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Health insurance for Green Card holders

Medical insurance for Green card holders without domestic US health insurance

There are so many Green card holders currently in the US either without proper health insurance, or having medical insurance that does not provide coverage for Coronavirus. At American Visitor Insurance, we are committed to getting you the best Coronavirus medical insurance coverage available in these uncertain times.

INF Insurance:

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic.
US Green card holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

US Medical insurance compulsory for Green card holders

The US government has proposed a new rule on October 4th 2019 which states that prospective new immigrants to the US are required to show proof of having proper health insurance coverage in the US. This new rule is expected to take effect from November 3rd 2019.

This rule will impact new immigrants to the US who are family members of current US citizens and are applying for visas to come to the US as immigrants. Failure to show proper US immigrant health insurance will be grounds to deny the visa according to this new rule.

Persons which hold Green Cards have particular options for visitor health insurance. Unfortunately, these options (more like limitation) are not obvious from the brochures and information about the many visitor insurance policies that are available. The worst situation would be to purchase a policy and then come to find out that you will not be covered because you were not eligible for the policy in the first place. Most visitor policies are only temporary insurance (from 5 days to 12 months only; although some are renewable for more time) for temporary visitors. A green card holder is considered a US permanent resident (whether or not the person actually does reside here permanently) and therefore is often NOT eligible for a short-term visitor health insurance policy.

While details of the new immigrant insurance requirements are still to be announced, the best US immigrant insurance plans that we offer on American Visitor Insurance work as short term health insurance which US immigrants can use till they are eligible for domestic US insurance plans.

It is because of this reason that we, at American Visitor Insurance, have specifically asked our providers about the eligibility of the green card holder. The best health insurance policy for Green card holders in USA are three policies. One policy, Patriot America, (and actually any of that family of product: Patriot Platinum) is available ONLY if the insured can put down a legitimate address outside the US as a home country. So, for persons who travel back and forth from a foreign country and spend some time in the US, this is often the most economical option which offers comprehensive coverage. You can buy Patriot America Insurance policy and look at Patriot America Brochure for more plan details .

An option that has been specifically designed for the green card holder is found in Inbound USA Choice. This policy offered by Seven Corners is for green card holders (although non-green card holders can also apply). It is renewable up to 3 years which is the time it takes for an immigrant to become eligible to apply for medicare. This is a fixed policy which has limits on benefits for each medical expense. However, the coverage is fairly high for a fixed plan and can be a very economical option for green card holders. You can buy Inbound USA Choice Insurance and for more plan details look at the Inbound USA Choice Brochure.

INF insurance offers good health insurance coverage for many green card holders, mainly those who are above age 65. These USA healthcare insurance for Green card holders also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Review the list of INF health insurance plans avaiable for US green card holders:

If you have other questions or concerns about finding short term health insurance for Green card holders, please contact us and we can give you a specific quote and/or recommendation. As ever, we wish you safe and happy travels!