Best Health insurance for Green Card Holders

Green Card Holders health insurance

Insurance for Green Card Holders

Is medical insurance mandatory for Green Card Holders?

There is no specific requirement for Green Card Holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.

Which are the best Green Card Holder medical insurance?

Can you get health insurance while waiting for Green Card?

Yes, you can obtain health insurance while waiting for your Green Card, though your options may vary depending on your specific circumstances, such as your visa status, location, and income level.

Short-term health insurance is available to those who need temporary coverage while waiting for more permanent options, like a Green Card. These plans usually cover emergency services, hospitalization, and some doctor visits, but they may not cover comprehensive care like preventive services, maternity care, or mental health services. If you are an immigrant waiting for your Green Card but still travel frequently or have ties to another country, you might consider an international health insurance plan. These plans provide coverage both in the U.S. and abroad, making them ideal for people who need flexibility. They typically offer a range of benefits, from emergency care to routine checkups.

Medical insurance for New Green Card Holders

Insurance coverage for Green Card Holders

Healthcare in the U.S. is notoriously expensive. Without insurance, even minor medical procedures or emergency treatments can lead to significant financial burden. Best health insurance for Green Card Holders helps protects from these high costs by covering a portion or all of the expenses associated with medical care. Under the Affordable Care Act (ACA), most U.S. residents, including Green Card Holders, are required to have health insurance. This law was enacted to ensure that everyone has access to healthcare and to reduce the overall cost of medical services by spreading the risk among a larger pool of insured people.

Medical insurance for permanent residents and Green Card Holders allows access to a wide range of healthcare services, including preventive care, routine check-ups, and treatment for illnesses and injuries. Regular access to healthcare is essential for maintaining good health and addressing medical issues early, which can prevent more serious complications. Green Card holder health insurance offers peace of mind, knowing that if a medical emergency or serious illness occurs, you are covered and will not face overwhelming medical bills. This financial protection allows you to focus on recovery rather than worrying about how to pay for care. Maintaining health insurance for new Green Card Holders can also be important when renewing their residency status or applying for U.S. citizenship. The U.S. government expects permanent residents to demonstrate that they can support themselves, including having access to healthcare. Without health insurance, Green Card Holders may be subject to penalties when filing their taxes, depending on their income and the duration of time they were without coverage. The penalties were designed to encourage compliance with the ACA's insurance mandate.

Persons which hold Green Cards have particular options for visitor health insurance. Unfortunately, these options (more like limitation) are not obvious from the brochures and information about the many visitor insurance policies that are available. The worst situation would be to purchase a policy and then come to find out that you will not be covered because you were not eligible for the policy in the first place.

Most visitor policies are only temporary insurance (from 5 days to 12 months only; although some are renewable for more time) for temporary visitors. A green card holder is considered a US permanent resident (whether or not the person actually does reside here permanently) and therefore is often NOT eligible for a short-term health insurance for Green Card Holders.

Ideally older Green Card Holders should be enrolled in Medicare, however this might not be an option for new Green Card Holders who have lived less than 5 years in the US. American Visitor Insurance offers travel health insurance which provide health coverage in the US, but exclude preventive care and have limited coverage for pre-existing conditions. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, Green Card Holders can find cheap medical insurance to suit their specific budget and requirements. It is recommended that one compares plans both for price as well as benefits on American Visitor Insurance to find the most cost-effective Green card insurance for seniors.

While details of the new immigrant insurance requirements are still to be announced, the best US immigrant insurance or or best health insurance for Green Card Holders plans that we offer on American Visitor Insurance work as short term health insurance which US immigrants can use till they are eligible for domestic US insurance plans.

It is because of this reason that we, at American Visitor Insurance, have specifically asked our providers about the eligibility of the green card holder and medical insurance for new Green Card Holders.. The best health insurance policy for Green Card Holders in USA are three policies. Two policies, Patriot America Lite,Patriot America plus (and actually any of that family of product: Patriot Platinum) is available ONLY if the insured can put down a legitimate address outside the US as a home country.

So, for persons who travel back and forth from a foreign country and spend some time in the US, this is often the most economical option which offers comprehensive coverage. You can buy Patriot America Lite Insurance policy and look at Patriot America Lite Brochure for more plan details.

Trawick International offers both comprehensive and fixed travel health insurance for green card parents for ages up to 89 years. The best comprehensive health insurance policy for Green Card Holders in USA are three policies Safe Travels USA, Safe Travels USA Comprehensive and Safe Travels USA Cost Saver insurance. Both Safe Travels USA and Safe Travels USA Cost Saver plan covers unexpected recurrence of a pre-existing conditions up to 89 years and Safe Travels USA Comprehensive covers acute onset of pre-existing medical conditions up to 70 years and includes cardiac conditons.

Safe Travels Elite is the fixed policy from Trawick International which has limits on benefits for each medical expense. However, this plan is a very economical option for Green Card Holders. You can buy Safe Travels Elite Insurance and for more plan details look at the Safe Travels Elite Brochure.

INF insurance offers good health insurance for green card parents, mainly those who are above age 65. These USA healthcare insurance for Green Card Holders also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Review the list of INF health insurance plans avaiable for US Green Card Holders:

If you have other questions or concerns about finding short term health insurance for Green Card Holders, please contact us and we can give you a specific quote and/or recommendation for health insurance for senior Green Card Holders or medical insurance for Green Card Holders over 65 years. As ever, we wish you safe and happy travels!

Impact of Obamacare for US Green Card Holders (US resident aliens)

Green Card Holders qualify for insurance under the Affordable Care Act (Obama Care program) through the insurance market place.

Click here to read more »

Cost of health insurance for parents on Green Card

Medical insurance cost for Green Card Holders varies based on several factors such as the age, medical maximum coverage, deductible for the plan, and the coverage for pre-existing conditions. There are cheap Green Card Holders health insurance plans starting at $38 per month.

Cost of health insurance for parents over 65 years on Green Card

Travel insurance USA Coverage Deductible Provider Network Cost #
Safe Travels Advantage Trawick International $25,000 $0 First HealthCare $38
Safe Travels Elite Trawick International $25,000 $0 First HealthCare $50
INF Standard X INF $50,000 $250 United HealthCare $76
Patriot America Lite IMG $50,000 $250 United HealthCare $157
Safe Travels USA Trawick International $50,000 $250 First HealthCare $160
Patriot America Plus IMG $50,000 $250 United HealthCare $173
Safe Travels USA Comprehensive Trawick International $50,000 $250 First HealthCare $224
Diplomat America Global Underwriters $50,000 $250 No PPO $262
INF Safe Traveler USA X INF $150,000 $500 United HealthCare $341
Patriot Platinum IMG $1M $250 United HealthCare $379

# Approximate cost of Green Card holders health insurance is for a 65-year-old parent or seniors for a duration of 1 month.

Medicare eligibility for Green Card Holders

Green Card Holders (lawful permanent residents) can qualify for Medicare if they meet certain requirements related to age, residency, and work history.
To be eligible for Medicare, Green Card Holders must meet the following conditions:

  • Age: Be 65 years or older, or meet specific disability criteria if under 65 (such as receiving Social Security Disability Insurance (SSDI) for 24 months, or having end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS)).
  • Residency: Have lived in the U.S. as a legal permanent resident for at least 5 consecutive years.
  • Work History: Have worked and paid Medicare taxes for at least 10 years (40 quarters) through employment in the U.S., or be married to someone who has.

If you haven't paid Medicare taxes for 10 years and don't qualify for premium-free Part A, you may need to buy Part A, but you will still be required to pay premiums for both Part A and Part B. If you've worked less than 30 quarters, you will pay approximately $505 per month for Part A (2024 rate). If you've worked 30-39 quarters, the premium is about $278 per month (2024 rate). For those who need to pay for both Part A and Part B, the combined premiums can be costly, so some Green Card Holders may opt for other private health insurance options until they qualify for premium-free Medicare Part A. Part B covers outpatient care, doctor visits, and preventive services. Unlike Part A, there is no work history requirement for Part B. Everyone pays a monthly premium for Part B, which in 2024 is approximately $174.70 (higher if your income exceeds certain limits).

Your Initial Enrollment Period lasts for 7 months which starts 3 months before your 65th birthday month, then includes the month of your 65th birthday and finally ends 3 months after your birthday month. If you miss your Initial Enrollment Period, you can sign up during the General Enrollment Period, which runs from January 1 to March 31 each year. You may face a late enrollment penalty for Part B (and sometimes Part A) if you delay enrollment without having other creditable coverage (such as employer insurance). You may qualify for a Special Enrollment Period if you delayed enrolling in Medicare due to having other creditable coverage (e.g., through an employer or union).

Medical insurance for parents on green card

Green Card medical insurance for seniors

65

Medical insurance for Green Card Holders over 65 years

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70

Medical insurance for Green Card Holders over 70 years

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80

Medical insurance for Green Card Holders over 80 years

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Green card medical insurance - FAQ's

01. Which are the plans ideal for US Green Card Holders?

Patriot America Plus and Patriot Platinum America can be used by Green Card Holders as long as they maintain a residence outside the US. These plans offered by IMG are specifically designed for short term travel to USA. The policy covers "acute onset of pre-existing conditions" up to the maximum of the plan purchased for persons under 70 years of age.

The company recently added the benefit of copays of $25 for urgent care centers and $15 for walk-in clinics which are paid INSTEAD of the deductible each time these facilities are used. Persons under 70 years of age can get up to $1 million maximum coverage. These plans also covers COVID19 illness up to the maximum of the policy.

INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance. Green Card Holders can buy INF plans as long as they have a residence outside the US.

Trawick International offers two fixed benefit plans namely Safe Travels Elite and Safe Travels Elite Diamond and three comprehensive benefit plans namely Safe Travels USA insurance , Safe Travels USA Comprehensive insurance and Safe Travels USA Cost Saver insurance. These plans are available for Green Card Holders.

02. Can a Green card holder intending to reside permanently in the US going forward buy the INF plans? Can they put down an US address?

Yes. INF insurances provides coverage for many Green Card Holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US travel insurance plans:

03. Can Green Card Holders buy Patriot America plus insurance?

Patriot America Plus and Patriot Platinum America plans are based on the primary residence country that the member lists on the application. The Green Card Holders can buy Patriot America Plus insurance for coverage in the US, as long as their primary residence is outside the US. There is no set amount of time they have to purchase.

However, if they establish a permanent residence in the US, they are not eligible. So if they have a home (purchased or renting) here in the US, they can’t get our coverage. Provided they are eligible, if/when they submit a claim for treatment in the US, we will ask for their proof of residency in another country (renters agreement, bills to that address, etc) Just something showing that they live anywhere else.

04. How long can an INF plan be renewed? This is important since Green Card Holders are not eligible for Medicare for 5 years after they enter the US?

Green Card Holders can enroll in INF plans initially for up to 1 year at a time. They can then renew their policy. There is no "term limit" for INF plans.

05. Can non citizens get Medicare?

To qualify for Medicare, you must have worked in the US for 40 quarters (10 years) or have a Green card for at least 5 years.

06. Can a Green card holder get medical insurance?

Yes, Green Card Holders can get the medical insurance that we offer if they have a permanent address outside the US. Green Card Holders can get medical insurance quotes and buy the insurance on our website. The short term medical insurance will cover unanticipated medical conditions, but will not cover preventive care and regular treatment for pre-existing conditions. Getting a medical insurance quote is easy by providing the age of the Green card holder and the dates that they need the insurance coverage. We display the different medical insurance for Green Card Holders and you can compare the different plans based on price as well as the coverage benefits. After choosing the best Green card holder insurance for your needs, you can complete the application online and buy it using a credit card. The policy will be emailed immediately after completing the transaction.

07. Do Green Card Holders need health insurance?

The Affordable Care Act (Obamacare) had made it mandatory for all US residents to have health insurance, however the compulsory insurance requirement has been waived and it is now no longer mandatory to have health insurance. However, given the very high cost of US healthcare, where a regular Doctor’s consultation can take hundreds of Dollars, and Hospitalization overnight can involve thousands, or even tens of thousands of Dollars, it is very risky to be living in the US without any health insurance.

Green Card Holders can buy the health insurance on American Visitor Insurance if they do not have group health insurance from any employer, or if they are not yet eligible for US Medicare or for other domestic health insurance. The medical insurance for Green Card Holders that we offer will however not cover preventive care and has limited coverage for pre-existing medical conditions.

08. Do Green Card Holders qualify for government healthcare programs like Medicaid or Medicare?

Green Card Holders may be eligible for Medicaid after meeting certain criteria, such as income and residency requirements, set by each state. Medicare eligibility typically requires being a Green card holder for at least five years and meeting other qualifications (age 65 or older, or having certain disabilities). If there are new Green Card Holders who are not eligible for domestic health insurance or Medicare, they can buy the Visitors Insurance that we offer during this interim period.

09. Can Green Card Holders get health insurance through their employers?

Green Card Holders who are employed in the United States are generally eligible to participate in employer-sponsored health insurance plans, similar to U.S. citizens. It's advisable to check with the employer to understand the available options and any eligibility requirements.

10. Is medical insurance mandatory for Green Card Holders?

There is no specific requirement for Green Card Holders to have medical insurance under U.S. immigration law. However, it is highly recommended to have health insurance coverage to protect against unexpected medical expenses given the very expensive cost of US healthcare.

11. Are there any special considerations for recent Green Card Holders or new immigrants?

New immigrants or recent Green Card Holders may have a waiting period before becoming eligible for government programs or employer-sponsored health insurance. It is important to explore alternative options during this waiting period, such as short-term health insurance plans like those offered on American Visitor Insurance.

12. Can I find cheap medical insurance for Green Card Holders?

Yes, it is possible to find affordable medical insurance for Green Card holder in the U.S. American Visitor Insurance offers Green Card Holder health insurance from top rated insurance providers which provide comprehensive health coverage in the US. By comparing quotes from different insurers and considering factors such as coverage options, deductibles, and pre-existing condition coverage, Green Card Holders can find affordable medical insurance to suit their specific budget and requirements. It is recommended that one compares plans both for price as well as benefits to find the most cost-effective Green card insurance for seniors and parents.

13. How much is Green Card insurance for 70 year old cost?

The cost of short term health insurance for Green card holder depends on the following:

  • The age and health of the Green card Holder (older the Green card holder, higher the cost)
  • The length of coverage that you are buying the insurance
  • The medical maximum coverage limit chosen (higher the coverage, higher the cost)
  • The deductible and co-insurance of the insurance
  • Any add-on benefits (pre-existing conditions coverage etc.. cost more)
14. Can you get health insurance while waiting for Green card?

If one has applied for the Green Card and are waiting for permanent residency, they can buy visitor health insurance coverage that is ideal for them till they get the Green card and are eligible for other domestic US health insurance options.

15. Which health insurance can a green card holder get?

At American Visitor Insurance new immigrants and permanent residents can get best health insurance for Green Card Holders. They can find medical insurance to suit their specific budget and requirements. It is recommended to compare the cost and benefits for Green Card Holders health insurance to find the most cost-effective plan espeacially for seniors and parents.

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Green card holders health insurance plans

Trawick International Green Card health insurance for new US immigrants

  • Safe Travels USA insurance Eligibility
    • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
    • Available for green card holders
    • Travelers up to the age of 89 years
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date
    • Up to $1,000 for an unexpected recurrence of pre-existing conditions
  • Safe Travels USA optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Accidental Death and Dismemberment Upgrade ungroup
    • What is Safe Travels USA travel insurance Chaperone Replacement Rider? ungroup
    • What is Enhanced AD & D Rider offered by Safe Travels USA travel health insurance? ungroup
    • What is Evacuation Plus Rider by Safe Travels USA medical insurance? ungroup
  • Safe Travels USA Cost Saver insurance Eligibility
    • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
    • This plan is available for green card holders.
    • Travelers up to the age of 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
    • Coverage for minimum 5 days to maximum up to 364 days.
  • Safe Travels USA Cost Saver insurance coverage for pre-existing condition
    • The first $1,000 of Covered Expenses
  • Safe Travels USA Cost Saver insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Accidental Death and Dismemberment Upgrade ungroup
    • What is Safe Travels USA Cost Saver travel insurance Chaperone Replacement Rider? ungroup
    • What is Enhanced AD & D Rider offered by Safe Travels USA Cost Saver travel health insurance? ungroup
    • What is Evacuation Plus Rider by Safe Travels USA Cost Saver medical insurance? ungroup
  • Coinsurance of Safe Travels USA Cost Saver
    • In Network : Plan pays 100%
    • Out of Network : 80% of the first $5,000 then 100% up to the Policy Maximum
  • Eligibility to Safe Travels USA Comprehensive
    • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
    • This plan is available for green card holders.
    • Travelers up to the age of 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
    • Coverage for minimum 5 days to maximum up to 364 days.
  • Safe Travels USA Comprehensive insurance coverage for Acute onset of a pre-existing condition
    • Covers Acute onset of Pre-existing condition coverage: Up to 69 years the limit is up to the Medical Maximum purchased per Period of Coverage. For any coverage related to cardiac disease, coverage is limited to $25,000 up to age 69 years and $15,000 for ages 70 and above. Above 70 years the Acute Onset benefits is reduced to a Maximum of $35,000, with a $25,000 Maximum Lifetime Limit for Emergency Medical Evacuation. Any repeat recurrence within the same policy period will no longer be considered Acute onset of Pre-existing condition coverage and will not be eligible for additional coverage.Limit of $25,000 Maximum per Policy Period for any condition covered
  • Safe Travels USA Comprehensive coinsurance
    • Co-insurance after the deductible, 100% up to the Policy Maximum
  • Safe Travels USA Comprehensive optional riders
    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.
    • Accidental Death and Dismemberment Upgrade ungroup
    • What is Safe Travels USA Comprehensive travel insurance Chaperone Replacement Rider? ungroup
    • What is Enhanced AD & D Rider offered by Safe Travels USA Comprehensive travel health insurance? ungroup
    • What is Evacuation Plus Rider by Safe Travels USA Comprehensive medical insurance? ungroup
  • Safe Travels Elite Insurance Eligibility
    • Safe Travels Elite plan is available for Non US citizens coming to the US and worldwide.
    • This plan is available for green card holders.
    • Travelers up to the age of 89 years.
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
    • Coverage for minimum 5 days to maximum up to 364 days.
  • Acute Onset of Pre-Existing Conditions
    • Safe Travels Elite Economy, Basic, Silver, Gold, Platinum - Up to Policy Maximum, Coverage related to Cardiac Conditions or Stroke are limited to $25,000
    • Safe Travels Elite Diamond, Diamond Plus - For ages 70-79, up to $25,000. For ages 80 and above, up to $15,000 /Coverage related to Cardiac Conditions or Stroke are limited to $15,000
    • Renewable for 24 consecutive months

IMG Green card holders health insurance for US immigrants

Patriot America Lite Comprehensive Plan ungroup

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  • Eligibility to buy Patriot America Lite insurance
    • People travelling outside their home country whose destination includes the US and its territories.
    • US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past six months and they must have a current health plan in force.
    • Patriot America Lite travel insurance for US B1 visitors offers coverage for business trips.
    • This plan can be renewed for up to 2 years.
  • Patriot America Lite Visitor insurance renewal
    • Patriot America Lite visitor insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 24 continuous months.
    • Prior to the end of each period of coverage purchased, you will receive renewal information.
    • You have the option to renew online or you may complete a paper renewal form.
    • Each insured person must only satisfy one deductible and coinsurance within each 12 month period of coverage.
  • Coinsurance of IMG Patriot America Lite Insurance
    • For treatment received outside the U.S: No coinsurance
    • For treatment received within the U.S:
      • In the PPO Network: The plan pays 100%.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Patriot America Lite Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Adventure Sports Rider ungroup
    • Chaperone/Faculty Leader Replacement Rider ungroup
    • Accidental Death & Dismemberment ungroup
    • Bolt Device Protection (Cellular Phone Rider) ungroup
    • Trip Cancellation, Interruption and Travel Delay Rider** ungroup
description Plan details picture_as_pdf Brochures shopping_cart Buy Online

Patriot America Plus Comprehensive Plan ungroup

description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • Patriot America Plus insurance Eligibility
    • Non US citizens travelling to the USA.
    • International travelers requiring continuing coverage.
    • US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
    • Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased.
  • Coinsurance of IMG Patriot America Plus Insurance
    • For treatment received outside the U.S : No coinsurance.
    • For treatment received within the U.S :
      • In the PPO Network: The plan pays 100%.
      • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Patriot America Plus travel insurance coverage for Acute onset of a pre-existing condition
    • Under 70 years of age
      • Up to period of coverage maximum limit.
    • Acute onset of a pre-existing condition - Emergency medical evacuation
    • Under 70 years of age
      • Up to period of coverage maximum limit.
    • Acute onset of a pre-existing condition - Emergency medical evacuation
  • Patriot America Lite Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Adventure Sports Rider ungroup
    • Chaperone/Faculty Leader Replacement Rider ungroup
    • Accidental Death & Dismemberment ungroup
    • Bolt Device Protection (Cellular Phone Rider) ungroup
    • Trip Cancellation, Interruption and Travel Delay Rider** ungroup
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • Patriot Platinum insurance Eligibility
    • Patriot International Platinum offers coverage for US Citizens travelling outside the US with coverage for brief to USA.
    • Patriot Platinum offers coverage for Non US citizens travelling outside their home country.
    • For visitors under 65 years of age and visiting USA, their initial period of coverage must be within 6 months of arrival in the United States. For visitors over 65 years of age it must begin within 30 days of arrival. These requirements are waived if proof of previous valid international travel insurance is provided.
    • US citizens living outside USA who want to visit US. They must have resided outside US continuously for the past 6 months and must have a current health plan in force.
    • Green Card Holders in the US are eligible as long as their primary residence is outside the US. There is no set amount of time on arrival in the US before which this plan has to be purchased. US citizens/Expats living outside USA and visiting USA can buy Patriot Platinum America Insurance.
  • Patriot Platinum insurance renewability
    • Patriot Platinum insurance can be extended for a minimum of 5 days up to a 12 months period, until reaching a maximum of 36 continuous months.
    • Prior to the end of each period of coverage purchased, you will receive renewal information.
    • You have the option to renew online or you may complete a paper renewal form.
    • Each insured person must only satisfy one deductible and coinsurance within each 12 month period of coverage.
  • IMG Patriot Platinum Coinsurance
    • For treatment received outside the U.S. & Canada: No coinsurance.
    • For treatment received within the U.S. & Canada:
    • In the PPO Network: The plan pays 90% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
    • Outside the PPO Network: The plan pays 80% of eligible expenses up to $5,000, then 100% up to the Maximum Limit.
  • Patriot Platinum Acute Onset of Pre-Existing Condition
    • Up to the maximum limit.(Insured person must be under 70 years of age)
    • United States citizens:
    • Age 64 and under without a primary health plan: Maximum limit: $20,000
    • Age 64 and under with a primary health plan: Maximum limit: $1,000,000
    • Age 65 through age 69: Maximum limit: $2,500
    • Non-United States citizens:
    • Age 69 and under: Up to the period of coverage limit or $1,000,000 (whichever is lower)
    • $25,000 maximum limit for emergency medical evacuation
  • Patriot Platinum Travel insurance optional riders

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Adventure Sports Rider ungroup
    • Chaperone/Faculty Leader Replacement Rider ungroup
    • Accidental Death & Dismemberment ungroup
    • Bolt Device Protection (Cellular Phone Rider) ungroup
    • Trip Cancellation, Interruption and Travel Delay Rider** ungroup

Global Underwriters Green Card Health insurance for US immigrants

  • Diplomat America insurance Eligibility
    • Non US citizens and Non-US residents while visiting the United States
    • Coverage is NOT available for Australian Citizens.
    • Plan is available from 15 days to 365 days.
    • This plan does not offer coverage for any travel outside the United States.
    Note: This plan is also available to US citizens returning to the US for vacation or business trips while living abroad. A valid international address is required in order to apply.
  • Diplomat America insurance Coinsurance
    • The plan pays 80% up to $5,000 of eligible costs, then 100% to the medical maximum. Additional $250 deductible for each emergency room visit as a result of an Illness is available. The emergency room deductible will be waived if hospital admittance is within 12 hours of the incident
  • Diplomat America insurance Renewability
    • "The plan is not renewable”, if additional coverage time is needed, a new application must be completed.

INF Green Card health insurance for new US immigrants

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  • INF insurance Eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
    • Available for travelers up to the age of 99 years.
    • Minimum Enrolment should be 90 days to buy INF Premier Plan.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
  • INF Premier Plan insurance Key Highlights
    • This fixed plan from INF provides full pre existing condition coverage which includes doctor appointments, blood tests, specialty care, urgent care visits and hospital stays
    • Minimum purchase of 90 days is required with this plan
    • Plan covers pregnancy and childbirth if the plan is purchased before conception, before the trip begins
    • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
    • Acute Onset treated like New Sickness
    • Urgent Care & Doctor Visit arranged by MeMD
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    • Includes Dental & Vision Discount Coverage
    • United Healthcare PPO providers Direct Billing
    • This plan is not available to US residents and is only available to non-US residents
    • Covers age up to 99 Years.Pre-Existing Complications from COVID-19 Covered
    • In-Patient, Out-Patient, Specialist Care Covered for Pre-Existing.
  • Pre-existing condition coverage by INF Premier
    • Premier plan provides policy maximum $100,000 covers pre-existing condition maximum of $20,000/$40,000 with deductible $1,000/$5000.
    • Policy maximum $150,000 covers pre-existing condition maximum of $30,000/$60,000 with deductible $1,000/$5,000
    • Policy maximum $300,000 covers pre-existing condition maximum of $50,000/$100,000 with deductible $1,000/$5,000
    • Policy maximum $500k covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k
    • Policy maximum $1M covers pre-existing condition maximum of $150k/$200k with deductible $1k/$5k for age 0 to 69 years.
    • For age 70 to 99 years for policy maximum $100,000 covers pre-existing condition maximum of $15,000/$25,000 with deductible $1,000/$5,000.
  • Premium Plan Cancelation

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
    • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
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description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • INF Elite Insurance Eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Minimum Enrolment should be 90 days to buy INF Elite Plan.
    • Available for travelers up to the age of 99 years.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
  • INF Elite Plan insurance Key Highlights
    • Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
    • Pre-Existing Complications from COVID-19 Covered
    • There is a minimum purchase of 90 days required to buy this plan
    • This plan is not available to US residents and is only available to non-US residents
    • Covers All new medical conditions
    • Stable Pre-Existing Conditions are Covered as New Sickness
    • United Healthcare PPO providers Direct Billing
    • Covers 80% of Eligible Medical Expenses
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    • Includes Dental & Vision Discount Coverage
    • Acute Onset is Considered New Sickness
    • Urgent Care & Doctor Visit arranged by MeMD
    • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness.
  • Pre-existing condition coverage by INF Elite
    • Elite plan covers pre-existing condition coverage up to $25,000, $30,000, $40,000, or $50,000 subject to deductibles of $1,500, $2,000, $2,500, $5,000, or $10,000 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
  • INF Elite coinsurance?
    • In-Network: The plan covers 80% of the Preferred Allowance
    • Out-of-Network: 60% of Usual, Reasonable & Customary (URC) Charges
  • INF Elite Cancellation

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
    • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
      • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
      • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • INF Standard Plan Insurance Eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
    • Available for travelers up to the age of 99 years.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
  • INF Standard Plan Insurance Key Highlights
    • This is a fixed plan and is not available to US residents and is only available to non-US residents
    • This plan has a minimum purchase requirement of 30 days
    • Pregnancy and childbirth coverage is available if the conception occurs after the policy effective date
    • COVID-19 Medically Necessary Testing & Treatment covered as any other new sickness
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    • Open for New Enrollments!
    • Covers All new medical conditions including Virus Related Sickness
    • Fixed-Benefit Plan for Parents visiting the USA
    • Dental & Vision Discount Card Included.
    • Doesn’t cover pre-existing condition
  • INF Standard Plan Cancelation

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
    • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
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INF Safe Traveler USA Comprehensive Plan ungroup

description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • INF Safe Traveler USA insurance eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Minimum Enrolment should be 30 days to buy this Plan.
    • Available for travelers up to the age of 99 years.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
  • INF Safe Traveller USA Insurance - Key Highlights
    • This is a comprehensive plan too but does not cover pre existing condition
    • Minimum purchase of 30 days is required for this plan
    • COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
    • United Healthcare PPO providers Direct Billing
    • This plan is not available to US residents and is only available to non-US residents
    • Non-Insurance Telemedicine services provided by MeMD
    • Open for New Enrollments!
    • Sickness & Accident Plan with 80% in network coinsurance.
    • Doesn’t cover pre-existing condition
  • INF Traveler USA coinsurance
    • In-Network: The plan covers 80% of the Preferred Allowance
    • Out-of-Network: 60% of Usual, Reasonable & Customary (URC) Charges
  • INF Traveler USA Cancellation

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
    • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
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Safe Traveler USA 90 Comprehensive Plan ungroup

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  • INF Safe Traveler USA 90 insurance eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country.
    • Anyone visiting USA or Canada can enroll in this plan.
    • Minimum Enrolment should be 30 days to buy this Plan.
    • Available for travelers up to the age of 99 years.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
  • INF Safe Traveler USA 90 Insurance - Key Highlights
    • Covers 90% of elgibile medical expenses
    • This is a comprehensive plan too but does not cover pre existing condition
    • Minimum purchase of 30 days is required for this plan
    • COVID-19 Medically Necessary Testing & Treatment covered 100% as any other new sickness with no cost sharing
    • Covers eligible accident & sickness (excluding pre-existing conditions) while traveling to USA, Canada, and Mexico
    • Non-Insurance Dental, Vision, Hearing & Prescription Discount Card Included for INF members
    • United Healthcare PPO providers Direct Billing
    • This plan is not available to US residents and is only available to non-US residents
    • Non-Insurance Telemedicine services provided by MeMD
    • Sickness & Accident Plan with 90% in network coinsurance.
    • Doesn’t cover pre-existing condition
  • INF Safe Traveler USA 90 coinsurance
    • In-Network: The plan covers 90% of the Preferred Allowance
    • Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges
  • INF Safe Traveler USA 90 Cancellation

    The Traveler can purchase an optional rider at the time of application. The optional riders provide additional coverage for a minimal charge.

    • Changes in dates can be made with no additional charge or penalty. This includes preponing or postponing coverage before the effective date of the plan. This is always our policy and will not changes
    • Policies can be cancelled before the start date of the policy with a minimal $25 cancellation fee. If the insured has not started their trip due to unforeseen circumstances, they may be eligible to cancel the policy.
    • For example, if a week has passed and they want cancel the policy- that is not possible. There's no cancellation of policy after start date
    • However, due to coronavirus- If it is day 1 of the policy only, we can still consider it for cancellation during this coronavirus period if the visitor has not yet begin their trip (on a case by case basis).
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • INF Elite 90 Insurance Eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
    • Anyone visiting USA or Canada can enroll in this plan.
    • Available for travelers up to the age of 99 years.
    • Minimum Enrolment should be 90 days to buy INF Elite 90 Plan.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
  • INF Elite 90 Insurance for Visitors - Key Highlights
    • Covers 90% of eligible medical expenses
    • Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
    • Pre-existing complications from covid-19 covered
    • There is a minimum purchase of 90 days required to buy this plan
    • This plan is not available to US residents and is only available to non-US residents
    • Covers all new medical conditions
    • Stable pre-existing conditions are covered as new sickness
    • United healthcare PPO providers direct billing
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    • Includes dental & vision discount coverage
    • Acute onset is considered new sickness
    • Urgent care & doctor visit arranged by MeMD
    • COVID-19 medically necessary testing & treatment covered as any other new sickness.
  • Pre-existing condition coverage by INF Elite 90
    • Elite 90 plan covers pre-existing condition coverage up to $25k, $30k, $40k, or $50k subject to deductibles of $1,500, $2k, $2,500, $5k, or $10k for age 0 to 69 years .
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
  • INF Elite 90 coinsurance
    • In-Network: The plan covers 90% of the Preferred Allowance
    • Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
description Plan details picture_as_pdf Brochures shopping_cart Buy Online
  • INF Elite Plus Insurance Eligibility
    • This plan is available for Non-US Citizens & anyone visiting USA ,Canada,Mexico and traveling worldwide outside their home country..
    • Anyone visiting USA or Canada can enroll in this plan.
    • Available for travelers up to the age of 99 years.
    • Minimum Enrolment should be 90 days to buy INF Elite Plus Plan.
    • US immigrants can buy INF plans as long as they have a residence outside the US.
    • Available for visitors already in the US with a 5 day waiting period for any new sickness and 15 days for Covid-19. It is also required for customers in this situation to send an I94 and health attestation form signed and dated.
    • The member also needs to submit their I-94 form.
  • INF Elite Plus Insurance, INF Elite Plus Insurance for Visitors - Key Highlights
    • Covers Preventive & maintenance care and coverage for full body physicals.
    • Comprehensive plan with full pre existing condition coverage which is unique. This includes doctor appointments, blood tests and lab, specialist care, urgent care visits and hospital stays are covered for pre existing conditions
    • Coverage for TDAP, Flu, etc Vaccines
    • Pre-Existing complications from Covid-19 covered
    • There is a minimum purchase of 90 days required to buy this plan
    • This plan is not available to US residents and is only available to non-US residents
    • Stable pre-Existing conditions are covered as new sickness
    • United Healthcare PPO providers direct billing
    • Covers accident & sickness while traveling to USA, Canada, and Mexico
    • Includes dental discount plan
    • Acute onset is considered new sickness
    • Urgent care & doctor visit arranged by MeMD
    • 90% of eligible medical expenses
    • Covid-19 medically necessary testing & treatment covered as any other new sickness.
  • Pre-existing condition coverage by INF Elite Plus
    • Elite Network plan with policy maximum $150,000 covers pre-existing condition coverage up to $25,000 maximum with deductible $1,500 for age 0 to 69 years.
    • Policy maximum $75,000 covers pre-existing condition coverage up to $20,000 maximum with deductible $1,500 for age 70 to 99 years.
  • INF Elite Plus coinsurance
    • In-Network: The plan covers 90% of the Preferred Allowance
    • Out-of-Network: 70% of Usual, Reasonable & Customary (URC) Charges
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Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.

  • Immediate Relatives of U.S. Citizens.
  • Other Family Members.
  • Preferred Employees and Workers.
  • Ethnic Diversity.
  • Special Immigrants.
  • Refugee and Political Asylum.
  • Long-Term Residents.

Review and buy Green Card Holders insurance plans

Travel Health Insurance for Green Card Applicants

Senior citizen travel insurance

Travel medial insurance for a senior citizen Green Card Holders.

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Pre-existing conditions travel insurance

Compare best pre-existing condition coverage for Green Card Holders.

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Annual travel insurance

Annual travel insurance for individuals who take multiple trips within a year.

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Popular outbound destination for Green Card Holders & Green Card Holders travel insurance for US state

Green card holders insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Global Underwriters, Trawick International and INF insurance.

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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
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Customers from over
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Expertise in offering travel insurance
20+ years!
US health insurance
Customers from
All U.S. states!
globe
Customers from over
180 countries!