Compare Fixed Vs Comprehensive Travel Insurance Plans from India Network Foundation (INF), INF Premier vs INF Traveler USA vs INF Elite Network vs INF Standard.

INF Premier Plan Maximum Deductible Pre-existing Ded $5,000 $1,000 BUY NOW	INF Traveler USA Plan Maximum Deductible Pre-existing Coverage: Not Covered BUY NOW	INF Elite Plan Maximum Deductible Pre-existing Coverage: Included BUY NOW	INF Standard Plan Maximum Deductible Pre-existing Coverage: Not Covered BUY NOW
Plan Type
Fixed Benefit Plan	Comprehensive Plan	Comprehensive Plan	Fixed Benefit Plan
Length of Coverage
Minimum: 90 days Maximum: 365 days	Minimum: 30 days Maximum: 365 days	Minimum: 90 days Maximum: 365 days	Minimum: 30 days Maximum: 365 days
Brochure & Details links
» Premier Plan Insurance Brochure » Premier Plan Insurance Details	» Traveler USA Insurance Brochure » Traveler USA Insurance Details	» Elite Network Insurance Brochure » Elite Network Insurance Details	» Standard Plan Insurance Brochure » Standard Plan Insurance Details
Coronavirus coverage
INF travel insurance provides travel insurance coverage for Coronavirus
Underwriter
Premier Plan Insurance Underwriter Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.	Traveler USA Insurance Underwriter Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies	Elite Network Plan Insurance Underwriter Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.	Standard Plan Insurance Underwriter Underwritten by ACE American Insurance Company, a member of the Chubb Group of Companies.
Rating
Premier Plan Insurance Rating AM Best Rating: A++	Traveler USA Insurance Rating AM Best Rating: A++	Elite Network Plan Insurance Rating AM Best Rating: A++	Standard Plan Insurance Rating AM Best Rating: A++
Plan maximum
Age 0 to 69: $100,000, $150,000 Age 70 to 99: $100,000	Age 0 to 69: $150,000 Age 70 to 99: $75,000	Age 0 to 69: $150,000 Age 70 to 99: $75,000	Age 0 to 69: $150,000 Age 0 to 99: $50,000, $100,000
Pre-existing Condition
Under age 70: Covers up to $20,000/$30,000/$40,000/$60,000 with deductible $1,000/$5,000 Age 70 to 99: Covers up to $15,000/$25,000 with deductible $1,000/$5,000.	Not Covered	Under age 70: Covers up to $25,000 with deductible $1,500. Age 70 to 99: Covers up to $20,000 with deductible $1,500.	Not Covered
Hospital Room & Board, and Miscellaneous (In-Patient)
Plan 100k: Charges up to $1,750 a day, to 30 days Plan 150k: Charges up to $1,900 a day, to 30 days	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $1,300 a day maximum Up to 30 days Plan 100k: Charges up to $1,750 a day maximum Up to 30 days Plan 150k: Charges up to $1,900 a day maximum Up to 30 days
Hospital Intensive Care Unit (In-Patient)
Plan 100k: Charges up to $750 maximum additional a day, to 8 days Plan 150k: Charges up to $850 maximum additional a day, to 8 days	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $525 maximum additional a day \| Up to 8 Days Plan 100k: Charges up to $750 maximum additional a day \| Up to 8 Days Plan 150k: Charges up to $850 maximum additional a day \| Up to 8 Days
Surgeon (In-Patient/Out-Patient)
Plan 100k: Charges up to $5,000 maximum Plan 150k: Charges up to $6,000 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $3,000 maximum Plan 100k: Up to $5,000 maximum Plan 150k: Up to $6,000 maximum
Ambulance Services (Out-Patient)
Plan 100k: Charges up to $450 maximum Plan 150k: Charges up to $500 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k:Up to $400 maximum Plan 100k:Up to $450 maximum Plan 150k: Up to $500 maximum
Dental Injury Treatment
Plan 100k: Charges up to $500 maximum. There are no benefits for dental services for immediate relief of pain. Plan 150k: Charges up to $550 maximum. There are no benefits for dental services for immediate relief of pain.	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $450. There are no benefits for dental services for immediate relief of pain. Plan 100k: Up to $500. There are no benefits for dental services for immediate relief of pain. Plan 150k: Up to $550. There are no benefits for dental services for immediate relief of pain.
Emergency Medical Evacuation
Plan 100k: Up to $20,000 maximum Plan 150k: Up to $25,000 maximum	Up to $25,000 maximum	Up to $25,000 maximum	Plan 50k: $15,000 maximum Plan 100k: $20,000 maximum Plan 150k: $25,000 maximum
Repatriation of Remains
Plan 100k: $15,000 maximum Plan 150k: $20,000 maximum	Up to $20,000 maximum	Up to $20,000 maximum	Plan 50k: $10,000 maximum Plan 100k: $15,000 maximum Plan 150k: $20,000 maximum
Accidental Death & Dismemberment
Plan 100k: $25,000 maximum Plan 150k: $25,000 maximum	Up to $25,000 maximum	Up to $25,000 maximum	Plan 50k: $25,000 Principal Sum Plan 100k: $25,000 Principal Sum Plan 150k: $25,000 Principal Sum
Anesthetist (In-Patient/Out-Patient)
Plan 100k: Charges up to $1,250 maximum Plan 150k: Charges up to $1,500 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $750 maximum Plan 100k: Up to $1,250 maximum Plan 150k: Up to $1,500 maximum
Private Duty Nurse
Plan 100k: Charges up to $500 maximum Plan 150k: Charges up to $550 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $400 maximum Plan 100k: Up to $500 maximum Plan 150k: Up to $550 maximum
Pregnancy & Childbirth
Plan 100k: Charges up to $5,000 maximum Plan 150k: Charges up to $5,500 maximum (Conception must occur after Trip begins)	Not Covered	Not Covered	Plan 50k: Up to $4,500 maximum Plan 100k: Up to $5,000 maximum Plan 150k: Up to $5,500 maximum
Pre-Admission Tests
Plan 100k: $1,100 maximum Plan 150k: $1,200 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: $1,000 maximum Plan 100k: $1,100 maximum Plan 150k: $1,200 maximum
Consultant Doctor
Plan 100k: $450 maximum Plan 150k: $500 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: $400 maximum Plan 100k: $450 maximum Plan 150k: $500 maximum
Doctors Non-Surgical Visit(In-Patient/Out-Patient)
Plan 100k: Up to $100 maximum a visit, 1 visit a day, to 30 visits Plan 150k: Up to $125 maximum a visit, 1 visit a day, to 30 visits	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $60 a visit, 1 visit a day, to 30 visits Plan 100k: Charges up to $100 a visit, 1 visit a day, to 30 visits Plan 150k: Charges up to $125 a visit, 1 visit a day, to 30 visits
Assistant Surgeon (In-Patient/Out-Patient)
Plan 100k: Up to $1,250 maximum Plan 150k: Up to $1,500 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $750 maximum Plan 100k: Charges up to $1,250 maximum Plan 150k: Charges up to $1,500 maximum
Surgical Room & Supply Expenses (Out-Patient)
Plan 100k: Up to $1,100 maximum Plan 150k: Up to $1,200 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $1,000 maximum Plan 100k: Charges up to $1,100 maximum Plan 150k: Charges up to $1,200 maximum
Hospital Emergency (Out-Patient)
Plan 100k: Up to $500 maximum Plan 150k: Up to $750 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges to maximum $350 Plan 100k: Charges to maximum $500 Plan 150k: Charges to maximum $750
Diagnostic X-Ray (Out-Patient)
Plan 100k: Up to $650 maximum Plan 150k: Up to $750 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $400 maximum Plan 100k: Charges up to $650 maximum Plan 150k: Charges up to $750 maximum
CAT/PET/MRI Scan (Out-Patient)
Plan 100k: Up to $650 additional Plan 150k: Up to $1,000 additional	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $400 additional Plan 100k: Up to $650 additional Plan 150k: Up to $1,000 additional
Prescription Drugs (Out-Patient)
Plan 100k: Up to $150 maximum Plan 150k: Up to $200 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $100 maximum Plan 100k: Up to $150 maximum Plan 150k: Up to $200 maximum
Physical & Occupational Therapy
Plan 100k: Up to $45 a visit max, 1 visit a day to 12 visits Plan 150k: Up to $50 a visit max, 1 visit a day to 12 visits	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Up to $35 a visit max, 1 Visit a day to 12 visits Plan 100k: Up to $45 a visit max, 1 Visit a day to 12 visits Plan 150k: Up to $50 a visit max, 1 Visit a day to 12 visits
Chemotherapy
Plan 100k: Up to $1,150 maximum Plan 150k: Up to $1,250 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $1,000 maximum Plan 100k: Charges up to $1,150 maximum Plan 150k: Charges up to $1,250 maximum
Rehabilitative Braces or Appliances
Plan 100k: Up to $1,100 maximum Plan 150k: Up to $1,200 maximum	80% of Covered Network Charges up to the Overall Maximum Benefit	80% of Covered Network Charges up to the Overall Maximum Benefit	Plan 50k: Charges up to $1,200 maximum Plan 100k: Charges up to $1,100 maximum Plan 150k: Charges up to $1,200 maximum

Frequently asked questions about INF international travel insurance coverage for Coronavirus

Now that the CDC announced that the world is at a level 3 travel advisory, is there any coverage for your policies for COVID-19?

There is no change in the coverage.

Will these policies be voided given that travelers are basically stuck wherever they are and there is no place "better" to travel to?

If they are currently enrolled, the policy will not be voided. If they are enrolling after the arrival date (most common situation now) they may go through special underwriting.

Will policies already purchased before March 27th where travelers where NOT in level 3 areas already have "normal" coverage for all illnesses except COVID-19 or will COVID-19 be covered for them?

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually.

Will you be issuing new policies since the CDC announcement?

Currently, we will continue to support our customers and allow new enrollments in INF Standard and INF Traveler USA and others case by case.

Many people are currently stuck in countries with their other policies running out and non-renewable. Can they purchase the your policies ?

Yes, they can enroll in the INF policies.

Will you continue to allow pre-existing condition coverage during the month of April for the "marooned" travelers?

As of now, the pre-existing coverage will remain intact. For new enrollments, they may undergo special underwriting.

Will these policies cover any other illness, injury or accident as long as the person does not travel?

Yes, the plan will cover eligible sickness and accidents.

Can they travel (say from US to Canada and back)?

If they are a Non-US Citizen or Non-US Resident, yes they will be able to

Will they cover COVID-19 if they stay in one country or if they travel or not at all?

INF plans cover COVID-19 like a new sickness, subject to the terms and conditions of the policy. This is not a guarantee of benefits, however, as each claim is evaluated individually. Additionally, we do not cover anyone who is already sick or showing symptoms, or plans to see a physician in the immediate future. As you know, the situation is developing day by day and is constantly changing. If the Travellers are interested in enrolling, we advise them to enroll right away.

What happens if I catch COVID-19 on the flight to the USA?

INF travel insurance that covers coronavirus will treat it as a new sickness, even if you are infected on the airplane.

But what about contact tracing? Won't the insurance company deny the claim knowing I was in contact with someone infected?

We cannot prove that you were infected with COVID-19 by simply being in contact with someone who had / has it. This has no effect on the coronavirus travel insurance. We will cover COVID-19 like any other new sickness.

What happens if I am asymptomatic (i.e. testing done before the trip shows positive) and still decide to travel?

Being tested is a service, if we determine a related service was done 12 months prior to the effective date, the condition would be considered Pre-Existing

What if I catch COVID-19 in the airport on the way to the US?

We would still cover coronavirus like a new sickness. There is no incubation period exclusion clause in our policy. COVID-19 is covered just as if you catch the flu. Both testing & treatment are covered.

Will INF travel insurance cover Coronavirus even though it's declared a pandemic & there are travel advisories out by my government about non-essential travel?

Yes, INF will cover COVID-19 like any other sickness. We do not have a pandemic or travel advisory exclusion clause in our policy.

If I am already sick with COVID-19, will INF travel health insurance coronavirus cover my medical expenses?

No, INF will not pay out any benefits if you are already showing symptoms of COVID-19 before you enroll in the policy.

Are antibody tests & COVID-19 tests covered by INF?

Antibody test prescriptions can be obtained via INF's telemedicine program for $0 (free). COVID-19 tests and prescriptions are covered. In both cases, you must be showing symptoms and tests should be prescribed by a physician (medically necessary) to be covered.

INF travel insurance coverage for Coronavirus (Covid 19)

As the world-wide outbreak of the coronavirus (Covid 19) continues to grow with no end in sight - it is important let travelers know that they need to have medical coverage which can cover the cost of treatment. Treatment costs of the coronavirus have been known to reach tens-of-thousands of dollars for in-patient hospitalizations, lab tests, and other needed medical facilities to treat the disease. Although there is no vaccine for the coronavirus, the travelers can still find medical coverage for visitors which will help with the treatment of the virus. Our claims show that individuals who are above 70 years are very susceptible to new illness and sickness such as the flu and pneumonia. In fact, the majority of claims paid out for those above the age of 70 years will be for these types of new sickness - not pre-existing conditions.

The cost hospitalization for a visitor who is aged 70-79 years with a case of pneumonia can range anywhere from $22,564 to upward for $56,323.67! This should be the expectation if one of the travelers suddenly becomes ill with the coronavirus. Often times, many patients will need extra care for these conditions- and this is only exacerbated by their age and that fact that there is still no vaccine for coronavirus.

INF travel insurance coverage for Coronavirus is straightforward. The coronavirus will be covered as per any new sickness in the policy since it is not explicitly excluded. Note that these plans only offer coverage in the US and Canada.

INF Elite Network Covers Coronavirus

Treats Coronavirus as a new sickness & covered by the plan.
Covers Pre-Existing Conditions.
Comprehensive FULL Pre-Existing insurance for visitors.
Works with the First Health Provider Network or Multiplan PPO - $0 Copay for Urgent Care when using MeMD.
Dental & Vision Discount Coverage Included.
Covers from Age 0 through Age 99.

Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus

It is heartbreaking to hear of so many people stranded due to COVID-19. So many borders are closing and travel plans have had to be altered. At American Visitor Insurance, we are committed to getting you the best insurance coverage we can in these uncertain times. Of particular note, the company INF insurance which offers travel insurance plans with coverage in the USA, Canada and Mexica. INF Insurance: offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance with Covid19 coverage. These plans usually have a restriction on coverage of pre-existing medical conditions for their plan: INF Elite Network Insurance unless it is purchased BEFORE the traveler leaves their home country. INF traveler USA also offers coverage for Coronavirus. In light of the coronavirus epidemic, INF is lifting this restriction on pre-existing condition coverage even if purchased after coming to the US.

While many other insurers are NOT covering COVID-19 and even voiding policies due to the pandemic, INF insurance is a REAL option for travelers stuck in the US and needing insurance coverage. The INF travel insurance policy is good if you are replacing an existing travel policy that has expired or maybe you didn't have an insurance policy to begin with. International students in the US, Snowbirds from Canada or the UK, tourists from European nations, even US green card holders can purchase these plans. Note that the INF traveler USA ONLY offers coverage in the US, while the INF Elite can be used in the US, Canada, and Mexico (even by US citizens who ordinarily reside outside the US). The INF traveler USA is quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if it has limitations in coverage for COVID-19.
Please know we are here to help you make the best, informed decision to get coverage even for COVID-19! Let us know how we can assist you. Feel free to contact us by email or phone at any time.

Compare INF Travel Insurance Plans

Compare INF Travel Insurance Plans

Frequently asked questions about INF international travel insurance coverage for Coronavirus

INF travel insurance coverage for Coronavirus (Covid 19)

INF Elite Network Covers Coronavirus

Travel medical insurance for travelers stranded in the USA, Canada or Mexico because of Coronavirus

INF Resourceful travel insurance links