American healthcare costs and need for visitors insurance
The US health care system
is one of the most sophisticated but also unaffordable (for an uninsured) systems in the world. The expensive health care system in America
has made insurance coverage a necessity for one and all. This is particularly true for those who are visiting America who simply cannot afford to neglect the need for insurance in case of hospitalization. The cost of routine physician visit is very expensive in the US. Some common ailments like Diabetes Mellitus with Hyperglycemia admitted to an emergency room would cost around $25,000. Stroke resulting in ICU for about 10 days would cost $120,000, Heart attack treatment with medical bills for ambulance, hospital emergency room, ICU, EKG and MRI heart scans and continuing care from cardiologists would cost about $20,000, The average treatment cost of acute kidney failure in the USA was over $22,000 in 2018. Hospitals in the USA will ask for insurance document while admitting a patient. Visitors are not eligible for domestic health insurance but they can buy visitors medical insurance
coverage. There are also some visitor insurance plans from INF that offer coverage for pre-existing medical ailments
. Always carry your visitor health insurance card and photo id (identity proof) because you will need it if you are hospitalized or meeting a doctor in the USA.