Immigrant insurance mandatory for US visa

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Best US immigrant health insurance

Mandatory health insurance for new US immigrants

The US government has issued a proclamation on October 4th 2019 that proof of proper US immigrant health insurance is required to be issued US visas to enter the country. The proclamation states that this new rule will become effective from the 3rd of November 2019.

This new rule will have an immediate effect on prospective new US immigrants, in particular immigrants hoping to join families currently living in the US. Immigrant visas are issued to eligible family members of US citizens who are then eligible to receive the permanent residency status, commonly known as US Green cards. This new rule is however not expected to affect refugees, students or US asylum seekers.

Once this rule comes into effect, prospective US immigrants have to provide proof of having adequate US immigrant health insurance to take care of their healthcare expenses. US visas can be denied if proof of proper US health insurance for the new immigrant is not available.

The US government is introducing this rules stating the new immigrants without good US immigrant insurance are unable to pay for their healthcare needs in the country, which is adding a burden to US hospitals, the health care system and finally to US taxpayers.

While the details of the proposed immigrant insurance requirements are still to be announced, it is vital that all new immigrants to the USA have good health insurance on arrival, particularly in the present times of the Covid 19 pandemic. While the US offers its immigrants with a world class health care system, it is also very expensive.

A sufficient US immigrant health insurance plan will provide coverage for medical expenses incurred in case of any injury or illness. Purchasing US new immigrant insurance is easy at American Visitor Insurance; new immigrants can compare several plans for prices and benefits according to their specific requirements. These can work as short term health insurance which new US immigrants can use till they are eligible for domestic US insurance plans.

The 24/7 customer support service by licensed agents will provide answers to all questions by the customers with instant policy documents by Email. Feel free to give us a call or email us and one of our customer support licensed agents will be able to help you.

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What does US Immigrant travel insurance cover?

Health care expenses

Covers hospital expenses for sickness or accidents.

Doctor visit

Insures Doctor visits for sudden injury or sickness.

Pharmacy drugs

Doctor prescribed eligible pharmacy drugs expenses.

Pre-existing conditions

Some plans insure acute onset of pre-existing conditions.

Medical evacuation

Medical evacuation expenses to nearest facility included.

Repat of remains

Repatriation of remains to home country included.

Resourceful tourist insurance USA information

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Claims process for expenses due to injury or sickness
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Guide to buying the best international travel health insurance
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Travel insurance glossary

Commonly used international travel medical insurance terms
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Travel insurance for specific groups

Tourists, Cruises, Students, J1 visa, OPT status, Immigrants...
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Best immigrant insurance for visa holders - FAQ's

01. Why do immigrants need US immigrant insurance?

  • It is very risky for anyone to be uninsured in the US, especially new immigrants who soon after arriving in the USA are particularly vulnerable given the new environment that they are in.
  • There is a waiting period till new US immigrants are eligible for Medicare or to purchase domestic health insurance. Immigrants can however buy new US immigrant insurance plans as an interim coverage.

02. Can a US immigrant get health insurance?

Yes, there is immigrant health insurance, or health insurance for permanent residents available. However it must be noted that domestic US medical insurance for Green card holders including Medicare and Medicaid have a waiting period of five years. US immigrants are eligible for Medicaid coverage only if they satisfy the resident state’s income or residency rules.

It is important to buy temporary US immigrant health insurance till Green card holders become eligible for domestic insurance plans. The visitor health insurance plans that we offer also work very well as health insurance while waiting for Green card.

Given the high cost of US health care, it is very important to have health insurance for elderly immigrant parents and medical insurance for Green card holders even before they become eligible for domestic US plans

Resourceful New Immigrants health insurance information

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Factors for New Immigrants medical insurance

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Types of US New Immigrants insurance online

Understanding different types of US New Immigrants travel insurance options.

claims procedure

New Immigrants insurance claims procedure

New Immigrants medical insurance claims process for hospitalization.

Which category of Green card holder are you?

New US immigrant insurance

Immigrant Plans - Long term Plans

Perfect for people planning on immigrating to US but not yet left their home countries.

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Green Card Holders Frequently traveling overseas

Green card holders who travel frequently to their home country.

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Recent US Immigrants

New US immigrants who can be parents or family members or Fiancee (K visa) visitors.

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Green Card Holders permanently living in US

Compare Green card holder insurance plans who may not immediately qualify for US domestic health insurance.

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Applied for Green Card and waiting

Parents who have applied for Green Card and are waiting for approval can buy these insurance plans.

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US visitors insurance providers

You can find reliable US insurance providers like International Medical Group(IMG), Seven Corners, WorldTrips, Global Underwriters, Travel Insure, GeoBlue, HTH Worldwide and INF insurance.

US visitors insurance providers

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