Seven Corners Travel Medical Insurance
International travel has become very common with people traveling around the world for different reasons, be it a family reunion, a vacation, business, higher education...whatever maybe the reason for travel; there are some things that need to be taken care of during international travel.
Travel health Insurance is one among these important things that really matters when you are outside your home country. You will need a travel health insurance plan that provides sufficient coverage in a foreign country.
Many people travel to the US for vacations, to meet family, higher education, work and several other reasons. Healthcare is very expensive in the US and this is a known fact to most travelers. US Domestic healthcare is only available for US citizens and permanent residents of the country. However travel insurance offered by private US insurance companies provide excellent coverage for people visiting the United States as well as those traveling outside their home country anywhere in the world.
Amongst the many travel insurance plans in the market let us shed some light on the Travel Medical plans which has been updated in 2018 with new features by the Seven Corners insurance company.
Travel Medical plans are classified as Travel Medical Basic, Travel Medical Choice . You can compare the coverage and Benefits of seven corners travel insurance
All these plans are available for Non US citizens coming to the US and US citizens traveling outside of the US. US citizens living abroad and visiting US for a short visit and who need coverage in the US will however not be eligible for these plans. Each plan has some differences in the benefit availability. The price of the plan also varies with the benefits.
All the plans cover worldwide including or excluding US as long as the person is traveling outside the home country.Travel Medical Basic:
Travel Medical Basic offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States.In Worldwide Including the United States it provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age.
For persons aged 65-69, the maximum available are $50,000; $100,000. persons aged 70-79, the maximum available is $50,000. For persons 80 and above maximum available is $10,000.
In Worldwide Excluding the United States it provides policy maximum options of $$50,000; $100,000; $500,000; 1,000,000; $2,000,000 and $5,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-79, the maximum available are $50,000; $100,000. For persons 80 and above maximum available is $10,000.
- This plan can be purchased by individuals traveling outside their home country
- The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
- There is a coinsurance factor applicable to this insurance. Outside of the US, the plan pays 100%, inside of the US, the plan pays 80% within the PPO network up to the first $5000 and 100% after the limit. For out of PPO network, the plan pays 70% up to first $5,000 and then pays 100%.
Travel Medical Choice offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States.In Worldwide Including the United States it provides policy maximum options of $50,000; $100,000; $500,000; $1,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-69, the maximum available are $50,000; $100,000.
For persons aged 70-79, the maximum available is $50,000. For persons 80 and above maximum available is $10,000.In Worldwide Excluding the United States it provides policy maximum options of $$50,000; $100,000; $500,000; 1,000,000; $2,000,000 and $5,000,000 for people in the age range of 14 days to 64 years of age. For persons aged 65-79, the maximum available are $50,000; $100,000. For persons 80 and above maximum available is $10,000.
- This plan can be purchased by individuals traveling outside their home countries.
- The maximum lifetime of the plan is 365 days and is renewable
- There is a co insurance factor applicable to this insurance which pays 100% for outside of the US and 90% up to first $5,000 for within the PPO network treatment and 80% for out of the PPO network treatments.
Key benefits of Travel Medical Visitor Insurance
ecg_heart Acute onset of a pre-existing condition
request_quote Comprehensive Coverage
ambulance Emergency medical evacuation
domain_add Urgent Care Clinic
sync Renewability
person_add United Health Care PPO
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Claims process for expenses due to injury or sickness
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Travel insurance glossary
Commonly used international travel medical insurance termsKnow more »
Travel insurance for specific groups
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Key highlights
Travel Medical Basic Insurance - Key Highlights
- The policy maximum for this comprehensive insurance starts from $50,000 and provides up to $5,000,000. For people above age 80 years, they get a policy maximum of $10,000
- This plan can be purchased by individuals traveling outside their home country.
- The maximum lifetime of the plan is 365 days and it can be renewed up to this time.
- There is a coinsurance factor applicable to this insurance. Outside of the US, the plan pays 100%, inside of the US, the plan pays We pay 100% to Medical Maximum. For out of PPO network, the plan pays 80% of the first $10,000 in Covered Expenses, then 100% to Medical Maximum.
- Including USA: Acute onset of pre-existing conditions are covered up to $25,000 for age under 69 years and a coverage of $2,500 for age of 70-79.
- Excluding USA: Acute onset of pre-existing conditions are covered up to $25,000 for age under 64 years and a coverage of $5,000 for age of 65-79.
Travel Medical Choice Coverage including USA - Key Highlights
- The plan is available for Non US residents and citizens traveling to the US or to other countries.
- The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
- The age availability is 14 days to 80+years.
- There are no state address restrictions for the plan that has coverage including the US.
- The country address restrictions applicable are for Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria and Virgin Islands United States.
- The destination restrictions are Antarctica, Cuba,Iran, North Korea and Syria.
- The policy has a medical maximum options available $50k, $100k, $500k and $1M for ages 14 days to 69 years.
- For people of age 70 to 79 years, the policy maximum options are $50k and $100k.
- For ages 80 years and over, the policy maximum option of $10k is available.
- The deductible options are $0,$100,$250,$500,$1k,$5k.
- The co-insurance for within the US, within the PPO network, the plan pays 100% and Out of PPO network the plan pays 90% of the first $10k and then 100% upto the medical maximum. For outside the US, the plan pays 100%.
- The Benefit period is 180 days to receive treatment from the date of an injury or illness. Initial treatment must occur within 30 days.
- For the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
- For the acute onset of pre-existing condition coverage other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available .
- For emergency medical evacuation and repatriation, coverage of $500k is available(separate from medical maximum).
- Covid-19 treatment is available as URC up to medical maximum.
Travel Medical Choice Coverage excluding USA - Key Highlights
- The plan is available for US residents and citizens and Non US residents and citizens traveling to other countries except the US.
- The length of coverage is 5 days to 364 days and the plan can be extended up to 364 days.
- The age availability is 14 days to 80+ years.
- The state address restrictions include Colorado, Maryland, New York, South Dakota and Washington.
- The country address restrictions applicable are for Cuba, Gambia, Ghana, Iran, Nigeria, North Korea, Sierra Leone, Syria and Virgin Islands.
- The destination restrictions are Antarctica, Cuba,Iran, North Korea, Russia and Syria.
- The policy has a medical maximum options available $50k, $100k, $500k,$1M,$2M and $5M for ages 14 days to 64 years.
- For age range of 65 to 79 years, the policy maximum options are $50k and $100k.
- For ages 80 years and over, the policy maximum option of $10k is available.
- For age range of 14 days to 64 years the deductible options are $0,$100,$250,$500,$1k,$5k.
- For age range of 65 to 79 years the deductible options are $0,$250,$500,$1k,$5k.
- For ages 80 years and over years the deductible options are $0; $500; $1k; $5k.
- The plan pays 100% for co-insurance.
- The Benefit period is 180 days to receive treatment from the date of an injury or illness. Initial treatment must occur within 30 days.
- For the acute onset of pre-existing condition coverage for the age range of 14 days to 64 years, $50k coverage is available and for the age range of 65 to 79 years, $10k coverage is available.
- For emergency medical evacuation and repatriation, coverage $500k is available(separate from medical maximum).
- Covid will be treated same as any Illness.
Why Choose Seven Corners Visitors medical Insurance?
20+ years of experience
Traveler-Focused Excellence
International Emergency Care
Dependable Coverage
24/7 Urgent Travel Assistance
Innovative and service-focused
Factors that determine the cost of US short term health insurance for foreign visitors
Age of the traveler
The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater will be the cost of the temporary visitors health insurance.
Type of travel health insurance:
Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
Medical maximum coverage and deductible options
The price of visitors medical insurance is directly dependant on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
Region of insurance coverage
Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
Duration of travel insurance required
The longer the duration of visitor medical insurance required, the higher will be the cost.
Seven Corners Visitors travel insurance - Frequently asked questions
01. What are the benefits of Travel Medical USA travel insurance?
Travel Medical USA insurance is short term travel health insurance designed for anyone visiting the United States. Travel Medical USA Insurance provides coverage for those who are traveling on vacation. It offers core travel insurance benefits, with coverage from as little as Five days. The benefits offered on the Travel Medical USA Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
02. What is the coverage area of Travel Medical Basic travel insurance?
Travel Medical Basic insurance is short term travel health insurance offers coverage for non-U.S. Residents and non-U.S. Citizens while traveling outside of Your Home Country. Individuals and families including unmarried dependent child(ren) traveling outside of their Home Country.
03. Does Travel Medical Basic Insurance covers pre-existing conditions?
Yes, Travel Medical Basic offers coverage for Acute onset of pre-existing conditions are covered up to $25k for age under 69 years and a coverage of $2,500 for age of 70-79 for Including USA. For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $25k for age under 64 years and a coverage of $5k for age of 65-79.
04. How much does Travel Medical Basic travel insurance cost?
The cost of the Travel Medical Basic travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
05. How do I purchase Travel Medical Basic Insurance?
You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Basic . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Basic travel health insurance from licensed insurance agents.
06. What are the requirements for applying Travel Medical Basic Insurance?
The main requirements for applying for Travel Medical Basic insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Basic insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
03. Does Travel Medical Choice Insurance covers pre-existing conditions?
Yes, Travel Medical Choice offers coverage for the acute onset of pre-existing condition coverage with cardiac condition and/or stroke for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available and other than cardiac condition and/or stroke for age range of 14 days to 69 years, $75k coverage is available and for age range of 70 to 79 years, $7,500 coverage is available for Including USA . For Excluding USA it offers Acute onset of pre-existing conditions are covered up to $50k for age under 64 years and a coverage of $10k for age of 65-79.
04. How much does Travel Medical Choice insurance cost?
The cost of the Travel Medical Choice insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
05. How do I purchase Travel Medical Choice Insurance?
You can purchase Travel Medical USA Insurance on American Visitor Insurance at buy Travel Medical Choice . You can also call them at (877)-340-7910 to get more information on how to apply for Travel Medical Choice insurance from licensed insurance agents.
06. What are the requirements for applying Travel Medical Choice Insurance?
The main requirements for applying for Travel Medical Choice insurance is the travelers passport details and the travel dates. You can apply for Travel Medical Choice insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
07. How to use Travel Medical Choice while receiving treatment?
When you visit a medical provider, explain to them that you have Travel Medical Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.
Seven Corners Insurance related coverage
Comprehensive Travel Medical insurance
Offers comprehensive insurance coverage for Covid infection for travel USA and worldwide Travel.
Medical Evacuation and Repatriation
Medical Evacuation and Repatriation insurance for student J visa
Optional cancel for any reason coverage
Extra rider Cancel for Any Reason (CFAR) should be purchased within 15 days of the initial trip deposit date.
Annual travel insurance
Coronavirus annual travel insurance coverage for frequent travelers.
Seven Corners Visitors insurance related links
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