Visitor Secure Insurance For Visitors to USA
Traveling outside your home country is a novel experience to a lot of travellers especially if they are visiting their son or daughter in another country who has been overseas for some time. People might just want to visit their family abroad whom they have not met in a long time or they might just want to vacation outside their home country.
To make their visit memorable, it is important to ensure that all of their documentation is complete and that they have all that they need while they are outside their home country. Travel health Insurance commonly known as Travel Insurance or Visitor Insurance is one such high priority item that will put the traveller at ease, and something that he/she can rely in case of any medical emergency while in a foreign country.
There are many US insurance companies that sell travel insurance plans online. Do consider these important factors before buying an insurance policy As they determine the price and benefits you get after buying insurance.
The most factor among travel health insurance plans are Fixed/Limited benefits and Comprehensive visitor insurance plans.
Visitor Secure health insurance plan is a pre-defined fixed benefit plan offered by WorldTrips for international visitors traveling overseas and for US citizens traveling outside of the US.
This is an economical and affordable health insurance plan that travellers can readily buy for any minor injury or sickness and is suitable for a short trip for Non US citizens visiting the US. The plan is classified as plan A, plan B, plan C and plan D based on the policy maximum amounts they provide.
The policy maximum amounts available for people from 14 days up to the age of 69 are as below:
- Plan A - $50,000
- Plan B - $75,000
- Plan C - $100,000
- Plan D - $130,000
Each plan have their own fixed deductible amount that vary from $0 to $200 as suggested in the visitor secure insurance brochure. For people under the age of 69 this plan covers acute onset of pre-existing conditions up to the policy maximum except Plan D which provides $100,000 lifetime maximum for acute onset of pre-existing condition when the available policy maximum is $130,000.
This plan however does NOT cover acute onset of pre-existing condition for the age of 70 and above. The policy maximum available for the age range of 70 -79 are $50,000 and $75,000 only. For people above 80, this plan provides a policy maximum of $10,000 only. Here is an example of how the Visitor Secure insurance plan works.
Visitor Secure plan:After buying the plan, Traveler can get all the plan document and plan id card by using Visitor Secure Insurance login. At American Visitor Insurance, International Travelers can contact the Atlas International customer service to get help on the plan details, quotes and other queries. Our licensed agents will be glad to help you!
VisitorSecure insurance Eligibility
- Travelers traveling outside their home country and who are over 14 days of age.
- US citizens must be traveling outside of the continental US, Alaska, Hawaii, Puerto Rico, and the US Virgin Islands in order to be eligible.
- For individuals coming to the US who are over age 65, coverage must be effective within 30 days of arrival.
Key benefits of VisitorSecure travel health insurance
ecg_heart Acute onset of a pre-existing condition
descriptionFixed Benefit plan
ambulance Emergency medical evacuation
dentistryDental Treatment
stethoscopePhysician visits
medicationPrescription Drugs
VisitorSecure insurance for USA visitors - Key Highlights
- Visitors Secure insurance is available for people traveling to the US and abroad.
- Visitors Secure plan has four types of plans namely Plan A, Plan B, Plan C and Plan D.
- The plan has the following deductible options and overall policy maximum options for people of different age groups:
| Deductible options | Plan A | Plan B | Plan C | Plan D |
|---|---|---|---|---|
| Age 14 days to 59 years | $0, $50, $100 | $0, $50, $100 | $0, $50, $100 | $0, $50, $100 |
| Age 60 to 69 years | $0, $50, $100 | $0, $50, $100 | $0, $50, $100 | NA |
| Age 70 to 79 years | $100 or $200 | $100 or $200 | NA | NA |
| Age 80 and above | $100 or $200 | NA | NA | NA |
| Overall policy maximum options | Plan A | Plan B | Plan C | Plan D |
|---|---|---|---|---|
| Age 14 days to 59 years | $50,000 | $75,000 | $100,000 | $130,000 |
| Age 60 to 69 years | $50,000 | $75,000 | $100,000 | NA |
| Age 70 to 79 years | $50,000 | $75,000 | NA | NA |
| Age 80 and above | $10,000 | NA | NA | NA |
- VisitorSecure travel insurance plan provides coverage for hospital room and board including miscellaneous. The price varies depending on the type of plan.
- The plan covers Inpatient Intensive Care Unit, Private Duty Nurse, Physician visits, Consultant physician, Surgery and price varies between the types of plans.
- Outpatient treatment facilities such as surgical facility, pre admission testing, diagnostic x-ray and labs,prescription drugs, Urgent Care are covered with this plan.
- This plan provides coverage for acute onset of pre-existing conditions up to the age of 70.
- Emergency medical evacuation available for up to $50,000 lifetime maximum for age below 70.
- Repatriation of remains is covered upt o $25,000 per member.
- Emergency Quarantine Indemnity for Covid-19 is available with this plan with $50 a day for up to 10 days.
How much does VisitorSecure insurance cost per month?
The Visitor Secure insurance cost per month ranges between $29 to $221 . This is dependent on the age of the traveler, the plan maximum and the deductible.
Understandably, the cost of Visitor Secure insurance is higher for older travellers as they are more likely to need healthcare while traveling. Also, the higher the plan limit, the higher will be the premium, while the higher the deductible the lower will be the premium. Travelers up to age of 59 years can choose maximum limits of $50,000, $75,000, $100,000, $130,000. Travelers aged 60 to 69 years can choose $50,000, $75,000, $100,000 coverage. Travelers aged 70 to 79 years can choose $50,000 or $75,000. For travelers above 80 years only $10,000 maximum coverage is available.
Here we are showing Visitor Secure travel insurance cost per month with a deductible of $100.
| Age of traveler | Maximum | |||||
|---|---|---|---|---|---|---|
| $50,000 | $75,000 | $100,000 | $130,000 | |||
| 18 – 29 years | $29 | $35 | $41 | $54 | ||
| 30 – 39 years | $32 | $39 | $45 | $56 | ||
| 40 – 49 years | $34 | $41 | $47 | $62 | ||
| 50 - 59 years | $47 | $58 | $65 | $87 | ||
| 60 – 69 years | $55 | $66 | $76 | |||
| 70 -79 years | $96 | $139 | ||||
*For travelers age 80 to 99 years the cost $221 with medical maximum of $10,000 and $100 deductible.
VisitorSecure Insurance Reviews
VisitorSecure Visitor Insurance Links
VisitorSecure insurance pre-existing conditions
VisitorSecure visitor medical insurance plan covers acute on set of pre-existing conditions up to choosen policy maximum for age up to 79 years.
Acute Onset of Pre-existing Condition: The term “Acute Onset of a Pre-Existing Condition(s)” shall mean a sudden and unexpected outbreak or recurrence of a Pre-existing Condition(s) which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms, is of short duration, is rapidly progressive, and requires urgent care. The Acute Onset of a Pre-existing Condition(s) must occur after the effective date of the policy. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
A Pre-existing Condition that is a chronic or congenital condition or that gradually becomes worse over time will not be considered Acute Onset. This benefit does not include coverage for known, scheduled, required, or expected medical care, drugs or Treatments existent or necessary prior to the Effective Date of coverage.
What is the VisitorSecure Insurance PPO network?
WorldTrips maintains a wide network of health care providers.
Inside US:
- If you have purchased the policy after July 2019 then click here »
- If you have purchased the policy before July 2019 then click here »
medical_services Find Provider Network
VisitorSecure Travel Medical Insurance - FAQ's
VisitorSecure U.S. Visitor Health Insurance is budget friendly visitor insurance plan for visitors traveling outside their home country. It provides coverage for medical expenses and other unforeseen health or accident related events during the visit. This plan also covers acute on set of pre-Existing Conditions up to 70 years.
International travelers visiting a foreign country for a short duration, such as tourists, business travellers or family visitors, are eligible for VisitorSecure Insurance.
VisitorSecure insurance coverage includes emergency medical expenses, hospitalization, prescription drugs, emergency medical evacuation, trip interruption and other benefits depending on the specific policy.
Yes.VisitorSecure insurance offers coverage for acute onset of pre-existing conditions up to 70 years and $25,000 lifetime maximum for emergency medical evacuation
VisitorSecure is a fixed benefit plan and this plan have specific benefit limits for different covered medical expenses. The individual fixed limits are clearly mentioned in the policy brochure. This plan is a scheduled Benefit or limited coverage Insurance Plan. Typically this plan is a cheaper but have limited benefits when compared to other Insurance Plans.
Yes, you can buy the VisitorSecure insurance for visiting family members. Check with American Visitor Insurance agents at (877)-340-7910 or read the brochure to understand the eligibility and coverage for family members.
VisitorSecure Insurance plans may offer coverage for a short period, such as a few days to several months. The duration of coverage can vary, you can get this information on American Visitor Insurance.
In case of a medical emergency, policyholders usually need to contact the insurance provider, WorldTrips as soon as possible. The contact information is provided in the policy documents, and they will provide instructions on seeking medical care and filing a claim.
VisitorSecure can be renewed before the initial coverage period expires. It is important to check the specific terms and conditions of the policy.
You will need to contact the WorldTrips claims department and provide necessary documentation, such as medical records and receipts, to file your claim.
Visitor Secure Insurance Reviews
"I got a really great deal using World Trips Atlas insurance for my son. They found me the quote within minutes and it was by far the best on the market."
Cupa
"Have not been on our trip yet but obtaining the insurance based on the different services provided was outstanding and made the decision easy on which plan to purchase."
Jennifer
"Easy to review plans and was very reasonably priced despite my husband having a preexisting medical condition. Customer service was extremely patient and helpful."