Safe Travels USA Insurance Reviews

Safe Travels USA Insurance Cost

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    Policy maximum
    $50k, $100k, $250k, $500k, $1M

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    Deductible
    $0 , $100, $250, $500, $1k, $2.5k, $5k

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    Comprehensive benefit plan
    Benefits for covered medical expenses go all the way up to the plan maximum.

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    Acute onset of a pre-existing condition
    Covers up to the age of 89 years.

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    Renewability
    Plan is renewable for a 5 days to 364 days.

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    PPO Network
    United Healthcare Provider Network

Safe Travels USA travel medical insurance Reviews

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Ratings
AM Best Rating: “A (Excellent)”
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Underwriter
Zurich Insurance
Europe AG Belgian branch

Ideal for Travel insurance for NON US Citizens traveling to the USA or traveling to USA and abroad

Safe Travels USA insurance review

Safe Travels USA Insurance is a travel medical insurance plan that provides coverage for medical expenses and other travel related benefits who are temporarily visiting the US. This is a Comprehensive plan available for non-US citizens aged 5 days up to 364 days.

Safe Travels USA is not available to US citizens residing in the U.S for more than 365 days prior to the effective date of the coverage. Safe Travels USA participates in First Health PPO network which is a very widely recognized PPO network all over the U.S. Outside the PPO network, the plan covers 90% of the first $2,500 then 100% up to the policy maximum. Learn more about how Safe Travels USA plan works.

COVID-19 expenses are covered and treated as any other sickness. Covers sudden and unexpected recurrence of pre-existing conditions up to $1,000 of covered expenses.

After buying the plan, Traveler can get all the plan document and plan id card by using Safe Travels USA login. At American Visitor Insurance, US Travelers can contact the Safe Travels USA customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!

  • picture_as_pdf Brochure
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  • description Benefits
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Safe Travel USA benefits - Key Highlights

  • This plan is available for Green card holders.
  • Safe Travels USA is a comprehensive insurance plan wide range of policy maximum options starting from $50K and goes up as high as $1M.
  • Acute onset of pre existing condition or unexpected recurrence of the condition is covered for $1,000.
  • Co-Insurance 90% of the first $2,500 then 100% up to the policy maximum
  • Emergency Medical Evacuation is available for 100% up to 2,000,000.

Trawick International Safe Travels insurance reviews

Reviews, Ratings and Experiences

It was a pleasant experience. The representative, I believe it was Rusty, had the patience to deal with me. Thank You.
  |   Carol
It was very easy to get a quote online and when I asked a question in the Live Chat I received a prompt response.
  |   Charles
It was very helpful to speak to someone about our policy choices. Your website is relatively easy to use and to navigate to find the information.
  |   Rachel

Advantages & Disadvantages of Safe Travels USA Insurance

  • Safe Travels USA Insurance Advantages
    • It is a comprehensive benefit plan.
    • Safe Travels USA plan is available for Green card holders
    • Good provider network.
    • Covers Unexpected Recurrence of a Pre-existing condition up to $1k
    • Optional rider cover for Sports activity coverage, AD&D, Return to home country Coverage and hazardous activities.
    • Coinsurance is 90% of the first $2,500 of covered expenses then 100% up to the policy maximum
    • It is ideal for foreign residents visiting USA and then other countries worldwide.
    • Travelers on transit visa in US can also purchase this plan.
  • Safe Travels USA Insurance Disadvantages
    • It is eligible for travelers up to the age of 89 years
    • This plan is not available to any individual who has been residing within the United States for more than 365 days prior to their Effective Date

An Overview of Safe Travels USA

Eligibility

  • For non U.S. residents and non U.S. citizens, traveling to the USA or USA and then other countries.
  • Travelers up to the age of 89 years.

Renewability

Pre-existing condition

  • Offers Acute onset of pre-existing coverage up to the age of 70 years.
  • $25,000 maximum limit for emergency medical evacuation.

Cancellation

  • Before effective date: Full refund of premium is available.
  • After effective date $50 cancellation fee will be charged by the insurance company.

Coinsurance

The plan pays 90% of the first $2,500 then 100% up to the policy maximum.

Restrictions

This plan is not available for Antarctica and Nigerians.

Working example of Safe Travels USA Insurance for US Visitors*

Consider an example where your:

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    Insurance coverage $50,000

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    Deductible $100 per certificate period

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    Medical expenses Claims$25,100

The insured must pay the deductible ($100) before the insurance plan pays anything. Since the policy maximum coverage is $50,000. and the total amount billed is $25,000, the policy will pay 90% of the first $2,500 then 100% up to the policy maximum ($50,000). In this case the insured expense after the deductible is 20% of first $5,000, which is $1,000. Thus your final expense is $1,100 while the insurance company will cover the remaining $24,000.

Expense Amount billed Amount Insurance Pays Amount Insured Owes
Deductible $100 $0 $100
Days in hospital $9,000 $8,000($4,000 + $4,000(80% of first $5,000)) $1,000 (20% of first $5,000)
Surgery $15,000 $15,000 $0
X Ray $1000 $1000 $0
Total: $25,100 $24,000 $1,100
* Disclaimer:- We have done everything to the best of our ability to make the insurance information up-to-date and accurate. However this information does change periodically and we cannot guarantee 100% accuracy.

Safe Travels USA Travel Medical Insurance - FAQ's

1. Does Safe Travels USA Visitor Insurance cover pre-existing conditions?

Yes. Safe Travels USA Visitor Medical Insurance covers Unexpected Recurrence of a Pre-existing condition up to $1k.

2. How much does Safe Travels USA Travel Medical Insurance cost?

The cost of Safe Travels USA plan is dependent on the following factors: The age of the traveler, the length of insurance coverage, The Plan Limit and the deductible.

The higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers can choose maximum limits of $50k, $100k, $500k, $1M depending on the age of traveler.

3.Does Safe Travels USA insurance for visitors covers sports Activities?

Yes.Safe Travels USA plan offers Sports activity coverage as (Optional) up to $50,000 - provides coverage while performing, practicing, or participating in Class 1 or Class 2 Sports only. Extreme Sports are excluded. Hockey League play is excluded.

Class 1: Archery, tennis, swimming, cross country, track, volleyball, and golf.

Class 2: Ballet, baseball, basketball, cheerleading, equestrian, fencing, field hockey, football except division 1, gymnastics, hockey no league play, karate, lacrosse, polo, rowing, rugby, soccer, & softball.

Extreme Sports: Sports means any high-risk non-team sport or recreation activity that is dangerous and if performed optimally, even by the highly skilled, risks loss of life or limb.

4. How do I cancel a Safe Travels USA Insurance from Trawick International?

For Trawick International Travel insurance Policy Cancellation: If your travel insurance USA plan is cancelled you have to submit a written request to info@trawickinternational.com for cancellation and refund of your travel medical insurance premium cost.

Cancellation before effective date:

  • A full refund would be considered

Cancellation of the travel health insurance after effective date the following conditions apply if the Insured Person wishes to cancel the insurance and a written partial refund request has been made:

  • If any claims have been filed with the Company, the Premium is fully earned and is non-refundable.
  • If no claims have been filed with the Company, then
    • a cancellation fee of US $25 will be charged;
    • only full month premiums will be considered as refundable;
  • If after a refund is made, it is determined that a claim was presented to the company on an Insured Person’s behalf, the Insured Person will be fully responsible for that claim in its entirety.
5. What is the advantage of buying Safe travels USA from Trawick International?

Safe Travels USA is a travel insurance for USA plan which offers comprehensive medical coverage up to $1,000,000 for accidents and sickness medical expenses. Safe Travels USA medical insurance for visitors provides limited coverage for unexpected recurrence of a Pre-existing condition up to $1k, access to a wide PPO network for reduced out-of-pocket. With flexible coverage durations ranging from 5 to 364 days and optional add-ons for specific activities, Trawick International ensures travelers have tailored protection and support during their visit to the U.S.

6. Can a traveler extend or renew the Trawick international Safe Travels USA plan?

Yes, the Safe Travels USA plan can be renewed if initially purchased for more than Five days. There is an $5 fee for renewing the Trawick International Safe Travels USA plan

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Safe Travels USA insurance - PPO network

Safe Travels USA insurance - Provider network and how to find hospital or doctor? We have two different network providers for our plans.
If you have this logo on your ID Card:
first Healthcare Provider Network
You can find a provider in the USA by using the following link www.firsthealthinternational.com

Please note: there are no Pharmacies or Dental Providers listed as In-Network for First Heath PPO. All Dental Providers and Pharmacies are Out of Network and any Out of Network Deductible will apply to eligible claims.

Safe travels Insurance related coverage

Safe Travels USA Cost Saver Insurance

Budget-minded travelersExcess medical coverage

  • Safe Travels USA Cost Saver offer excess medical coverage.
  • Travel insurance USA includes emergency medical evacuation, repatriation and security evacuation benefits.

Safe Travels USA Comprehensive

Acute onset of pre-existing conditionsGreen card holders

  • Safe Travels USA Comprehensive offers excellent medical coverage.
  • US travel insurance includes coverage for acute onset of pre-existing conditions, emergency medical evacuation, repatriation and security evacuation benefits.

Safe Travels International Insurance

Non-U.S. citizensSchengen visa

  • Safe Travels International insurance offer medical coverage for Non-US citizens and Non-US residents traveling outside their home country but not to USA.

Safe Travels Elite Insurance

Cheap visitor insuranceGreen card holders

  • Safe Travels Elite offers fixed benefits accident and sickness medical coverage. It is an cheap USA travel medical insurance