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Liaison Travel Choice Insurance vs Liaison Basic vs Liaison Travel Plus Insurance

Compare travel insurance benefits offered by Liaison Travel Choice Insurance, Liaison Travel Basic Insurance and Liaison Travel Plus plans. These two US travel insurance plans are comprehensive benefit visitor insurance plans for international travel which offer coverage for acute onset of pre-existing conditions. Compare price and benefits to find the best US travel medical insurance plan for your needs.


Compare Liaison Choice vs Liaison Basic vs Liaison Travel Plus

Age
Spouse
Start Date
End Date
Coverage Region
Citizenship
Liaison Travel Choice
Plan Maximum
Deductible
Liaison Travel Basic
Plan Maximum
Deductible
Liaison Travel Plus
Plan Maximum
Deductible
Brochure & Details links
Coronavirus coverage
Not Covered Not Covered Liaison Travel Plus covers usual, Reasonable, and Customary up to medical maximum or $100,000; whichever is less
Underwriter
Liaison Choice Insurance Underwriter
Certain Underwriters at Lloyd's of London
Liaison Basic Insurance Underwriter
Certain Underwriters at Lloyd's of London
Liaison Travel Plus Insurance Underwriter
Certain Underwriters at Lloyd's of London
Rating
Liaison Choice Insurance Rating
AM Best Rating: "A"(Excellent)
Liaison Basic Insurance Rating
AM Best Rating: "A" (Excellent)
Liaison Travel Plus Insurance Rating
AM Best Rating: "A"(Excellent)
Coinsurance
Inside the United States:
IN PPO NETWORK - The plan pays 90% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK - The plan pays 80% of the first $5,000, then 100% to the medical maximum.

Outside the United States:
The plan pays 100%.
Inside the United States:
IN PPO NETWORK - The plan pays 80% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK - The plan pays 70% of the first $5,000, then 100% to the medical maximum.

Outside the United States:
The plan pays 100%.
Inside the United States:
IN PPO NETWORK - The plan pays 90% of the first $5,000, then 100% to the medical maximum.
OUT OF PPO NETWORK - The plan pays 80% of the first $5,000, then 100% to the medical maximum.

Outside the United States:
The plan pays 100%.
Eligibility
  • Individuals and families (including unmarried dependent children over 14 days and under 19 years of age) while traveling outside of their home country.
  • United States citizens cannot buy a Liaison plan for travel to the United States and U.S. territories.
  • Individuals and families (including unmarried dependent children over 14 days and under 19 years of age) while traveling outside of their home country.
  • United States citizens cannot buy a Liaison plan for travel to the United States and U.S. territories.
  • Individuals and families including unmarried dependent children traveling outside of their Home Country.
Hospital Indemnity
$150/night to a maximum of 30 days per occurrence, while traveling outside the U.S. & Canada. Not Available $150/night to a maximum of 30 days per occurrence, while traveling outside the U.S. & Canada.
Renewability
Yes. If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal. Yes. If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions. $5 administrative fee is charged for each renewal. Yes. If you initially buy less than 364 days of coverage, you may buy additional time, to a total of 364 days. Your original effective date is used to calculate your deductible and coinsurance and to determine pre-existing conditions.
$5 administrative fee is charged for each renewal.
Acute Onset of Pre-existing conditions
Worldwide Including the United States:
14 days to 64 years:$10,000
65 to 79 years:$5,000
80 years and older:Not Available
Worldwide Excluding the United States:
14 days to 64 years:$50,000
65 to 79 years:$10,000
80 years and older:Not Available
Worldwide Including the United States:
14 days to 64 years:$5,000
65 to 79 years:$2,500
80 years and older:Not Available
Worldwide Excluding the United States:
14 days to 64 years:$ 25,000
65 to 79 years:5,000
80 years and older:Not Available
Worldwide Including the United States:
Ages 14 days to 64 years:$10,000
Ages 65 to 74 years:$5,000
Worldwide Excluding the United States:
Ages 14 days to 64 years:$50,000
Ages 65 to 74 years:$10,000
Accidental Death and Dismemberment
$25,000 primary insured & travel companion;
$5,000 child
Aggregate limit of $250,000 for total number of insureds on plan
$10,000 primary insured & travel companion;
$2,500 child
Aggregate limit of $250,000 for total number of insureds on plan
$25,000 primary insured & travel companion; $5,000 child
Aggregate limit of $250,000 for total number of insureds on plan
Unique Advantages
Liaison Choice Insurance Advantages:
  • Comprehensive visitors insurance.
  • Liaison Travel Choice also covers terrorism, emergency medical reunion, return of minor children, trip interruption and baggage loss.
  • Only one time deductible per period of coverage.
  • Cancellation and refund of full premium before policy start date.
  • With minimum $50,000 coverage and $0 deductible, this plan satisfies Schengen visa up to the age of 79 years.
Liaison Basic Insurance Advantages:
  • Very affordable plan for short term travel cover.
  • Waiver of Pre-existing Condition for US Residents outside the United States.
  • Covers Acute Onset of a Pre-existing Condition for Non US Residents in the United States.
  • Deductible per policy period.
  • Cancellation and refund of full premium provided before the policy start date.
Liaison Travel Plus Insurance Advantages:
  • It offers coverage for overseas medical expenses arising from Covid19 infection while the travellers are outside their home country.
  • Comprehensive visitors insurance.
  • Liaison Travel Elite also covers terrorism, emergency medical reunion, return of minor children, trip interruption and baggage loss.
  • Only one time deductible per period of coverage.
  • Cancellation and refund of full premium before policy start date.
  • With minimum $50,000 coverage and $0 deductible, this plan satisfies Schengen visa up to the age of 65 years.
Other Information
  • Hospital Room & Board, Inpatient Hospital Services, Outpatient Hospital/Clinic Services, Emergency Room, Doctor's Office Visits, Prescription Drugs covered up to medical maximum.
  • Emergency Medical Reunion: Up to $200 per day / $50,000 maximum
  • Incidental Trips to Home Country: Up to $10,000
  • Coma Benefit: Up to $25,000
  • Felonious Assault: Up to $10,000 
  • Natural Disaster Evacuation / Political Evacuation & Repatriation: Up to $50,000
  • Home Healthcare: Up to $2,500
  • Hospital Room & Board, Inpatient Hospital Services, Outpatient Hospital/Clinic Services, Emergency Room, Doctor's Office Visits, Prescription Drugs covered up to medical maximum.
  • Emergency Medical Reunion: Up to $200 per day / $25,000 maximum
  • Incidental Trips to Home Country: Up to $5,000
  • Coma Benefit: Up to $10,000
  • Felonious Assault: Up to $5,000
  • Natural Disaster Evacuation / Political Evacuation & Repatriation: Up to $25,000
  • Home Healthcare: Up to $2,500
  • Hospital Room & Board, Inpatient Hospital Services, Outpatient Hospital/Clinic Services, Emergency Room, Doctor's Office Visits, Prescription Drugs covered up to medical maximum.
  • Emergency Medical Reunion: Up to $200 per day / $50,000 maximum
  • Incidental Trips to Home Country: Up to $10,000
  • Coma Benefit: Up to $25,000
  • Felonious Assault: Up to $10,000
  • Natural Disaster Evacuation / Political Evacuation & Repatriation: Up to $100,000
  • Home Healthcare: Up to maximum 
Schengen Visa
Liaison Travel Choice satisfies Schengen visa requirements for travel to Europe. Choose the Liaison Travel Choice with a $50,000 medical maximum and a $0 deductible to be certain you meet minimum requirements. Liaison Basic as it is not available for Schengen visa. Choose a $0 deductible to be sure you meet Schengen visa travel insurance requirements. Travelers who are 65 years and older will not meet the minimum requirements for a Schengen visa on the Liaison Travel Plus Insurance.

restrictions  Restrictions
  • State Restrictions: These plan will not accept a mailing address in Maryland, Washington, New York, South Dakota, and Colorado.
  • Country Restrictions: These plan will not accept an address in Islamic Republic of Iran, Syrian Arab Republic, U.S. Virgin Islands, Gambia, Ghana, Nigeria, and Sierra Leone.
  • Destination Restrictions: These plan will not cover trips to Islamic Republic of Iran and Syrian Arab Republic.

Compare Liaison Choice Insurance vs Liaison Basic vs Liaison Travel Plus Insurance

International Tourists visiting USA or travelling outside their home country must be aware of certain travel and health risks involved when they are outside their home country. The domestic health insurance would not offer coverage outside their home country. While visiting US can be a great experience, a sudden or an unfortunate situation like hospitalization can be traumatic if the tourists doesn’t possess good US visitor medical insurance. There are many comprehensive US medical insurance plans offered by some of the best insurance providers. It is a challenge to select the best Visitor Medical Insurance that satisfies your needs.
Seven Corners offers Liaison travel Insurance which is quote popular among international tourists outside their home country. Seven Corners, Inc established in 1993, has been offering 20 retails plans focusing on domestic and international health insurance programs. It is self-owned company employing 165 people and has 19 years of excellent experience in international and benefit management. The Liaison Travel Insurance is available as Liaison Travel Choice and Liaison Travel Basic Insurance. It is important to compare Liaison Travel Choice Insurance, Liaison Travel Basic Insurance and Liaison Travel Plus Insurance benefits and coverage to select the best international visitor medical insurance.

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Liaison Travel Basic vs Liaison Travel Choice vs Liaison Travel Plus Insurance- FAQs

  • Seven -corners
    Liaison Travel Choice
  • Seven -corners
    Liaison Travel Basic
  • Seven -corners
    Liaison Travel Plus

Please refer to the Liaison Travel Basic ID cards provided by SevenCorners which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Liaison Travel Basic insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes, Liaison Travel Basic insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Liaison Travel Basic insurance online up to 364 days.

If your travel plan is changed and want to cancel Liaison Travel Basic insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Liaison Travel Basic offers coverage for acute onset of pre-existing conditions for Non US Visitors to USA. Travelers aged up to 69 years can avail coverage up to $15,000. $2,500 coverage for visitors above 70 years for acute onset of pre-existing conditions.
Waiver of Pre-existing Condition for United States Residents outside the United States: The plan pays up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage. US Travelers aged up to 69 years can avail coverage up to $25,000. $5,000 coverage for travelers above 70 years for acute onset of pre-existing conditions.

Visitors to USA can review this article on how to use Liaison Travel Basic visitor medical insurance in case of emergency in the United States.

Liaison Travel Basic insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Liaison Travel Basic insurance pays 80% of the first $5,000, then 100% up to maximum limit. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Liaison Travel insurance would pay 70% of the first $5,000, then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Liaison Travel Basic insurance working example.

Please refer to the Liaison Travel Choice ID cards provided by SevenCorners at the time of enrolment which will have all the necessary information for reimbursement.

When you visit a medical provider, explain to them that you have Liaison Travel Choice insurance. Show them your ID card and ask them to call Seven Corners Assist if they wish to verify benefits and eligibility. Some providers may agree to bill Seven Corners directly, but they are not required to do so.

Yes, Liaison Travel Choice insurance is available up to a total of 364 days. Travelers who had initially bought for less than 364 days and wish to extend their coverage can renew Liaison Travel Choice insurance online up to 364 days.

If your travel plan is changed and want to cancel Liaison Travel Choice insurance, you have to submit a written request to cancel@sevencorners.com for cancellation and refund of your premium. The subject of the email must contain the first name and last name of the policy holder. While the body of the email must contain the name of the policy holder, birth date, certificate number and date of cancellation. If you have filed claims for reimbursement, your premium is non refundable.
Following are the cancellation policy terms and conditions:
Cancellation before effective date:

  • Full refund of premium.
Cancellation after effective date:
  • A cancellation fee will be charged will be charged by the insurance company.
  • Unused portion of the plan cost will be refunded.

Sudden and unexpected outbreak or recurrence of a Pre-Existing Condition(s) that occurs spontaneously and without advanced warning either in the form of Physician recommendations or symptoms and requires urgent care. The Acute Onset of a Pre-Existing Condition(s) must occur after the Effective Date of Coverage and prior to the age shown in the Schedule of Benefits. Treatment must be obtained within twenty-four (24) hours of the sudden and unexpected outbreak or recurrence. A Pre-Existing Condition that is Congenital or that gradually becomes worse over time is not an Acute Onset of a Pre-Existing Condition. A Pre-Existing Condition will not be considered an Acute Onset of a Pre-Existing Condition(s) if, during the thirty (30) days prior to the acute event, You had a change in prescription or Treatment for a diagnosis related to the acute event. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs, or Treatments existent or necessary prior to arrival in the United States and prior to the Effective Date of Coverage.

Liaison Travel Choice offers coverage for acute onset of pre-existing conditions for Non US Visitors to USA. Travelers aged up to 69 years can avail coverage up to $30,000. $5,000 coverage for visitors above 70 years for acute onset of pre-existing conditions.
Waiver of Pre-existing Condition for United States Residents outside the United States: The plan pays up to the specified limit for a sudden, unexpected recurrence of a pre-existing condition. This benefit does not cover known, required, or expected treatment of any kind existent or necessary for 12 months prior to your coverage. US Travelers aged up to 69 years can avail coverage up to $50,000. $10,000 coverage for travelers above 70 years for acute onset of pre-existing conditions.

Travelers can review this article on how to use Liaison Travel Choice visitor medical insurance in case of emergency in the United States.

Liaison Travel Choice insurance offers comprehensive coverage. After the deductible amount. If the US visitor or traveler seeks treatment with the provider network namely “UnitedHealthcare PPO, Multiplan, PHCS out of Area”. When Traveling Outside the United States, you need to visit Wellabroad.com to find healthcare provider or doctor nearest you outside the US. In the US, after the deductible amount, Liaison Travel Choice insurance pays 90% of the first $5,000, then 100% up to maximum limit. If the traveler seeks treatment with a doctor or visits a hospital outside the provider network, Liaison Travel insurance would pay 80% of the first $5,000, then 100% up to maximum limit. For coverage outside US, the plan pays 100% of the eligible expenses. For detailed working example of how it works, you can review Liaison Travel Choice insurance working example.

Yes, Liaison Travel Choice insurance satisfies Schengen visa insurance requirements, it has a $50,000 coverage and $0 deductible option for travelers visiting Schengen countries. After buying the plan, to download the Schengen visa letter for Liaison Travel Choice insurance, please refer the payment confirmation email that provides you a link "View Coverage Letter" under Summary of Benefits.

Does Liaison Travel Plus plan cover COVID-19?

Yes. See the schedule of benefits and benefit highlights in this brochure for details. Please be aware this coverage is not a general health insurance plan, but an interim, limited benefit period, travel medical program intended for use while away from your home country.

What are the factors to consider while comparing Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance

Following are some of the insurance aspects that an international tourist needs to focus on while comparing among Liaison Travel Choice, Liaison Travel Basic Insurance and Liaison Travel Plus Insurance:
  • Contrast the travel health Insurance renewability options for Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    Liaison Travel Basic, Liaison Travel Choice and Liaison Travel Plus are available for 364 days.
  • Compare visitor medical insurance maximum coverage between Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    This the maximum coverage that the plan would offer for the medical expenses.
    All the 3 plans offers coverage in both Worldwide Including the United States and Worldwide Excluding the United States. In Worldwide Including the United States these 3 plans offers up to $1,000,000 and in Worldwide Excluding the United States up to $5,000,000
  • Compare visitors health insurance deductible options between Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible. Liaison Travel Insurance plans have a deductible range starting from $0 up to $5,000.
  • Compare travel medical insurance provider network for Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • Compare travel insurance coinsurance options for Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    This is a percentage of the bill that the travel has to pay. The Liaison travel insurance plans have 100% coinsurance for coverage outside USA.
  • For coverage inside USA:
    Liaison Travel Basic pays
    • IN PPO NETWORK
      980% of the first $5,000, then 100% to the medical maximum.
    • OUT OF PPO NETWORK
      70% of the first $5,000, then 100% to the medical maximum.
    Liaison Travel Elite pays
    • IN PPO NETWORK
      100%
    • OUT OF PPO NETWORK
      90% of the first $5,000, then 100% to the medical maximum.
    Liaison Travel Choice pays
    • IN PPO NETWORK
      90% of the first $5,000, then 100% to the medical maximum.
    • OUT OF PPO NETWORK
      80% of the first $5,000, then 100% to the medical maximum.
  • Compare eligibility options of US visitors travel insurance for Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    Both these US visitor insurance plans offer comprehensive medical coverage to Non US citizens visiting US for a short period.
  • Compare Schengen Visa or Schengen visa letter coverage for Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    Liaison travel Basic Insurance is not available for travellers visiting the Schengen countries.
    Liaison travel Choice insurance is most popular Schengen visa insurance plan and satisfies the Schengen visa requirements as mandated by the consulates.
  • Compare visitors insurance Pre-existing conditions coverage for Liaison Choice Insurance vs Liaison Basic Insurance vs Liaison Travel Plus Insurance:
    Liaison Travel Insurance offers coverage for acute onset of pre-existing conditions
    Liaison Travel Basic offers
    • Liaison Travel Basic offers
      Ages 14 days to 64 years:$5,000,Ages 65 to 79 years: $2,500, 80 years and older:Not Available offers Worldwide Including the United States.
      Ages 14 days to 64 years:$25,000,Ages 65 to 79 years: $5,000, 80 years and older:Not Available offers Worldwide Excluding the United States.
    Liaison Travel Choice
    • Liaison Travel Choice offers
      Ages 14 days to 64 years:$10,000, Ages 65 to 79 years:$5,000, 80 years and older:Not Available offers.Worldwide Including the United States.
      Ages 14 days to 64 years:$50,000,Ages 65 to 79 years: $10,000, 80 years and older:Not Available offers Worldwide Excluding the United States.
    Liaison Travel Plus
    • Liaison Travel Plus offers
      Ages 14 days to 64 years:$10,000,Ages 65 to 74 years: $5,000 offers Worldwide Including the United States.
      Ages 14 days to 64 years:$50,000,Ages 65 to 74 years: $10,000 offers Worldwide Excluding the United States.
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