Atlas group Insurance

Atlas group insurance offers short term group medical insurance coverage for missionaries, student groups, families, corporate groups and organizations. The group of travelers must comprise of atleast 5 members. 10% discount is available for groups of US citizens or non-US Citizens. It provides coverage for pre-existing condition for travelers in the group up to 70 years.
  • Application
  • Brochures
  • Benefits
  • Comprehensive
  • ID Card
  • Claims
  • Provider Network
Insurance Provider
Insurance Provider
Tokio Marine HCC
Underwriter
Underwriter
Underwritten by Lloyds
Policy Maximum
Lifetime maximum limit
Age 80+: $10,000.
Age 70 to 79: $50,000, $100,000.
All others: $50,000, $100,000, $200,000, $500,000 or $1,000,000
Deductible Options
Deductible Options?
$0, $100, $250, $500, $1,000 or $2,500
Best Rating
Rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-

Tokio Marine HCC(HCCMIS) Atlas Group plan summary

eligibility Eligibility
  • Groups of 5 or more travelers travelling outside their home country.
  • Missionary groups: Groups travelling to offer help in disaster relief.
  • Student groups: Student groups travelling overseas for studies or on excursions.
  • Family groups: Group of family members travelling abroad.
  • Individuals who are physically located in the state of New York at time of purchase will not be covered.

Plan Benefits of Atlas Group Insurance

Benefits Coverage
Benefit Period 90 days
Emergency medical evacuation $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition (not subject to deductible or coinsurance)
Coinsurance? We will pay 100% of eligible expenses after the deductible up to the overall maximum limit.
Local ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient
Accidental Death and Dismemberment (AD&D)
(Excludes loss due to common carrier accident)
  • Members under age 18: Up to $5,000 lifetime maximum.
  • Members age 18-69: Up to $ $50,000 lifetime maximum.
  • Members age 70-74: Up to $12,500 lifetime maximum.
  • Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit for any one family or group (not subject to deductible or overall maximum limit).
Trip interruption Up to $10,000 – not subject to deductible
Lost checked luggage Up to $500 – not subject to deductible
Repatriation of remains Overall maximum limit (not subject to deductible or coinsurance)
Emergency dental (acute onset of pain) $250 limit per certificate period (not subject to deductible or coinsurance)
Common Carrier Accidental Death
  • Members under age 18: Up to $25,000 lifetime maximum.
  • Members age 18-69: Up to $50,000 lifetime maximum.
  • Members age 70-74: Up to $12,500 lifetime maximum.
  • Members age 75 and older: Up to $6,250 lifetime maximum.
Subject to a maximum of $250,000 any one family or group (not subject to deductible or overall maximum limit).
Bedside Visit Up to $1,500. Not subject to deductible.
Pet Return Up to $1,000. Not subject to deductible.
Political Evacuation Up to $100,000 lifetime maximum. Not subject to deductible.
Natural Disaster – Replacement Accommodations Up to $250 a day for 5 days. Not subject to deductible.
Terrorism Up to $50,000 lifetime maximum, eligible medical expenses only.
Personal Liability
  • Up to $10,000 lifetime maximum
  • Up to $10,000 third person injury
  • Up to $10,000 third person property
  • Up to $2,500 related third person property
Not subject to deductible or overall maximum limit.
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