Best Annual Travel Insurance Philippines
Annual multi-trip travel insurance plans can be a convenient and cost-effective option for travelers from the Philippines who take multiple international trips during the year. Instead of purchasing a separate travel insurance plan for every trip, an annual policy can provide coverage throughout the policy period, subject to the plan's terms, conditions, and maximum trip duration.
These multi-trip plans can be useful for travelers from the Philippines who regularly visit the USA, Mexico, the Caribbean, Latin America, South America, or Europe. Benefits, eligibility requirements, coverage limits, and the maximum duration of each trip vary by plan, so travelers should review the policy details before purchasing.
| Plans |
Patriot Multi Trip
IMG
|
BCBS Multi Trip Gold
BlueCross BlueShield
|
Atlas Multi Trip
WorldTrips
|
Voyager Annual Travel
Travel Insure
|
65+ Seniors Only
GlobeHopper Senior
IMG
|
|---|---|---|---|---|---|
| Provider |
|
|
|
|
|
| Plan Options | Customize | Customize | Customize | Customize | Customize |
| Annual Premium | |||||
| Action | |||||
| Purchase | Buy Now | Buy Now | Buy Now | Buy Now | Get Quote |
| Documents | Brochure Details | Brochure Details | Brochure Details | Brochure Details | Brochure Details |
| Plan Details | |||||
| Pre-existing Conditions | Sudden & unexpected recurrence up to $5,000 max per period of coverage. | Essential: Covered up to $50,000 Choice: Covered up to $250,000 |
Under 70 yrs: acute onset covered up to medical max (excludes chronic/congenital). Emergency evacuation up to $25,000. | ✘ Not covered. | Medical expenses up to $5,000 per person/period. Emergency evacuation up to $25,000. |
| Ideal For | US or Non-US citizens traveling outside their home country for business or pleasure. | US Citizens only traveling outside their home country for business or pleasure. | US or Non-US citizens traveling outside their home country for business or pleasure. | US or Non-US citizens traveling outside their home country for business or pleasure. | US residents traveling outside a 100-mile radius of permanent US residence. Max trip: 90 days. |
| Eligibility | Up to 79 years. Must have domestic health insurance while covered. | US resident up to 85 years. Must be enrolled in a primary health plan. | Up to 76 years. Must maintain home-country medical insurance. | Age 14 to 85+ years. | 65+ years. US citizen or permanent resident. Enrolled in Medicare Parts A & B with Medigap or Medicare Advantage. |
| Coverage Length | 1 year from effective date. | 1 year from effective date. | 1 year maximum limit. | 364 days. | 1 year maximum limit. |
| Coinsurance |
In PPO (US/Canada): 90% up to $5,000 Out of PPO: 80% up to $5,000, then 100% Outside US/Canada: No coinsurance |
Percentage paid by insured after deductible. Excludes non-covered services. | Pays 100% of eligible expenses after deductible, up to overall maximum limit. | ✔ No coinsurance. | ✔ No coinsurance. |
| Renewability | ✔ Yes — 12-month increments up to 36 months (with break in coverage). | ✘ Non-renewable. New period = new deductible & medical limit. | ✘ Not renewable. | ✘ Not renewable. | ✘ Not renewable. |
| Repatriation of Remains | $50,000 | Essential: $15,000 Choice: $25,000 |
Up to overall maximum limit. (Not subject to deductible or coinsurance) |
Silver: $100,000 Gold: $150,000 |
$50,000 lifetime maximum. |
| Emergency Medical Evacuation | Up to $1,000,000 | Essential: $250,000 Choice: $500,000 |
$1,000,000 lifetime maximum. | Silver: $100,000 Gold: $250,000 |
$250,000 lifetime maximum. |
| Underwriter | Sirius International Insurance Corporation | 4 Ever Life Insurance Company | TMHCC Insurance SPC Ltd & Houston Casualty Company | Starr Indemnity & Liability Company | Lloyds, London |
| AM Best Rating | A++ Superior S&P: AA− |
A− Excellent | A++ Superior S&P: AA− |
A Excellent | A Excellent |
All plans valid for 1 year. Prices shown are base premiums and may vary based on selected options. | +1 (877) 340-7910 | [email protected]
Compare Best Annual Travel Insurance
Looking for the best annual travel insurance plans?
Compare affordable annual travel insurance plans from leading providers including IMG, Seven Corners, Blue Cross Blue Shield Travel Insurance, and more. Our annual travel insurance comparison helps frequent travelers find the right balance of medical coverage, trip protection, and value.
Which Annual Travel Insurance Is Right for You?
Compare the best annual travel insurance plans and choose the right annual multi-trip travel insurance based on your travel style, destination, age, and medical coverage needs.
- Best Annual travel insurance for non-US residents traveling internationally - IMG (Patriot Multi-Trip) or WorldTrips (Atlas Multi-Trip)
- Annual travel insurance for expats and frequent flyers - IMG (Patriot Multi-Trip)
- Best Annual travel insurance for seniors 65+ with Medicare - IMG (GlobeHopper Senior Multi-Trip) -
- Best annual international travel insurance for seniors - WorldTrips (Atlas Multi-Trip)
- Annual travel insurance for adventure and sports travelers - WorldTrips (Atlas Multi-Trip)
- Annual travel insurance for US residents with multiple coverage options - Blue Cross Blue Shield (Multi-Trip Gold / Platinum)
- Cheapest annual travel insurance for US residents - Travel Insured (Voyager Annual)
- Best annual travel insurance for domestic and international trips - Travel Insured (Voyager Annual) or Seven Corners (Trip Protection Annual Multi-Trip)
- Best annual travel insurance with trip cancellation coverage - Seven Corners (Trip Protection Annual Multi-Trip)
- Annual travel insurance with different coverage options or tiered trip cancellation coverage - Trawick International Safe Travels Annual Prime
- Best annual travel insurance with emergency evacuation coverage - Seven Corners (Trip Protection Annual Multi-Trip)
International Annual Multi-Trip Travel Insurance for Travelers from the Philippines
Planning to travel internationally from the Philippines multiple times this year? An annual multi-trip travel insurance policy can be a convenient option for frequent travelers. Instead of purchasing separate travel insurance for each trip, one annual policy can provide coverage for multiple trips during the policy period, subject to the plan's terms, conditions, and coverage limits.
Annual travel insurance can be especially useful for travelers from the Philippines who frequently visit the USA, Canada, Europe, Mexico, or other international destinations for business, family visits, vacations, or other purposes. Depending on the plan selected, benefits may include eligible medical expenses, emergency medical treatment, hospitalization, emergency medical evacuation, and other covered travel-related expenses.
Why Buy Annual Travel Insurance?
If you travel internationally several times a year, annual travel insurance can be a convenient and cost-effective option. Instead of purchasing separate insurance for each trip, an annual multi-trip plan can provide coverage for multiple trips during the policy period, subject to the plan's terms, conditions, and maximum trip duration. At American Visitor Insurance, you can compare annual travel insurance plans for travelers from the Philippines and choose coverage based on your travel frequency, destinations, medical needs, and budget.
What's Covered by Annual Multi-Trip Travel Insurance?
- Eligible medical expenses and emergency medical treatment during covered international trips.
- Emergency hospitalization and other eligible medical services, depending on the plan selected.
- Emergency medical evacuation and other covered emergency assistance benefits.
- Multiple international trips during the policy period, subject to the plan's maximum duration for each trip.
- A convenient option for business travelers from the Philippines who make frequent international trips throughout the year.
- A practical option for leisure travelers who take several international vacations or family trips each year.
What Are the Benefits of Annual Travel Insurance
If you travel frequently for work or leisure, an annual plan can save you time and money while providing travel medical coverage throughout the policy year.
Coverage Throughout the Policy Year
An annual plan provides coverage throughout the policy year, subject to the plan's terms, conditions, and maximum trip duration.
Coverage for Multiple Trips
Take multiple trips throughout the year without having to purchase a separate policy for each trip, subject to the plan's terms, conditions, and eligibility requirements.
Flexible Trip Duration
Each trip can be covered for a predetermined maximum number of days, such as 30, 45, or 70 days, depending on the plan.
Emergency & Medical Assistance
If you experience an illness or injury while traveling, your plan may provide coverage for eligible doctor visits, hospital expenses, emergency medical evacuation, or repatriation, subject to the policy's terms and conditions.
Additional Options Available
Depending on the plan, additional benefits may be available for travel delays, trip interruptions, baggage loss, or accidental injury. Review the plan details to understand available options and coverage limits.
Annual Multi-Trip Travel Insurance FAQs for Travelers from the Philippines
Annual multi-trip travel insurance may provide coverage for eligible medical emergencies, missed departures, baggage loss, and other unexpected travel-related expenses, depending on the plan selected and its terms and conditions.
Annual multi-trip travel insurance provides coverage for an entire year, allowing you to take multiple trips within that 12-month period. However, each individual trip is usually covered for a set duration, typically ranging from 30 to 90 days, depending on the policy. If a trip exceeds the maximum covered duration, you may need to purchase a separate policy or explore other coverage options, depending on the insurer's rules.
Annual multi-trip travel insurance can be a convenient and potentially cost-effective option for frequent travelers, providing coverage for multiple trips throughout the year without requiring a new policy for every trip.
Coverage for activities such as skiing, scuba diving, or other adventure sports depends on the specific policy. Some plans may include certain activities, while others may require you to purchase additional coverage for higher-risk or adventure activities.
Travel insurance is not generally mandatory for all international travel from the Philippines, although some destinations or visa categories may have specific insurance requirements. Annual multi-trip travel insurance can be a convenient option for travelers who take multiple international trips during the year. Coverage may include eligible medical expenses, emergency medical evacuation, trip interruption, and other benefits, depending on the plan selected.
There is no single best annual travel insurance plan for everyone. The right plan depends on factors such as your age, destinations, trip duration, coverage needs, eligibility, and budget. Compare the available annual multi-trip plans based on their coverage limits, benefits, exclusions, and maximum trip duration to choose the option that best suits your needs.
- Complete the travel insurance quote request form with details about the traveler, trip, and coverage requirements.
- Compare the prices, coverage limits, benefits, exclusions, and other policy features to find the plan that best fits your needs.
- Purchase the plan that best fits your needs and budget by completing the online application and payment process.
- Review the travel insurance documents received by email carefully for coverage details, exclusions, and relevant contact information.
How can I buy Philippines annual travel insurance?
Annual Travel Insurance Blogs & Resources
Explore expert guides, travel insurance tips, and resources to help you compare the best annual travel insurance plans, understand coverage options, and make informed decisions before your next trip.
Annual Multi-Trip Travel Insurance
Compare and buy annual multi-trip travel insurance for frequent international travelers.
Annual Multi-Trip Insurance Guide »Importance of Business Travel Insurance
Learn why business travel insurance is important for professionals who travel frequently.
Business Travel Insurance Guide »Multi-Trip Coverage with Primary Health Plan
Learn how annual multi-trip coverage works for U.S. citizens and residents with a primary health care plan.
Primary Health Plan Coverage »Travel Insurance FAQs
Find answers to frequently asked questions about annual travel insurance and travel medical insurance.
Annual Travel Insurance FAQs »What Does Annual Travel Insurance Cover?
Annual travel insurance can provide coverage for multiple trips during the policy period, subject to the plan's terms, conditions, eligibility requirements, and maximum trip duration. Depending on the plan, benefits may include:
Medical Expenses
Coverage may include eligible doctor visits, hospital expenses, and emergency medical treatment for illness or injury while traveling, subject to the plan's coverage limits and conditions.
Emergency Medical Evacuation
Eligible plans may cover emergency medical evacuation or transportation to an appropriate medical facility when medically necessary, subject to the policy's terms and conditions.
Trip Interruption
Some annual travel insurance plans may provide benefits if you need to interrupt a trip for a covered reason, subject to the plan's terms, conditions, and benefit limits.
Baggage Loss or Delay
Depending on the plan, benefits may be available for eligible baggage loss, theft, or delay, subject to coverage limits, exclusions, and policy conditions.
Sports and Recreational Activities
Some plans provide coverage for injuries from eligible recreational or vacation sports, subject to the plan's exclusions, activity restrictions, and coverage limits.
Acute Onset of Pre-Existing Conditions
Some plans may provide limited coverage for the acute onset or sudden recurrence of certain pre-existing conditions, subject to eligibility requirements, benefit limits, and policy terms.
Optional Benefits
Depending on the plan, additional benefits or optional coverage may be available for accidental injuries, travel delays, trip interruptions, baggage, and other travel-related needs. Review the plan details to understand available options and coverage limits.
American Visitor Insurance lets you compare annual travel insurance options from multiple providers and review coverage, eligibility requirements, deductibles, maximum trip durations, and benefits before choosing a plan. Whether you are a frequent business traveler, retiree, senior, family traveler, or digital nomad, compare plans carefully to find coverage that matches your travel needs and budget.
Annual Travel Insurance and Pre-existing Conditions
Travelers with existing medical conditions should compare policies carefully because eligibility, benefit limits, and coverage for the acute onset of pre-existing conditions vary by plan. Review the policy terms and eligibility requirements before purchasing.
Compare the Best Travel Insurance for Filipinos
Choosing the right travel insurance is essential for a safe and worry-free trip. Compare the best travel insurance for Filipinos to find affordable plans that offer emergency medical coverage, trip cancellation and interruption benefits, travel delay protection, lost baggage coverage, and 24/7 emergency assistance. Whether you're traveling to the USA or any international destination, compare top-rated plans to select the coverage that best fits your travel needs and budget.
Travel Insurance to the Philippines from the USA
Frequently asked questions
Travel Insurance Frequently Asked Questions
Click here to read more »Annual Multitrip Travel Insurance
Annual travel insurance for US citizens
Click here to read more »Corporate Travel Insurance
Travel Insurance for Corporate travelers
Click here to read more »What's not covered by Annual Multi-Trip Travel Insurance?
- Travelers who make one or two international trips in a year.
- Travelers who need substantial trip cancellation coverage to protect their prepaid, non-refundable trip expenses
- Travelers who are overseas for an extended period of time, exceeding the annual travel plan period for each trip (usually 60 to 90 days).
Annual Multi-Trip Travel Insurance Reviews
Reviews, ratings, and experiences from our customers.
"I am pleased to say that your company is very professional in the field of Insurance."
Know more »"Thank you American Visitor Insurance! You went way beyond what I would expect from an insurance company."
Know more »"Appreciate all the help that you provided me. It really worked well and I was able to purchase the cover I was looking for."
Know more »Need Help Choosing the Best Annual Travel Insurance?
Speak with our licensed travel insurance specialists.
American Visitor Insurance is a licensed U.S.-based insurance agency (NJ License #1181604) that has helped travelers compare and buy travel insurance online since 2006. Our experts are available 24/7 to help you compare plans, answer questions, and purchase the right annual travel insurance policy.
Online Now