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Atlas MultiTrip Insurance

Atlas MultiTrip Insurance administered by Tokio Marine HCC Medical Insurance (formerly HCC Medical Insurance Services) is the obvious choice for corporate executives and other professionals who require travel medical insurance coverage for numerous international trips annually.

  • Brochure
  • Benefits
  • Comprehensive
  • ID Card
  • Application

Quotes for Atlas MultiTrip

Age
Start Date
Coverage Period - 1 Year
Coverage
Citizenship




Trip Duration

Tokio Marine HCC(HCCMIS) Atlas Multitrip plan summary

Atlas MultiTrip

Atlas Multitrip Insurance

Insurance provider
Tokio Marine HCC
Atlas Multitrip underwriter
Underwritten by Lloyd's London
Atlas Multitrip insurance eligibility
  • If you are under age 66 and you maintain medical insurance that covers you while you are in your Home Country, you are eligible for Atlas MultiTrip.
  • Your Spouse under age 66 and dependent children who are at least 14 days up through age 18 may also be covered, provided they too maintain medical insurance that covers them while they are in their Home Country.

Tokio Marine HCC(HCCMIS) Atlas Multitrip travel insurance summary

Atlas Multitrip insurance coinsurance?
  • Claims incurred inside U.S.: For each trip, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit.
  • Claims incurred outside U.S.: For each trip, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.

Atlas Multitrip insurance rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-
AVI customer service

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Atlas Multitrip travel insurance plan benefits

Benefits Coverage
Emergency Medical Evacuation $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition
Repatriation of Remains Overall maximum limit (not subject to deductible or coinsurance).
Baggage Loss $500 limit per certificate period (not subject to deductible or coinsurance)
Acute Onset of Pre-existing Condition (only available to members younger than 70) Limited benefit up to the medical coverage maximum (excludes chronic and congenital conditions) $25,000 lifetime maximum for emergency medical evacuation.
Personal Liability Up to $25,000 lifetime maximum
Up to $25,000 third person injury
Up to $25,000 third person property
Up to $2,500 related third person property
Optional Personal Liability Rider of up to $75,000 lifetime maximum(not subject to deductible or overall maximum limit).
Sports Coverage Certain extreme or adventure sports activities is included.
Hospital Room and Board Average semi-private room rate, including nursing services.
Local Ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Intensive Care Unit Up to the overall maximum limit.
Emergency room co-payment Claims incurred in the U.S. - Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S. - No co-payment.
Urgent care center co-payment Claims incurred in the U.S. - Up to $25 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Return of Minor Children Up to $50,000 -not subject to deductible or coinsurance
Pet Return Up to $1,000 - not subject to deductible or coinsurance.
Accidental death & dismemberment Members under age 18: Up to $5,000 lifetime maximum.
Members age 18-69: Up to $25,000 lifetime maximum.
Members age 70-74: Up to $12,500 lifetime maximum.
Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Common carrier accidental death Up to $50,000 for ages 18 through 69
Up to $10,000 under age 18
Up to $25,000 for ages 70 through 74
Up to $12,500 for ages 75 and older
Maximum of $250,000 for any one family or group.
Natural disaster Up to $250 a day for 5 days (not subject to deductible or coinsurance).
Travel Delay Up to $100 a day after a 12-hour delay period, maximum of 2 days.
Trip interruption Up to $10,000 (not subject to deductible or coinsurance).
Political evacuation Up to $100,000 lifetime maximum (not subject to deductible or coinsurance).
Bedside visit Up to $1,500 (not subject to deductible or coinsurance).
Local Burial or Cremation Up to $5,000 lifetime maximum (not subject to deductible or coinsurance).
Crisis Response- Ransom, Personal Belongings, and Crisis Response Fees and Expenses Up to $10,000( not subject to deductible or overall maximum limit).
Optional Crisis Response Rider with Natural Disaster Evacuation Up to $90,000 per certificate period, with $10,000 maximum for Natural Disaster Evacuation( not subject to deductible or overall maximum limit).
Emergency Reunion Up to $100,000, subject to a maximum of 15 days(not subject to deductible).
Lost Checked Luggage Up to $1,000( not subject to deductible).
Lost or Stolen Passport/Travel Visa Up to $100( not subject to deductible).
Border Entry Protection Up to $500 if traveling on a valid B -2 visa and denied entrance at the U.S. border( not subject to deductible).

Atlas Mutlitrip insurance - Provider network and how to find hospital or doctor?

Tokio Marine HCC maintains a wide network of health care providers. In US there are 2 options: First Health care network and United health care.

You need to check your insurance card to find any one of the below 2 logos:
First Health Care Provider Network    United Healthcare Provider Network
  • If you are traveling within the U.S. and have First Health logo on your ID card then click here
  • If you are traveling within the U.S. and have United Healthcare logo on your ID card then click here

Outside US: Equian International Provider Network
Equian International Provider Network
If you are traveling outside the U.S. and have the Equian logo on your ID card, then click here
Find Provider Network

Tokio Marine HCCMIS resourceful travel insurance links

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