Atlas MultiTrip Insurance

Atlas MultiTrip Insurance administered by Tokio Marine HCC Medical Insurance (formerly HCC Medical Insurance Services) is the obvious choice for corporate executives and other professionals who require travel medical insurance coverage for numerous international trips annually.

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Quotes for Atlas MultiTrip

Age
Start Date
Coverage Period - 1 Year
Coverage
Citizenship




Trip Duration

Tokio Marine HCC(HCCMIS) Atlas Multitrip plan summary

  Underwriter
  • Underwritten by Lloyds
  Insurance Provider
Eligibility
  • If you are under age 66 and you maintain medical insurance that covers you while you are in your Home Country, you are eligible for Atlas MultiTrip.
  • Your Spouse under age 66 and dependent children who are at least 14 days up through age 18 may also be covered, provided they too maintain medical insurance that covers them while they are in their Home Country.
Rating
  • AM Best Rating: A++ (Superior)
  • Standard & Poor’s Rating: AA-
Coinsurance Coinsurance?
  • Claims incurred inside U.S.: For each trip, Underwriters will pay 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit.
  • Claims incurred outside U.S.: For each trip, Underwriters will pay 100% of Eligible Expenses after the Deductible up to the Overall Maximum Limit.

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(877) 340-7910

Plan Benefits of Atlas MultiTrip Insurance

Benefits Coverage
Emergency Medical Evacuation $1,000,000 lifetime maximum, except as provided under acute onset of pre-existing condition
Repatriation of Remains Overall maximum limit (not subject to deductible or coinsurance)
Baggage Loss $500 limit per certificate period (not subject to deductible or coinsurance)
Acute Onset of Pre-existing Condition (only available to members younger than 70) Limited benefit up to the medical coverage maximum (excludes chronic and congenital conditions) $25,000 lifetime maximum for emergency medical evacuation.
Personal Liability $10,000 lifetime maximum
Sports Coverage Certain extreme or adventure sports activities is included.
Hospital Room and Board Average semi-private room rate, including nursing services.
Local Ambulance Usual, reasonable and customary charges, when covered illness or injury results in hospitalization as inpatient.
Intensive Care Unit Up to the overall maximum limit.
Emergency room co-payment Claims incurred in the U.S. - Up to $200 co-payment for each use of emergency room for an illness unless you are admitted to the hospital. (no co-payment for emergency room treatment of an injury)
Claims incurred outside the U.S. - No co-payment.
Urgent care center co-payment Claims incurred in the U.S. - Up to $25 co-payment. (co-payment is waived for members with a $0 deductible)
Claims incurred outside the U.S. - No co-payment.
Return of Minor Children Up to $50,000 -not subject to deductible or coinsurance
Pet Return Up to $1,000 - not subject to deductible or coinsurance.
Common carrier accidental death Up to $50,000 for ages 18 through 69
Up to $25,000 under age 18
Up to $12,500 for ages 70 through 74
Up to $6,250 for ages 75 and older
Maximum of $250,000 for any one family or group.
Accidental death & dismemberment
  • Members under age 18: Up to $5,000 lifetime maximum.
  • Members age 18-69: Up to $50,000 lifetime maximum.
  • Members age 70-74: Up to $12,500 lifetime maximum.
  • Members age 75 and older: Up to $6,250 lifetime maximum.
$250,000 maximum benefit any one family or group.
Natural disaster Up to $250 a day for 5 days (not subject to deductible or coinsurance).
Travel Delay Up to $100 a day after a 12-hour delay period, maximum of 2 days.
Trip interruption Up to $10,000 (not subject to deductible or coinsurance).
Political evacuation Up to $100,000 lifetime maximum (not subject to deductible or coinsurance).
Bedside visit Up to $1,500 (not subject to deductible or coinsurance).
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