US medical insurance for K1 Visa holders

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How much does k1 health insurance cost?

The cost of health insurance for a fiancee visa varies depending on the coverage level, co-insurance, deductibles and the insurance provider. It is best to compare quotes from different insurance companies on American Visitor Insurance to find the best fiancee visa insurance plans for your budget and needs.

What are the K1 Visa health insurance plans in the US?

So, you've decided to tie the knot with that special someone from abroad? Congratulations! They are eligible to purchase K1 or Fiancee Visas Health Insurance that we offer on our site.

These policies are for short and long term visitors and can help fill the gap in coverage from when your special someone arrives in the US until you are able to put them on your domestic insurance policy.

While employers are required to allow spouses onto

Insurance for K1 visa holders

a policy (a marriage qualifies as a special event, by the way, and they have to allow you to add them even if it’s not time for your plan’s open enrollment), some of them now have a few month waiting period before you are allowed onto a plan. Regardless, you can fill this gap in coverage from any of our visitor plans offered by several well-known US based companies. The only small caveat is that once a person has a Green Card, their options for visitor health plans is very limited (to two plans: Visit USA and Inbound USA Choice). However, while awaiting the green card (a process which could take some time), any of the plans offered are available. If you have doubts or questions, be sure to email us or call one of our licensed agents for assistance.

Congratulations on your upcoming nuptials! We wish you the absolute best for a healthy and happy future!

What are the benefits of buying USA travel insurance?

  • Health care expenses: Covers hospital expenses for sickness or accidents.
  • Doctor visit: Insures Doctor visits for sudden injury or sickness.
  • Pharmacy drugs: Doctor prescribed eligible pharmacy drugs expenses.
  • Medical evacuation: Medical evacuation expenses to nearest facility included.
  • Repat of remains: Repatriation of remains to home country included.
  • Pre-existing conditions: Some plans insure acute onset of pre-existing conditions.

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How can I buy health insurance for K1 visa holders online?

Step 1

Finding the available travel health insurance K1 visa
Complete the travel insurance quote request form by providing details of the traveler and insurance requirements.

Step 2

Compare the different travel insurance options
Compare the price and the benefits of the different travel insurance options to identify what fits your needs best.

Step 3

Buy the travel insurance that you like best
Purchase the plan that fits your requirements and budget best by using a credit card and completing the online application.

Step 4

Review the visitors insurance plan documents received by email
Review the travel insurance policy documents received by email closely for coverage details and relevant contact numbers.

What are the main factors for the cost of K1 visa medical insurance plans?

  • Age of the traveler: The cost of travel insurance is directly proportional to the age of the traveler. The older the traveler and greater the cost of the visitors health insurance.
  • Type of travel insurance: Comprehensive travel insurance which provide exhaustive coverage are more expensive than fixed benefit travel insurance.
  • Medical maximum coverage and deductible options: The price of visitors medical insurance is directly dependent on the maximum medical coverage and inversely proportional to the deductible of the plan chosen.
  • Region of coverage: Travel insurance depends on the coverage region. The cost for visitor health insurance for the United States is most expensive.
  • Duration of travel insurance: The longer the duration of visitor medical insurance required, the higher will be the cost.

Health insurance for k1 visa holders - FAQ's

1. Which is the best K1 visa health insurance for my fiancé?

All travel medical insurance policies that visitors to the U.S purchases are also suitable for those on K visas until they obtain a Green card. There are many insurance plans that travelers with a K visa can purchase. Travelers can compare numerous k1 visa insurance plans for prices and benefits from the comparison tool above according to their requirements. Travelers can also get instant policy documents by email.

2. I am travelling with my fiancé to the USA soon, Can I include her on my travel insurance policy or purchase separate policies?

While travelling along with the fiancé travelers should purchase 2 separate policies. Legally married Spouse can be included in the single policy document. The pricing and benefits will remain the same weather it’s a combined policy or 2 separate policies.

It would be beneficial to buy two separate policies as any changes that require to be made can be done easily independently on each policy. In a combined policy, making any changes for one insured may become an issue.

3. Do I need health insurance for my fiancee visa?

Health insurance is usually a requirement for the K1 fiancee visa application process. The US government wants to ensure that the foreign fiancee will not become a burden on the healthcare system. k1 visa medical insurance applicants for the fiancee visa can compare and buy good fiancee insurance on American Visitor Insurance.

4. What are the minimum coverage requirements for fiancee visa health insurance?

The minimum fiancee visa health insurance requirements include coverage for hospitalization, emergency care, and outpatient services. K1 visa applicants can compare K1 visa medical insurance plans on American Visitor Insurance to compare coverage details and ensure that your chosen plan satisfies your requirements.

5. Can I use international health insurance for my fiancee visa?

Some international health insurance plans may be accepted for the usa fiancee visa application, however it is safer to buy US plans and to confirm with the U.S. embassy in your home country. American Visitor Insurance works with top US insurance providers who offer k1 insurance.

6. How long should the health insurance coverage be for the fiancee visa?

The fiancee visa health insurance coverage should be valid for the full length of the fiancee visa process. This typically is between Six to Nine months. It is very important to ensure that the fiancee visa insurance does not expire before the visa is approved.

7. Which is the best health insurance for my K1 visa holder Fiancee?

All travel medical insurance policies that visitors to the U.S can buy are also suitable for K visas till they get a Green card. There are many insurance plans that travelers with K visa can purchase on American Visitor Insurance. K visa holders can compare plans for prices and benefits on American Visitor Insurance and buy the best K1 visa insurance plan according to their specific requirements.

8. Can a fiancee get health insurance in USA?

Yes. Fiancee visa holders can buy USA travel insurance. We recommend the travel insurance for K visa holders be purchased from the day they leave their home country until they return, however, most companies allow you to purchase it even after the traveler has already started their journey.

9. How does US health insurance for K visa work?

K1 visa medical insurance is for unexpected medical expenses while on holding the K visa. Many travel health insurance plans also cover baggage loss/ delay, trip delays, and have other benefits to help travelers with unexpected problems (loss of documents, etc). Since these K visa insurance plans are meant to be used in an emergency, you can use any doctor/hospital. In a non-emergency situation, you should however consult your insurance providers and try to stay in-network (PPO network) in the US since this will significantly reduce your out-of-pocket cost.

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Which are the best visitors insurance companies in USA?

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

Which are the best visitors insurance companies in USA?

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