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Safe Travels USA Insurance reviews

Quotes for Safe Travels USA insurancee

Safe Travels USA Visitors Insurance provides coverage for Coronavirus (Covid 19)

  • This plan is available for people traveling to the USA and are not US Citizens, US Residents or Greencard Holders
  • The plan require pre-certification for the virus.
Safe travels USA insurance provides coverage for COVID 19 as long as the plan is effective before the individual gets sick.

Disclaimer:

*Safe travels USA visitors medical insurance covers COVID-19 subject to the terms and conditions of the policy normal limits and policy conditions including pre-ex, so if you already have the virus - it will not cover you. If you are in the incubation period when you buy, it will be considered pre-existing condition.
* Testing for COVID-19 will be covered under your policy if you are sick, are referred by a medical practitioner and it is carried out at an approved facility, subject to the terms and conditions in your policy.
* In the event that a test proves positive and requires treatment, members can be assured that all associated treatment costs would be covered under the normal benefit limits and terms of their policy.

Safe Travels USA insurance review

Safe Travels USA Insurance
Insurance provider
Trawick International
Plan life
5 days to 1 year, Renewable up to 2 years
Safe Travels USA Insurance can be renewed online
Safe Travels USA underwriter
Crum & Forster SPC
Safe Travels USA rating
AM Best Rating: “A (Excellent)”
Policy maximum?
$50,000, $100,000, $250,000, $500,000, $1,000,000
Deductible options?
$0, $50, $100, $250, $500, $1,000, $2,500, $5,000
Acute onset of pre-existing coverage
Up to $1,000 for an unexpected recurrence of pre-existing conditions

Safe Travels USA Links

  • Brochure
  • Details
  • Detailed Description
  • Comprehensive
  • Claims
  • Provider Network
  • Renewal

Safe Travels USA insurance

  • Safe Travels USA offers temporary medical coverage for illness and accident.
  • Plan maximum options available up to $1 million.
  • Provides optional coverage for athletic sports coverage.

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A working example of using Safe Travels USA Insurance (Offered by Trawick International) *

Let us take an example: The medical bill is $25,000; Deductible is $100 and choosen Policy Maximum is $50,000.
  • Insurance coverage is $50,000
  • Deductible is $100 per certificate period
  • Coinsurance for claims incurred Out of Network: After the deductible, 80% of first $5,000 and then 100% to the policy limit
  • Total medical expenses is $25,000
The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 80% of first $5,000 then 100% up to the policy limit ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,000 while the insurance company will cover the remaining $24,000.

Safe Travels USA

Safe Travels USA Insurance

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Hospital Room Rent $9,000 $8,000($4,000 + $4,000(80% of first $5,000)) $1,000 (20% of first $5,000)
Surgery $15,000 $15,000 $0
X Ray $1,000 $1,000 $0
Total $25,000 $24,000 $1,000
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.
  • Advantages
  • Disadvantages

Safe Travels USA Insurance advantages

  • It is a comprehensive benefit plan.
  • Good provider network.
  • Optional rider cover for athletic sports coverage, AD&D, home country coverage and hazardous activities.
  • Coinsurance is 80% of the first $5,000 of covered expenses then 100% up to the policy maximum
  • It offers pre-existing condition coverage.
  • It is ideal for foreign residents visiting USA and then other countries worldwide.
  • Travelers on transit visa in US can also purchase this plan.

Safe Travels USA Insurance Disadvantages

  • It is eligible for travelers up to the age of 89 years
  • This plan is not available for green card holders

What are some insurance terms important in Safe Travels USA Insurance reviews?

  • Plan Maximum coverage of Safe Travels USA travel insurance:
    This the maximum coverage that the plan would offer for the medical expenses. Safe Travels USA insurance offers maximum coverage up to $1,000,000.
  • What is a deductible in Safe Travels USA visitors insurance?
    This is the initial amount the traveler needs to pay before the insurance actually start paying. Remember higher deductible have less premium than a plan with lower deductible.Safe Travels USA insurance has deductible options from $0 to $5,000.
  • What is a provider network of Safe Travels USA Medical Insurance?
    It is a network of health care providers. Insurance companies form these in order to control the costs of health care. An insurance plan would pay 100% of the eligible expenses if the insured is admitted to hospital or health care center within the provider network.
  • What is coinsurance in Safe Travels USA visitor insurance?
    This is a percentage of the bill that the travel has to pay. Safe Travels USA plan pays 100% outside USA.
    For coverage inside USA:
    Safe Travels USA insurance pays
    IN PPO NETWORK
    Plan pays 100%.
    OUT OF PPO NETWORK
    Plan pays 80% of eligible expenses up to $5,000, then 100%.
  • Renewability of Safe Travels USA Travel health insurance
    Safe Travels USA Insurance can be renewed from 5 days to 1 year, Renewable up to 2 years.
  • Eligibility to buy Safe Travels USA Insurance Online
    Foreign residents visiting USA and worldwide, travelers up to the age of 89 years and not available for green card holders.

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