Planning a trip to Sweden? Get Schengen-compliant travel insurance approved for Sweden visa applications. Buy instant travel insurance online starting at just$1 for a day.
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*Prices vary based on age, trip length, and coverage selected. All plans comply with Schengen visa insurance requirements.
Do I Need Travel Insurance for Sweden?
Yes. Travel insurance for Sweden is mandatory if you are applying for a Sweden visa. Your policy must meet Sweden visa travel insurance requirements, including:
Minimum €30,000 ($50,000) medical coverage
Emergency medical expenses
Hospitalization
Medical evacuation
If you do not need a visa, travel insurance is optional but still highly recommended due to potential high medical costs for foreigners.
Who Needs to Apply for Sweden Schengen Visa?
Before traveling to Sweden, it is necessary to buy Schengen visa travel insurance to meet the Sweden visa requirements.
You need to apply for a Sweden Schengen visa:
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If you are not a citizen of the European Union (EU), European Economic Area (EEA), or Switzerland.
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If you plan to stay in Sweden for up to 90 days within a 180-day period for tourism, business, or visiting family.
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Exceptions: Some non-EU countries have visa waiver agreements with the Schengen Zone, meaning their citizens can enter Sweden without a visa for short stays (usually up to 90 days).
On American Visitor Insurance, you can easily buy the travel insurance online to get the visa letter to submit to the Sweden consulate for your visa application.
Once your Sweden travel insurance is purchased, you will receive the
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Insurance details with the toll-free number
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Virtual ID card - a digital insurance card you can access instantly on your phone—no physical card required.
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Instant Sweden visa insurance letter for your visa application, which serves as proof of coverage
What Are the Sweden Travel Insurance Requirements?
Travelers who need a Sweden visa should buy travel insurance satisfying Sweden visa requirements:
Sweden travel insurance can be purchased online quickly and easily to meet Sweden visa insurance requirements and consulate guidelines.
Provide relevant information such as traveler age, travel dates, and total medical coverage required in the quote form. A list of cheap Sweden travel insurance plans, along with premium costs and medical coverage details, will be displayed instantly.
Compare multiple Sweden visa insurance quotes and choose the cheapest Schengen travel insurance for Sweden that meets the €30,000 minimum medical coverage and repatriation requirements.
The applicant can buy the best Sweden visa insurance by completing the online application and secure credit card payment.
After purchasing Europe travel insurance valid for Sweden, the traveler will receive complete insurance policy details, including a toll-free emergency assistance number, a virtual insurance ID card, and an instant Schengen visa insurance letter for Sweden.
This visa insurance certificate for Sweden visa can be downloaded immediately and submitted to the Sweden Embassy or VFS Sweden as proof of travel medical insurance coverage for Sweden.
❌ What Travel Insurance Mistakes Should You Avoid When Applying for Sweden?
Avoid these common errors that lead to Schengen visa rejections:
Coverage Below €30,000
Schengen rules require minimum €30,000 medical coverage (approx. $50,000) (this includes emergency medical treatment & repatriation).
Travel insurance for Europe policies with lower coverage than this €30,000 are automatically rejected.
Not Covering All Schengen Countries
The travel insurance must be valid in all 29 Schengen states.
Some travelers buy country-specific insurance (e.g., only for Germany), which is not accepted in the Schengen states consulates.
Traveler insurance Not Covering Entire Stay
The Europe travel insurance policy must match the correct entry and exit dates.
If your travel insurance for Europe ends even 1 day earlier than your return ticket, your Schengen visa application can be refused.
Buying Non-Schengen Compliant Plans
Some cheap travel for Europe plans exclude repatriation (return of remains in case of death) or exclude pre-existing emergency treatment.
Schengen visa officers check for these exclusions carefully.
Unrecognized / Non-Approved Insurance Providers
Consulates prefer international insurance companies that are well recognized in the Schengen region.
Unfamiliar or unapproved providers may cause rejection.
Submitting Fake or Cancelled Policies
Some travelers submit “dummy” insurance and cancel it after printing.
Consulates cross-check this data, and if invalid, the visa is denied and can even lead to a travel ban.
Mismatch Between Travel Dates & Insurance Dates
Even a 1–2 day mismatch between flight booking and travel insurance validity can lead to rejection.
It is recommended to add a buffer day before arrival and after departure.
Not Carrying Proof of Travel Insurance
Sometimes applicants forget to attach the Schengen visa compliant Travel insurance certificate with the application.
Only payment receipt is not enough—you need the official Schengen visa travel insurance confirmation letter.
Top Travel Insurance Recommendations for Sweden Schengen Visa in 2026
* Prices shown are indicative for a 7-day trip, $50,000 coverage, $0 deductible, 30-year-old traveler.
How Much Does Sweden Schengen Travel Insurance Cost in 2026?
Europe Schengen travel insurance Cost in 2026
Schengen insurance cost ranges between $8 to $15 per week for a 25-year-old traveler with a $50,000 medical maximum and $0 deductible. All the insurance plans listed below
Meet Schengen visa requirements
Are accepted by Schengen embassies/consulates worldwide
Include a downloadable Schengen insurance visa letter immediately after purchase
The policy maximum options available with this plan are $50K to $2M for people up to the age of 65 For people in the age range of 65 to 79, the options are $50K and $100K and for people above 80 the only option is $10K.
Plan pays Coinsurance 100% after the deductible up to the overall limit.
Atlas International Insurance satisfies Schengen visa requirements and offers comprehensive Europe medical insurance for travelers.
Covers acute onset of pre-existing condition covers up to overall maximum limit, under age 80.(excludes chronic and congenital conditions)
The policy has a medical maximum options available $50k, $100k, $500k and $1M for ages 14 days to 69 years.
The length of coverage is 5 days to 364 days.
Travel Medical Global Choice satisfies Schengen visa insurance requirements.
For the acute onset of pre-existing condition coverage for age range of 14 days to 69 years, $50k coverage is available and for age range of 70 to 79 years, $5k coverage is available .
Travelers can easily compare these best Schengen visa insurance for pre-existing conditions and choose the option that best fits their medical needs and budget.
Atlas International: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Acute Onset of Pre-Existing Condition Coverage: Covers up to the overall maximum limit for travelers under age 80.
Emergency Medical Evacuation: Up to $25,000 lifetime maximum.
Cost Example: A 25-year-old travelerpays about $8 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Patriot International Lite: Affordable Schengen travel insurance with pre-existing conditions providing essential medical coverage, emergency benefits and acute onset pre-existing condition protection for travelers under age 70.
Acute Onset of Pre-Existing Condition Coverage:
Age 64 and under without primary health plan: Maximum limit $20,000
Age 64 and under with primary health plan: Up to the period-of-coverage limit
Age 65 through 69: Maximum limit $2,500
Cost Example: A 25-year-old traveler pays about $10 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Travel Medical Global Choice Insurance: Best Schengen visa medical insurance for seniors with robust medical protection and acute onset pre-existing condition coverage, including cardiac issues, for travelers up to age 79
Acute Onset of Pre-Existing Condition Coverage:
14 days to 64 years old: Up to $50,000
65 to 79 years old: Up to $10,000
80 years and older: Not Available
Cost Example: A 25-year-old traveler pays about $11 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
Safe Travels International: Premium-quality Schengen visa health insurance with pre-existing coverage designed for international travelers offering strong medical protection.
Includes coverage for unexpected recurrence of a pre-existing condition
Up to $2,500 for travelers up to age 69.
Not available for ages 70+.
Enhanced emergency coverage for cardiac or stroke-related events for senior travelers age 70 and above.
Cost Example: A 25-year-old traveler pays about $15 for a 7-day trip, with $50,000 medical maximum and $0 deductible.
How Do I Get a Certificate Showing I Have Travel Insurance When Applying for a Schengen Visa?
To get a certificate showing you have travel insurance when applying for a Schengen Visa, follow these steps:
Choose a Travel Insurance Provider: Select a travel insurance policy on American Visitor Insurance that meets the Schengen visa requirements (coverage of at least €30,000 for medical emergencies, including repatriation).
Buy the Insurance: Buy the policy on American Visitors Insurance online which provides Schengen-compliant travel insurance.
Receive the Certificate: After purchasing, you will receive a travel insurance certificate, which includes details like the policy number, coverage dates, and coverage amounts.
Download or Request the Certificate: You can download the certificate from the insurance provider. Ensure the certificate is issued in English or the official language of the country you’re applying to, and that it clearly meets the Sweden visa travel insurance requirements.
How Can I Buy the Best Travel Insurance for Sweden?
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Complete the Sweden Schengen visa insurance quote request form by providing details of the traveler and insurance requirements.
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Compare the price and the benefits of the different Sweden visa insurance options to identify what fits your needs best.
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Buy the plan that fits your requirements and budget best by using a credit card and completing the online application.
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Review the insurance documents & download visa letter is required.
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Please contact our licensed agents at +1 (877) 340 7910 or email, we will provide possible plan options.
Real-Life Scenarios for Sweden Schengen Visa Insurance
local_hospital
Medical Emergency in Copenhagen
Severe food poisoning while exploring street food markets. Insurance covers hospital treatment
and medical expenses without financial stress.
downhill_skiing
Ski Accident in Aarhus
A broken leg during a winter ski trip. Coverage includes surgery, hospitalization,
and medical evacuation if needed.
luggage
Lost Luggage at Copenhagen Airport
Delayed luggage during transit. Insurance reimburses essential clothing and toiletries.
airplane_ticket
Flight Cancellation Due to Weather
Flight canceled due to heavy snow. Trip cancellation coverage reimburses hotel
stays and rebooking fees.
dentistry
Emergency Dental Care in Odense
Sudden toothache requiring urgent treatment. Emergency dental costs are covered.
coronavirus
COVID-19 Quarantine Costs
Mandatory hotel quarantine after a positive test. Insurance helps cover medical
consultations and quarantine expenses.
Schengen Visa Insurance Sweden, Sweden Travel Insurance - FAQs
1. Is travel insurance necessary for Sweden?
If you need a visa for traveling to Sweden (Schengen visa), then - Yes, Sweden travel insurance is necessary for applying for the Schengen visa. The Sweden visa travel insurance requirement is a minimum coverage of 30,000 Euros.
If you a citizen of a country which does not need a visa for traveling to Sweden, then buying travel insurance for Sweden is not mandatory for visits of less than 90 days. However given the cost of healthcare in Sweden, and that domestic health insurance offers little health insurance outside your home country, it is strongly recommended to buy travel insurance for Sweden .
2. How can I get travel medical insurance for Sweden?
Travelers to Sweden who need the Schengen visa can buy Sweden visa travel insurance on our website. Our Schengen visa travel insurance quote facility displays the travel insurance that satisfy Sweden visa consulate requirements. Once you complete buying the Sweden visa travel insurance online, you can download the required Sweden visa letter which you can submit while applying for the Schengen visa.
3. How much is travel insurance for Sweden visa?
The cost for the Sweden visa travel insurance varies depending on the age of the traveler and the duration of coverage required. The older the traveler the higher is the cost. The longer the duration of Sweden travel insurance required, the greater will be the cost. Our Sweden visa insurance application quote facility lists the travel insurance that satisfy Sweden visa consulate requirements.
4. What is the procedure to get a visa letter for Sweden?
Sweden visa medical insurance can be purchased online quickly and easily.
The traveler has to provide relevant information (age, travel dates, total amount of coverage desired) in a simple travel insurance for Sweden visa form and click the 'get quote' button.
A list of affordable travel insurance plans with the premium (cost), medical coverage details, and the name of the underwriter will be displayed.
The applicant can then buy the best Sweden visa insurance plan they like by clicking on the corresponding 'BUY' button. Complete the simple application online and pay using a credit card.
On purchasing the Europe travel insurance for Sweden, a traveler will be provided with the insurance details that include a toll free number, a virtual ID card, and a Sweden visa letter that may be presented to the consulate as proof of coverage.
5. Who must buy travel medical insurance for Sweden visa?
A traveler from any of the Schengen visa required countries visiting Sweden for less than 90 days is required to buy short term travel medical insurance to apply for Sweden visa. It may be individuals, business travelers, family members. For travelers from Schengen visa exempted countries, planning to stay in Sweden for more than 90 days need to buy long term travel medical insurance for Long stay Europe visa.
6. Who offers Schengen visa Insurance for Sweden?
We work with many popular and top rated US insurance providers. These insurance companies offer best travel medical insurance coverage for Schengen visa. These Schengen visa insurance plans satisfy requirements as mandated by the consulate and offer comprehensive travel medical insurance coverage. The top insurance providers that offer popular Schengen visa insurance for Sweden are International Medical Group, Seven Corners, WorldTrips and Trawick International.
7. Can I travel to multiple Schengen countries with a Sweden Schengen visa?
Yes, if you are issued a Schengen visa through Sweden, you can travel to all 29 Schengen member countries as long as you do not exceed the number of days permitted on your visa (typically 90 days within a 180-day period).
Sweden should be your main destination (longest stay), OR
Sweden should be your first point of entry if spending equal time in multiple Schengen countries.
8. When is the best time to book an appointment for my Sweden Schengen visa application?
Earliest You Can Apply
Up to 6 months before your travel date (9 months for seafarers).
It is advisable to apply early if traveling during peak seasons such as summer holidays or winter travel periods in Sweden.
Latest You Should Apply
At least 15 calendar days before your planned departure date (legal minimum).
However, applying at least 3–4 weeks before travel is strongly recommended to avoid delays.
Ideal Timing
6 weeks to 2 months before travel → Gives sufficient time for document preparation and visa processing.
Some Swedish embassies and visa application centers may have limited appointment availability during busy seasons, so early booking is important.
9. How do I know if my travel insurance for Sweden will be accepted for a Schengen visa?
To be approved for a Sweden Schengen visa, your travel insurance must meet official Schengen requirements. Below is a simple guide to help you choose the correct coverage and avoid common mistakes:
Visa-Approved Insurance
Risky Insurance Choices
Coverage starts on your exact departure date
Coverage begins after arrival in Sweden
Official PDF certificate showing policy number and coverage dates
Only a confirmation email or screenshot
Clearly states “Schengen Area” coverage
Missing territorial coverage wording
Includes emergency medical treatment, evacuation, and repatriation
No repatriation or evacuation coverage
Minimum €30,000 ($50,000) medical coverage
Coverage below €30,000 or not clearly specified
Certificate available in English or Swedish
Certificate not understandable by embassy officials
Before submitting your Sweden visa application, make sure your insurance:
Covers the entire Schengen Area
Provides at least €30,000 in medical coverage
Includes emergency medical evacuation and repatriation of remains
Matches your complete travel dates (entry and exit)
Ensuring these requirements are met will help prevent visa delays or rejection.
Sweden Travel Insurance Reviews
See what travelers are saying about their insurance experience for Sweden. Real reviews from real visitors.
Karen
"I am always appreciating good business conduct and when I am coming back here for the longer time span."
Margaret
"Thank you for your prompt response. Your prompt response will be highly appreciated."
Connie
"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
How Do I Apply for a Sweden Schengen Visa?
To apply for a Schengen Visa to Sweden, follow these steps:
Choose the correct visa based on your travel purpose (tourism, business, etc.)
Fill out the Schengen visa application form.
Gather required documents, including valid passport, travel insurance, proof of accommodation and financial means, flight reservation.
Book an appointment with the Sweden consulate or visa center.
Submit your application, biometric data, and documents at the consulate.
Pay the visa application fee.
Processing usually takes around 15 days.
Pick up your approved visa from the consulate.
What Is the Best Travel Insurance for Seniors Vacationing in Sweden?
The best travel insurance for seniors vacationing in Sweden depends on age and visa requirements. At American Visitor Insurance, you can compare top-rated Schengen visa plans designed specifically for older travelers.
Best choice for US seniors if you need at least $50,000 coverage (required for a Long-Term Europe visa).
All of these plans include a Schengen visa letter, which you can instantly download and print after purchase.
💡 Tip: Prices above are based on a $50,000 policy maximum with $0 deductible to meet Schengen visa requirements. If you don’t need to meet those requirements, you can lower the cost by choosing a higher deductible.
Why Should I Buy Schengen Visa Insurance on American Visitor Insurance?
We serve as a trusted marketplace for Schengen travel insurance with over 20 years of experience, helping you easily compare top-rated plans that meet Schengen visa requirements.
Side-by-Side Plan Comparison: With American Visitor Insurance, you can easily compare Schengen visa travel medical insurance plans, costs and benefits from top insurers - all in one place.
Visa-Compliant & Comprehensive Protection: All plans meet Schengen visa requirements and include coverage for medical emergencies, hospitalization, accidents, repatriation, and unforeseen health issues abroad.
Affordable & Transparent Pricing: Get the best price directly from the insurer — no hidden fees. Receive an instant quote and purchase your policy online quickly and hassle-free.
Expert Support & Assistance: Our licensed customer support team is available 24/7 to
Guide you through plan selection and online applications
Help with policy renewals or extensions
Assist with cancellations if travel plans change
Support filing insurance claims
Peace of Mind While Traveling: Enjoy your trip to the Schengen Area knowing you are protected with trusted insurance coverage.
What Factors Influence the Cost of Best Travel Insurance to Sweden?
The cost of Sweden health insurance for travelers depends on the following:
Age of the traveler: The older the traveler, the more expensive the cost of travel health insurance to Sweden.
The maximum medical coverage selected: The options range from $50,000, up to $1,000,000, the higher the coverage amount, the higher the premium.
The selected deductible: A 'deductible' or ‘excess’ is the amount of the medical costs the customer pays before the insurance plan provides any coverage. Most plans provide several options ranging from $0 to $2500 (travelers over age 60 years may not have the $0 deductible option). The lower the deductible, the higher the premium.
The co-insurance on the plan: 'Co-insurance' is the percentage on medical expenses borne by the customer AFTER the deductible is paid. The cheapest travel health insurance for Sweden visa will have the highest co-insurance.
The Insurance underwriter: There are different underwriters such as AIG, Lloyds, Nationwide, etc. Premium will vary for different underwriter.
Tip: While the cheapest plan may save money upfront, it’s important to balance affordability with adequate protection—especially for medical emergencies abroad.
Are you traveling as a Group?
Get a discount on the Best Group Travel Insurance for Sweden
Short-term visa for travel and stay in Sweden and the Schengen area.
Up to 90 days within a 180-day period
Single-entry, Double-entry, Multiple-entry
National Visa (Type D)
Long-stay visa for stays in Sweden exceeding 90 days. Issued under national legislation.
Long-term; Examples: student visas, work visas, residence permits
None
Airport Transit Visa (Type A)
Allows transit through the international transit area of Sweden airport without entering the country.
Required for certain citizens connecting through Sweden to a non-Schengen destination
None
Transit Visa (Type B)
Allows transit through Sweden to reach a final destination outside the Schengen area.
Valid for a maximum of 5 days
None
What Are the Documents Required for Sweden Visa?
Completed and signed application form
Valid Passport
Photographs that are taken recently
Documents of travel itinerary
Confirmation of health insurance coverage for Sweden
Closed round trip ticket
Current bank statement
Sweden visa insurance letter
What is the new travel authorization ETIAS requirement for US citizens traveling to Sweden?
US citizens traveling to Sweden should apply for ETIAS (European Travel Information and Authorization System).
ETIAS is not a visa, but a pre-travel clearance, similar to the US ESTA (Electronic System for Travel Authorization).
It allows short stays of up to 90 days within a 180-day period for tourism, business, or transit.
The application is completed online and is usually approved quickly.
⚠️ Important: While ETIAS itself does not mandate travel insurance, it is strongly recommended to buy travel insurance for Sweden on American Visitor Insurance, as most US health insurance plans do not provide coverage outside USA.
Do US Citizens Need a Visa for Sweden?
US citizens are advised to buy travel insurance Sweden visa even if it is not mandatory for short travel, it is mandatory only for travel of more than 90 days to Sweden and need a travel visa.
Travel insurance with trip cancellation coverage will protect the traveler in the event of trip delay, cancellation of flights, loss of baggage as well as any medical emergency or accident that the US citizen can face while in Sweden.
Some US citizens travel insurance plans also have the option of 'Cancel for Any reason' (CFAR) by providing a refund of up to 75% of the trip cost if one cancels the trip for any reason. Having reliable travel insurance will ensure that the travelers can recoup the trip expenses which can be significant in the case of cruises, airline ticketing and hotel reservations should they face adverse circumstances during travel.
Do US Citizens Need a Long Term Visa to Stay in Sweden?
US citizens who want to stay in any of the 29 Schengen countries for more than 90 days in a 180 day period need a Long Stay Visa. One of the requirements for this visa is proof of medical insurance with medical expenses coverage up to €30,000 (~USD $35,000 as of February 2026) which is valid during the whole stay in the Schengen countries.
The insurance company should provide a visa letter stating coverage amounts for medical expenses, emergency medical evacuation and repatriation while in Europe (or 'unlimited' if there is no limit of coverage).
American Visitors Insurance offer the best Europe long stay travel insurance for US citizens designed by top US insurance providers. International travel insurance plans vary based on the different coverage benefits offered. Travelers can compare coverage benefits and buy the plan that best fits their coverage needs. Get Quote »
Do US Green Card Holders Need Sweden Visa?
Yes, US Green Card holders may need a visa to travel to Sweden, if the country of their passport requires a visa for travel to the Schengen countries. Green Card Holders travel insurance for Sweden is required while applying for a Sweden visa. US Green Card Holders can buy travel insurance to satisfy Sweden visa requirements for their visa application on American Visitor Insurance.
Which Is the Best Sweden Travel Insurance for US Seniors With Medicare?
US senior citizens with Medicare need international travel insurance as Medicare offers limited or no coverage outside USA.
Travelling overseas involves risks especially for older travelers and costs of medical evacuation and health care outside the United States is expensive.
Buying Medicare Supplemental International Travel Insurance coverage for older US travelers is strongly recommended.
🌏 GlobeHopper Travel Insurance for Older US Travelers Visiting Sweden
US citizens should realise that Medicare and its supplements provide very little coverage outside US borders.
There is a travel health insurance plan specifically designed for older American travelers.
Indianapolis based International Medical Group (IMG) offers GlobeHopper Senior an affordable overseas travel medical insurance option for US citizens and US permanent residents 65 years and older.
The GlobeHopper Senior plan is available either as
Provides $1 million coverage up to the age of 79 years
Provides $100,000 coverage for travelers 80 years and older
Includes $2,500 cover for sudden unexpected recurrence of a pre-existing condition
Includes $25,000 coverage for emergency medical evacuation
Why Visit Sweden & Why You Need Travel Insurance for Sweden?
🗺️ Why Visit Sweden?
Sweden is famous for its breathtaking natural landscapes, deep forests, and abundant wildlife. It is the second most forested country in Europe and is home to the highest number of islands in the world, along with more than 90,000 lakes and about 2,000 miles of stunning coastline. Every year, Sweden welcomes millions of tourists from around the world. In 2020 alone, despite the pandemic, the country received 1.96 million U.S. visitors. Traveling to Stockholm, the capital of Sweden, is convenient and affordable from several major U.S. cities. There are also around 9,000 Americans living in Sweden. U.S. citizens do not require a visa to visit Sweden for up to 90 days.
When planning a trip to Sweden, U.S. travelers should consider purchasing comprehensive travel health insurance for Sweden visa to ensure a safe and worry-free journey. It’s always wise to include reliable travel insurance coverage, especially considering current global uncertainties like the Ukraine War. Having valid travel insurance is also a visa requirement for travelers visiting Sweden. With the right policy, U.S. tourists can get coverage for unexpected travel or medical emergencies during their stay. Benefits such as Trip Cancellation and Trip Delay coverage can help protect trip expenses and provide peace of mind while traveling in Sweden.
Travel Guide for Sweden: General Information, Destinations & Airports
What Are the Popular Tourist Destinations in Sweden?
Vasa Museum
The Vasa Museum in Stockholm is Sweden's most popular museum and now attracts around a million visitors annually. More than 20 million people have visited since the museum opened.
Drottningholm
Fairytale Drottningholm Palace on the island of Lovö is a UNESCO World Heritage Site and lies about 11 kilometers west of Stockholm city center (45 minutes by boat). Dating from the 17th century.
The Göta Canal
Often described as Sweden's greatest feat of engineering, the canal dates from the early 19th century. It's now one of the country's premier tourist attractions and offers a unique perspective.
What are the Main Airports in Sweden
City
Airport Name
IATA Code
Stockholm
Stockholm Arlanda Airport
ARN
Gothenburg
Göteborg Landvetter Airport
GOT
Malmö
Malmö Airport
MMX
Nyköping
Stockholm Skavsta Airport
NYO
What Does Travel Insurance for Sweden Visa Usually Not Cover?
Travel health insurance for Sweden visa usually provides coverage for injury, sickness and unplanned medical expenses, emergency medical evacuation, and repatriation of remains in case of death. However, there are certain situations and items that are not covered by Sweden Schengen Visa insurance. These include:
⚕️ Pre-existing medical conditions
Schengen Visa insurance usually excludes or provides limited coverage for any medical conditions that existed prior to the start of the policy. This means that if you have a pre-existing condition, any related treatment may not be covered.
💊 Treatment for chronic illnesses
Most Schengen Visa medical insurance plans do not cover ongoing treatment for chronic illnesses such as diabetes or heart disease. Travelers needing long-term care should look for specialized insurance coverage.
🏥 Non-emergency medical treatment
Schengen travel insurance is designed for emergencies. It typically does not cover routine check-ups, vaccinations, or elective procedures.
🏄♂️ Adventure and extreme sports
Many Schengen Visa health insurance plans exclude coverage for high-risk activities such as bungee jumping, skiing, or scuba diving. If you plan to join such activities, consider additional adventure sports coverage.
🧠 Mental health conditions
Most Schengen Visa insurance policies do not include coverage for mental health conditions like anxiety or depression. Specialized plans may be needed for such care while abroad.
Schengen Travel Insurance With 30,000 Euro Coverage
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Cheap Schengen travel insurance FAQs
Cheapest travel insurance for Schengen visa insurance FAQs.
Sweden Travel Insurance for Schengen Visa 2026
