Seven Corners Inbound USA Choice Insurance Reviews

Quotes for Inbound USA Choice Visitor Insurance

Inbound USA Choice Insurance Review, Best health insurance for visitors to USA

Inbound USA Choice
Insurance provider
Seven Corners
Plan life
5 days to 364 days
Inbound USA Choice Insurance can be extended or renewed online up to a total of 1,092 days.
Deductible options?
Ages 14 Days to 69 years:$0; $50; $100
Ages 70 to 99 years:$100; $200
Policy maximum?
Ages 14 Days to 69 years:$50,000; $100,000; $150,000
Ages 70 to 99 years:$50,000; $100,000

Inbound USA Choice Insurance - Key Highlights

  • This is another variant of the Basic plan that provides a policy maximum of up to $150,000 for people below 70 years and for people above 70 years up to the age of 99 years this policy can provide a policy maximum of up to $100,000
  • This plan is also for Non US citizens coming to the US.
  • Some of the expenses for the benefits like chemotherapy, radiation therapy...need pre certification
  • Some of the expenses for the benefits like chemotherapy, radiation therapy, including diagnostic procedures...need pre certification
  • Acute onset of pre-existing conditions is covered up to the age of 79 years. People below 70 years get $75,000 coverage and people above 70 years get $25,000 coverage for this benefit.
  • Mental and nervous disorder and substance abuse is covered like any other illness

Inbound USA Choice Visitor insurance, Inbound USA visitors insurance

  • Most suitable for non US citizens visiting USA.
  • It covers the spouse, traveling companion and children.
  • Different plan maximum options available from $50,000 up to $150,000.
  • Acute onset of pre-existing conditions for travelers upto 79 yrs.
  • Ratings: "A" (Excellent) by A.M. Best.

Compare US Inbound Visitor Medical Insurance Plans by Seven Corners

Compare & review Inbound insurance offered by Seven Corners; Inbound USA Basic, Inbound USA Choice
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A working example of using Inbound USA Choice travel insurance (Offered by Seven Corners)

Consider an Inbound USA Plan A example where your:
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Your claims for medical expenses is $17,100
Below is a simple calculation showing how much the plan/insurance company pays you:
  1. Subtract the deductible from claims amount - $17,100 minus $100 equals $17,000. Insured bears $100.
  2. The insurance provider pays fixed amounts based on the schedule of benefits (as shown in the table) and you have to pay the remaining balance.
Inbound USA Choice

Inbound USA Choice

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Hospital Room & Board $3,000/day for 3 days Up to $2,000/day, 3 day maximum $3,000
Surgical Treatment $6,000 $5,000 $1,000
Prescription Drugs $600 $200 $400
Diagnostic X-rays & Lab Services $1,400 $750 $650
Total: $17,100 $11,950 $5,150

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  • Restrictions
  • Exclusions
  • Claims
special-coverage Inbound USA Choice Insurance Restrictions
  • State Restrictions: The plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: The plan will not accept an address iin Cuba, Islamic Republic of Iran, Syrian Arab Republic, United States Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: The plan will not cover trips to to Antarctica, Islamic Republic of Iran, Syrian Arab Republic, and Cuba.
exclusion-icon Inbound USA Choice Insurance Exclusions
  1. Pre-Existing Condition(s) except as waived under Acute Onset of Pre-Existing Condition(s); Return of Mortal Remains and Local Burial or Cremation in the plan document.
  2. Claims not received by the Company or Administrator within ninety (90) days of the date of service;
  3. Treatment that is Investigational, Experimental, or for research purposes;
  4. Treatment, services, or supplies that are not administered by or under the supervision of a Physician or Surgeon and products that can be purchased without a Physician’s or Surgeon’s prescription;
  5. Routine physicals, inoculations, or other examinations or tests conducted when there is no objective indications or impairments in normal health;
  6. Chiropractic care or acupuncture;
  7. Services, supplies, medications, testing, or Treatment prescribed, performed, or provided by a Relative or Immediate Family Member;
  8. False teeth, dentures, dental appliances, dental expenses, normal ear or hearing tests, hearing aids, hearing implants, eye refractions, eye examinations for prescribing corrective lenses or eye-glasses unless caused by Accidental Injury, eyeglasses, contact lenses, or eye surgery when the primary purpose is to correct nearsightedness, farsightedness, or astigmatism;
  9. Replacement of artificial limbs, eyes, larynx, and orthotic appliances;
  10. Custodial Care, Educational or Rehabilitative Care, or any Treatment in any establishment for the care of the aged;
  11. Vocational, occupational, sleep, speech, recreational, art, or music therapy;
  12. Pregnancy, Illness or complications from Pregnancy, childbirth, abortion, miscarriage including that resulting from an Accident, postnatal care, preventing conception or childbirth, artificial insemination, infertility, impotency, sexual dysfunction, or sterilization or reversal thereof;
  13. Sleep apnea or other sleep disorders;
  14. Mental and Nervous Disorders unless specifically covered herein, Rest Cures, learning disabilities, attitudinal disorders, or disciplinary problems;
  15. Congenital abnormalities and conditions arising out of or resulting therefrom.
  16. Temporomandibular joint;
  17. Occupational Diseases;
  18. Exposure to non-medical nuclear radiation or radioactive materials;
  19. Sexually transmitted diseases, venereal diseases, and conditions and any consequences thereof;
  20. Acquired Immune Deficiency Syndrome (AIDS), AIDS-Related Complex (ARC), or the Human Immunodeficiency Virus (HIV);
  21. Human organ or tissue transplants
  22. Exercise programs whether prescribed or recommended by a Physician or therapist;
  23. Weight reduction programs or the surgical Treatment of obesity including, but not limited to, wiring of the teeth and all forms of intestinal bypass Surgery;
  24. Cosmetic or plastic Surgery including deviated nasal septum; modifications of Your physical body intended to improve Your psychological, mental, or emotional well-being including, but not limited to, sex-change Surgery;
  25. Acne, moles, skin tags, disease of sebaceous glands, seborrhea, sebaceous cyst, unspecified disease of the sebaceous glands, hypertrophic and atrophic conditions of skin, nevus;
  26. Hazardous Activities;
  27. Injuries sustained while participating in professional Athletics, amateur Athletics, or interscholastic Athletics including, but not limited to, events, games, matches, practice, training camps, sport camps, conditioning, and any other activity related thereto and excluding non-competitive, recreational, or intramural activities;
  28. Abuse, misuse, illegal use, overuse, or being under the influence of alcohol, drugs, chemicals, or narcotic agents unless administered under the advice of a Physician and taken in accordance with the proper dosing as directed by the Physician;
  29. Terrorist Activity except as provided in the plan document; War, Hostilities, or War-Like Operations;
  30. Commission of a criminal offense or any other criminal or illegal activity as defined by the local governing body;
  31. You unreasonably fail or refuse to depart a country or location following the date a warning to leave that country or location is issued by the United States government or similar warnings issued by other appropriate authorities of either Your Host Country or Your Home Country;
  32. Service in the military, naval, coast guard, or air service of any country or while on duty as a member of a police force or unit;
  33. Treatment paid for or furnished under any other individual, government, or group policy or Expenses incurred at no cost to You;
  34. You while in Your Home Country unless covered under Incidental Trips to Home Country in the plan document;
  35. Conditions for which travel was undertaken to seek Treatment after Your Physician has limited or restricted travel;
  36. Travel accommodations;
  37. Injury sustained while You are riding as a pilot, student pilot, operator, or crew member, in or on, boarding or alighting, from any type of aircraft;
  38. Injury sustained while You are riding as a passenger in any aircraft (i) not having a current and valid Airworthy Certificate and (ii) not piloted by a person who holds a valid and current certificate of competency for piloting such aircraft;
  39. Flying in any aircraft being used for acrobatic or stunt flying, racing, endurance tests, rocket-propelled aircraft, crop dusting or seeding or spraying, firefighting, exploration, pipe or power line inspection, any form of hunting or herding, aerial photography, banner towing, or any experimental purpose;
  40. Participating in contests of speed or riding or driving in any type of competition; and
  41. Charges incurred for treatment or surgeries which are Experimental/Investigational, or for research purposes; expenses which are non-medical in nature, expenses for Custodial Care, vocational, speech, recreational or music therapy.
claims-icon Inbound USA visitor insurance claims
Please visit: Seven Corners Claims Forms
Toll Free Number: 1-800-335-0611 (Seven Corners claims phone number)
Claims Department:
Fax: (+1) 317-575-2256
Seven Corners, Inc
Attn: Claims
PO Box 211760
Eagan, MN 5512

Inbound USA Choice visitor insurance, Travel insurance Inbound USA Choice – FAQs

When you visit a medical provider, explain to them that you have Inbound USA Choice insurance. Show them your Inbound USA Choice ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes Inbound USA Choice insurance is available up to a maximum of 3 years. Visitors and Immigrants to USA can renew Inbound USA Choice insurance online to extend their coverage.

If your travel plan is changed and want to cancel Inbound USA Choice insurance, you have to submit a written request to for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.

Following are the cancellation policy terms and conditions:
Cancellation before effective date:
  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Inbound USA Choice insurance is an affordable US visitor insurance having specific benefit limits for different covered medical expenses. These benefit limits are not the same as the plan medical maximum. You can visit any hospital or doctor, since there will be no discounted rates, the plan will only pay up to the clearly defined limits for different expenses.

Inbound USA Choice insurance offers fixed benefit coverage. After the deductible amount, Inbound USA Choice pays fixed amounts based on the schedule of benefits and you have to pay the remaining balance. For detailed working example of how it works, you can review Inbound USA Choice insurance working example

The best visitor insurance will depend on the visitors’ requirements. Some visitors to US look for affordable travel insurance plan (sometimes for Visa purposes), others will look for the most comprehensive coverage that would exclusively cover medical expense. We have some resources such as a compare visitor insurance tool, answers to commonly asked questions, resourceful blogs and answers to specific customer queries.

We can get you the best visitor medical insurance in USA. We offer Inbound USA Choice insurance by Seven Corners which is one of the most popular fixed benefit visitor insurance plans for USA that can cover you in the United States.

What are some insurance terms important in Inbound USA Choice Insurance reviews?

Review Inbound USA Choice Insurance to know these important aspects of international visitor insurance for USA:
  • Plan Maximum coverage of Inbound USA Choice travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Inbound USA Choice insurance offers maximum coverage up to $150,000 .The coverage may vary for older travelers with reduced plan maximum.
  • What is a deductible in Inbound USA Choice visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Inbound USA Choice insurance offer a set of deductible options for the travelers to choose from. Inbound USA Choice insurance has a range of deductible option from options of $0, $50, $100 and 200.
  • What is a provider network of Inbound USA Choice Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Renewability of Inbound USA Choice Travel health insurance
    Sometime the travel plans may change and a US visitor may be required to extend their period of stay.Inbound USA Choice Insurance can be renewed up to 364 days(extend up to 1,092 days).
  • Eligibility to buy Inbound USA Insurance Online
    It provides coverage for Non US citizen traveling to the U.S. and this plan also provides coverage for their Spouse, Traveling Companions, and Child(ren).
  • Inbound USA Choice Pre-existing conditions Visitors Insurance for international travelers
    It offer coverage for acute onset of pre-existing conditions for travelers under 79 years of age.
  • This plan Underwritten by Certain Underwriters at Lloyd's of London

Note: For coverage for COVID-19 disease, please review Seven Corners Covid19 travel insurance plans.

Faq about Seven Corners travel insurance coverage for Coronavirus

International travel insurance will cover all expenses from Covid-19.

Yes they can purchase a International travel insurance plan that will offer them coverage for Covid-19.

Yes, International travel insurance offers coverage for other illness, injury or accident as long as the person does not travel.

If the US government allows them to travel then yes!

Covid19 Seven Corners travel medical insurance coverage for Coronavirus

  • If you become ill with Coronavirus and see a doctor and/or go to the hospital during a trip, your medical expenses can be covered.
  • If you require an emergency medical evacuation and repatriation* due to Coronavirus, this can be covered.
  • If you reside in New York, Colorado, Maryland, or South Dakota, benefits on your plan may include coverage for a Missed Connection related to COVID-19.
  • To trigger this coverage, you must miss a cruise or tour departure due to a delay for the required time length (stated in the plan document) if the delay is caused by a covered reason.
  • Covered reasons that could apply for COVID-19 include:
  • Any delay of a common carrier (the delay must be certified by the common carrier)
  • Quarantine

*Note: The ability for Seven Corners to execute an emergency medical evacuation and/or repatriation may be limited due to travel and other restrictions. Some emergency evacuation providers and airlines have restricted and eliminated their services in specific areas.

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