects $500
Baggage Delay $100
(if your bags are delayed more than 24 hours)
Pre-Existing Medical Condition Waiver Not Available
Travel Assistance Services Not Available
Additional Trip Interruption You insured $0 Trip Cost Up to a maximum of $1,000 per person(If you insured a trip cost of $0, and you interrupt your trip for a covered reason, this reimburses you for the additional cost for one-way airfare to return you to your originally scheduled return destination.)
Single Supplement Up to 100% of Trip Cost up to a maximum of $500
Change Fee Up to $75
Accidental Death & Dismemberment Benefits 24-Hour Other than Common Carrier Not Available
Rental Car Damage $35,000
(Provides rental car protection for your trip)
Cancel for Any Reason Not Available
Cancel For Work Reasons Not Available
Sports & Golf Equipment Rental $2,500 per item up to $5,000
Event Ticket Registration Fee Protection Not Available
Insurance Benefits are not payable for any loss due to, arising or resulting from:
  • Suicide, attempted suicide or any intentionally self-inflicted injury of you, a traveling companion, family member or business partner booked to travel with you, while sane or insane; an act of declared or undeclared war;
  • Participating in maneuvers or training exercises of an armed service, except while participating in weekend or summer training for the reserve forces of the United States, including the National Guard;
  • Riding or driving in races, or speed or endurance competitions or events; mountaineering (engaging in the sport of scaling mountains generally requiring the use of picks, ropes, or other special equipment);
  • Participating as a member of a team in an organized sporting competition or participating as a professional in a stunt, athletic or sporting event or competition; participating in skydiving or parachuting, parasailing, hang gliding, bungee cord jumping, extreme skiing, skiing outside marked trails or heli-skiing, mountaineering, any race, speed contests not including any of the regatta races, spelunking or caving, hot air ballooning, or scuba diving if the depth exceeds 120 feet (40 meters) or if you are not certified to dive and a dive master is not present during the dive;
  • Piloting or learning to pilot or acting as a member of the crew of any aircraft; being intoxicated or under the influence of any controlled substance unless as administered or prescribed by a legally qualified physician;
  • The commission of or attempt to commit a felony or being engaged in an illegal occupation; normal childbirth or pregnancy (except complications of pregnancy) or voluntarily induced abortion;
  • Dental treatment (except as coverage is otherwise specifically provided herein);
  • Amounts which exceed the maximum benefit amount for each coverage as shown in the Schedule of Benefits;
  • Due to a pre-existing condition, as defined in the plan documents. The pre-existing condition limitation does not apply to the emergency medical evacuation or return of remains coverage; any amount paid or payable under any worker’s compensation, disability benefit or similar law;
  • A loss or damage caused by detention, confiscation or destruction by customs;
  • Elective treatment and procedures;
  • Medical treatment during or arising from a trip undertaken for the purpose or intent of securing medical treatment;
  • An assessment from a legally qualified physician advising you in writing that you, a traveling companion, family member or business partner booked to travel with you are not medically fit to travel, as defined in the plan documents, at the time of purchase of coverage for a trip.

Baggage Exclusions and Limitations

Additional Exclusions for Baggage and Personal Effects:
  • Animals;
  • Automobiles and automobile equipment;
  • Boats or other vehicles or conveyances;
  • Trailers;
  • Motors;
  • Aircraft;
  • Bicycles, except when checked as baggage with a Common Carrier;
  • Household effects and furnishings;
  • Antiques and collectors items;
  • Sunglasses, contact lenses, artificial teeth, dentures, dental bridges, retainers, or hearing aids;
  • Artificial limbs or other prosthetic devices;
  • Prescribed medications; keys, money, stamps and credit cards (except as otherwise specifically covered herein);
  • Securities, stamps, tickets and documents (except as coverage is otherwise specifically provided herein);
  • Professional or occupational equipment or property, whether or not electronic business equipment;
  • Or telephones or PDA devices , computer hardware or software;
Additional Exclusions for Baggage and Personal Effects:
  • Benefits are not payable for any loss caused by or resulting from: Breakage of brittle or fragile articles;
  • Wear and tear or gradual deterioration; confiscation or appropriation by order of any government or custom’s rule;
  • Theft or pilferage while left in any unlocked vehicle; property illegally acquired, kept, stored or transported;
  • Your negligent acts or omissions;
  • Or property shipped as freight or shipped prior to the scheduled departure date.

special-coverageRound Trip Basic Insurance Restrictions

  • State Restrictions: The plan will not accept a mailing address in Missouri (MO), Montana (MT), New York (NY), Oregon (OR), Pennsylvania (PA) & Washington (WA).
  • Country Restrictions : The plan will not accept an address in North Korea (PRK) the round trip choice travel insurance is not available.
  • Destination Restrictions: The plan will not cover trips to Antarctica (ATA), Cuba (CUB), Iran (IRN), North Korea (PRK) & Syria (SYR).

Seven Corners RoundTrip Basic Insurance - Frequently asked questions

What are the criteria to purchase a Round trip plan?

Travelers who are US Residents living in the US are eligible to purchase the Round Trip plans. They can choose to buy these plans for traveling within the US as well as overseas /internationally outside the US.

What are some of the covered reasons for trip cancellation benefits?

Generally all plans would cover specific covered reasons like Sickness, Injury or Death, Felonious Assault, Court Ordered Appearance, Military Duty for Natural Disaster Relief, Jury Duty, Termination/Layoff, Strike, Weather, Hijacking, Terrorist Incident, Traffic Accident, Bankruptcy/Default, Quarantine and Residence Uninhabitable. However travelers should check the policy documents carefully before buying the policy.

Will my travel insurance plan cover me for Covid-19?

If you have included covid-19 coverage in the policy you will be provided covid-19 coverage. In an event of contracting the illness or ordered into quarantine from an authorized person, reimbursement of medical expenses and trip costs may be given. Contact the travel insurance provider for more details.

How is Trip Cancellation different from Trip Interruption?

Trip cancellation is a benefit that is available when the trip is canceled before the journey begins or the start date of the insurance policy. Trip interruption is a benefit that begins after the journey begins.

Can I cancel the plan if I change my mind?

Yes, one can cancel the policy within the 14-day free window period from the effective date of the insurance or the scheduled departure date. The insurance provider will process the refund of the premium paid as long as there has been no claim under the policy.

Am I covered for pre-existing conditions under the plan?

Coverage for acute onset of pre-existing conditions coverage depends from policy to policy and the benefits included. The Round-trip choice plan offers coverage for pre-existing conditions if the purchase of the plan is made within a given time .Travelers should review the policy documents for benefit exclusions and limitations while purchasing the policy.

What does the trip cost cover?

The trip cost should provide coverage for non-refundable payment made for the trip. In case of any sudden cancellation of the trip, the cost paid for air tickets, hotel reservations, tour costs etc. would be covered. Those are otherwise non- refundable.

Am I allowed to cancel the trip for any reason?

Cancel for any reason is an extra rider that needs to be included while purchasing the Round-trip Choice plan. CFAR must be purchased within 20 days of the initial payment date of the travel. It’s best to review the policy terms and conditions for the exclusions and restrictions in the policy chosen.

Iam extending my travel, can I renew or extend my coverage of travel insurance?

Unfortunately trip plans cannot be renewed or extended. In case if you need to extend the trip plan a fresh policy needs to be brought for the period of your stay.

Does my trip insurance policy begin as soon as I buy it?

Yes, the insurance policy will begin the day after you have purchased your policy and offer coverage for extra riders like trip cancellation earlier to the departure date.

Is Coronavirus vaccination covered under the Round trip covers?

Coronavirus vaccination is a preventive measure for Covid-19 illness. Round-trip doesn't cover COVID-19 vaccinations however it offers coverage for COVID-19 just like any other medical illness when contracted after the inception date of the policy. Travelers can check policy specifications for limitations and exclusions of the cover.

Frequently asked questions about Seven Corners international travel insurance coverage for Coronavirus

International travel insurance will cover all expenses from Covid-19.

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

If the US government allows them to travel then yes!

Seven Corners Trip Cancellation insurance for Coronavirus Covid19

Cancel for Any Reason (CFAR) - An optional benefit you can add to RoundTrip Choice for an additional cost. CFAR pays 75% of your nonrefundable trip cost if you cancel your trip for any reason you choose.

You must meet these requirements to make a CFAR claim with our RoundTrip plans:
  1. Cancel your trip 2 days or more before your scheduled departure date (your trip start date).
  2. Buy the insurance plan with CFAR coverage within 20 days of the date your initial trip deposit is received.
  3. Insure all nonrefundable prepaid trip costs (including the cost of subsequent travel arrangements added to your trip within 15 days of paying for them).
The trip protection plans do not include a specific covered reason that will allow you to cancel your trip for fear of travel due to COVID-19.
Trip Interruption Coverage
Benefits may include coverage for Trip Interruption if an insured interrupts their trip for an applicable covered reason. Possible covered reasons include:
  • Quarantine
Trip Delay Coverage
Benefits may include coverage for Travel Delay if you are delayed the required amount of time (stated in the plan document) for an applicable covered reason.
Possible covered reasons that could apply for COVID-19 include:
  • Any delay of a Common Carrier (the delay must be certified by the common carrier)
  • Quarantine
Missed Connection
Benefits may include coverage for Missed Connection. To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
Covered reasons that could apply for COVID-19 include:
  • Any missed connection of a common carrier (the delay must be certified by the common carrier)
  • Quarantine

Frequently asked questions about insurance

The invested trip cost is reimbursed if the trip is cancelled for a covered reason.

Send an email to policy@sevencorners.com and mention the details what needs to be altered.
Specify the following:
The certificate number that is printed on the ID card, first and last name and date of birth.
Changes: trip cost, trip dates, destinations.
Applicants' details: address, name corrections, add dependents (if allowed by the plan).
The trip offers medical coverage for the excess medical expenses only after the primary plan pays for the expenses. If the medical insurance has paid for medical and there is still more expenses to be covered, a copy of benefits covered by the medical insurance must be submitted and the trip plan will then pay the remaining medical expenses covered.
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Seven Corners Assist

Seven Corners Assist

What happens if you become ill in a remote area without specialized medical care? Seven Corners will make sure you receive the care you need! If necessary, they will arrange and pay to evacuate you to the nearest appropriate medical facility.

24/7 Travel Assistance

Seven Corners can help you locate appropriate medical care, arrange second opinions, arrange emergency medical evacuations, medical transportation home after treatment, escorts & transportation for unaccompanied children, and medical record transfers.

24/7 Medical Assistance

Seven Corners can help you locate appropriate medical care, arrange second opinions, arrange emergency medical evacuations, medical transportation home after treatment, escorts & transportation for unaccompanied children, and medical record transfers.

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