Safe Travels Elite Diamond Insurance
A budget-friendly travel insurance plan built specifically for parents and older visitors aged 70 to 89, with scheduled accident and sickness medical benefits, acute onset of pre-existing condition coverage, and the freedom to visit any doctor or hospital - no PPO network restriction.
What Is Safe Travels Elite Diamond Insurance?
Safe Travels Elite Diamond Insurance is an affordable, fixed-benefit visitor insurance plan built for foreign travelers aged 70 to 89 who are visiting the United States. Underwritten through Trawick International, this travel insurance plan pays scheduled benefits for covered accidents and sicknesses, and it is not available to U.S. residents or citizens who have lived in the USA for more than 364 days.
Because it is a senior-focused visitor medical insurance plan, Safe Travels Elite Diamond is one of the most popular options for parents and grandparents visiting the USA who need dependable medical protection without paying for a full comprehensive plan. It comes in two coverage tiers - Diamond ($50,000 maximum) and Diamond Plus ($100,000 maximum) - so families can pick the coverage level that matches their budget and health needs.
After buying the plan, Traveler can get all the plan documents and plan ID card by using Safe Travels Elite Diamond login. At American Visitor Insurance, US Travelers can contact the Safe Travels Elite Diamond customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
Who Is Safe Travels Elite Diamond Best Suited For?
Acute onset of pre-existing condition coverage up to age 89, plus dedicated cardiac and stroke benefits, makes this a practical visitor insurance option for parents visiting the USA on a B1/B2 visa.
Coverage from just 5 days and renewable up to 364 total days, so this travel insurance plan fits everything from a short family visit to an extended stay in the United States.
Safe Travels Elite Diamond uses an Any Provider network, not a restricted PPO network - so visitors are free to see any licensed doctor or hospital in the USA without worrying about staying in-network.
Safe Travels Elite Diamond is a fixed-benefit visitor medical insurance plan with policy maximum options of $50,000 (Diamond) or $100,000 (Diamond Plus) - not a comprehensive plan. Acute onset of pre-existing conditions is covered up to $25,000 for ages 70-79 and up to $15,000 for ages 80-89, with cardiac and stroke treatment limited to $15,000. Since benefits are paid on a scheduled, per-incident basis, any charges above the listed benefit amount are the traveler's responsibility. Trip interruption and trip cancellation are not included with this plan.
How Much Coverage Does Safe Travels Elite Diamond Travel Insurance Offer?
The policy maximum is the total dollar amount of benefits available under your visitor insurance plan. Once this limit is reached, no further benefits are payable for that policy period. Safe Travels Elite Diamond is a scheduled-benefit travel medical insurance plan designed for visitors to the USA aged 70 to 89, and it offers two policy maximum options: $50,000 under the Diamond plan and $100,000 under the Diamond Plus plan.
What Is a Deductible in Safe Travels Elite Diamond Insurance?
The deductible is the amount you pay out-of-pocket per incident before your travel medical insurance begins paying eligible expenses. Safe Travels Elite Diamond offers a choice of $100 or $200 per incident, letting travelers balance premium cost against out-of-pocket exposure when selecting their visitor insurance coverage.
Can Safe Travels Elite Diamond Insurance Be Extended or Renewed?
Yes. Safe Travels Elite Diamond can be renewed for a combined total of up to 364 days, so travelers and their families can extend their visitor medical insurance without a gap in coverage if their trip runs longer than planned. If you're already covered and need more time in the USA, you can renew your existing travel insurance policy online in just a few minutes.
Safe Travels Elite Renewal »Why Should I Buy Safe Travels Elite Diamond Insurance?
Traveling abroad is unpredictable, and healthcare in the United States can be extremely expensive. Safe Travels Elite Diamond is a senior travel medical insurance plan designed for travelers ages 70–89, underwritten by Zurich Insurance Europe AG (Belgian branch) and administered by Trawick International, so families can relax and enjoy their trip instead of worrying about unexpected medical bills.
Up to $50,000 medical maximum per incident, with a low deductible of $100 or $200 per incident, for accidents, sudden illnesses, and medical emergencies during the trip.
Up to $25,000 for ages 70–79 and $15,000 for ages 80+, with cardiac/stroke treatment limited to $15,000.
Covers up to $50,000 for transport to the nearest appropriate medical facility during a serious emergency ($25,000 lifetime maximum for acute onset of a pre-existing condition over age 80).
Covers up to $7,500 to return mortal remains to the home country, plus up to $15,000 for medically necessary repatriation, in the event of death or a covered condition requiring transport home.
Round-the-clock Telemedicine and Travel Assistance services included at no extra cost for travel and medical emergencies while abroad.
Coverage runs from 5 to 364 days and is available to non-U.S. citizens traveling from their home country to the U.S. or worldwide, including the U.S., for ages up to 89.
Who Is Eligible for Safe Travels Elite Diamond Travel Medical Insurance?
- check_circle Non-U.S. residents and non-U.S. citizens traveling to the USA, or the USA and other countries.
- check_circle Travelers aged 70 to 89 years.
- check_circle Green card holders visiting the USA are eligible for this visitors insurance plan.
- check_circle This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date.
How Much Does Safe Travels Elite Diamond Insurance Cost?
Safe Travels Elite Diamond cost typically ranges from around $100 to $661 per month, depending on the traveler’s age, selected coverage level (Diamond or Diamond Plus), and deductible. The Safe Travels Elite Diamond insurance plan is designed for senior travelers, with premiums generally increasing as age increases. Travelers in their early 70s may pay significantly less than those in their late 80s for similar coverage.
Prices shown are sample monthly premiums with a $200 deductible and are subject to change.
Deductible: $100 and $200
What Are the Benefits of Safe Travels Elite Diamond Visitor Medical Insurance?
| Benefit | Diamond | Diamond Plus |
|---|---|---|
| Hospital Room & Board | $1,500/day (15-day max.) | $1,500/day (15-day max.) |
| Surgical Treatment | $3,500 per Incident | $3,500 per Incident |
| Hospital Intensive care unit | Additional $2,300/ day, 8 day maximum | Additional $2,300/ day, 10 day maximum |
| Anesthesiologist Expense | $850 per Incident | $850 per Incident |
| Assistant Physician’s Surgical Expenses | $850 per Incident | $850 per Incident |
| Physician’s Non-Surgical Visits | Limited to $75 per visit,one visit per day and 30 visits per Policy Period | Limited to $75 per visit,one visit per day and 30 visits per Policy Period |
| Consulting Physician | $450 per Incident | $450 per Incident |
| Private Duty Nurse | $450 per Incident | $450 per Incident |
| Pre-Admission Test within 7 days of Admission | $1,100 per Incident | $1,100 per Incident |
| Outpatient Surgical Facility | $1,100 per Incident | $1,100 per Incident |
| Diagnostic X-rays and Lab Service | $750 per Incident | $750 per Incident |
| Scans, Pet Scan or MR | $650 per Incident | $650 per Incident |
| Emergency Room Illness with no direct Hospital Admission | $500 and an additional $200 Deductible per visit | $500 and an additional $200 Deductible per visit |
| Emergency Room injury/Accident or Illness with direct Hospital Admission | $500 per Incident | $500 per Incident |
| Prescription drugs and medications | $250 per Incident | $250 per Incident |
| Dental Treatment for Injury to sound natural teeth | $750 per Incident | $750 per Incident |
| Mental or Nervous Disorder & Substance Abuse treatment | $5,000 per Incident | $5,000 per Incident |
| Chemotherapy or radiation therapy | Up to $1,100 | Up to $1,100 |
| Mental or Nervous Disorder & Substance Abuse treatment | Limited to $50 per visit, one visit per day and 12 visits per Policy Period | Limited to $50 per visit, one visit per day and 12 visits per Policy Period |
| Initial Orthopedic Prosthesis/brace | Up to $1,100 | Up to $1,100 |
| Cardiac Conditions and Stroke Expenses | $15,000 | $15,000 |
| Covid-19 Expenses | Covered and treated as any other Sickness | |
| Well Doctor Visit | Pays up to $125 - One Visit per person per Policy Period. The Well Doctor Visit must occur within the first 21 days from the effective date of coverage. To be eligible you must purchase at least 30 days of coverage initially. | |
| Inpatient Ancillary Hospital Services | Included under the Hospital Room and Board Expenses | |
| Benefit | Diamond | Diamond Plus |
|---|---|---|
| Emergency Medical Evacuation | $50,000 ($25,000 Lifetime Maximum for Acute Onset over age of 80) | |
| Return of mortal remains | $7,500 | $7,500 |
| Ambulance Service | $650 per Incident | $650 per Incident |
| Natural Disaster Evacuation | $15,000 | $15,000 |
| Return of Minor Children or Grand Children | Up to $5,000 | Up to $5,000 |
| Local Burial/Cremation | Up to $5,000 | Up to $5,000 |
| Medically necessary repatriation | Up to $15,000 | Up to $15,000 |
| Benefit | Diamond | Diamond Plus |
|---|---|---|
| Felonious Assault AD&D* | Up to $5,000 | Up to $5,000 |
| Travel Assistance | Included | Included |
*Not subject to the Medical Deductible.
| Benefit | Diamond | Diamond Plus |
|---|---|---|
| Acute Onset of Pre-Existing Conditions | $25,000 (ages 70-79), $15,000 (ages 80+) Coverage related to Cardiac Conditions or Stroke are limited to $15,000 | $25,000 (ages 70-79), $15,000 (ages 80+) Coverage related to Cardiac Conditions or Stroke are limited to $15,000 |
Safe Travels Elite Diamond - Any Provider Network
Safe Travels Elite Diamond is a limited/fixed-benefit plan that uses an Any Provider network - confirmed directly on Trawick International's official plan page. This means you are free to visit any licensed doctor, hospital, clinic, or specialist in the USA; you are not required to stay within a PPO network such as First Health to receive benefits.
Safe Travels Elite Diamond is a limited/fixed-benefit plan that uses an Any Provider network - confirmed directly on Trawick International's official plan page. This means you are free to visit any licensed doctor, hospital, clinic, or specialist in the USA; you are not required to stay within a PPO network such as First Health to receive benefits.
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How Do I File a Claim With Safe Travels Elite Diamond Insurance?
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Safe Travels Elite for Seniors With Pre-Existing Conditions
Over 80 years Pre-existing conditions travel insurance for USAHi, I am trying to buy traveling medical health insurance for my 80 years old father who is going to visit the U.S. for about 1 month. He has existing condition about the heart, and he is not a U.S citizen or resident. Will he be eligible for the Safe Travels Elite insurance?
Regards,
Yanhua
Hi Yanhua,
Thank you for contacting American Visitor Insurance with your inquiry!
Yes Safe Travels Elite Diamond will offer travel medical coverage for 80 years senior with pre-existing conditions. It offers coverage for Acute Onset of Pre-Existing Condition Expenses up to $15,000. It also offers coverage for Cardiac Conditions or Stroke up to $15,000.
Safe Travels Elite Diamond InsuranceFeel free to call or email us with any questions or comments you may have. We wish you and yours safe and happy travels!
To compare all Safe Travels USA plans, you can use this link: Compare Trawick plans
Sincerely,
www.americanvisitorinsurance.com Customer care (877) 340 7910Safe Travels Elite Diamond: What Happens When You Turn 80
Hi, We purchased the Safe Travels Elite Diamond plan for my wife. She will turn 80 during her stay in the USA. How will turning 80 affect her insurance premium?
Regards,
Sarran
Hi Sarran,
Thank you for contacting American Visitor Insurance with your inquiry!
If your wife is 79 years old when she purchases the policy, the premium is based on her age at the time of purchase.
If she turns 80 during the existing policy period, her premium does not change. She will continue to be covered under the policy at the premium already paid when the policy was purchased. She does not need to pay any additional premium just because she turns 80 during the policy period, subject to the policy terms and conditions.
However, if she later needs to extend or purchase additional coverage after turning 80, the applicable premium and benefits would be based on the insurer's rules and rates at that time.
There is also an important difference in the Acute Onset of Pre-Existing Conditions benefit by age:
- Ages 70-79: up to $25,000
- Ages 80-89: up to $15,000
- Cardiac conditions or stroke: coverage is limited to $15,000
Therefore, turning 80 during an existing policy period does not change the premium already paid. She can continue her coverage under the existing policy according to its terms and conditions.
Feel free to call or email us with any questions or comments you may have. We wish you and yours safe and happy travels!
To compare all Safe Travels USA plans, you can use this link: Compare Trawick plans
Sincerely,
www.americanvisitorinsurance.com Customer care (877) 340 7910Safe Travels Elite Diamond Insurance - Frequently Asked Questions
Why Buy Safe Travels Elite Diamond Insurance Through American Visitor Insurance?
American Visitor Insurance offers a simple and reliable way to choose the right visitor medical insurance for parents and senior visitors to the USA with confidence, and purchase your Safe Travels Elite Diamond plan online in minutes.
- check_circleEasy Plan Comparison and Purchase: Buy Safe Travels Elite Diamond Insurance online through American Visitor Insurance while reviewing plan details, understanding your policy maximum and deductible options, and comparing Diamond vs. Diamond Plus benefits and pricing all in one place. This makes it simple to choose the right plan and complete your purchase securely in just a few minutes.
- check_circleHelpful Resources for Better Decisions: We offer detailed FAQs, a blog, and guides based on real customer questions - including how the Acute Onset of Pre-Existing Condition benefit works for senior travelers. These resources are designed to help you clearly understand your options and choose the best plan for your specific travel needs.
- check_circleExperienced Customer Support: Our licensed support team has over 20 years of experience in the US visitors insurance industry. We assist customers by answering questions, clarifying plan details, and helping them choose the right Trawick International plan for a parent or senior relative.
- check_circleSupport When You Need It: With support teams across both the East and West Coast of the US, we are available across multiple time zones to assist you with the application process and help guide you through claims if needed during your trip.
- check_circleLicensed & Trusted Platform: American Visitor Insurance is a licensed US-based insurance platform (NJ License #1181604).