Travel insurance for Green Card Holders in the USA

Medical insurance for Green card holders without domestic US health insurance

There are so many Green card holders currently in the US either without proper health insurance, or having medical insurance that does not provide coverage for Coronavirus. At American Visitor Insurance, we are committed to getting you the best Covid19 health insurance for green card parents available in these uncertain times.

INF Insurance:

The INF travel insurance works well if you are currently uninsured or to complement an existing policy for Coronavirus coverage or if you are replacing an existing policy that does not provide adequate insurance coverage in light of the coronavirus pandemic.
US Green card holders can buy these INF insurance plans. INF offers two fixed benefit plans namely INF premier insurance and INF standard insurance and two comprehensive benefit plans namely INF Elite Network insurance and INF Traveler USA insurance with Covid19 coverage. These INF plans are quite affordable and many travelers and students are even buying this plan to complement their existing insurance option if they has limitations in coverage for COVID-19.

Global Underwriters:

Diplomat America Insurance by Global Underwriters offers coverage for covid-19 as a new sickness. It is available for Non-US citizens or residents travelling to the US. Diplomat Long term Insurance must be bought for a minimum of 3 months and has a plan maximum options of $500,000 and $1,000,000 for medical expenses. Pre-existing ailments are however excluded, which means that travelers infected before the plan effective date, will be considered as an pre-existing medica condition and will not provide coverage for that ailment.

Trawick International Insurance:

Trawick International offers visitor medical insurance for coronavirus (covid-19) with their Safe Travels USA Insurance.The Safe Travels USA Comprehensive plan is ideal for travelers with pre-existing medical conditions even for travelers older than 70 years . You can compare all Safe Travels USA Insurance plans compare all Safe Travels USA Insurance plans and buy it online to get coverage as early as the following day.

Please know we are here to help you make the best, informed decision to get Covid 19 green card parents health insurance! Let us know how we can assist you. Feel free to contact us by email or phone at any time.
Insurance for Green card holders in USA

Immigrant medical insurance compulsory for US visa

The US government has proposed a new rule on October 4th 2019 which states that prospective new immigrants to the US are required to show proof of having proper health insurance coverage in the US. This new rule is expected to take effect from November 3rd 2019.

This rule will impact new immigrants to the US who are family members of current US citizens and are applying for visas to come to the US as immigrants. Failure to show proper US immigrant health insurance will be grounds to deny the visa according to this new rule.

While details of the new immigrant insurance requirements are still to be announced, the best US immigrant insurance plans that we offer on American Visitor Insurance work as short term health insurance which US immigrants can use till they are eligible for domestic US insurance plans.

Green Card holders have full authorization to live and work permanently in the United States. They enjoy all benefits given to immigrants in the USA. This article gives insight to some of the benefits Green Card holders enjoy as well as inform residents of different ways to qualify for the Green Card

Several benefits and few restrictions for Green Card Holders in America. Some of them are:
  • Green Card Holders in the USA can enter or leave America according to their wish without denial by the immigration officials at the port of entry. You have to keep track of entry and exit dates and should carry Green Card with you while traveling.
  • The Green Card has a lifetime validity, but a given Green Card will need renewal usually every 10 years.
  • Green Card Holders do not require employment sponsorship in the US. Some jobs in the US require security clearance and only US citizens or Green Card holders can get this clearance.
  • As a Green Card holder, you are allowed to start your own business, company or corporation.
  • You can apply for financial aid for education which may be sponsored by the government.
  • Green Card holders who have worked for a minimum of 10 years (40 quarters) in the USA have guaranteed social security benefits.
  • Except for the right of voting, Green Card holders enjoy all legal rights as US citizens.
  • Green Card holders can buy life or health insurance in America.
  • You can buy or sell property or any items as American citizens.

Different ways to qualify for Green Card

To qualify for Green Card in the USA there are different eligibility criteria. Some of the important categories of immigration process that can grant Green Card for foreigners are listed here.
  • Immigrant Category Eligibility: To qualify for Green Card in the USA there are different eligibility criteria. The important categories of immigration process that can grant Green Card for foreigners are listed here. On a preference system, a foreigner who want to become a permanent resident through his/her qualified family member with a job or employment or a special category will be classified. However, the immediate relatives of US citizens are given highest immigration priority for permanent residence and there are a few exceptions.
  • Family Based Immigration:
    The immediate relatives of American citizens who need not have to wait for visa to become available.
    Relatives who can get permanent residence quickly are
    • Parent of a US citizen.
    • Spouse of a US citizen.
    • Unmarried children under the age of 21 of a U.S. citizen.
    Please note: Only US citizens of at least 21 years of age can apply for their parents.
    Other family members have to wait for a visa to become available to apply for permanent residency.
    • First Preference: Unmarried, adult (21 years or older) sons and daughters of U.S. citizens.
    • Second Preference A: Spouses of permanent residents and the unmarried children (under 21 years)) of permanent residents.
    • Second Preference B: Unmarried sons and daughters (21 years or older) of permanent residents.
    • Third Preference: Married sons and daughters of U.S. citizens, their spouses and their minor children.
    • Fourth Preference: Brothers and sisters of adult U.S. citizens, their spouses and their minor children.
  • Job or Employment Based:
    In this category, the immigration based on a job may help to apply for permanent residence when immigration number becomes available.
    Following is the order of preferences.
    • First Preference: Priority Workers, including aliens with extraordinary abilities, outstanding professors and researchers, and certain multinational executives and managers.
    • Second Preference: Members of professions holding an advanced degree or persons of exceptional ability (including individuals seeking a National Interest Waiver).
    • Third Preference: Skilled Workers, professionals and other qualified workers.
    • Fourth Preference: Certain special immigrants including those in religious vocations.
    • Fifth Preference: Employment creation immigrants (investors or entrepreneurs).
  • Refugee or Asylum Based Status:
    Refugees in the USA or qualifying spouse or a child of a refugee have to apply for Green Card 1 year after the entry. In case of an asylum and a qualifying spouse or a child of asylee you may apply after 1 year of the granting of asylum status.
    As per the US law, the refugees have to apply for Green Card 1 year after being admitted to the USA in refugee status.
  • Other Ways to Qualify: Some of the other ways to get green card will be if you are a Amerasian Child of a U.S. Citizen, American Indian born in Canada, Armed Forces Member, Cuban Native or Citizen, Diversity Immigrant Visa Program, Haitian Refugee, Help HAITI Act of 2010, and the Indochinese Parole Adjustment Act.

Health insurance options for Green Card holders

Domestic Insurance options are not immediately available for new immigrants in the USA
Here are some insurance plans that work well for Green Card holders as new US immigrants must wait 5 years before they can qualify for Medicare. The plans work as bridge plans until eligibility for local plans is satisfied. The plans are the following:

Inbound USA Choice:
The Inbound Choice plan is specifically designed for the recent immigrant and/or green card holder. It is renewable for up to 3 years. It is a fixed benefits plan which has set limits it pays for each medical expense. It is available to any age group and at the 80+ age group becomes the best option of insurance we offer (regardless of visa status).

Patriot America/Patriot Platinum:
If a person has a green card, but maintains a residence outside the US, then they can purchase the Patriot America or Patriot Platinum plans. On the application, a person should list their foreign address as their "home" address. They can only get coverage for time while outside this "home" address (up to 12 months). This is a very economical comprehensive plan. The difference between the America and Platinum plans is the level of coverage available. The Patriot Platinum offers the highest maximum and the best coverage of all plans offered by IMG ($1 million or $100 for 70-79 years old). The Patriot America has lower maximums and lower limits in other areas (emergency medical evacuation, etc).

Patriot America:   

Patriot Platinum:   

INF insurance provides coverage for many green card holders, especially those who are above age 65. INF insurance plans also offer ancillary benefits such as dental and telemedicine which are usually separate policies under domestic US health insurance.
Following are the list of US green card holders insurance plans:

Popular plans for Greencard holders medical insurance





Limited
  • Maximum coverage
  • Deductible
  • Maximum coverage
  • Deductible
Pre - existing
Limited

INF Standard

Per Month

by INF  inf logo
  • Maximum coverage
  • Deductible

Who is eligible to get Green Card in the US?

You will be eligible to seek Green Card in the US if you fall under one of these categories.
  • Immediate Relatives of U.S. Citizens.
  • Other Family Members.
  • Preferred Employees and Workers.
  • Ethnic Diversity.
  • Special Immigrants.
  • Refugee and Political Asylum.
  • Long-Term Residents.
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