INF

Compare INF Covid Travel Insurance Plans

best travel insurance price

Compare travel insurance benefits offered by INF Premier, INF Traveler USA, INF Elite Plan and INF Standard plans.
The Premier Plan is the only fixed benefit (Scheduled benefits) plan with full pre-existing coverage and the Elite Plan is the only comprehensive visitor medical insurance plan with full pre-existing coverage.

How much does visitors health insurance USA cost?

Compare INF Travel Insurance Plans for Coronavirus

Email results
Age
Spouse
Start Date
End Date
Destination
Citizenship
INF Premier
Plan Maximum
Deductible
Pre-ex Ded
  Buy Now
INF Traveler USA
Plan Maximum
Deductible
Pre-ex : Not Covered
  Buy Now
INF Elite
Plan Maximum
Deductible
Pre-ex : Included
  Buy Now
INF Standard
Plan Maximum
Deductible
Pre-ex : Not Covered
  Buy Now
  Covid19 coverage
Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan Treats Coronavirus as a new sickness & covered by the plan
  Plan Type
Minimum: 90 days
Maximum: 365 days
Minimum: 30 days
Maximum: 365 days
Minimum: 90 days
Maximum: 365 days
Minimum: 30 days
Maximum: 365 days
  Length of Coverage
Fixed Benefit Plan Comprehensive Plan Comprehensive Plan Fixed Benefit Plan
  Plan maximum
Age 0 to 69: $100,000; $150,000; $300,000
Age 70 to 99: $100,000
Age 0 to 69: $150,000; $250,000; $300,000
Age 70 to 99: $75,000
Age 0 to 69: $150,000; $250,000; $300,000
Age 70 to 99: $75,000
Age 0 to 69: 50,000; $100,000; $150,000
Age 0 to 99: $50,000, $100,000
  Medical Benefits
Hospital room and board
Plan 100k: Charges up to $1,750 a day, to 30 days
Plan 150k: Charges up to $1,900 a day, to 30 days
Plan 300k: Charges up to $3,000 a day, to 30 days
Not Covered Not Covered Plan 50k: Charges up to $1,300 a day maximum Up to 30 days
Plan 100k: Charges up to $1,750 a day maximum ​Up to 30 days
Plan 150k: Charges up to $1,900 a day maximum ​Up to 30 days
Intensive care unit
Plan 100k: Charges up to $750 maximum additional a day, to 8 days
Plan 150k: Charges up to $850 maximum additional a day, to 8 days
Plan 300k: Charges up to $1150 maximum additional a day, to 8 days
Not Covered Not Covered Plan 50k: Charges up to $525 maximum additional a day | Up to 8 Days
Plan 100k: Charges up to $750 maximum additional a day | Up to 8 Days
Plan 150k: Charges up to $850 maximum additional a day | Up to 8 Days
Surgeon (In-Patient/Out-Patient)
Plan 100k: Charges up to $5,000 maximum
Plan 150k: Charges up to $6,000 maximum
Plan 300k: Charges up to $8,000 maximum
Not Covered Not Covered Plan 50k: Up to $3,000 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $6,000 maximum
  Diagnostic X-Ray (Out-Patient)
Plan 100k: Up to $650 maximum
Plan 150k: Up to $750 maximum
Plan 300k: Up to $1,150 maximum
Not Covered Not Covered Plan 50k: Charges up to $400 maximum​
Plan 100k: Charges up to $650 maximum​
Plan 150k: Charges up to $750 maximum
  CAT/PET/MRI Scan (Out-Patient)
Plan 100k: Up to $650 additional
Plan 150k: Up to $1,000 additional
Plan 300k: Up to $1,400 additional
Not Covered Not Covered Plan 50k: Up to $400 additional​
Plan 100k: Up to $650 additional​
Plan 150k: Up to $1,000 additional
Prescription Drugs and Medications
Plan 100k: Up to $150 maximum
Plan 150k: Up to $200 maximum
Plan 300k: Up to $300 maximum
Not Covered Not Covered Not Covered
 Physical & Occupational Therapy
Plan 100k: Up to $45 a visit max, 1 visit a day to 12 visits
Plan 150k: Up to $50 a visit max, 1 visit a day to 12 visits
Plan 300k: Charges up to $100 a visit maximum, 1 visit per day to 12 visits
$50 per visit up to a maximum of $500 $50 per visit up to a maximum of $500 Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits
Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits
Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits
 Rehabilitative Braces or Appliances
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Plan 300k: Up to $1,500 maximum
Not Covered Not Covered Plan 50k: Charges up to $1,200 maximum
Plan 100k: Charges up to $1,100 maximum
Plan 150k: Charges up to $1,200 maximum
 Surgical Room & Supply Expenses (Out-Patient)
Plan 100k: Up to $1,100 maximum
Plan 150k: Up to $1,200 maximum
Plan 300k: Up to $1,800 maximum
Not Covered Not Covered Plan 50k: Charges up to $1,000 maximum​
Plan 100k: Charges up to $1,100 maximum​
Plan 150k: Charges up to $1,200 maximum​
 Assistant Surgeon (In-Patient/Out-Patient)
Plan 100k: Up to $1,250 maximum
Plan 150k: Up to $1,500 maximum
Plan 300k: Up to $2,500 maximum
Not Covered Not Covered Plan 50k: Charges up to $750 maximum​
Plan 100k: Charges up to $1,250 maximum​
Plan 150k: Charges up to $1,500 maximum​
 Doctors Non-Surgical Visit(In-Patient/Out-Patient)
Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits
Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits
Plan 300k: Up to $175 maximum a visit, 1 visit a day, to 30 visits
Not Covered Not Covered Plan 50k: Charges up to $60 a visit, 1 visit a day, to 30 visits​
Plan 100k: Charges up to $100 a visit, 1 visit a day, to 30 visits​
Plan 150k: Charges up to $125 a visit, 1 visit a day, to 30 visits​
 Consultant Doctor
Plan 100k: $450 maximum
Plan 150k: $500 maximum
Plan 300k: $500 maximum
Not Covered Not Covered Plan 50k: $400 maximum​
Plan 100k: $450 maximum​
Plan 150k: $500 maximum​
 Anesthetist (In-Patient/Out-Patient)
Plan 100k: Charges up to $1,250 maximum
Plan 150k: Charges up to $1,500 maximum
Plan 300k: Charges up to $2,500 maximum
Not Covered Not Covered Plan 50k: Up to $750 maximum
Plan 100k: Up to $1,250 ​maximum
Plan 150k: Up to $2,500 maximum
 Private Duty Nurse
Plan 100k: Charges up to $500 maximum
Plan 150k: Charges up to $550 maximum
Plan 300k: Charges up to $550 maximum
Not Covered Not Covered Plan 50k: Up to $400 maximum
Plan 100k: Up to $500 maximum
Plan 150k: Up to $550 maximum
  Pregnancy & Childbirth
Plan 100k: Charges up to $5,000 maximum
Plan 150k: Charges up to $5,500 maximum
Plan 300k: Charges up to $5,500 maximum
(Conception must occur after Trip begins)
Not Covered Not Covered Plan 50k: Up to $4,500 maximum
Plan 100k: Up to $5,000 maximum
Plan 150k: Up to $5,500 maximum
  Emergency Services
Emergency local ambulance
Plan 100k: Charges up to $450 maximum
Plan 150k: Charges up to $500 maximum
Plan 300k: Charges up to $1,000 maximum
Not Covered Not Covered Plan 50k:​Up to $400 maximum
Plan 100k:​Up to $450 maximum
Plan 150k: Up to $500 maximum
  Dental
Dental Treatment due to Alleviate pain
Plan 100k: Charges up to $500 maximum. There are no benefits for dental services for immediate relief of pain.
Plan 150k: Charges up to $550 maximum.
Plan 300k: Charges up to $550 maximum. There are no benefits for dental services for immediate relief of pain.
Not Covered Not Covered Plan 50k: Up to $450. There are no benefits for dental services for immediate relief of pain.
Plan 100k: Up to $500. There are no benefits for dental services for immediate relief of pain.
Plan 150k: Up to $550. There are no benefits for dental services for immediate relief of pain.
  Pre-Existing Condition
Acute Onset of Pre-Existing Condition
Under age 70: Policy maximum $100,000 - Covers up to $20,000/$40,000 maximum with deductible $1,000/$5,000 and Policy maximum $150,000 - Covers up to $30,000/$60,000 maximum with deductible $1,000/$5,000 Policy maximum $300,000 Covers up to $50,000/$100,000 with deductible $1,000/$5,000 for age 0 to 69 years.
Age 70 to 99: Policy maximum $100,000 - Covers up to $15,000/$25,000 pre-existing maximum with deductible $1,000/$5,000.
Not Covered Under age 70: Policy maximum $150,000 - Covers up to $25,000 maximum with deductible $1,500.
Age 70 to 99: Policy maximum $75,000 - Covers up to $20,000 maximum with deductible $1,500.
Not Covered
  Life
Common carrier accidental death & dismemberment
Plan 100k: $25,000 maximum
Plan 150k: $25,000 maximum
Plan 300k: $25,000 maximum
Up to $25,000 maximum Up to $25,000 maximum Plan 50k: $25,000 Principal Sum
Plan 100k: $25,000 Principal Sum
Plan 150k: $25,000 Principal Sum
  Evacuation
Emergency medical evacuation
Plan 100k: Up to $20,000 maximum
Plan 150k: Up to $25,000 maximum
Plan 300k: $45,000 maximum
Up to $25,000 maximum Up to $25,000 maximum Plan 50k: $15,000 maximum
Plan 100k: $20,000 maximum
Plan 150k: $25,000 maximum
Repatriation of Remains
Plan 100k: Up to $15,000 maximum
Plan 150k: Up to $20,000 maximum
Plan 300k: $30,000 maximum
Up to $20,000 maximum Up to $20,000 maximum Plan 50k: $10,000 maximum
Plan 100k: $15,000 maximum
Plan 150k: $20,000 maximum
  Underwriter
Premier Plan Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.
Traveler USA Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies
Elite Plan Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.
Standard Plan Insurance Underwriter
Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.
  Rating
Premier Plan Insurance Rating
AM Best Rating: A++
Traveler USA Insurance Rating
AM Best Rating: A++
Elite Plan Insurance Rating
AM Best Rating: A++
Standard Plan Insurance Rating
AM Best Rating: A++
  Brochure & Details links

Frequently asked questions about INF travel insurance coverage for Covid19

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID19?

There is no change in the coverage.

Will these policies be voided given that travelers are basically stuck wherever they are and there is no place "better" to travel to?

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Will policies already purchased before March 27th where travelers where NOT in level 3 areas already have "normal" coverage for all illnesses except covid19 or will covid19 be covered for them?

INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

Will you be issuing new policies since the CDC announcement?

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Many people are currently stuck in countries with their other policies running out and non-renewable. Can they purchase the your policies ?

Yes, they can enroll in the INF policies.

Will you continue to allow pre-existing condition coverage during the month of April for the "marooned" travelers?

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Will these policies cover any other illness, injury or accident as long as the person does not travel?

Yes, the plan will cover eligible sickness and accidents.

Can they travel (say from US to Canada and back)?

If they are a Non-US Citizen or Non-US Resident, yes they will be able to

Will they cover covid19 if they stay in one country or if they travel or not at all?

INF plans cover covid19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

What happens if I catch covid19 on the flight to the USA?

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

But what about contact tracing? Won't the insurance company deny the claim knowing I was in contact with someone infected?

We cannot prove that you were infected with covid19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover covid19 like any other new sickness.

What happens if I am asymptomatic (i.e. testing done before the trip shows positive) and still decide to travel?

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing

What if I catch covid19 in the airport on the way to the US?

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. covid19 is covered just as if you catch the flu. Both testing & treatment are covered.

Will INF travel insurance cover Coronavirus even though it's declared a pandemic & there are travel advisories out by my government about non-essential travel?

Yes, INF will cover covid19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

If I am already sick with covid19, will INF travel health insurance coronavirus cover my medical expenses?

No, INF will not pay out any benefits if you are already showing symptoms of covid19 before you enroll in the policy.

Are antibody tests & covid19 tests covered by INF?

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). covid19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

Does INF Plans Insurance cover covid illness?

INF Covid19 travel insurance by Premier Plans travel insurance for coronavirus coverage will cover eligible medical expenses resulting from COVID-19/SARS-CoV-2. Eligible medical expenses are medically necessary expenses that are not subject to another plan exclusion.

INF Travel insurance for Covid19

At American Visitor Insurance, we are committed to getting you the best travel insurance coverage for Covid19. INF offers travel insurance plans for coverage in the USA, Canada and Mexico. INF Insurance: offers two fixed benefit plans namely INF Premier Insurance and INF Standard Insurance and two comprehensive benefit plans namely INF Elite Insurance and INF Traveler USA with Covid19 coverage. Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

INF insurance does not cover medical tourism

INF insurance will not cover visitors to US if they are already sick, if a traveller is already in the hospital, expecting to use the insurance, if travelers have scheduled medical procedures, or if travelers are seeking on-going treatment. If a visitor proceeds to do any of the preceding, it may result in the cancellation of coverage, full refund of the amount paid, and all claims denied.

INF has a 5 day waiting period for new sickness / pre-existing coverage if the traveler has already arrived in the United States..

AVI customer service

NEED HELP?
Contact our customer service team
We are here to help you!

 (877)-340-7910

Click to send an email

Compare Travel health insurance USA , Visitor Insurance USA

Visitors insurance USA
Compare INF travel insurance Online

There are several travel health insurance plans available for the visitors traveling outside their home country....Click here to read more »

Compare INF travel insurance Online

International travelers should look for reliable travel insurance plans that provide adequate coverage while they are outside their home country.....Click here to read more »

Review INF travel insurance Online

The best insurance plan for your needs International travelers, students, all US visa’s and Schengen visa.....Click here to read more »

Compare travel medical insurance

Baggage
International travel insurance resources for outside your home country Know more
medical
Different US travel insurance options, fixed vs comprehensive coverage. Know more
expat insurance
Important factors to consider while deciding on the best travel insurance. Know more
Quarantine travel insurance coverage
A fall or illness could become the more serious for the older traveler. Know more