Reimbursement for loss of pre-paid, non-refundable payments.
Transportation to or between hospitals as needed.
Reimbursement of food and lodging expenses due to delay in travel.
Pays sum for lost or delayed luggage by airline.
Covers cost of treatment for sickness or injury during your vacation.
Norway is a spectacular cruise destination, offering breathtaking natural beauty and unforgettable cultural experiences. Its world-famous fjords, such as Geirangerfjord, Sognefjord, and Hardangerfjord, showcase dramatic cliffs, cascading waterfalls, and serene waters, making for a truly mesmerizing journey. Depending on the season, cruisers can witness the enchanting Northern Lights between September and April or enjoy the surreal beauty of the Midnight Sun from late May to late July.
Along the way, charming coastal towns like Bergen, Ålesund, Tromsø, and Trondheim provide a rich blend of Viking history, colorful wooden architecture, and vibrant local culture. Many itineraries venture into the Arctic, with stops at the stunning Lofoten Islands or even Svalbard, where glaciers and polar wildlife, including polar bears, await. Wildlife lovers can also spot whales, seals, and sea eagles throughout the journey
Whether opting for a short coastal cruise or a longer voyage into the Arctic Circle, Iceland, or Greenland, Norway offers some of the most scenic sailing experiences in the world. Highlights include the breathtaking Trollfjord and the country’s rugged, fjord-lined coastline, all best admired from the comfort of a cruise ship. With a variety of itineraries catering to every type of traveler, Norway remains one of the most extraordinary cruise destinations.
Geirangerfjord, a UNESCO World Heritage Site, is renowned for its breathtaking beauty, with steep cliffs, towering mountains, and cascading waterfalls like the Seven Sisters and the Suitor. Often considered one of the most stunning fjords in the world, it offers a quintessential Norwegian fjord experience. The dramatic landscape is further enhanced by old, abandoned farms clinging to the rocky mountainsides, adding to its unique charm. Visitors can explore the fjord through various activities, such as kayaking, hiking to scenic viewpoints like Dalsnibba, and discovering the picturesque village of Geiranger. Cruises through the fjord provide an unforgettable experience, allowing passengers to slowly sail through its serene waters and fully immerse themselves in the awe-inspiring surroundings. Recognized for its exceptional natural and cultural significance, Geirangerfjord remains one of Norway’s most iconic and treasured destinations.
Bergen, often called the "capital of the Norwegian fjords," is an excellent cruise destination, perfectly situated in the heart of Fjord Norway. Its central location makes it an ideal starting point for exploring breathtaking fjords like Sognefjord and Hardangerfjord. As a UNESCO World Heritage city, Bergen blends rich history, vibrant culture, and stunning natural beauty. One of its most iconic landmarks is Bryggen Wharf, a UNESCO-listed site that showcases the city's historic charm. Visitors can enjoy a variety of activities, from hiking scenic trails and taking boat tours to engaging in watersports like kayaking and rafting. Combining urban excitement with easy access to Norway’s majestic fjords, Bergen offers an unforgettable experience for cruise travelers seeking both adventure and relaxation.
Svalbard, with Longyearbyen as its main settlement, is the northernmost cruise destination, renowned for its breathtaking Arctic landscapes, towering glaciers, and abundant wildlife. A paradise for nature lovers, it offers the chance to spot polar bears, reindeer, Arctic foxes, and seals in their natural habitat. Depending on the season, visitors can experience the surreal beauty of the Midnight Sun or the mesmerizing Northern Lights. Adventure seekers can enjoy unique activities such as dog sledding, glacier hiking, and exploring the remote, icy wilderness, making Svalbard an unforgettable destination for Arctic cruising.
Ålesund, a picturesque coastal city, is renowned for its stunning Art Nouveau architecture and breathtaking panoramic views from Mount Aksla. As a gateway to the Sunnmøre Alps and the Hjørundfjord, it offers incredible opportunities for hiking and nature excursions. With a rich maritime history and easy access to scenic fjord cruises, Ålesund is an ideal destination for travelers looking to experience both cultural charm and Norway’s spectacular natural beauty.
Reykjavík, Iceland’s capital, is a vibrant city known for its geothermal wonders, including the famous Blue Lagoon, as well as its lively nightlife and cultural attractions. In the north, Akureyri offers stunning fjords, breathtaking waterfalls, and excellent whale-watching opportunities, making it a must-visit destination for nature lovers. Meanwhile, Isafjörður, a charming town nestled among dramatic fjords, boasts scenic hiking trails and a rich fishing heritage, providing visitors with a perfect blend of adventure and history.
Greenland is home to unique destinations that beautifully blend nature, culture, and modernity. Nuuk, the capital, stands out as a vibrant hub that merges Inuit traditions with the dynamic life of the Arctic. Ilulissat is renowned for its breathtaking Icefjord, where colossal icebergs drift majestically through the sea, creating an awe-inspiring spectacle. Meanwhile, Qaqortoq captivates visitors with its charming colorful houses set against stunning natural landscapes, offering an ideal retreat into Greenland's picturesque environment.
Embark on a captivating cruise journey through the British Isles, where each destination offers its own charm. Sail into Scotland, making stops at Edinburgh and Inverness to delve into the grandeur of historic castles, experience the breathtaking beauty of rugged landscapes, and immerse yourself in the rich tapestry of Scottish heritage. Cruise onward to the Orkney and Shetland Islands, where you'll uncover fascinating Viking history while enjoying spectacular coastal vistas that will leave you in awe. Conclude your voyage in Dublin, Ireland, a bustling city brimming with historic landmarks, vibrant pubs, and a literary legacy that enchants every visitor. Let the allure of the British Isles unfold as you explore these enchanting destinations from the comfort of your cruise.
Set sail on an unforgettable cruise through the enchanting Baltic Sea, where each port of call offers a captivating experience. Begin in Copenhagen, Denmark, a lively city known for its picturesque canals, fascinating historic landmarks, and the perfect blend of modern Nordic charm. Continue to Stockholm, Sweden, famously referred to as the "Venice of the North," where you can explore its stunning archipelagos and immerse yourself in its rich Viking heritage. Next, visit Tallinn, Estonia, a medieval fairy-tale town brimming with cobblestone streets and breathtaking architectural gems. If your itinerary includes St. Petersburg, Russia, prepare to be awed by its magnificent palaces, world-class museums, and deep-rooted cultural heritage. This cruise promises a seamless blend of history, natural beauty, and cultural exploration, all from the comfort of your ship.
While travel insurance is not mandatory for a cruise to Norway, it is highly recommended for financial and medical protection. Cruise insurance covers trip cancellations, delays, missed connections, baggage loss, and medical emergencies—including costly onboard treatments and emergency evacuations.
Given Norway’s hurricane season and the potential for unexpected disruptions, having insurance ensures peace of mind. Given the relatively low cost of cruise insurance compared to the coverage benefits provided, Cruise health insurance provides peace of mind and can make all the difference in making in one’s cruise vacation memorable.
Trip cancellation insurance not only offers coverage for trip investment expenses, but also covers medical expenses while on a cruise trip. In case a traveler missed a cruise because a flight was delayed, or had to cancel a cruise vacation because he/she fell sick or for any other reason, the Trip Cancellation insurance will cover non-refundable trip investment expenses. It will also cover medical expenses while the traveler is on the cruise, such as falling sick and needing medical assistance.
Some cruises have medical treatment facilities to treat minor injuries, however if the injury or sickness is severe the traveler may be asked to get off the ship at the nearest port to get immediate medical care. If adequate healthcare treatment is not available at the place you got off the cruise, then you may have to get transported or evacuated to the nearest hospital, the trip protection insurance would cover these expenses.
When families travel overseas, it is important to buy proper travel medical insurance. Since the family is traveling outside familiar territory which can involve long air and road travel, acclimatising to different weather patterns and eating unfamiliar food there is an element of risk involved and vulnerability to falling sick or even having an accident.
Furthermore, injuries or illnesses may happen before your trip and cause the whole trip to be cancelled. In that case, some cruise travel insurance insure the value of your trip allowing you to get your money back and rebook the trip another time. Trip insurance can be purchased for the whole travel group, so if Grandma breaks her leg and everyone decides to cancel, you can do so; even unrelated people can go on one policy for school reunions or company gatherings.
The Cheapest cruise insurance cost ranges from $39 to $1,278 for a 15 days trip. This cruise insurance cost may varies based on travlers age, cruise destination, cruise duration.
For example here we are showing cost for 55 year old traveler with 15 days duration of trip.
Plan name | Trip cost $1,000 | Trip cost $5,000 | Trip cost $10,000 | Trip cost $20,000 |
---|---|---|---|---|
Safe Travels Protect | $39 | $161 | $349 | Not Available |
Safe Travels Explorer | $45 | $186 | $455 | $879 |
Itravelinsured Lite | $53 | $267 | $569 | $1,178 |
iTravelInsured choice | $57 | $175 | $382 | Not Available |
Cruise Travel Insurance | $88 | $275 | $520 | $1,028 |
Source: American Visitor Insurance®
The Luxury cruise insurance cost ranges from $1,097 to $24,167 for a 15 days trip. This cruise insurance cost may varies based on travlers age, cruise destination, cruise duration.
For example here we are showing cost for 55 year old traveler with 15 days duration of trip
Plan name | Trip cost $30,000 | Trip cost $50,000 | Trip cost $100,000 | Trip cost $150,000 |
---|---|---|---|---|
Itarvelinsured SE | $1,097 | $3,177 | $6,352 | $9,527 |
Safe Travels Armor | $1,445 | $2430 | $4,940 | Not Available |
Safe Travels Voyager | $1,728 | $2,821 | $5.553 | Not Available |
Travel insurance Select Elite | $3,213 | $5,355 | $10,710 | $16,065 |
ITravelinsured LX | $4,835 | $8,057 | $16,112 | $24,167 |
Source: American Visitor Insurance®
Cruise medical insurance and cruise travel insurance are related but serve different purposes. Here's a comparison to clarify the differences:
Cruise Trip cancellation Insurance | Cruise Medical Insurance |
---|---|
Trip expense protection | Medical-related coverage |
Coverage:
|
Coverage:
|
Ideal for: Travelers who want more than just medical coverage, especially those who are concerned about loss due to trip cancellations, delays, or other unexpected disruptions. | Ideal for: Primarily for health-related coverage, especially those who have health conditions or are concerned about limited healthcare access during the cruise. |
Both types of cruise insurance can often be bundled, so it's worth comparing plans to get the best mix of coverage based on your needs.
There are several factors to consider when choosing an insurance to cover your cruise. Firstly, you may be offered insurance by the cruise line. BEFORE you accept it, consider if you would rather insure the whole trip (including air travel to and from the ports or your travel by vehicle to the port of disembarkation) AND whether you would like to also have health insurance while you are on your cruise and for all the stops along the way.
If you think you might want a more complete plan, consider checking options on American Visitor Insurance to compare prices and opt out of the cruise company option. If you’ve decided on a more inclusive plan, then the main thing that limits your choices will be how much you want to insure the trip for (it should include all non-refundable portions of your trip cost) and how much medical expense coverage you think you will need. Remember that if something happens while at sea, you may need emergency medical evacuation from the ship which is covered by all our trip cancellation policies and may NOT be included in the policy offered by the cruise line.
For example, the iTravelInsure insurance from IMG can cover trips from $10,000 or less per person up to $150,000 per person and offer medical coverage from $100,000 maximum to $500,000 maximums. If you have questions or concerns about plans we offer, please feel free to give us a call and chat with us today!
The plans offer a benefit called emergency medical evacuation. This benefit can move you from your cruise ship to the closest hospital that can attend you. It can also move you between hospitals if your current hospital cannot accommodate your needs. Also, it can move you to a hospital close to your home if a physician deems it necessary.
Traveling to Norway is an extraordinary adventure and a thrilling experience, but it requires thorough preparation due to its extreme environment and isolation. Natural disasters or severe weather conditions can lead to serious illnesses or injuries which may require treatment beyond the capabilities of local facilities. Evacuation from Norway involves specialized procedures which can be extremely expensive.
Evacuations often involve multiple stages, including transport to a research station and then airlift to a hospital with better medical facilities. Sometimes helicopters are used for short-distance evacuations to nearby research stations or ships or fixed-wing aircraft is used for long-distance evacuations, often requiring specially equipped planes for ice landings and take-offs.
One might believe that the regular health insurance covers your health while on a cruise and might question the need for cruise medical insurance. However one might be rudely shocked as many US health insurance plans do not cover you outside the US borders (including Medicare). The travel insurance for cruise trip pays for the medical treatment for any sickness or accident that one can encounter during the trip. The cruise health insurance coverage varies on the cruise insurance chosen, but can provide coverage up to $500k.
Given the uncertainties involved in planning vacations very early, it is likely that one cannot go on a cruise as planned. The best cruise insurance coverage pay a complete refund for valid reasons like the accidental death or injury of the traveler or a non-traveling family member. The Cancel for any reason travel insurance benefit in a cruise cancellation insurance gives further flexibility and provides 75% refund of the non-refundable expenses for not taking the cruise for any reason.
The trip interruption benefit of a travel insurance for cruise trip can pay up to 150% of the trip cost in the event that the traveler has to cut short his/her cruise vacation and return home in an emergency. This benefit takes in to consideration the high costs that one can incur for flight tickets should they need to buy tickets in an emergency. This benefit provides peace of mind to the vacationer during the cruise holiday.
The best travel insurance for cruise trip also provides coverage for medical evacuation up to $1M if the vacationer has to be evacated to get access to proper medical treatment in the event of a medical emergency. Some cruise insurance plans also offer up to $50K for non medical evacuation.
The missed connection benefit provides up to $500 additional transportation costs to join the cruise or tour for any delay of the stipulated time of travel.
The repatriation of remains benefit pays for the repatriation expenses in the event of death of the traveler for any reason. The best cruise insurance offers up to $1M as part of this benefit. There is also another repatriation benefit in the event of an accident during the vacation. These benefits are for the death, loss of sight or loss of limbs due to an accident that occurs during the cruise holiday.
This baggage loss benefit by the best insurance for cruises offers up to $2,500 with a $250 maximum per item for baggage loss and $500 after initial delay of 12 hours. Given all these benefits, it is important that cruise vacationers buy the best cruise travel insurance given the relative low cost of cruise insurance.
The cruise insurance protection offered by cruise lines provides very little benefits given their cost, this is particularly important for Seniors cruise vacationers who are most vulnerable and likely to need the benefits offered by the best cruise travel insurance plans.
Going on a cruise vacation can be an expensive and a simple delay or missing a flight can spoil the entire vacation. Given the constant changes in the weather conditions, delays with airline and airport chaos, factors like covid pandemic in famous cruise destinations, travelers should have good Cruise travel insurance to protect the money spent on the cruise.
Cruise travel insurance provides coverage well before the start of the cruise, continues with the coverage during the cruise at Sea till the Cruise journey is completed. Given below are the coverage details at different stages of the Cruise.
Cruise insurance offers protection against the traveler’s monetary investment on the cruise from the time the cruise travel insurance has been purchased and the initial booking for the Cruise has been made. The cruise insurance will reimburse the trip expenses if anything goes wrong before the start of the trip. If the travelers are unable to reach their cruise or got delayed for some covered reason like illness or bad weather then the trip expenses can be reimbursed.
Cruise insurance will reimburse all of the trip expenses under the Trip Cancellation cover if the cruiser is not able to reach the cruise in time for any covered reason. Covered reasons like bad weather, illness, injury, or death can be insured. If the insurance includes Cancel for any reason, then the traveler can simply decide not to take the cruise and still get reimbursed up to 75% of the non-refundable cruise expenses.
Many cruisers are not aware of the high healthcare cost on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical. Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise.
Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency. Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance.
Vacationers who are concerned about the medical emergency that can arise while on the cruise should choose to buy a comprehensive cruise insurance policy that covers Emergency Medical treatment and Medical Evacuation. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
Most of the vacationers plan for a cruise trip during the summer which ironically is the hurricane season. This makes cruising risky as it is exposed to cancellations due to bad weather conditions. Cruise travel insurance offers coverage for Hurricane & adverse weather, where cruisers can reimburse the cost of the trip in case the trip gets cancelled due to extreme weather, a storm at their destination or any delays due to weather.
The travellers on cruises are not aware of the expensive healthcare cost while on a cruise ship. The basic diagnosis and treatment of regular health conditions can cost thousands of dollars on board a cruise ship. In case the passenger has to be evacuated to the nearest port the cost of evacuation can be astronomical.
Cruise insurance offers travelers medical insurance coverage for unanticipated illness or injury during the cruise. Most policies offer benefits for on-board medical treatment, as well as additional coverage for an evacuation in case of an emergency.
Cruisers whose primary domestic health insurance does not offer coverage outside of the US borders or to any inaccessible locations should choose comprehensive cruise insurance. There are also a few Cruise travel insurance plans that offer coverage for acute onset of Pre-existing conditions.
At AmericanVisitorInsurance, you can find several trip insurance plans or cruise insurance plans and almost all cover 100% and more than 100% for trip cancellation and trip interruption respectively. Make sure you know what you require and look carefully that satisfies your requirements. Go through the exclusions to know what is not covered as well. Here is a step by step guide to buy the insurance:
Make sure to save the confirmation email safely as this will have your policy details and also the Certificate number of the plan which is very useful for all the future conversations with the insurance company.
There are various factors that affect the cost of the cheap cruise travel insurance. A standard policy with Trip Cancellation coverage will cost between 5% and 10% of a traveler’s total trip cost.
Travelers can check with the cruise if they will provide a refund or voucher if you cancel. If yes, then travelers do not need to insure the cost of the cruise to make the travel insurance policy a little cheaper.
Look for the following while looking for cruise insurance:
Finding affordable travel insurance for Norway cruises involves comparing various plans to identify one that balances cost with adequate coverage. Here are some options to consider:
For more coverage details on baggage delay, trip delay, and other benefits, please refer to the brochure for the full schedule of benefits.
For more details on missed connection coverage, trip cancellation, and other benefits, please refer to the brochure for the full schedule of benefits.
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
For more details on this plan, including coverage for baggage delay, trip cancellation, and Cancel for Any Reason, please refer to the brochure for a complete list of benefits.
Yes. There are now insurance plans available that will allow travelers to insure up to $150,000!
To learn more about iTravelInsured LX, refer to the plan brochure for the full schedule of benefits.
To learn more about iTravelInsured SE, refer to the plan brochure for the full schedule of benefits.
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
To learn more about iTravelInsured Choice, refer to the plan brochure for the full schedule of benefits.
Yes, several travel insurance plans, including Seven Corners Cruise Insurance, Safe Travels Voyager, iTravelInsured Travel Plans, and Trip Protection Choice, offer coverage for pre-existing medical conditions on a Norway cruise. However, coverage is subject to specific conditions. Many plans provide a waiver for pre-existing conditions if the policy is purchased within a certain time frame after booking the trip.
This waiver ensures that unexpected medical issues related to pre-existing conditions, including emergency treatment and medical evacuations, are covered. Without it, coverage may be limited, and related expenses could be excluded. Always review the policy details and eligibility criteria before purchasing.
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US pensioners and older travelers with Medicare need good international travel insurance given that Medicare offers little coverage outside USA. Any travel overseas involves risks especially for older travelers and the costs of medical evacuation and health care outside the US is expensive.
In this context buying Medicare Supplemental international travel insurance coverage for US senior citizen travelers is strongly recommended.
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Compare and Buy Cruises Travel Insurance with cancel for any reason for senior citizens.
Click here to read more »Cruise travel insurance is strongly recommended for a Norway cruise. A typical cruise insurance policy available in American Visitor Insurance costs between around 6% of the total cruise vacation cost.This additional cruise insurance cost is easily worth it given the value and peace of mind it adds to your Cruise vacation.While it may not be mandatory, it provides essential protection against unexpected events. Best cruise travel insurance for Norway trips cover trip cancellations or interruptions due to illness, weather disruptions, or other emergencies. It also ensures coverage for medical expenses, which can be costly, especially for onboard treatment or medical care in a foreign port.
Norway's fjords and Arctic regions are remote, American Visitor Insurance has specific plans that can cover the medical emergencies in remote areas it will depend on the insurance which you are choosing.
Many travelers want to know if their policy covers cancellations due to illness, severe weather, or other unforeseen circumstances.no need to worry lot of plans in American visitor insurance will cover this type of coverages.
Norway offers unique excursions like glacier hiking and fjord kayaking, so travelers ask if their insurance covers cancellations or injuries during such activities
Travel insurance typically focuses on the health of the traveler and when the insured is traveling by air or land. Trip cancellation insurance which can be used as Cruise insurance offers insurance coverage for the cost of the cruise, as well as possible delay or cancellation of the trip resulting in financial losses. This insurance also provides good medical evacuation coverage and is very useful while the insured is on a cruise.
Yes, lot of cruise related plans in American Visitor Insurance will cover the medical emergencies on cruise in Norway.
It’s generally cheaper and more beneficial to buy travel insurance independently rather than through the cruise line. While cruise line insurance may seem convenient, it often comes with limited coverage and higher premiums compared to private insurance. Independent policies typically offer more comprehensive protection, including coverage for flights, hotels, and excursions that are not booked through the cruise line.On American Visitor Insurance, you can compare the different Cruise insurance options offered by top US insurance providers and buy the Cruise travel insurance that best fits your needs and budget.
Private insurance also provides better medical coverage, including emergency evacuation, which can be crucial if you need medical attention while at sea or abroad. Additionally, independent policies usually cover "cancel for any reason" (CFAR) options and allow for customized coverage, whereas cruise line insurance often lacks flexibility.
Moreover, Cruise insurance offered on American Visitor Insurance gives you the freedom to choose the level of coverage that suits your needs, instead of a one-size-fits-all package from the cruise line. You can also compare multiple providers to get the best deal, which can save you money in the long run. Considering these advantages, it’s a smarter and more cost-effective choice to purchase travel insurance independently.
It is best to buy the cruise insurance as soon as you make the first payment for the trip. The Cruise cancellation insurance benefit starts as soon as you buy the insurance well before the actual cruise start date.
It is possible that you cancel the trip for valid reasons well before the journey and if you have cruise insurance, you are eligible to get the benefit of this coverage. Some benefits such as the ‘Cancel for any reason’ is also time sensitive and usually needs to be bought within 21 days of the first payment.
However travelers can buy cruise insurance later as well and can be bought just before the cruise starts. Some plans are even available post-departure of the cruise.
Don't worry! Your coverage will be worldwide, so you don't have to enter each and every port of call on your itinerary. If one of your stops will be in the US (besides the start or end of the cruise), then you should enter the United States as your destination so that you get a vacation travel insurance that includes domestic travel. Otherwise, you can enter your first port of call and you will be covered for your entire cruise!
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