Top Ocean Cruises
Ocean cruises cover spectacular and exotic regions. Here are many Intimate and luxury cruise lines that cover many countries. Cruises are once in a lifetime experience in which you can enjoy diverse regions and many on board features. While on a cruise, you can visit multiple destinations. Many luxury cruise lines have on board activities, entertainment, authentic dining experiences, and international hospitality. Travelling on a Cruise can indeed be a memorable experience.
Most of the cruises are planned many months in advance and are quite expensive. It is recommended to buy Trip cancellation insurance as it would cover most of non refundable trip investment expenses. Most trip plans also cover emergency medical expenses for sudden sickness or injuries due to accident. The Cruise travel insurance plans also offer excellent coverage for emergency medical evacuation, pre-existing medical ailments and trip related risks.
Trip cancellation insurance
Is it worth buying trip cancellation plans?
Any planned holiday is often a once in a lifetime experience involving both valuable time and money. A vacation involves expenses from airline tickets, cruise reservations, hotel bookings all of which are often done many months in advance. Given the uncertainties of work, and health, one cannot predict what can happen in the future and can sometimes result in cancelling an expensive vacation or being forced to change trip arrangements. Sometimes an emergency medical situation may arise while on the vacation which can result in hospitalization and huge medical bills. Other risks involved can include baggage loss, flight delay, trip interruption, loss of passport, all of which can cripple your savings. These cost of these uncertainties can be reduced by insuring the financial risks by Trip cancellation insurance.
Travel insurance plans for older US travelers with Medicare coverage
US pensioners and older travelers with Medicare need good international travel insurance given that Medicare offers little coverage outside USA. Any travel overseas involves risks especially for older travelers and the costs of medical evacuation and health care outside the US is expensive. In this context buying Medicare Supplemental international travel insurance coverage for US senior citizen travelers is strongly recommended
Trip Cancellation insurance for Cruise travel or vacation
Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance. Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.
Following are some trip insurance plans that are ideal for cruise travel
Round trip Insurance for cruises
Cruise insurance coverage highlights:
- Covers medical expenses up to $250,000
- Medical evacuation up to $1 million
- Covers pre-existing conditions
- Missed connection up to $1,500. Pays additional transportation costs to join your cruise or tour if you miss your connection due to a delay of 3 or more hours. Also covers accommodations, meals, and non-refundable trip payments for the unused portion of the cruise or tour.
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iTravelInsured Trip insurance for Cruises
- Covers medical expenses up to $100,000
- Medical evacuation up to $1 million
- Search and rescue up to $10,000
- Missed connection up to $500
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