WorldTrips Travel Health Insurance
WorldTrips offering popular plans for visitors
VisitorSecure Insurance
- This is a fixed benefit plan.
- Visitor Secure is available for people traveling to the US and abroad.
- This insurance has four types of plans namely Plan A, Plan B, Plan C and Plan D.
- Covers acute onset of pre-existing conditions up to the age of 70.
- VisitorSecure has policy maximum options of $50,000, $75,000, $100,000, $130,000.
- This plan can be available up to 364 days and it can be renewed online
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $500 maximum - ambulance
Emergency Medical Evacuation
Up to $50,000 lifetime maximum - shopping_cartBuy Now
Atlas America Insurance
- This is a comprehensive plan.
- Available to both Non-US citizens and US citizens traveling outside their home country.
- Policy maximum ranges from $50,000 to $2 million.
- Acute on set of pre-existing condition available up to 80 years.
- Covers complications of pregnancy in the first 26 weeks of gestation.
- This plan can be available up to 364 days and it can be renewed online
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 - ambulance
Emergency Medical Evacuation
Up to $1,000,000 - shopping_cartBuy Now
Atlas Premium America Insurance
- This is a comprehensive plan.
- Ideal for Non-US Citizens visiting USA.
- Policy maximum ranges from $50,000 to $2 million.
- Acute on set of pre-existing condition available up to 80 years.
- There is an additional coverage available for adventure sports.
- This plan can be available up to 364 days and it can be renewed online
- local_hospital
Provider Network
- dentistry
Dental Treatment
Up to $300 maximum - ambulance
Emergency Medical Evacuation
$1M lifetime maximum - shopping_cartBuy Now
Atlas Essential Insurance
- This is a comprehensive plan.
- Ideal for both Non US citizens and US citizens traveling outside their home country.
- Policy maximum ranges from $50,000 to $2 million.
- The plan doesn't cover pre-existing condition.
- This plan can be available up to 364 days and it can be renewed online
- local_hospital
Provider Network
- medical_services
Urgent care
Up to $15 co-payment - ambulance
Emergency Medical Evacuation
Up to $500,000 lifetime maximum - shopping_cartBuy Now
About WorldTrips, World Trips travel insurance reviews
WorldTrips offers a variety of customizable, budget-friendly travel medical and trip cancellation insurance plans to meet the needs of individuals and groups traveling for leisure, business, mission working and study abroad. The Atlas travel series and StudentSecure international travel medical insurance products are underwritten by Lloyd’s. WorldTrips health insurance quickly became a recognized leader in the field of international travel health insurance, offering a complete portfolio of travel, health and life insurance products to customers in over 130 countries.
Factors determining the cost of WorldTrips travel insurance
Traveler’s Age
Travelers of all ages can buy travel insurance. However the price and coverage will vary depending on the age of the traveler. The travel insurance will cost more for older travelers when compared to younger travelers. Some of the coverage benefits might be also be reduced for older travelers.
Destination of traveler
The cost of the coverage depends on the destination of the traveler. The cost of coverage is higher in the United States when compared to countries outside the United States, this is because of the high cost of healthcare in the US.
Deductible and Co-insurance
The higher the deductible on the travel insurance plan, the lower will be the policy cost. Choosing a plan with a low deductible increases the cost of coverage. A higher co-insurance will also reduce the cost of the policy when compared to lower co-insurance.
Medical maximum coverage required
The higher the medical maximum coverage required, the higher will be the cost of US travel insurance.
The length of travel insurance coverage
The cost of the travel insurance is directly dependant on the length of coverage required. The longer the visitor insurance coverage, the higher will be the cost.
WorldTrips Travel Insurance - Common Questions
1. Is Worldtrips insurance a legit company?
Worldtrips for over 23 years is a well-recognized company in the US and across the globe for their vast network of hospitals and healthcare support system.
The company offers several travel insurance plans for travelers with financial support , access to the best healthcare support and 24/7 emergency travel assistance.
2. Can I buy travel insurance from Worldtrips?
Worldtrips insurance previously known as Tokio Marine HCC – Medical Insurance Services Group has received A+ rating from the from S&P Global Ratings.
Worldtrips travel insurance reviews indicate that it currently offers travel medical insurance for over 180 countries and trip protection insurance products for the US residents.
3. Why should I buy travel insurance from Worldtrips insurance?
World trips offers coverage around the world with the fully comprehensive travel medical insurance and trip protection products. Worldtrips was acquired by Tokio Marine in 2015 and functions as a member since the acquisition.
Worldtrips insurance offer some of the unique travel medical and trip protection plans for international travelers worldwide.
4. What are the benefits of Atlas travel insurance?
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country. Atlas Travel Insurance provides coverage for those who are traveling, studying, volunteering, or living outside of their home country. It offers core travel insurance benefits, with coverage from as little as Five days. There are three Atlas travel insurance plans to choose from Atlas Premier, Atlas International and Atlas Essential.
The benefits offered on the Atlas Travel Medical Insurance plan provide a range of high quality travel insurance benefits to cover you in the event of an unexpected accident or injury when you are abroad. This includes coverage for medical expenses, evacuation, repatriation, emergency reunion and other related benefits.
5. What is the coverage area of WorldTrips Atlas travel insurance?
Atlas insurance is short term travel health insurance designed for anyone, as long as they are outside their home country.
6. How much does WorldTrips travel insurance cost?
The cost of the Worldtrips travel insurance will vary depending on the age of the traveler, the type of coverage, the travel destination and the duration of travel. Typically, visitors travel insurance policies cost can start even as low as $1 per day, but will be much higher for older travelers.
7. How do I purchase Atlas Travel Medical Insurance?
You can purchase Atlas Travel Medical Insurance on American Visitor Insurance at buy Atlas Travel plans. You can also call them at (877)-340-7910 to get more information on how to apply for Atlas travel health insurance from licensed insurance agents.
8. What are the requirements for applying for Atlas Travel Insurance?
The main requirements for applying for Atlas insurance is the travelers passport details and the travel dates. You can apply for Atlas travel insurance online on American Visitor Insurance or call (877)-340-7910 to get help while applying.
9. Which travel health insurance would satisfy the Italian (Schengen) visa insurance requirements as follows?
"Medical Insurance Coverage Abroad for the entire period of travel in the Schengen area with a minimum coverage of Euro 30,000 for hospitalization, emergencies, evacuation and repatriation. These 4 benefits are itemized on the policy issued by the current US Health Insurance company, or by a US Travel Insurance company. If the US insurance provider cannot issue a letter specifying the above".
Atlas International Insurance satisfies the requirements. The visa letter can be obtained by logging into the ClientZone. This resource may be accessed by choosing FOR LIMITED ACCESS, LOGIN WITH INSUREDS DATE OF BIRTH. Contact us for more queries.
10. How do I get the Schengen visa letter?
The visa letter can be obtained by logging into the ClientZone.
11. Which is the plan for travellers already in USA for quite some time?
Atlas America is a good option for people visiting the US who have been here for some time and do not have a current insurance coverage. It meets requirements for travelers who are on OPT and H4 status.
ATLAS AMERICA
12. What are the US state and country restrictions to buy Atlas plans?
The Atlas Series is not available to individuals who are physically located in the states of New York, Maryland, or Washington or in the countries of Canada or Australia at time of purchase.
13. Are sports covered by Atlas Plans?
Atlas Travel covers eligible injuries and illness incurred while taking part in many popular vacation sports - skiing, snowboarding, snorkeling, water skiing, and others - at no additional cost.
Certain extreme sports are excluded from coverage.
Note: The policy wordings should be reviewed for full restrictions and exclusions. (there are restrictions on skiing and snowboarding, etc.
14. Does Atlas Travel plan cover maternity?
It offers coverage only for complications of pregnancy during the first 26 weeks of gestation.
15. Does the Atlas America plan cover 100% outside PPO. Does it cover me in Panama an pay 100% inside and outside PPO?
The Atlas America plan covers 100% of the expenses outside PPO. Yes, it provides worldwide coverage including and excluding USA.
16. Is Worldtrips travel insurance a reliable insurance company? Is Worldtrips insurance a good insurance company?
WorldTrips, a member of Tokio Marine HCC group of companies since 1998 has been offering several travel insurance and trip cancellation products for international travelers across the globe.
Their Atlas travel insurance and Visitors Secure products are popular for product excellence, by giving affordable options for travelers to customize to meet the requirements of unique traveler needs. Individuals traveling for vacation, business men, students and group insurance works well for travelers traveling overseas.
This Indianapolis based company is the first company to enable their products and services for visitors via the internet for both US citizens and non–US citizens traveling abroad and to the US.