Atlas group Insurance

Atlas group insurance offers short term group medical insurance coverage for missionaries, student groups, families, corporate groups and organizations. The group of travelers must comprise of atleast 5 members. 10% discount is available for groups of US citizens or non-US Citizens. It provides coverage for pre-existing condition for travelers in the group up to 70 years.
  • Application
  • Brochure
  • Benefits
  • Comprehensive
  • ID Card
  • Claims
  • Provider Network
Insurance Provider
Insurance Provider
Tokio Marine HCC
Underwriter
Underwriter
Underwritten by Lloyds
Policy Maximum
Lifetime maximum limit
Age 80+: $10,000.
Age 70 to 79: $50,000, $100,000.
All others: $50,000, $100,000, $200,000, $500,000 or $1,000,000
Deductible Options
Deductible Options?
$0, $100, $250, $500, $1,000 or $2,500
Best Rating
Rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-

Tokio Marine HCC(HCCMIS) Atlas Group plan summary

eligibility Eligibility
  • Groups of 5 or more travelers travelling outside their home country.
  • Missionary groups: Groups travelling to offer help in disaster relief.
  • Student groups: Student groups travelling overseas for studies or on excursions.
  • Family groups: Group of family members travelling abroad.
  • Individuals who are physically located in the state of New York at time of purchase will not be covered.

Coinsurance Coinsurance?
  • Claims incurred in U.S. or Canada: For the certificate period, underwriters will pay 80% of the next $5,000 of eligible expenses after the deductible, then 100% to the overall maximum limit. Coinsurance will be waived if expenses are incurred within the ppo and expenses are submitted to underwriters for review and payment directly to the provider
  • Claims incurred outside U.S. or Canada: For the certificate period, underwriters will pay 100% of eligible expenses after the deductible up to the overall maximum limit.

CONTACT US
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(877) 340-7910

Plan Benefits of Atlas Group Insurance

Benefits Coverage
Benefit Period 90 days
Emergency medical evacuation $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition (not subject to deductible or coinsurance)
Local ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient
Accidental Death and Dismemberment (AD&D)
(Excludes loss due to common carrier accident)
  • Members under age 18: Up to $5,000 lifetime maximum.
  • Members age 18-69: Up to $100,000 lifetime maximum.
  • Members age 70-74: Up to $12,500 lifetime maximum.
  • Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit for any one family or group (not subject to deductible or overall maximum limit).
Trip interruption $5,000 limit per certificate period (not subject to deductible or coinsurance)
Lost checked luggage $500 limit per certificate period (not subject to deductible or coinsurance)
Repatriation of remains Overall maximum limit (not subject to deductible or coinsurance)
Emergency dental (acute onset of pain) $250 limit per certificate period (not subject to deductible or coinsurance)
Common Carrier Accidental Death
  • Members under age 18: Up to $25,000 lifetime maximum.
  • Members age 18-69: Up to $50,000 lifetime maximum.
  • Members age 70-74: Up to $12,500 lifetime maximum.
  • Members age 75 and older: Up to $6,250 lifetime maximum.
Subject to a maximum of $250,000 any one family or group (not subject to deductible or overall maximum limit).
Bedside Visit Up to $1,500. Not subject to deductible.
Pet Return Up to $1,000. Not subject to deductible.
Political Evacuation Up to $100,000 lifetime maximum. Not subject to deductible.
Natural Disaster – Replacement Accommodations Up to $250 a day for 5 days. Not subject to deductible.
Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only.
Personal Liability
  • Up to $10,000 lifetime maximum
  • Up to $10,000 third person injury
  • Up to $10,000 third person property
  • Up to $2,500 related third person property
Not subject to deductible or overall maximum limit.
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